Agenda

Semiannual Regulatory Agenda

Federal Register / Vol. 91 , No. 156 / Friday, August 14, 2026 /

Unified Agenda

[[Page 53050]]

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DEPARTMENT OF THE TREASURY

31 CFR Subtitles A and B

Agenda

AGENCY: Department of the Treasury.

ACTION: Regulatory agenda.

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SUMMARY: This notice is given pursuant to the requirements of the

Regulatory Flexibility Act and Executive Order 12866 (``Regulatory

Planning and Review''), as amended, which require the publication by

the Department of an agenda of regulations.

FOR FURTHER INFORMATION CONTACT: The Agency contact identified in the

item relating to that regulation.

SUPPLEMENTARY INFORMATION: The regulatory agenda includes regulations

that the Department has issued or expects to issue and rules currently

in effect that are under departmental or bureau review.

The complete Unified Agenda will be available online at

www.reginfo.gov and www.regulations.gov, in a format that offers users

an enhanced ability to obtain information from the Agenda database.

Because publication in the Federal Register is mandated for the

regulatory flexibility agenda required by the Regulatory Flexibility

Act (5 U.S.C. 602), Treasury's printed agenda entries include only:

(1) Rules that are in the regulatory flexibility agenda, in

accordance with the Regulatory Flexibility Act, because they are likely

to have a significant economic impact on a substantial number of small

entities; and

(2) Rules that have been identified for periodic review under

section 610 of the Regulatory Flexibility Act.

Printing of these entries is limited to fields that contain

information required by the Regulatory Flexibility Act's Agenda

requirements. Additional information on these entries is available in

the Unified Agenda available on the internet.

The agenda of the Department of the Treasury conforms to the

Unified Agenda format developed by the Regulatory Information Service

Center (RISC).

Michael Briskin,

Deputy Assistant General Counsel for General Law and Regulation.

BILLING CODE 4810-01-P

Financial Crimes Enforcement Network--Proposed Rule Stage

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Regulation

Sequence No. Title Identifier No.

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1......................... Revisions to Customer Due 1506-AB60

Diligence Requirements

for Financial

Institutions.

2......................... Customer Identification 1506-AB66

Programs for Registered

Investment Advisers and

Exempt Reporting Advisers.

3......................... Anti-Money Laundering and 1506-AB72

Countering the Financing

of Terrorism Programs.

4......................... Permitted Payment 1506-AB73

Stablecoin Issuer Anti-

Money Laundering/

Countering the Financing

of Terrorism Program and

Sanctions Compliance

Program Requirements

(Section 610 Review).

5......................... Permitted Payment 1506-AB74

Stablecoin Issuer

Customer Identification

Program (Section 610

Review).

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Financial Crimes Enforcement Network--Completed Actions

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Regulation

Sequence No. Title Identifier No.

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6......................... Anti-Money Laundering and 1506-AB52

Countering the Financing

of Terrorism Programs.

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Comptroller of the Currency--Proposed Rule Stage

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Regulation

Sequence No. Title Identifier No.

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7......................... Extensions of Credit to 1557-AF44

Insiders and Transactions

with Affiliates.

8......................... Regulatory Capital Rules: 1557-AF49

Regulatory Capital and

Standardized Approach for

Risk-weighted Assets.

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Comptroller of the Currency--Final Rule Stage

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Regulation

Sequence No. Title Identifier No.

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9......................... Rescinding and Amending 1557-AF32

Regulations Consistent

with Executive Order

14219 (Section 610

Review).

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Department of the Treasury (TREAS)

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Financial Crimes Enforcement Network Proposed Rule Stage

(FINCEN)

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1. REVISIONS TO CUSTOMER DUE DILIGENCE REQUIREMENTS FOR FINANCIAL

INSTITUTIONS [1506-AB60]

Legal Authority: 12 U.S.C. 1829b; 12 U.S.C. 1951 to 1960; 31 U.S.C.

5311 to 5314; 31 U.S.C. 5316 to 5336;

Relevant Executive Orders: 14219; 14157; 14193

Abstract: FinCEN intends to issue an NPRM titled ``Revisions to

Customer Due Diligence Requirements for Financial Institutions,''

relating to Section 6403(d) of the Corporate Transparency Act (CTA).

Section 6403(d) of the CTA requires FinCEN to revise its customer due

diligence requirements for financial institutions to account for the

changes created by the beneficial ownership information reporting and

access requirements set out in the CTA.

