Statutes and regulations

International Banking

FDIC FIL-85-2004 · Federal · Agency guidance

FDIC Financial Institution Letters › International Banking

(i) Foreign country means any country other than the United States and includes any colony, dependency or possession of any such country. … (i) Foreign country means any country other than the United States and includes any colony, dependency or possession of any such country.

Regulatory Capital Rules: Advanced Approaches Risk-Based Capital Rule and Market Risk Capital Rule

FDIC FIL-32-2013 · Federal · Agency guidance

FDIC Financial Institution Letters › Regulatory Capital Rules: Advanced Approaches Risk-Based Capital Rule and Market Risk Capital Rule

The proposed criteria were designed to ensure that common equity tier 1 capital instruments do not possess features that would cause a banking organization’s condition to further weaken during periods … Banking industry commenters also asserted that some of the proposed criteria could have an adverse impact on ESOPs.

Teleconference for Community Banks on the Interim Final Capital Rule

FDIC FIL-36-2013 · Federal · Agency guidance

FDIC Financial Institution Letters › Teleconference for Community Banks on the Interim Final Capital Rule

The proposed criteria were designed to ensure that common equity tier 1 capital instruments do not possess features that would cause a banking organization’s condition to further weaken during periods … Banking industry commenters also asserted that some of the proposed criteria could have an adverse impact on ESOPs.

BANK REPORTS

FDIC FIL-35-2000 · Federal · Agency guidance

FDIC Financial Institution Letters › BANK REPORTS

Furthermore, subprime loans could be defined on the basis of either (a) loan portfolios or programs that possess certain characteristics or (b) individual loans with these characteristics. … Subprime borrowers represent a broad spectrum of debtors ranging from those who have exhibited repayment problems prior to origination of their loans due to an adverse event, such as job loss or medical

PROPOSED SUPERVISORY GUIDANCE ON INTERNAL RATINGS-BASED SYSTEMS FOR CORPORATE CREDIT AND OPERATIONAL RISK

FDIC FIL-62-2003 · Federal · Agency guidance

FDIC Financial Institution Letters › PROPOSED SUPERVISORY GUIDANCE ON INTERNAL RATINGS-BASED SYSTEMS FOR CORPORATE CREDIT AND OPERATIONAL RISK

Accountability ‘‘Accountability’’ is holding people responsible for their actions and establishing adverse consequences for inaccurate ratings. S. … These units must always have high standing within the organization and should be staffed by individuals possessing the requisite stature, skills, and experience.

Minimum Requirements for Appraisal Management Companies

FDIC FIL-19-2015 · Federal · Agency guidance

FDIC Financial Institution Letters › Minimum Requirements for Appraisal Management Companies

The Agencies are also cognizant of, and concerned about, the potential adverse effects this may have on small communities and rural areas. … The Bureau does not possess any evidence on the number of appraisers to whom an AMC would have to send these letters.

Regulatory Capital Rules: Regulatory Capital, Implementation of Basel III, Minimum Regulatory Capital Ratios, Capital Adequacy, and Transition Provisions

FDIC FIL-25-2012 · Federal · Agency guidance

FDIC Financial Institution Letters › Regulatory Capital Rules: Regulatory Capital, Implementation of Basel III, Minimum Regulatory Capital Ratios, Capital Adequacy, and Transition Provisions

These proposed criteria have been designed to ensure that common equity tier 1 capital instruments do not possess features that would cause a banking organization’s condition to further weaken during … be considered common equity tier 1 capital would be those that are fully equivalent to common stock instruments in terms of their subordination and availability to absorb losses, and that do not possess

Regulatory Capital Rules: Advanced Approaches Risk-Based Capital Rule; Market Risk Capital Rule

FDIC FIL-24-2012 · Federal · Agency guidance

FDIC Financial Institution Letters › Regulatory Capital Rules: Advanced Approaches Risk-Based Capital Rule; Market Risk Capital Rule

Bankruptcy Code (11 U.S.C. 364) to a legal entity or natural person who is a debtor-in-possession for purposes of Chapter 11 of the Bankruptcy Code; and (ii) Other credit exposures to the same legal … environment, including signaling rising risk in an adverse environment; and (D) Capture all material components of specific risk for the debt and equity positions in the portfolio.

Margin and Capital Requirements for Covered Swap Entities

FDIC FIL-47-2014 · Federal · Agency guidance

FDIC Financial Institution Letters › Margin and Capital Requirements for Covered Swap Entities

FHFA and FCA are not re-proposing as part of this proposal a provision similar to that found in § __.11 of the 2011 proposal default by a swap counterparty to a regulated entity could adversely affect … State State is defined in the proposal to mean any State, commonwealth, territory, or possession of the United States, the District of Columbia, the Commonwealth of Puerto Rico, the Commonwealth

Regulatory Capital Rules: Standardized Approach for Risk-Weighted Assets; Market Discipline and Disclosure Requirements

FDIC FIL-27-2012 · Federal · Agency guidance

FDIC Financial Institution Letters › Regulatory Capital Rules: Standardized Approach for Risk-Weighted Assets; Market Discipline and Disclosure Requirements

In 2011, the BCBS revised certain aspects of the Basel capital framework to address potential adverse effects of the framework on trade finance in low income countries.24 In particular, the VerDate … banking organization also should ensure that the legal mechanism under which the collateral is pledged or transferred ensures that the banking organization has the right to liquidate or take legal possession