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  • Appraisals for Higher-Priced Mortgage Loans Exemption Threshold

    Federal Register · Proposed Rule · Aug 4, 2016

    materials, and viewing the docket after the close of the comment period … For purposes of § 226.43(b)(2), the threshold amount in effect during a particular period is the amount stated in comment 43(b)(2)-3 for that period.

    81 FR 51394Treasury DepartmentComptroller of the Currency
  • Partial Extension of Comment Deadline on CARD Act Request for Information

    Federal Register · Notice · May 13, 2015

    ACTION: Notice; extension of comment period. … The Request for Information provided a 60-day comment period that will end on May 18, 2015.

    80 FR 27294Consumer Financial Protection Bureau
  • Consumer Leasing (Regulation M)

    Federal Register · Proposed Rule · Aug 4, 2016

    The threshold amount in effect during a particular time period is the amount stated in comment 2(e)-11 for that period. … The threshold amount in effect during a particular time period is the amount stated in comment 2(e)-11 for that period.

    81 FR 51400Federal Reserve SystemConsumer Financial Protection Bureau
  • Prepaid Accounts Under the Electronic Fund Transfer Act (Regulation E) and the Truth in Lending Act (Regulation Z)

    Federal Register · Proposed Rule · Dec 23, 2014

    The comment period on the Mobile RFI ended on September 10, 2014. … In 2011, the Board adopted comment 2(a)(15)-2.ii.C as part of implementing the Credit CARD Act provisions.

    79 FR 77102Consumer Financial Protection Bureau
  • Amendments to the 2013 Mortgage Rules Under the Equal Credit Opportunity Act (Regulation B), Real Estate Settlement Procedures Act (Regulation X), and the Truth in Lending Act (Regulation Z)

    Federal Register · Proposed Rule · Jul 2, 2013

    , regardless of whether the compensation is actually paid during that time period (see comment 36(d)(1)-3.v.C). … For total compensation, the relevant time period is the same time period, but only certain types of compensation may be included in the total compensation amount for that time period (see comment 36(d)

    78 FR 39902Consumer Financial Protection Bureau
  • Amendments to the 2013 Mortgage Rules Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z); Correction

    Federal Register · Rule · Jul 5, 2017

    CFPB-2014-0033] RIN 3170-AA74 Amendments to the 2013 Mortgage Rules Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z); Correction AGENCY … The comment refers to an example in comment 39(c)(1)(ii)-1.ii but should have referenced comment 39(c)(1)(ii)-2.ii. The relevant example is set forth in comment 39(c)(1)(ii)-2.ii.

    82 FR 30947Consumer Financial Protection Bureau
  • Appraisals for Higher-Priced Mortgage Loans Exemption Threshold

    Federal Register · Rule · Oct 20, 2022

    Regulatory Analysis Administrative Procedure Act Under the Administrative Procedure Act, notice and opportunity for public comment are not required if the agency finds that notice and public comment … For purposes of § 34.203(b)(2), the threshold amount in effect during a particular period is the amount stated in comment 203(b)(2)-3 for that period.

    87 FR 63663Treasury DepartmentComptroller of the Currency
  • Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)

    Federal Register · Rule · May 31, 2023

    The CFPB received several written requests to extend the comment period. … Regulations that implement HMDA and the Community Reinvestment Act provide similar periods to determine coverage.

    88 FR 35150Consumer Financial Protection Bureau
  • Truth in Lending (Regulation Z)

    Federal Register · Rule · Dec 10, 2020

    For purposes of § 226.3(b), the threshold amount in effect during a particular period is the amount stated in comment 3(b)-3 for that period. … For purposes of § 1026.3(b), the threshold amount in effect during a particular period is the amount stated in comment 3(b)-3 below for that period.

    85 FR 79394Federal Reserve SystemConsumer Financial Protection Bureau
  • Debt Collection Practices (Regulation F)

    Federal Register · Rule · Jan 19, 2021

    These commenters also asked the Bureau to provide that the validation period starts from the date the person authorized to act on behalf of the deceased consumer's estate receives the validation notice … Many creditors or third parties acting on a creditor's behalf routinely provide consumers with account statements, such as periodic statements or invoices.

