Statutes and regulations

Letter concludes that the Bank may act as a financial intermediary in customer-driven, perfectly matched, cash-settled derivative transactions referencing longevity indices. The derivatives involve making financial payments based on the performance of indices that track mortality and longevity data of national populations. The Bank's role is to negotiate a financial contract with one customer and an offsetting contract with a second customer. By engaging in the described activities, the Bank will not be providing insurance in a state as principal, as generally prohibited by GLBA section 302. Before the Bank may engage in the transactions, the Bank must notify its EIC, in writing, of the proposed activities and must receive written notification of the EIC's supervisory no-objection.

OCC Interpretive Letter No. 1110 · Federal · Agency guidance

OCC Interpretive Letters › Letter concludes that the Bank may act as a financial intermediary in customer-driven, perfectly matched, cash-settled derivative transactions referencing longevity indices. The derivatives involve making financial payments based on the performance of indices that track mortality and longevity data of national populations. The Bank's role is to negotiate a financial contract with one customer and an offsetting contract with a second customer. By engaging in the described activities, the Bank will not be providing insurance in a state as principal, as generally prohibited by GLBA section 302. Before the Bank may engage in the transactions, the Bank must notify its EIC, in writing, of the proposed activities and must receive written notification of the EIC's supervisory no-objection.

See 15 U.S.C. § 6712(c). … See 12 U.S.C. § 1821(e)(8)(D)(i) (QFCs include swap agreements, forwards, and other similar agreements).

Nuevas Normas Para el Proceso de Transación Aplicable a Ciertas Renovaciones de Planes Médicos Durante el Año 2014

PR Carta Normativa Núm. CN-2013-161-D · Puerto Rico · Agency guidance

Puerto Rico OCS Cartas Normativas y Cartas Circulares › Nuevas Normas Para el Proceso de Transación Aplicable a Ciertas Renovaciones de Planes Médicos Durante el Año 2014

ESTADO LIBRE ASOCIADO DE PUERTO RICO OFICINA DEL COMISIONADO DE SEGUROS 18 de noviembre de 2013 # CARTA NORMATIVA: CN-2013-161-D A TODAS LAS ORGANIZACIONES DE SEGUROS DE SALUD Y ASEGURADORES QUE SUSCRIBEN … Seccion 2709 - "Coverage for Individuals Participating in Approved Clinical Trials", segun codificada en 42 U.S.C. § 300gg-8. 7) Los planes médicos renovados durante el año 2014 bajo estas directrices

No-action position regarding the consolidation of separate risk disclosure statements contained in Regulation 1.55(b) and Appendix A to Regulation 1.55 into a single risk disclosure statement

CFTC Letter No. 16-82 · Federal · Agency guidance

CFTC Staff Letters (2008-present) › No-action position regarding the consolidation of separate risk disclosure statements contained in Regulation 1.55(b) and Appendix A to Regulation 1.55 into a single risk disclosure statement

and Appendix A of Regulation 1.55, in lieu of providing separate risk disclosure statements.2 1 The Commodity Exchange Act (“Act”) may be found at 7 U.S.C … regulations may be found at 17 CFR 1 et. seq. 2 A “non-institutional” customer is defined as a person that does not satisfy the standards of an “eligible contract participant” as set forth in section 1a(18

Letter concludes that a national bank's ownership of a non-controlling interest in an insurance company that reinsures mortgage life, mortgage accidental death, and mortgage disability insurance on loans originated by the lenders with an ownership interest in the insurance company is permissible. (08/03/98)

OCC Interpretive Letter No. 835 · Federal · Agency guidance

OCC Interpretive Letters › Letter concludes that a national bank's ownership of a non-controlling interest in an insurance company that reinsures mortgage life, mortgage accidental death, and mortgage disability insurance on loans originated by the lenders with an ownership interest in the insurance company is permissible. (08/03/98)

See generally, Accounting Principles Board, Op. 18 § 19 (1971) (cost method of accounting for investments in common stock). … Twelve U.S.C. § 24 (Seventh) gives national banks incidental powers that are “necessary” to carry on the business of banking.

Letter concerns the treatment under the revised CRA regulations of the "Direct Deposit Too (DD Too)" program the Financial Management Service (FMS) hopes to develop to expand direct deposit, especially to recipients of federal payments who do not presently have deposit accounts. (06/18/96).

OCC Interpretive Letter No. 728 · Federal · Agency guidance

OCC Interpretive Letters › Letter concerns the treatment under the revised CRA regulations of the "Direct Deposit Too (DD Too)" program the Financial Management Service (FMS) hopes to develop to expand direct deposit, especially to recipients of federal payments who do not presently have deposit accounts. (06/18/96).

. 2901 June 18, 1996 Cathy Donchatz, Director Product Promotion Division Department of the Treasury Financial Management Service Washington, D.C. 20227 Dear Ms. … April 25, 1996) (to be 3 codified at 31 U.S.C. 3332(f)(1)). B.

