Supportive Housing for the Elderly; Advance Notice of Senior Preservation Rental Assistance Contracts Award Process

DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT

[Docket No. FR-5667-N-01]

Supportive Housing for the Elderly; Advance Notice of Senior Preservation Rental Assistance Contracts Award Process

AGENCY:

Office of the Assistant Secretary for Housing—Federal Housing Commissioner, (HUD).

ACTION:

Notice.

SUMMARY:

The Section 202 Supportive Housing for the Elderly Act of 2010, signed into law in January 2011, authorizes HUD to provide Senior Preservation Rental Assistance Contracts (SPRACs) with 20-year terms to prevent displacement of elderly residents of certain projects assisted under HUD's Section 202 Supportive Housing for the Elderly program in the case of refinancing or recapitalization and to further preserve and maintain affordability of Section 202 Direct Loan projects. In Fiscal Year (FY) 2012, $16 million was made available for SPRAC funding. This notice advises of HUD's intent to award SPRACs through the proposed application process described in this notice. HUD is soliciting comments on the proposed process for awarding SPRACs and the associated criteria for establishing eligibility to apply for a SPRAC.

DATES:

Comment Due Date: March 11, 2013.

ADDRESSES:

Interested persons are invited to submit comments regarding this notice to the Regulations Division, Office of General Counsel, Department of Housing and Urban Development, 451 7th Street SW., Room 10276, Washington, DC 20410-0500. Communications must refer to the above docket number and title. There are two methods for submitting public comments. All submissions must refer to the above docket number and title.

1. Submission of Comments by Mail.

Comments may be submitted by mail to the Regulations Division, Office of General Counsel, Department of Housing and Urban Development, 451 7th Street SW., Room 10276, Washington, DC 20410-0500.

2. Electronic Submission of Comments.

Interested persons may submit comments electronically through the Federal eRulemaking Portal at

www.regulations.gov.

HUD strongly encourages commenters to submit comments electronically. Electronic submission of comments allows the commenter maximum time to prepare and submit a comment, ensures timely receipt by HUD, and enables HUD to make them immediately available to the public. Comments submitted electronically through the

www.regulations.gov

Web site can be viewed by other commenters and interested members of the public. Commenters should follow the instructions provided on that site to submit comments electronically.

Note:

To receive consideration as public comments, comments must be submitted through one of the two methods specified above. Again, all submissions must refer to the docket number and title of the notice.

No Facsimile Comments.

Facsimile (FAX) comments are not acceptable.

Public Inspection of Public Comments.

All properly submitted comments and communications submitted to HUD will be available for public inspection and copying between 8 a.m. and 5 p.m. weekdays at the above address. Due to security measures at the HUD Headquarters building, an appointment to review the public comments must be scheduled in advance by calling the Regulations Division at 202-708-3055 (this is not a toll-free number). Individuals with speech or hearing impairments may access this number via TTY by calling the Federal Relay Service at 800-877-8339. Copies of all comments submitted are available for inspection and downloading at

www.regulations.gov.

FOR FURTHER INFORMATION CONTACT:

Margaret Salazar, Deputy Director of the Office of Affordable Housing Development, Office of Multifamily Housing Programs, Office of Housing, Department of Housing and Urban Development, 451 7th Street SW., Room 6112, Washington, DC 20410; telephone number 202-708-2495 (this is not a toll-free number). Persons with hearing or speech impairments may access this number through TTY by calling the toll-free Federal Relay Service at 800-877-8339.

SUPPLEMENTARY INFORMATION:

I. Background

The Section 202 Supportive Housing for the Elderly Act of 2010 (Pub. L. 111-372, approved January 4, 2011) (Section 202 of 2010 Act) authorizes HUD to provide SPRACs with 20-year terms to prevent displacement of elderly residents of certain projects assisted under HUD's Section 202 Supportive Housing for the Elderly program (Section 202 program) in the case of refinancing or recapitalization and to further preserve and maintain affordability of Section 202 Direct Loan projects. General authority for a Section 202 Direct Loan is provided by Section 811 of the American Homeownership and Economic Opportunity (AHEO) Act of 2000, as amended by the Section 202 of 2010 Act (12 U.S.C. 1701q note). Pursuant to this authority, SPRAC assistance may be provided to Section 202 properties with original interest rates of 6 percent or less (financed prior to 1974), when the property is refinanced to make capital repairs and the owner does not anticipate debt service savings from the refinance. In FY 2012, $16 million was made available for SPRAC funding.

