Statutes and regulations

Letter confirms that a national bank may solicit and conduct trust business and operate non-branch trust offices in California, notwithstanding that the bank's main office is in a different state. Letter also confirms that state laws purporting to prohibit a national bank from engaging in these activities are preempted by federal law. 10/28/99

OCC Interpretive Letter No. 872 · Federal · Agency guidance

OCC Interpretive Letters › Letter confirms that a national bank may solicit and conduct trust business and operate non-branch trust offices in California, notwithstanding that the bank's main office is in a different state. Letter also confirms that state laws purporting to prohibit a national bank from engaging in these activities are preempted by federal law. 10/28/99

See 12 U.S.C. §§ 92a(f) (securities deposit and bond requirement) and 92a(g) (officers’ oath or affidavit 13 requirement). … First of Omaha Service Corp., 439 U.S. 299 (1978) 18 (national bank from one state lending to customers in another state may charge federally authorized interest rate without regard to law of customers

National bank may extend credit to wind energy project and hold an indirect interest in real estate held by the project by acquiring an interest in the LLC that owns the project. The proposed structure facilitates the provision of financing by permitting the bank to receive federal tax credits and reducing the cost of financing.

OCC Interpretive Letter No. 1048 · Federal · Agency guidance

OCC Interpretive Letters › National bank may extend credit to wind energy project and hold an indirect interest in real estate held by the project by acquiring an interest in the LLC that owns the project. The proposed structure facilitates the provision of financing by permitting the bank to receive federal tax credits and reducing the cost of financing.

For example, the OCC has developed and continues to apply federal definitions of “interest” for purposes of 12 U.S.C. § 85 and “branch” for purposes of 12 U.S.C. § 36. … For example, the OCC has developed and continues to apply federal definitions of “interest” for purposes of 12 U.S.C. § 85 and “branch” for purposes of 12 U.S.C. § 36.

Filing FinCEN’s new Currency Transaction Report and Suspicious Activity Report

FinCEN Guidance FIN-2012-G002 · Federal · Agency guidance

FinCEN Guidance (alerts, advisories, notices, bulletins, fact sheets) › Filing FinCEN’s new Currency Transaction Report and Suspicious Activity Report

Abstract: The statute generally referred to as the ‘‘Bank Secrecy Act,’’ Titles I and II of Public Law 91–508, as amended, codified at 12 U.S.C. 1829b, 12 U.S.C. 1951–1959, and 31 U.S.C. 5311–5332 … Participation Act of 1945, 22 U.S.C. 287c.

The Divisions will not recommend that the Commission initiate an enforcement action against Kalshi, Klear, or their participants, for failure to comply with Commission regulations 38.8(b), 38.10, 38.951 (only to the e...

CFTC Letter No. 25-02 · Federal · Agency guidance

CFTC Staff Letters (2008-present) › The Divisions will not recommend that the Commission initiate an enforcement action against Kalshi, Klear, or their participants, for failure to comply with Commission regulations 38.8(b), 38.10, 38.951 (only to the e...

. 6c(b). 17 Commodity Options, 77 FR 25320, 25321, n.6 (Apr. 27, 2012). 18 17 CFR 32.2. 19 Public Law 111–203, 124 Stat. 1376 (2010). 20 CEA section 1a(47), 7 U.S.C. 1a(47). 21 Further Definition … Banc de Binary Ltd., et al., Case No. 2:13-cv-00992-MMD-VCF at 18, ¶65, (D.

Proposed Rule to Amend Real Estate Lending Standards

FDIC FIL-41-2021 · Federal · Agency guidance

FDIC Financial Institution Letters › Proposed Rule to Amend Real Estate Lending Standards

to read as follows: Appendix A to Subpart A of Part 365—Interagency Guidelines for Real Estate Lending Policies * * * * * Loans in Excess of the Supervisory Loan-to-Value Limits * * * * * 18 … to read as follows: Appendix A to Subpart A of Part 365—Interagency Guidelines for Real Estate Lending Policies * * * * * Loans in Excess of the Supervisory Loan-to-Value Limits * * * * * 18

Interagency Guidance on Overdraft Protection Programs

SR 05-3 · Federal · Agency guidance

Federal Reserve SR/CA Letters › Interagency Guidance on Overdraft Protection Programs

[See Footnote 14] Even where the Footnote 9 -- 15 U.S.C. § 45. … [End of Footnote 17] Footnote 18 -- See 12 CFR §§ 202.2(c) and 9.[End of Footnote 18] Footnote 19 -- See 12 CFR § 202.3(c).[End of Footnote 19] 7 20 under which the fee may be imposed.

