Documents

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780 results

3.31s

  • Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)

    Federal Register · Rule · May 31, 2023

    The CFPB received several written requests to extend the comment period. … Regulations that implement HMDA and the Community Reinvestment Act provide similar periods to determine coverage.

    88 FR 35150Consumer Financial Protection Bureau
  • Truth in Lending (Regulation Z)

    Federal Register · Rule · Dec 10, 2020

    For purposes of § 226.3(b), the threshold amount in effect during a particular period is the amount stated in comment 3(b)-3 for that period. … For purposes of § 1026.3(b), the threshold amount in effect during a particular period is the amount stated in comment 3(b)-3 below for that period.

    85 FR 79394Federal Reserve SystemConsumer Financial Protection Bureau
  • Debt Collection Practices (Regulation F)

    Federal Register · Rule · Jan 19, 2021

    These commenters also asked the Bureau to provide that the validation period starts from the date the person authorized to act on behalf of the deceased consumer's estate receives the validation notice … Many creditors or third parties acting on a creditor's behalf routinely provide consumers with account statements, such as periodic statements or invoices.

    86 FR 5766Consumer Financial Protection Bureau
  • Debt Collection Practices (Regulation F); Extension of Comment Period

    Federal Register · Proposed Rule · May 21, 2020

    The SNPRM provided a 60-day comment period that was set to close on May 4, 2020. … to extend the comment period for an additional 60- day period.

    85 FR 30890Consumer Financial Protection Bureau
  • Request for Information Regarding Promoting Access to Mortgage Credit

    Federal Register · Proposed Rule · Jul 9, 2026

    DATES: Comments must be received on or before August 10, 2026. ADDRESSES: You may submit comments, identified by Docket No. … waiting period. 59 For refinancing transactions for which there is a three-business-day rescission period after consummation under TILA, several commenters stated that requiring a three-business-day

    91 FR 42382Consumer Financial Protection Bureau
  • Small Business Lending Under the Equal Credit Opportunity Act (Regulation B); Extension of Compliance Dates

    Federal Register · Rule · Jul 3, 2024

    Finally, the CFPB is updating its grace period policy statement to reflect the revised compliance dates. The CFPB seeks comment on this interim final rule. II. … Administrative Procedure Act The Administrative Procedure Act (APA) does not require notice and opportunity for public comment if an agency for good cause finds that notice and public comment are impracticable

    89 FR 55024Consumer Financial Protection Bureau
  • Loan Originator Compensation Requirements Under the Truth in Lending Act (Regulation Z); Prohibition on Financing Credit Insurance Premiums; Delay of Effective Date

    Federal Register · Rule · May 31, 2013

    charged periodically. … These commenters agreed that interpretive questions exist regarding the application of the provision to credit insurance premiums charged periodically, in particular to level or levelized premiums.

    78 FR 32547Consumer Financial Protection Bureau
  • Truth in Lending (Regulation Z)

    Federal Register · Rule · Dec 15, 2025

    For purposes of § 226.3(b), the threshold amount in effect during a particular period is the amount stated in comment 3(b)-3 for that period. … For purposes of § 1026.3(b), the threshold amount in effect during a particular period is the amount stated in comment 3(b)-3 below for that period.

    90 FR 57882Federal Reserve SystemConsumer Financial Protection Bureau
  • Protecting Americans From Harmful Data Broker Practices (Regulation V); Extension of Comment Period

    Federal Register · Proposed Rule · Mar 5, 2025

    ACTION: Proposed rule; extension of comment period. … The NPRM provided a comment period that was set to close on March 3, 2025.

    90 FR 11236Consumer Financial Protection Bureau
  • Truth in Lending (Regulation Z)

    Federal Register · Rule · Oct 30, 2019

    For purposes of § 226.3(b), the threshold amount in effect during a particular period is the amount stated in comment 3(b)-3 for that period. … For purposes of § 1026.3(b), the threshold amount in effect during a particular period is the amount stated in comment 3(b)-3 below for that period.