II. This Notice—Solicitation of Comment

This notice advises of HUD's intent to award SPRACs through the proposed application process described in this notice. HUD is soliciting comments on

the proposed process for awarding SPRACs and the associated criteria for establishing eligibility to apply for a SPRAC. Specifically, HUD requests comment on the following sections of this notice:

Eligibility Criteria

1. Are any additional eligibility criteria necessary to ensure those elderly residents most at risk of displacement receive SPRAC assistance?

2. Should any of the eligibility criteria be removed or modified?

3. Is eligibility criterion six—a seven percent or below vacancy rate—realistic for Section 202 properties with interest rates of 6 percent or less financed prior to 1974? If not, why not (please provide any data you have supporting your comments)?

Award Process

1. Is the SPRAC award process an effective and efficient means of providing rental assistance to elderly residents at risk of displacement? Should HUD modify the award process? If so, how?

2. Is separating qualified Owner-applicants into two pools based on willingness to target very low income elderly tenants an effective means of serving the population most in need? If so, how? If not, why (please provide any data or information you have supporting your comments)?

HUD will take all comments into consideration and issue a final notice that will provide threshold criteria for Owner-applicant eligibility and final details of the FY 2012 SPRAC award process.

III. Proposed SPRAC Application and Award Process

Purpose of the Program

The Section 202 Supportive Housing for the Elderly Act of 2010 (Pub. L. 111-372, approved January 4, 2011) (Section 202 of 2010 Act) authorizes HUD to provide SPRACs to unassisted Section 202 units. The SPRAC contracts will have 20-year terms, with funding subject to annual appropriations. The purpose of SPRACs is to prevent displacement of income-eligible elderly residents of Section 202 Direct Loan properties with original interest rates of 6 percent or less, when the property is refinanced and the Owner does not anticipate debt service savings from the refinance. General authority for a Section 202 Direct Loan is provided by Section 811 of the American Homeownership and Economic Opportunity (AHEO) Act of 2000, as amended by the Section 202 of 2010 Act (12 U.S.C. 1701q note). In order to be income-eligible to receive SPRAC assistance, household income must be 80 percent or below area median income (AMI).

In addition to protecting elderly residents from displacement, SPRAC assistance is also intended to further preservation and affordability of these pre-1974 Section 202 Direct Loan projects. The mortgages on these properties, originally for 40 or 50-year terms, are reaching their maturity dates. When mortgages mature, the use and affordability restrictions of these properties expire, putting the long term affordability of this senior housing at risk. Very low-income elderly tenants of maturing mortgage properties are at the most immediate risk of displacement. The award process described in this notice will target these maturing mortgage properties by ranking qualified applications received by mortgage maturity date. Properties with mortgage maturity dates that predate the SPRAC application deadline, and properties with maturity dates sooner than 60 days following the SPRAC application deadline will not be eligible for SPRAC awards.

HUD oversees a portfolio of 209 Section 202 properties with original interest rates of six percent or less. All were financed prior to 1974. Many pre-1974 Section 202 Direct Loan properties have never completed a rehabilitation effort and are in need of significant capital repairs. Owners may wish to prepay the existing Section 202 Direct Loan in order to obtain new financing to address the physical needs of the project. Even in a time of historically low interest rates, however, it is unlikely that the refinancing of an eligible Section 202 Direct Loan would result in a reduction in debt service.

The anticipated increase in debt service from the Section 202 refinance places unassisted elderly residents in danger of displacement. Tenants may be at risk as Owners seek additional income to pay the increased debt service. The majority of pre-1974 Direct Loan projects are “partially assisted,” meaning that some, but not all units receive Section 8 Project Based Rental assistance. Under AHEO, as amended, the Owner may qualify to receive a Section 8 rent adjustment on the Section 8 units, which could bring additional income to cover the increased debt service requirement. However, it is unlikely that this income will be sufficient to pay the increased debt service. The Owner may look to the unassisted households of the project to pay a rent increase to cover the costs of the new loan. The imposition of a rent increase places unassisted elderly residents at risk of possible displacement. SPRAC assistance will provide rental assistance on previously unassisted units. In addition, this assistance may provide revenue that could offset the cost of a service coordinator or other operating costs. This assistance eliminates the need for Owners to impose rent increases on these vulnerable households.

The provision of SPRACs is contingent on HUD approval of the Section 202 Direct Loan prepayment. As a matter of policy, HUD has determined that the amount of proposed repairs must rise to the level of substantial rehabilitation as defined in the HUD

Multifamily Accelerated Processing (MAP) Guide, 4430-G, Rev-1.

Otherwise, the transaction could have the effect of merely trading low interest debt for higher interest debt.

