The opinion
REYNALDO G. GARZA, Circuit Judge,
Concurring Specially;
I concur in the opinion prepared in the above case. I write specially because I would have preferred to certify the question of Louisiana law that we decide today to the Supreme Court of Louisiana. I was unable to get one of my co-panelists to certify the simple question of whether the formula in Moody v. Arabie, cited in the opinion, applied to other types of insurance other than workmen’s compensation. Personally, I think that it should and that is the reason for my concurrence.