Opinion

Generette v. Donegal Mutual Insurance

  • 2005 Pa. Super. 314
  • 884 A.2d 266
  • 2005 Pa. Super. LEXIS 3433
Court
Superior Court of Pennsylvania
Filed
Sep 9, 2005
Status
Published
Author
Gantman
On the bench
Hudock, Elliott, Joyce, Melvin, Klein, Bender, Bowes, Gantman, Panella
Cited by
4 cases

stating that dicta is not binding

How later courts described this case

  • stating that dicta is not binding

Written by the judges who cited it.

The opinion

DISSENTING STATEMENT BY

GANTMAN, J.:

¶ 1 With all due respect, I disagree with the majority’s disposition in this case. Instead, I concur in the dissenting opinion of my esteemed colleague Judge Ford Elliott that the facts of this case do not implicate “stacking” as the legislature has defined the concept. I see this case as a straightforward contract case in which the issue is whether Generette is entitled to the UIM benefits she paid for under the Donegal policy. I further agree with the dissent that Generette is effectively being denied the benefit of her bargain, which renders virtually hollow her specific purchase of UIM benefits. Generette was injured in an automobile accident and was not compensated to the full extent of her injuries. Under the facts and circumstances of this case, I think she should be entitled to UIM benefits under the Donegal policy. Accordingly, I dissent.

This is a copy of a public record, reproduced as it was published. It is not legal advice, and it may not be the version a court would rely on. Check the official source before you cite it.

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