806 KAR 17:030. Surgical schedule

Section 1. A health policy, or rider attached, or to be attached thereto, providing identification for surgical care through the means of an operation or surgical schedule will not be approved for use in Kentucky unless it complies with the following: (1) Where the indemnity is limited to the listed operation(s), the policy or rider shall indicate in unequivocal language that indemnity will be paid only for listed operations; and (2) If the company is to determine the amount to be paid for any unlisted operation, the policy must provide that the amount will be determined: (a) On a basis of comparative severity or original difficulty with operations listed in the schedule of operations; (b) On the basis of usual and customary charges in the community by accredited physicians for comparable services; or (c) On some other basis as may be approved by the commissioner.