View Statute 48-103

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NE Code › Chapter 48 › Section 48-103

This text was captured on Aug 14, 2026. It is a snapshot, not a live feed, so check the official code before relying on it.

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If an employer, as defined in section 48-106 , does not carry a policy of workers' compensation insurance nor qualify as a self-insurer or, in the case of an employer who is a lessor of one or more commercial motor vehicles leased to a self-insured motor carrier, is not a party to an effective agreement pursuant to section 48-115.02 , he or she loses the right to interpose the three defenses mentioned in section 48-102 in any action brought against him or her for personal injury or death of an employee.

Laws 1913, c. 198, § 3, p. 579;

R.S.1913, § 3644;

C.S.1922, § 3026;

C.S.1929, § 48-103;

R.S.1943, § 48-103;

Laws 1971, LB 572, § 3;

Laws 1986, LB 811, § 25;

Laws 1997, LB 474, § 1.

Under this section, when an employer fails to carry workers' compensation insurance or an acceptable alternative and an injured employee elects to seek damages in a common-law action, the employer "loses the right to interpose" contributory negligence (unless the employee was intoxicated or willfully negligent), the fellow-servant rule, and assumption of the risk as defenses in the action. Estate of Coe v. Willmes Trucking, 268 Neb. 880, 689 N.W.2d 318 (2004).

Under this section, when an employer fails to carry workers' compensation insurance or an acceptable alternative and an injured employee elects to seek damages in a common-law action, the employer "loses the right to interpose" contributory negligence (unless the employee was intoxicated or willfully negligent), the fellow-servant rule, and assumption of the risk as defenses in the action. Estate of Coe v. Willmes Trucking, 268 Neb. 880, 689 N.W.2d 318 (2004).

This is a copy of a public record, reproduced as it was published. It is not legal advice, and it may not be the version a court would rely on. Check the official source before you cite it.

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View Statute 48-103 · Neb. Rev. Stat. § 48-103 | Frix