1

The substantial rehabilitation must be in compliance with the Section 504 accessibility requirements described in 24 CFR part 8. HUD applies the Uniform Federal Accessibility Standards (UFAS) through its regulations under part 8. The prepayment, in conjunction with the substantial rehabilitation of the project and the provision of SPRAC, will facilitate the improvement of the project and the long-term preservation of the project as housing affordable to current and future elderly households.

1

The MAP Guide may be accessed at

http://portal.hud.gov/hudportal/HUD?src=/program_offices/administration/hudclips/guidebooks/hsg-GB4430.

The HUD Section 202 Direct Loan portfolio includes 18,600 unassisted units. To receive SPRAC assistance for these unassisted units, the project Owner must meet all SPRAC Notice requirements, and all prepayment requirements of AHEO. Over the next decade, an average of 2,000 unassisted units per year risk losing affordability due to maturing Section 202 loans.

The Consolidated and Further Continuing Appropriations Act, 2012 (Public Law 112-55, approved November 18, 2011) makes funds available to fund the first year of assistance for 20-year project-based rental assistance contracts for unassisted units in qualifying Section 202 projects. The precise number of units/households to receive assistance will be determined based on the availability of funds.

SPRACs are not Section 8 project based rental assistance Housing Assistance Payment (HAP) contracts. However, pursuant to the Section 202 of 2010 Act, HUD will administer SPRACs under the same requirements governing project-based rental assistance made

available under section 8 of the United States Housing Act of 1937 (42 U.S.C. 1473f), and implemented through the regulations at 24 CFR part 883. To be eligible for SPRAC assistance, residents must be income-eligible (at-or-below 80 percent of AMI). SPRAC assistance will only be provided to units occupied by income-eligible households at the time the SPRAC is executed. Initial SPRAC rents will be established based on market comparables. Over the 20-year term of the SPRAC, contracts will be administered using the processes described in the HUD

Section 8 Renewal Policy Guidebook,

under Option 1: Mark up to Market. Rents will be adjusted annually using the Operating Cost Adjustment Factor (OCAF) described in the

Section 8 Renewal Policy Guidebook.

An updated Rent Comparability Study (RCS) will be required every five (5) years. At the end of the 20-year term, subject to the availability of appropriations, HUD may renew the SPRAC for an additional 20-year term. Please note that though SPRACs will be administered under Section 8 guidance, this does not mean that SPRACs are a form of Section 8 rental assistance. SPRACs will be administered in accordance with the current Section 8 regulations until HUD publishes regulations to govern SPRACs in the near future.

I. Available Funds

HUD is making $16 million in FY 2012 funds available to fund the initial year of SPRAC units for selected properties. HUD anticipates this could fund up to 2,000 unassisted units. Funding for future contract years are subject to appropriations. HUD may make new SPRAC contract awards in future funding rounds if and when appropriations are available for this purpose.

Award Process

The proposal is to award SPRAC requests through an application process, open to those projects electing to prepay and refinance the Section 202 Direct Loan under the terms of AHEO and HUD guidance provided in Housing Notice 12-08 for Section 202 Direct Loan prepayment requirements.

2

2

See

http://portal.hud.gov/hudportal/HUD?src=/program_offices/administration/hudclips/notices/hsg.

Section 202 projects that apply and meet eligibility criteria will be separated into two pools:

(1) Pool One—those Owner-applicants that commit to use SPRAC assistance for existing low income and very low income tenants residing at the property at the time of the 202 Direct Loan prepayment, and for new very low income tenants (50 percent of AMI) upon unit turnover; and

(2) Pool Two—those Owner-applicants that do not commit to use SPRAC assistance exclusively for low income and very low income tenants residing at the property at the time of the 202 Direct Loan prepayment, and for new very low income tenants (50 percent of AMI) upon unit turnover, but rather for tenants at or below 80 percent of AMI.

All qualified Owner-applicants and the respective properties in both Pool One and Pool Two will be ranked by mortgage maturity date. Beginning with those in Pool One, SPRAC awards will be made based on the mortgage maturity date of each property. HUD will select the property with the earliest chronological maturity date first, the property with the second earliest maturity date second, and so forth, until funding is exhausted. If there are not enough qualified Owner-applicants in Pool One to exhaust available SPRAC funding, those qualified Owner-applicants in Pool Two will become eligible for SPRAC awards. The process for award will be identical to that for Pool Two and will be based on mortgage maturity date. Properties with mortgage maturity dates that predate the SPRAC application deadline will not be eligible for SPRAC awards.

3

There is no maximum award ceiling per project.

3

Pursuant to AHEO, SPRAC awards must be linked to a qualifying mortgage prepayment, not a mortgage maturity. Therefore a property will not receive SPRAC if the mortgage matures before the Direct Loan prepayment is completed.