Dual and Successive Prosecution Policy ("Petite Policy")

Justice Manual § 9-2.031 · Federal · Agency guidance

Agency Guidance › DOJ Justice Manual › Title 9: Criminal › 9-2.000 - Authority Of The U.S. Attorney In Criminal Division Matters/Prior Approvals › Justice Manual § 9-2.031

See 18 U.S.C. §§ 659, 660, 1992, 2101, 2117; see also 15 U.S.C. §§ 80a-36, 1282.

The Division of Clearing and Intermediary Oversight granted exemptive relief from certain of the Part 4 regulations to the registered CPO of a commodity pool, whose shares the CPO intended to publicly offer and to lis...

CFTC Letter No. 08-15 · Federal · Agency guidance

CFTC Staff Letters (2008-present) › The Division of Clearing and Intermediary Oversight granted exemptive relief from certain of the Part 4 regulations to the registered CPO of a commodity pool, whose shares the CPO intended to publicly offer and to lis...

Additionally, The CPO remains subject to all antifraud provisions of the Act and the Commission’s regulations, to the reporting requirements for traders set forth in Parts 15, 18 and 19 of the Commission … Any different, changed or omitted material facts or circumstances might render this letter and the exemptions granted herein void uirements for traders set forth in Parts 15, 18 and 19 of the Commission

Guidelines for Handling Documents Obtained by the Grand Jury

Justice Manual § 9-11.254 · Federal · Agency guidance

Agency Guidance › DOJ Justice Manual › Title 9: Criminal › 9-11.000 - Grand Jury › Justice Manual § 9-11.254

See 18 U.S.C. § 3322. Accordingly, whenever it is practicable to do so, prosecutors obtaining evidence in a criminal investigation should use the following procedures.

Adjudication

USCIS Policy Manual, Vol. 3, Pt. D, Ch. 5 · Federal · Agency guidance

Agency Guidance › USCIS Policy Manual › Volume 3 - Humanitarian Protection and Parole › Part D - Violence Against Women Act › USCIS Policy Manual, Vol. 3, Pt. D, Ch. 5

[45] See 8 U.S.C. 1367 . See Implementation of Section 1367 Information Provisions (PDF) , DHS Instruction 002-02-001, Revision 00.1, issued November 7, 2013. … [46] See 8 U.S.C. 1367(a)(1) .

Laborers' Local 980 (Tutor-Perini) (05-CB-229670)

NLRB Division of Advice Memorandum, Case No. 05-CB-229670 (Laborers' Local 980 (Tutor-Perini)) · Federal · Agency guidance

NLRB Division of Advice Memoranda (rolling 10-year window) › Laborers' Local 980 (Tutor-Perini) (05-CB-229670)

See cases cited in note 18, below. … 302 NLRB at 328 (dues checkoff authorizations are not union-security devices because they do not impose union membership or support as a condition required for continued employment). 14 See 29 U.S.C

The Division of Clearing and Intermediary Oversight granted exemptive relief from certain of the Part 4 regulations to the registered CPO of a commodity pool, whose shares the CPO intended to publicly offer and list f...

CFTC Letter No. 10-23 · Federal · Agency guidance

CFTC Staff Letters (2008-present) › The Division of Clearing and Intermediary Oversight granted exemptive relief from certain of the Part 4 regulations to the registered CPO of a commodity pool, whose shares the CPO intended to publicly offer and list f...

The Act is found at 7 U.S.C. §1, et seq. (2006), and also may be ac- cessed through the Commission’s website, at: http://www.cftc.gov/. 3 See, e.g., 49 Fed. … The Act is found at 7 U.S.C. §1, et seq. (2006), and also may be ac- cessed through the Commission’s website, at: http://www.cftc.gov/. 3 See, e.g., 49 Fed.

Letter confirms the legal permissibility of a finder proposal from a bank to help arrange for the purchase of nonfinancial products by its credit card customers.

OCC Interpretive Letter No. 904 · Federal · Agency guidance

OCC Interpretive Letters › Letter confirms the legal permissibility of a finder proposal from a bank to help arrange for the purchase of nonfinancial products by its credit card customers.

O Comptroller of the Currency Administrator of National Banks Washington, DC 20219 Interpretive Letter #904 January 18, 2001 … The finder function is an activity authorized for national banks under 12 U.S.C. § 24(Seventh) as part of the business of banking.

No-Action Relief for Swaps Between Affiliated Counterparties That Are Neither Swap Dealers Nor Major Swap Participants from Certain Swap Data Reporting Requirements Under Parts 45, 46, and Regulation 50.50(b) of the C...

CFTC Letter No. 13-09 · Federal · Agency guidance

CFTC Staff Letters (2008-present) › No-Action Relief for Swaps Between Affiliated Counterparties That Are Neither Swap Dealers Nor Major Swap Participants from Certain Swap Data Reporting Requirements Under Parts 45, 46, and Regulation 50.50(b) of the C...

