54-52.1-02. Uniform group insurance program created - Formation into subgroups

54-52.1-02. Uniform group insurance program created - Formation into subgroups

In order to promote the economy and efficiency of employment in the state's service, reduce

personnel turnover, and offer an incentive to high-grade individuals to enter and remain in the

service of state employment, there is created a uniform group insurance program. The uniform

group must be composed of eligible and retired employees and be formed to provide hospital

benefits coverage, medical benefits coverage, and life insurance benefits coverage in the

manner set forth in this chapter. The uniform group may be divided into the following subgroups

at the discretion of the board:

1. Medical and hospital benefits coverage group consisting of active eligible employees

and retired employees not eligible for Medicare, except for employees who first retire

after July 1, 2015, and are not eligible for Medicare on their retirement. In determining

premiums for coverage under this subsection for retired employees not eligible for

Medicare, the rate for a non-Medicare retiree single plan is one hundred fifty percent of

the active member single plan rate, the rate for a non-Medicare retiree family plan of

two people is twice the non-Medicare retiree single plan rate, and the rate for a

non-Medicare retiree family plan of three or more persons is two and one-half times

the non-Medicare retiree single plan rate.

2. In addition to the coverage provided in subsection 1, another coverage option may be

provided for retired employees not eligible for Medicare, except for employees who

first retire after July 1, 2015, and are not eligible for Medicare on their retirement,

provided the option does not increase the implicit subsidy as determined by the

governmental accounting standards board's other postemployment benefit reporting

procedure. In offering this additional option, the board may have an open enrollment

but thereafter enrollment for this option must be as specified in section 54-52.1-03.

3. Retired Medicare-eligible employee group medical and hospital benefits coverage.

4. Active eligible employee life insurance benefits coverage.

5. Retired employee life insurance benefits coverage.

6. Terminated employee continuation group medical and hospital benefits coverage.

7. Terminated employee conversion group medical and hospital benefits coverage.

8. Dental benefits coverage.

9. Vision benefits coverage.

10. Long-term care benefits coverage.

11. Employee assistance benefits coverage.

12. Prescription drug coverage.