Section 1798.97.5
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California Code › Code civ › Division 3 › Part 4 › Title 1.81.35 › Section 1798.97.5
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(a) Except as set forth in subdivision (b), this title applies only to debts incurred on or after July 1, 2023.
(b) Notwithstanding subdivision (a), a debtor may file a cross-complaint described by paragraph (2) of subdivision (a) of Section 1798.97.3 in an action filed by a claimant to collect a debt incurred prior to July 1, 2023, in which case, this title applies to that action, unless a final judgment has been entered in that action.
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