Issuance of a new Anti-Money Laundering (AML)/Countering the Financing of Terrorism (CFT) Program Requirements Notice of Proposed Rulemaking

FDIC FIL-12-2026 · Federal · Agency guidance

FDIC Financial Institution Letters › Issuance of a new Anti-Money Laundering (AML)/Countering the Financing of Terrorism (CFT) Program Requirements Notice of Proposed Rulemaking

Certain criminal statutes—namely, 18 U.S.C. 1956, 1957, and 1960—are currently included in the BSA definition at 31 CFR 1010.100(e). … Stablecoins (GENIUS) Act on July 18, 2025. Public Law 119–27, codified at 12 U.S.C. 5901 et seq.

Violent Crime Control and Law Enforcement Act of 1994

NV Bulletin 01-009 · Nevada · Agency guidance

Nevada Division of Insurance Bulletins › Violent Crime Control and Law Enforcement Act of 1994

1 Bulletin 01-009 May 25, 2001 VIOLENT CRIME CONTROL AND LAW ENFORCEMENT ACT OF 1994 18 United … Purpose of Bulletin We encourage you to read 18 U.S.C. Sections 1033 and 1034 to evaluate your compliance.

No-action letter permitting, subject to certain conditions, the CPO of a pool comprised solely of sophisticated institutions that do not invest in the pool for the primary purpose of obtaining an investment return, bu...

CFTC Letter No. 17-02 · Federal · Agency guidance

CFTC Staff Letters (2008-present) › No-action letter permitting, subject to certain conditions, the CPO of a pool comprised solely of sophisticated institutions that do not invest in the pool for the primary purpose of obtaining an investment return, bu...

1 The license is restricted to managing “B” on behalf of “professional investors” as defined under the Alternative Investment Fund Managers Directive. 2 7 U.S.C … January 18, 2017 Page 5 Any different, changed or omitted material facts or circumstances might render this letter void.

Computer Fraud and Abuse Act

Justice Manual § 9-48.000 · Federal · Agency guidance

Agency Guidance › DOJ Justice Manual › Title 9: Criminal › 9-48.000 - Computer Fraud and Abuse Act › Justice Manual § 9-48.000

See 18 U.S.C. §§ 1030(a)(1), (a)(2), (a)(3), (a)(4), and (a)(5)(B)-(C).  … See 18 U.S.C. §§ 1030(a)(1), (a)(2), and (a)(4). 

Safety Standard for Baby Changing Products

CPSC Small Entity Compliance Guide: Safety Standard for Baby Changing Products (83 FR 29672) · Federal · Agency guidance

CPSC Small Entity Compliance Guides › Safety Standard for Baby Changing Products

Previous Versions of the Standard 15 U.S.C. § 2056a(b)(4)(B) requires the CPSC to evaluate any updates to an incorporated ASTM standard for durable infant or toddler products to determine whether the revised … July 31, 2022 ASTM F2388-21 June 26, 2019 ASTM F2388-18 Certification Section 14(a) of the Consumer Product Safety Act (CPSA) requires manufacturers and importers of children’s products subject to a regulation

Guidance Regarding Indemnification Agreements and Payments

SR 02-17 · Federal · Agency guidance

Federal Reserve SR/CA Letters › Guidance Regarding Indemnification Agreements and Payments

purpose of this letter is to remind Reserve Bank examination and applications staff, and state member banks and bank holding companies of the limitations on indemnification imposed by section 18 … The term is defined in the law at 12 U.S.C. 1813(u). Return to text Refer to 12 CFR Part 359.

Euronext Brussels, S.A.’s Request for No-Action Relief in Connection with the Offer and Sale in the United States of its Futures Contract Based on the BEL 20 Stock Index.

CFTC Letter No. 11-06 · Federal · Agency guidance

CFTC Staff Letters (2008-present) › Euronext Brussels, S.A.’s Request for No-Action Relief in Connection with the Offer and Sale in the United States of its Futures Contract Based on the BEL 20 Stock Index.

If more than 20 companies comply with the selection criteria, the top 18 companies are selected for inclusion automatically regardless of whether they are already in the Index. … Accordingly, the Index would not be a narrow-based security index if traded on a designated contract market or DTEF. 18 Regarding information sharing, Belgium has no statutes that would prevent the

Notice of Changes in Alaska Statutes Relating to the Health Insurance Portability and Accountability Act of 1996

AK Insurance Bulletin B97-09 · Alaska · Agency guidance

Alaska Division of Insurance Bulletins › Notice of Changes in Alaska Statutes Relating to the Health Insurance Portability and Accountability Act of 1996

Individual guaranteed renewability provisions are in 42 U.S.C. 300gg-42 of the federal law and will be enforced in Alaska. … Federally defined eligible individuals are defined in AS 21.55.500(16) to be those individuals with at least 18 months of creditable coverage with their most recent coverage from a group plan, who are

The Division of Clearing and Risk extended the no-action relief granted in CFTC Letter 14-156 to Eurex Clearing and its U.S. clearing members with regard to Sections 5b(a) and 2(h)(1)(A) of the Commodity Exchange Act....