HUD will not make partial awards. HUD will only select projects that can be fully funded with available SPRAC funds. For example, if the next eligible project on the list (ranked by mortgage maturity date) includes 100 unassisted income-eligible units, HUD will only select this project for funding if there are sufficient SPRAC resources to fund all 100 income-eligible units. If resources are not sufficient, HUD will select the next eligible project that can be fully funded or will close the award process until further notice. (Following public comment on this notice and incorporation of these comments, a SPRAC Housing Notice will establish minimum basic eligibility criteria for Owner-applicants to apply by a certain deadline, which will be provided in the final notice that follows and takes into consideration public comment on this notice.)

Eligibility Criteria

Eligible Owner-applicants will own properties that meet the following criteria:

1. Their property must be a Section 202 property with an original interest rate of six percent or less (funded prior to 1974) and with unassisted units.

2. Their most recent Real Estate Assessment Center (REAC) score at the property must be 60 or above, and the property must have no open Exigent Health and Safety findings.

3. Their most recent Management and Occupancy Review score at the property must be satisfactory or higher.

4. Their property must have no open referrals to the Departmental Enforcement Center.

5. The Owner-applicant must intend to refinance under the terms and conditions of AHEO, as amended, with no anticipated debt service savings from the refinance. A purchase/acquisition transaction is also eligible if the project will not experience debt service savings as a result of the transaction. (In the case of an acquisition, the current Owner must submit the SPRAC request but may provide evidence in the form of a purchase/sale agreement that the prepayment will include an acquisition.) The Owner-applicant must demonstrate that without SPRAC the rents for unassisted elderly tenants will be raised to compensate for the increased debt service costs resulting from prepayment at a higher interest rate. Rent increases will place unassisted elderly tenants at high risk of displacement.

6. Their property vacancy rate must be seven percent or lower for the 24 month period prior to application or the Owner-applicant must intend to convert efficiency units to one-bedroom units in accordance with Housing Notice 2011-03.

4

In order to convert efficiency units to one-bedroom units, the Owner-applicant must demonstrate an average vacancy rate in the efficiency units of at least 25 percent for at least 24 months or documentation must be shown that supports that the proposed conversion units are functionally obsolete.

4

See

http://portal.hud.gov/hudportal/documents/huddoc?id=11-03hsgn.pdf.

7. Their property is proximate to the amenities and services needed by elderly residents.

8. The Owner-applicant is not eligible to request assistance if such owner:

i. Has been charged with a systemic violation of the Fair Housing Act or received a cause determination from a substantially equivalent state or local fair housing agency concerning a systemic violation of a substantially

equivalent state or local fair housing law proscribing discrimination because of race, color, religion, sex, national origin, disability or familial status;

ii. Is a defendant in a Fair Housing Act lawsuit filed by the Department of Justice alleging a pattern or practice of discrimination or denial of rights to a group of persons raising an issue of general public interest pursuant to 42 U.S.C. 3614(a);

iii. Has received a letter of findings identifying systemic noncompliance under Title VI of the Civil Rights Act of 1964, Section 504 of the Rehabilitation Act of 1973, or Section 109 of the Housing and Community Development Act of 1974;

iv. Has received a cause determination from a substantially equivalent state or local fair housing agency concerning a systemic violation of provisions of a state or local law proscribing discrimination in housing based on sexual orientation or gender identity; or

v. Has received a cause determination from a substantially equivalent state or local fair housing agency concerning a systemic violation of a state or local law proscribing discrimination in housing based on lawful source of income; and

vi. If applicable, has not resolved to HUD's satisfaction, the charge, lawsuit, letter of findings or cause determination referenced in subparagraphs (i), (ii), (iii), (iv) or (v) and/or is not in current compliance with any agreement or consent order resolving the matter.

Award Process

Funding for SPRAC awards is extremely limited and a significant number of equally worthy projects are expected to compete for SPRAC funding. To allocate these scarce resources effectively, HUD proposes to make SPRAC awards using an application process where applications are separated into two pools:

(1) Pool One—those Owner-applicants that commit to use SPRAC assistance for existing low income and very low income tenants residing at the property at the time of the 202 Direct Loan prepayment, and for new very low income tenants (50 percent of Area Media Income) upon unit turnover; and

(2) Pool Two—those Owner-applicants that do not commit to use SPRAC assistance exclusively for low income and very low income tenants residing at the property at the time of the 202 Direct Loan prepayment, and for new very low income tenants (50 percent of AMI) upon unit turnover, but rather for tenants at or below 80 percent of AMI.