L. 111-203, 124 Stat. 1376 (2010). 3 7 U.S.C. § 1, et seq. 4 17 C.F.R. pt. 45 (2012); Swap Data Recordkeeping and Reporting Requirements, 77 Fed. … L. 111-203, 124 Stat. 1376 (2010). 3 7 U.S.C. § 1, et seq. 4 17 C.F.R. pt. 45 (2012); Swap Data Recordkeeping and Reporting Requirements, 77 Fed. Reg. 2136 (Jan. 13, 2012).

Wilson Health (09-CA-210124)

NLRB Division of Advice Memorandum, Case No. 09-CA-210124 (Wilson Health) · Federal · Agency guidance

NLRB Division of Advice Memoranda (rolling 10-year window) › Wilson Health (09-CA-210124)

See also Guideline Memorandum GC 18-04 at 9–11. … or “employer business,” or Miscimarra, concurring) (rule listing information about employees as confidential was unlawful). 41 The Health Insurance Portability and Accountability Act of 1996, 42 U.S.C

Maine Law Concerning Cybersecurity Events

ME Insurance Bulletin 468 · Maine · Agency guidance

Maine Bureau of Insurance Bulletins › Maine Law Concerning Cybersecurity Events

owned by a depository institution and maintains an information security program in compliance with the standards for safeguarding consumer information under the Gramm-Leach-Bliley Act (GLBA) at 15 U.S.C … owned by a depository institution and maintains an information security program in compliance with the standards for safeguarding consumer information under the Gramm-Leach-Bliley Act (GLBA) at 15 U.S.C

Interagency Interpretive Guidance on the Provision of Banking Services to Money Services Businesses Operating in the United States

SR 05-8 · Federal · Agency guidance

Federal Reserve SR/CA Letters › Interagency Interpretive Guidance on the Provision of Banking Services to Money Services Businesses Operating in the United States

U.S.C. 1960. … Under certain circumstances, failure to obtain a required state license to operate a money services business can also result in a violation of 18 U.S.C. 1960. See U.S. v.

TEGNA, Inc. (19-CA-194833)

NLRB Division of Advice Memorandum, Case No. 19-CA-194833 (TEGNA, Inc.) · Federal · Agency guidance

NLRB Division of Advice Memoranda (rolling 10-year window) › TEGNA, Inc. (19-CA-194833)

Services, 348 NLRB 1001, 1003 (2006) (citing Taft Broadcasting Co., 163 NLRB 475, 478 (1967), review denied, 395 F.2d 622 (D.C. … See Detroit Typographical Union No. 18 v. NLRB, 216 F.3d 109, 118 (D.C.

Letter concludes that the Bank may act as a financial intermediary in customer-driven, perfectly matched, cash-settled derivative transactions referencing risk indices associated with designated types of natural events and catastrophes. The Bank's role is to negotiate a financial contract with one customer and an offsetting contract with a second customer. By engaging in the described activities, the Bank will not be providing insurance in a state as principal, as generally prohibited by GLBA section 302. Before the Bank may engage in the transactions, the Bank must notify its EIC, in writing, of the proposed activities and must receive written notification of the EIC's supervisory no-objection.

OCC Interpretive Letter No. 1101 · Federal · Agency guidance

OCC Interpretive Letters › Letter concludes that the Bank may act as a financial intermediary in customer-driven, perfectly matched, cash-settled derivative transactions referencing risk indices associated with designated types of natural events and catastrophes. The Bank's role is to negotiate a financial contract with one customer and an offsetting contract with a second customer. By engaging in the described activities, the Bank will not be providing insurance in a state as principal, as generally prohibited by GLBA section 302. Before the Bank may engage in the transactions, the Bank must notify its EIC, in writing, of the proposed activities and must receive written notification of the EIC's supervisory no-objection.

See 15 U.S.C. § 6712(c). … See 12 U.S.C. § 1821(e)(8)(D)(i) (QFCs include swap agreements).

Revised Policy Statement On Penalty Guidelines

132 FERC ¶ 61,216 · Federal · Agency guidance

FERC Policy Statements › Revised Policy Statement On Penalty Guidelines

. § 603(b)(2006). 290 5 U.S.C. § 601(2)(2006). 291 5 U.S.C. § 553(b)(3)(A)(2006). 292 See also Cent. … (g) "Pecuniary gain" is derived from 18 U.S.C. § 3571(d) and means the additional before tax profit to the entity resulting from the relevant conduct of the violation.

No-action position for registered swap dealers and major swap participants that enter into certain swaps referencing the Secured Overnight Financing Rate (described in the letter) relating to the requirement to disclo...

CFTC Letter No. 24-02 · Federal · Agency guidance

CFTC Staff Letters (2008-present) › No-action position for registered swap dealers and major swap participants that enter into certain swaps referencing the Secured Overnight Financing Rate (described in the letter) relating to the requirement to disclo...

understands that the ARRC and ARRC RWG dissolved after making the Request, however, ARRC RWG’s representatives have informed the Commission that the former members wish to continue with the request. 4 7 U.S.C … referencing LIBOR and other IBORs and replacing them with clearing mandates for interest rate swaps referencing overnight RFRs, including OIS referencing SOFR.). 32 See section 2(h)(2)(D)(ii) of the CEA, 7 U.S.C