CFTC Letter No. 15-54 · Federal · Agency guidance

CFTC Staff Letters (2008-present) › The Division of Clearing and Risk extended the no-action relief granted in CFTC Letter 14-156 to Eurex Clearing and its U.S. clearing members with regard to Sections 5b(a) and 2(h)(1)(A) of the Commodity Exchange Act....

Letter No. 14-156 extended the no-action relief originally granted in CFTC Letter No. 13-44 (July 11, 2013). 2 7 U.S.C. § 7a-1(a). 3 7 U.S.C. § 2(h)(1)(A); 17 C.F.R. pt 50. … See Statement of the Commission concerning CME Rule 1001 (March 6, 2013), page 6, available at: http://www.cftc.gov/ucm/groups/public/@newsroom/documents/file/statementofthecommission.pdf.

Insurance Data Security Law, Senate Bill 2831, 2019 Regular Session (Effective July 1, 2019)

MS Insurance Bulletin 2019-4 · Mississippi · Agency guidance

Mississippi Insurance Department Bulletins › Insurance Data Security Law, Senate Bill 2831, 2019 Regular Session (Effective July 1, 2019)

WEST STREET, SUITE 1001 WOOLFOLK BUILDING JACKSON, MISSISSIPPI 39201 www.mid.ms.gov MAILING ADDRESS Post Office Box 79 Jackson, Mississippi 39205-0079 TELEPHONE: (601) 359-3569 FAX: (601) 359-2474 … Security Program in compliance with the Interagency Guidelines Establishing Standards for Safeguarding Customer Information as set forth pursuant to sections 501 and 505 of the Gramm-Leach-Bliley Act (15 U.S.C

The Division of Market Oversight issued an interpretation addressing whether, under Part 151 of the Commission’s regulations, an electric company may treat as bona fide hedging transactions certain derivative transact...

CFTC Letter No. 12-07 · Federal · Agency guidance

CFTC Staff Letters (2008-present) › The Division of Market Oversight issued an interpretation addressing whether, under Part 151 of the Commission’s regulations, an electric company may treat as bona fide hedging transactions certain derivative transact...

d. 7 U.S.C. 6a(3)(A) (1970). 7 U.S.C. 6a(3)(B) (1970). … Reg. 34627 (August 18, 1975). See interim final at 40 Fed. Reg. 48688 (October 17, 1975). 11 See hearing notice at 40 Fed. Reg. 58684 (December 18, 1975), proposed at 42 Fed.

Supervisory Guidance on Board of Directors' Effectiveness

SR 21-3 / CA 21-1 · Federal · Agency guidance

Federal Reserve SR/CA Letters › Supervisory Guidance on Board of Directors' Effectiveness

. 1818 and 12 U.S.C. 1831) and the Bank Holding Company Act (see, e.g., 12 U.S.C. 1844). 3 “Financial strength and resilience” is defined as maintaining effective capital and liquidity governance and … See, e.g., NYSE Listed Company Manual, sections 303A.06 and 303A.07, and The Nasdaq Stock Market Rules, section 5605(c). 18 See, e.g., 12 CFR 252.33(a)(3).

Evraz Rocky Mountain Steel Mills (27-CA-181096)

NLRB Division of Advice Memorandum, Case No. 27-CA-181096 (Evraz Rocky Mountain Steel Mills) · Federal · Agency guidance

NLRB Division of Advice Memoranda (rolling 10-year window) › Evraz Rocky Mountain Steel Mills (27-CA-181096)

App. 1990) (same). 32 18 U.S.C. 2510, et seq. 33 Id. 34 See, e.g., Aldrich v. Ruano, 952 F. Supp. 2d 295, 302-03 (D. Mass. 2013). 35 See Bartnicki v. … App. 1990) (same). 32 18 U.S.C. 2510, et seq. 33 Id. 34 See, e.g., Aldrich v. Ruano, 952 F. Supp. 2d 295, 302-03 (D. Mass. 2013). 35 See Bartnicki v.

No-Action Relief for LCH.Clearnet with Regard to Sections 5b(a) and 2(h)(1)(A) of the Commodity Exchange Act and Implementing Regulations Thereunder.

CFTC Letter No. 13-43 · Federal · Agency guidance

CFTC Staff Letters (2008-present) › No-Action Relief for LCH.Clearnet with Regard to Sections 5b(a) and 2(h)(1)(A) of the Commodity Exchange Act and Implementing Regulations Thereunder.

Christophe Hémon LCH.Clearnet SA CEO 18 rue du Quatre Septembre Paris, France 750002 Re: No-Action Relief with Regard to Sections 5b(a) and 2(h)(1)(A) of the Commodity Exchange Act and Implementing … -1(a). 2 7 U.S.C. 2(h)(1)(A); 17 C.F.R.