    86 FR 5766Consumer Financial Protection Bureau
  • Truth in Lending (Regulation Z)

    Federal Register · Rule · Dec 15, 2025

    For purposes of § 226.3(b), the threshold amount in effect during a particular period is the amount stated in comment 3(b)-3 for that period. … For purposes of § 1026.3(b), the threshold amount in effect during a particular period is the amount stated in comment 3(b)-3 below for that period.

    90 FR 57882Federal Reserve SystemConsumer Financial Protection Bureau
  • Protecting Americans From Harmful Data Broker Practices (Regulation V); Extension of Comment Period

    Federal Register · Proposed Rule · Mar 5, 2025

    ACTION: Proposed rule; extension of comment period. … The NPRM provided a comment period that was set to close on March 3, 2025.

    90 FR 11236Consumer Financial Protection Bureau
  • Truth in Lending (Regulation Z)

    Federal Register · Rule · Nov 29, 2023

    Regulatory Analysis Administrative Procedure Act Under the Administrative Procedure Act, notice and opportunity for public comment are not required if the Agencies find that notice and public comment … For purposes of § 226.3(b), the threshold amount in effect during a particular period is the amount stated in comment 3(b)-3 for that period.

    88 FR 83322Federal Reserve SystemConsumer Financial Protection Bureau
  • Request for Information Regarding Promoting Access to Mortgage Credit

    Federal Register · Proposed Rule · Jul 9, 2026

    DATES: Comments must be received on or before August 10, 2026. ADDRESSES: You may submit comments, identified by Docket No. … waiting period. 59 For refinancing transactions for which there is a three-business-day rescission period after consummation under TILA, several commenters stated that requiring a three-business-day

    91 FR 42382Consumer Financial Protection Bureau
  • Request for Information Regarding the Small Business Lending Market; Extension

    Federal Register · Notice · Jul 12, 2017

    ACTION: Notice; extension of comment period. … (Dodd-Frank Act).

    82 FR 32177Consumer Financial Protection Bureau
  • Semiannual Regulatory Agenda

    Federal Register · Proposed Rule · Jun 13, 2014

    The proposal had two comment periods. … Timetable:   Action Date FR Cite NPRM 08/23/12 77 FR 51116 NPRM Comment Period Extended 09/06/12 77 FR 54843 NPRM Comment Period End 11/06/12 Final Rule

    79 FR 34146Consumer Financial Protection BureauConsumer Product Safety Commission
  • Loan Originator Compensation Requirements Under the Truth In Lending Act (Regulation Z); Prohibition on Financing Credit Insurance Premiums; Delay of Effective Date

    Federal Register · Proposed Rule · May 10, 2013

    Act). … charged periodically.

    78 FR 27308Consumer Financial Protection Bureau
  • Credit Card Penalty Fees (Regulation Z)

    Federal Register · Rule · Mar 15, 2024

    The CARD Act The Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD Act) was signed into law on May 22, 2009. 6 The CARD Act primarily amended TILA  7 and instituted … Comment Received Support for late fee courtesy period.

    89 FR 19128Consumer Financial Protection Bureau
  • High-Cost Mortgage and Homeownership Counseling Amendments to the Truth in Lending Act (Regulation Z) and Homeownership Counseling Amendments to the Real Estate Settlement Procedures Act (Regulation X)

    Federal Register · Proposed Rule · Aug 15, 2012

    However, consistent with the requirements of the Paperwork Reduction Act, the comment period for the proposed analysis under that Act will end 60 days after publication of this notice in the Federal … The Bureau is seeking comment on an appropriate implementation period for the final rules.

    77 FR 49090Consumer Financial Protection Bureau
  • Electronic Fund Transfers (Regulation E)

    Federal Register · Proposed Rule · May 16, 2014

    ACTION: Proposed rule; extension of comment period. … implements the Electronic Fund Transfers Act.

    79 FR 28458Consumer Financial Protection Bureau

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