Timetable:

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Action Date FR Cite

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NPRM................................ 03/00/27 .......................

[[Page 53051]]

NPRM Comment Period End............. 05/00/27 .......................

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Regulatory Flexibility Analysis Required: Yes

Agency Contact: FinCEN Regulatory Support Section, Department of

the Treasury, Financial Crimes Enforcement Network, P.O. Box 39,

Vienna, VA 22183

Phone: 800 767-2825

Email: [email protected]

RIN: 1506-AB60

2. CUSTOMER IDENTIFICATION PROGRAMS FOR REGISTERED INVESTMENT ADVISERS

AND EXEMPT REPORTING ADVISERS [1506-AB66]

Legal Authority: 12 U.S.C. 1829b; 12 U.S.C. 1951 to 1960; 31 U.S.C.

5311 to 5314; 31 U.S.C. 5316 to 5336

Relevant Executive Orders: 14219; 14157; 14193; 14331

Abstract: FinCEN intends to reissue a joint NPRM with the

Securities and Exchange Commission, implementing Section 326 of the

Uniting and Strengthening America by Providing Appropriate Tools

Required to Intercept and Obstruct Terrorism Act of 2001 (USA PATRIOT

Act) with regard to customer identification program (CIP) requirements

for certain investment advisers. This proposal would replace the

previous IA CIP NPRM that FinCEN published on May 21, 2024.

Specifically, as in the originally proposed rule, FinCEN would require

a registered investment adviser (RIA) and an exempt reporting adviser

(ERA) to establish a CIP as part of an AML/CFT program. RIAs and ERAs

would be required to implement reasonable procedures to identify and

verify the identity of their customers, among other requirements, in

order to form a reasonable belief that RIAs and ERAs know the true

identity of their customers. FinCEN anticipates, however, that in the

reissued proposed rule these requirements would be more effectively

tailored to the diverse business models and risk profiles of types of

firms within the investment adviser sector than in the originally

proposed rule.

Timetable:

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Action Date FR Cite

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NPRM................................ 05/21/24 89 FR 44571

NPRM Comment Period End............. 07/22/24 .......................

NPRM................................ 09/00/26 .......................

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Regulatory Flexibility Analysis Required: Yes

Agency Contact: FinCEN Regulatory Support Section, Department of

the Treasury, Financial Crimes Enforcement Network, P.O. Box 39,

Vienna, VA 22183

Phone: 800 767-2825

Email: [email protected]

RIN: 1506-AB66

3. ANTI-MONEY LAUNDERING AND COUNTERING THE FINANCING OF

TERRORISM PROGRAMS [1506-AB72]

Legal Authority: 12 U.S.C. 1829b and 1951-60; 31 U.S.C. 5311-5314

and 5316-5336; title III, sec. 314, Pub. L. 107-56, 115 Stat. 307; sec.

2006, Pub. L. 114-41, 129 Stat. 458-459; sec. 701, Pub. L. 114-74, 129

Stat. 599; sec. 6403, Pub. L. 116-283, 134 Stat. 3388.

Relevant Executive Orders: 14157; 14193; 14331

Abstract: Pursuant to the Department of the Treasury (Treasury) and

FinCEN's efforts to modernize the Bank Secrecy Act (BSA) and to

implement provisions of the Anti-Money Laundering Act of 2020 (AML

Act), FinCEN is proposing a new rule to revise the requirements for

financial institutions' anti-money laundering and countering the

financing of terrorism (AML/CFT) programs. This forthcoming NPRM will

supersede the proposed rule on AML/CFT programs that FinCEN issued in

July 2024, which FinCEN does not intend to finalize.

Timetable:

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Action Date FR Cite

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NPRM................................ 04/10/26 91 FR 18704

NPRM Comment Period End............. 06/09/26 .......................