    84 FR 58020Federal Reserve SystemConsumer Financial Protection Bureau
  • Truth in Lending (Regulation Z)

    Federal Register · Rule · Nov 29, 2023

    Regulatory Analysis Administrative Procedure Act Under the Administrative Procedure Act, notice and opportunity for public comment are not required if the Agencies find that notice and public comment … For purposes of § 226.3(b), the threshold amount in effect during a particular period is the amount stated in comment 3(b)-3 for that period.

    88 FR 83322Federal Reserve SystemConsumer Financial Protection Bureau
  • Appraisals for Higher-Priced Mortgage Loans Exemption Threshold

    Federal Register · Rule · Nov 29, 2023

    For purposes of § 34.203(b)(2), the threshold amount in effect during a particular period is the amount stated in comment 203(b)(2)-3 for that period. … For purposes of § 226.43(b)(2), the threshold amount in effect during a particular period is the amount stated in comment 43(b)(2)-3 for that period.

    88 FR 83311Treasury DepartmentComptroller of the Currency
  • Request for Information Regarding Credit Card Market

    Federal Register · Notice · Mar 19, 2015

    (e) Online Disclosures Certain disclosures, including disclosures mandated by the CARD Act, are provided to consumers through their periodic billing statements. … the complex rules governing the availability of a grace period is quite challenging.

    80 FR 14365Consumer Financial Protection Bureau
  • Defining Larger Participants of the Consumer Reporting Market

    Federal Register · Rule · Jul 20, 2012

    Dodd-Frank Act. The Proposed Rule stated that the term “Act” means the Consumer Financial Protection Act of 2010. The Bureau did not receive any substantive comments on the proposed definition. … The Bureau received several comments on the appropriate measurement period for assessing larger-participant status (and thus when the supervision period begins).

    77 FR 42874Consumer Financial Protection Bureau
  • Request for Information Regarding the Small Business Lending Market; Extension

    Federal Register · Notice · Jul 12, 2017

    ACTION: Notice; extension of comment period. … (Dodd-Frank Act).

    82 FR 32177Consumer Financial Protection Bureau
  • Semiannual Regulatory Agenda

    Federal Register · Proposed Rule · Jun 13, 2014

    The proposal had two comment periods. … Timetable:   Action Date FR Cite NPRM 08/23/12 77 FR 51116 NPRM Comment Period Extended 09/06/12 77 FR 54843 NPRM Comment Period End 11/06/12 Final Rule

    79 FR 34146Consumer Financial Protection BureauConsumer Product Safety Commission
  • Debt Collection Practices (Regulation F); Extension of Comment Period

    Federal Register · Proposed Rule · Aug 2, 2019

    ACTION: Proposed rule; extension of comment period. … amendments to Regulation F which implements the Fair Debt Collection Practices Act (FDCPA).

    84 FR 37806Consumer Financial Protection Bureau
  • Debt Collection Practices (Regulation F)

    Federal Register · Rule · Nov 30, 2020

    Several industry commenters suggested a 10-day processing period, which is the period the FTC has set for processing opt-out requests under the CAN-SPAM Act. … Length of Retention Period Industry commenters expressed differing views as to the proposed three-year record retention period.

    85 FR 76734Consumer Financial Protection Bureau
  • Loan Originator Compensation Requirements Under the Truth In Lending Act (Regulation Z); Prohibition on Financing Credit Insurance Premiums; Delay of Effective Date

    Federal Register · Proposed Rule · May 10, 2013

    Act). … charged periodically.

    78 FR 27308Consumer Financial Protection Bureau
  • High-Cost Mortgage and Homeownership Counseling Amendments to the Truth in Lending Act (Regulation Z) and Homeownership Counseling Amendments to the Real Estate Settlement Procedures Act (Regulation X)

    Federal Register · Proposed Rule · Aug 15, 2012

    However, consistent with the requirements of the Paperwork Reduction Act, the comment period for the proposed analysis under that Act will end 60 days after publication of this notice in the Federal … The Bureau is seeking comment on an appropriate implementation period for the final rules.

    77 FR 49090Consumer Financial Protection Bureau

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