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Regulatory Flexibility Analysis Required: Yes

Agency Contact: FinCEN Regulatory Support Section, Department of

the Treasury, Financial Crimes Enforcement Network, P.O. Box 39,

Vienna, VA 22183

Phone: 800 767-2825

Email: [email protected]

RIN: 1506-AB72

4. PERMITTED PAYMENT STABLECOIN ISSUER ANTI-MONEY LAUNDERING/

COUNTERING THE FINANCING OF TERRORISM PROGRAM AND SANCTIONS COMPLIANCE

PROGRAM REQUIREMENTS (SECTION 610 REVIEW) [1506-AB73]

Legal Authority: GENIUS Act; Bank Secrecy Act

Abstract: The Department of the Treasury's Financial Crimes

Enforcement Network (FinCEN) and Office of Foreign Assets Control

(OFAC) are jointly issuing a notice of proposed rulemaking to implement

the GENIUS Act's directive to treat permitted payment stablecoin

issuers (PPSIs) as financial institutions under the Bank Secrecy Act

(BSA) and to propose applicable anti-money laundering and countering

the financing of terrorism (AML/CFT) obligations for PPSIs and certain

other specific obligations required by the GENIUS Act. The proposed

rule would also implement the GENIUS Act's directive to require PPSIs

to maintain an effective sanctions compliance program. Although issuing

this proposed rule jointly, FinCEN and OFAC are proposing independent

changes to two different chapters of Title 31 of the Code of Federal

Regulations.

Timetable:

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Action Date FR Cite

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NPRM................................ 04/10/26 91 FR 18582

NPRM Comment Period End............. 06/09/26 .......................

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Regulatory Flexibility Analysis Required: Yes

Agency Contact: FinCEN Regulatory Support Section, Department of

the Treasury, Financial Crimes Enforcement Network, P.O. Box 39,

Vienna, VA 22183

Phone: 800 767-2825

Email: [email protected]

RIN: 1506-AB73

5. PERMITTED PAYMENT STABLECOIN ISSUER CUSTOMER IDENTIFICATION

PROGRAM (SECTION 610 REVIEW) [1506-AB74]

Legal Authority: GENIUS Act; Bank Secrecy Act

Abstract: The Department of the Treasury's Financial Crimes

Enforcement Network (FinCEN), together with the Office of the

Comptroller of the Currency, the Board of Governors of the Federal

Reserve System, the Federal Deposit Insurance Corporation, and the

National Credit Union Administration (collectively, the Agencies), are

jointly issuing a notice of proposed rulemaking to implement the GENIUS

Act's directives to treat permitted payment stablecoin issuers (PPSIs)

as financial institutions under the Bank Secrecy Act (BSA) by requiring

PPSIs to maintain an effective customer identification program (CIP).

Timetable:

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Action Date FR Cite

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NPRM................................ 07/00/26 .......................

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Regulatory Flexibility Analysis Required: Yes

[[Page 53052]]

Agency Contact: FinCEN Regulatory Support Section, Department of

the Treasury, Financial Crimes Enforcement Network, P.O. Box 39,

Vienna, VA 22183

Phone: 800 767-2825

Email: [email protected]

RIN: 1506-AB74

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Department of the Treasury (TREAS)

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Financial Crimes Enforcement Network Completed Actions

(FINCEN)

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6. ANTI-MONEY LAUNDERING AND COUNTERING THE FINANCING OF TERRORISM

PROGRAMS [1506-AB52]

Legal Authority: 12 U.S.C. 1829b; 12 U.S.C. 1951 to 1960; 31 U.S.C.

5311 to 5314; 31 U.S.C. 5316 to 5336

Relevant Executive Orders: 14157; 14193; 14331

Abstract: On July 3, 2024, FinCEN issued an NPRM to implement

section 6101(b) of the AML Act, which requires the Secretary of the

Treasury to issue and promulgate rules for financial institutions to

carry out the government-wide anti-money laundering and countering the

financing of terrorism priorities (AML/CFT Priorities). FinCEN is

considering comments to that NPRM in the development of a new NPRM. As

part of this second NPRM, FinCEN intends to propose revisions to the

AML/CFT Program and SAR Filing Requirements for Registered Investment

Advisers (RIAs) and Exempt Reporting Advisers (ERAs) (IA AML Rule),

which FinCEN issued on September 9, 2024, and ensure the IA AML Rule is

effectively tailored to the diverse business models and risk profiles

of types of firms within the investment adviser sector.

Completed:

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Reason Date FR Cite

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Withdrawn--replaced by 1506-AB72.... 04/07/26 .......................

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Regulatory Flexibility Analysis Required: Yes

Agency Contact: FinCEN Regulatory Support Section

Phone: 800 767-2825

Email: [email protected]

RIN: 1506-AB52

BILLING CODE 4810-02-P

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Department of the Treasury (TREAS)

------------------------------------------- Proposed Rule Stage

Comptroller of the Currency (OCC)

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7. EXTENSIONS OF CREDIT TO INSIDERS AND TRANSACTIONS WITH

AFFILIATES [1557-AF44]

Legal Authority: 12 U.S.C. 93a; 12 U.S.C. 375a(4); 12 U.S.C.

375b(3); 12 U.S.C. 1463; 12 U.S.C. 1467a(d); 12 U.S.C. 1468; 12 U.S.C.

1817(k); 12 U.S.C. 5412(b)(2)(B)

Abstract: The OCC, jointly with the FDIC, are considering issuing

an NPRM to establish new quantitative thresholds concerning certain

extensions of credit to insiders applicable to OCC- and FDIC-supervised

institutions to reduce burden and focus supervisory attention on

material financial risk.

Timetable:

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Action Date FR Cite

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NPRM................................ 07/00/26 .......................

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Regulatory Flexibility Analysis Required: Yes

Agency Contact: Mariya Komartsova, Attorney, Department of the

Treasury, Comptroller of the Currency, Chief Counsel's Office, 400 7th

Street SW, Washington, DC 20219

Phone: 202 649-5490

Email: [email protected]

Jorge Aguilar, Counsel, Department of the Treasury, Comptroller of

the Currency, Chief Counsel's Office, 400 7th Street SW, Washington, DC

20219

Phone: 202 649-5490

Email: [email protected]

RIN: 1557-AF44

8. REGULATORY CAPITAL RULES: REGULATORY CAPITAL AND

STANDARDIZED APPROACH FOR RISK-WEIGHTED ASSETS [1557-AF49]

Legal Authority: 12 U.S.C. 93a; 12 U.S.C. 161; 12 U.S.C. 1462; 12

U.S.C. 1462a; 12 U.S.C. 1463; 12 U.S.C. 1464; 12 U.S.C. 1818; 12 U.S.C.

1828(n); 12 U.S.C. 1828 (note); 12 U.S.C. 1831n (note); 12 U.S.C. 1835;

12 U.S.C. 3907; 12 U.S.C. 3909; 12 U.S.C. 5412(b)(2)(B); Pub. L. 116-

136; 134 Stat. 281

Abstract: The OCC, the Federal Reserve Board, and the FDIC plan to

issue a joint notice of proposed rulemaking that would revise the

agencies' risk-based capital rules applicable to bank holding companies

and depository institutions that are not Category I or Category II

banking organizations

Timetable:

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Action Date FR Cite

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NPRM................................ 07/00/26 .......................

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Regulatory Flexibility Analysis Required: Yes

Agency Contact: Carl Kaminski, Assistant Director, Department of

the Treasury, Comptroller of the Currency, Chief Counsel's Office, 400

7th Street SW, Washington, DC 20219

Phone: 202 649-5490

Email: [email protected]

RIN: 1557-AF49

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Department of the Treasury (TREAS)

------------------------------------------- Final Rule Stage

Comptroller of the Currency (OCC)

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9. RESCINDING AND AMENDING REGULATIONS CONSISTENT WITH EXECUTIVE ORDER

14219 (SECTION 610 REVIEW) [1557-AF32]

Legal Authority: 12 U.S.C. 24(Eleventh); 93a; 481; 1818; 1464; and

78o-11

Abstract: The Office of the Comptroller of the Currency (OCC) is

inviting public comment on a notice of proposed rulemaking to rescind

or amend certain regulations consistent with Executive Order 14219

(E.O. 14219). Consistent with E.O. 14219, this proposed rule would

streamline title 12 of the Code of Federal Regulations at parts 24, 43,

and 128 by removing or amending regulations that are unnecessary, based

on anything other than the best reading of the underlying statutory

authority, or lacking clear statutory authority.

Timetable:

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Action Date FR Cite

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Interim Final Rule.................. 07/00/26 .......................

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Regulatory Flexibility Analysis Required: No

Agency Contact: Christopher Rafferty, Counsel, Department of the

Treasury, Comptroller of the Currency, Chief Counsel's Office, 400 7th

Street SW, Washington, DC 20219

Phone: 202 649-8276

Email: [email protected]

RIN: 1557-AF32

[FR Doc. Filed 07-31-26; 0:00 a.m.]

BILLING CODE 4810-33-P

[FR Doc. 2026-16600 Filed 8-13-26; 8:45 am]

BILLING CODE 4810-01-P