Both Pools will be ranked by mortgage maturity date, and beginning with Pool One, projects will be awarded SPRAC in chronological order until funding is exhausted. If funding is not exhausted from Pool One, awards will be made in chronological order of mortgage maturity date for Pool Two. HUD believes all pre-1974 Section 202 properties that meet the eligibility requirements are in need of preservation, and all unassisted residents of these properties are potentially vulnerable to rent increases or displacement. Elderly tenants of properties with imminent mortgage maturity dates are at greatest risk of displacement because those properties are closer to terminating their relationship with HUD. As the mortgage matures, the property is no longer obligated to operate as housing affordable to very low, low, and/or moderate-income elderly households.

HUD's top priority is protecting very low income unassisted elderly tenants from displacement and providing assistance to this population in the future. Therefore, HUD will give priority to those qualified Owner-applicants that commit to target 100 percent of SPRAC assistance to very low-income and low income elderly residents residing in the project at the time of the Direct Loan prepayment, and exclusively to very low income tenants at unit turnover. These projects will go into Pool One for SPRAC awards. Households that currently reside in unassisted units at the Section 202 Direct Loan project, and that meet the low income eligibility criteria (at or below 80 percent of AMI) will be eligible to receive SPRAC assistance. However, upon unit turnover, the Owner-applicants will commit to make the vacant units available exclusively to very low income households.

To determine very low income thresholds, the Owner-applicant should determine annual income by following the income verification process described in HUD Handbook 4350.3,

Occupancy Requirements of Subsidized Multifamily Housing Programs.

5

The Owner-applicant must compare the household's annual income with HUD's current FY low income limits. For this comparison, Owner-applicants must know the size of the household (e.g., 1 person household). Owner-applicants may find HUD's low income limits by visiting

http://www.huduser.org/portal/datasets/il/il12/index_il2012.html.

At this site, Owner-applicants click “Click Here for FY 2012 IL Documentation.” The Owner-applicant then selects the state and county in which the property is located, and clicks “Next Screen.” The relevant information is located in the row labeled “Very Low (50%) Income Limits.” If the household's annual income is greater than the very low-income limit found in this row, the household does not qualify as a very low income household for the purposes of SPRAC eligibility.

5

See

http://portal.hud.gov/hudportal/HUD?src=/program_offices/administration/hudclips/handbooks/hsgh/4350.3.

Qualified Owner-applicants in Pool One will be ranked by project mortgage maturity date, and those projects will be funded based on chronological maturity date, with the earliest maturity date selected first, until all SPRAC funds are exhausted. Properties with mortgage maturity dates that predate the SPRAC application deadline will not be eligible for SPRAC awards. This approach allows HUD to target those properties with imminent maturing mortgages to meet the statutory intent to protect unassisted elderly residents from displacement.

If two properties have the same mortgage maturity date, projects in low-vacancy areas

6

will be given priority, because residents in these areas would have the most difficulty securing affordable housing if they did not have access to rental assistance. To determine if a project is in a low-vacancy area, please see Attachment 1. If none of the projects with the same mortgage maturity date are in a low-vacancy area, the project with the greatest number of unassisted units will be funded within the limitation of available funds, in order to reach the greatest number of impacted elderly residents.

6

“Low-vacancy area” was defined for the purposes of this assistance as a county that currently and historically demonstrates a moderate to tight rental housing market for low-income renters. HUD determined this definition with two thresholds. First, the county must be below the national vacancy rate for units affordable to low-income household in 2000, which is 7.3 percent. Second, the county must be below the 80th percentile vacancy rate for low-income renters as estimated by the 2005-2009 American Community Survey 5 year estimates, which is 8.7 percent. A list of low-vacancy areas is included in Attachment 1.

If there are not enough qualified Owner-applicants in Pool One to utilize all available SPRAC funding, qualified Owner-applicants that meet the threshold criteria but do not commit to use SPRAC assistance for existing low income and very low income tenants residing at the property at the time of the 202 Direct Loan prepayment, and for new very low income tenants (50 percent of AMI) upon unit turnover, but rather tenants at or below 80 percent of AMI (Pool Two) will become eligible. The award process for Pool Two Owner-

applicants will be identical to that for Pool One.

Properties selected via the outlined application process will receive a preliminary notification of SPRAC award. Final SPRAC awards will be contingent on the property successfully receiving HUD approval to prepay the Section 202 Direct Loan under the requirements of AHEO and any standing or subsequent HUD guidance related to Section 202 Direct Loan prepayments.

HUD is proposing a six-stage process for the award of SPRACs:

(1) Submission by the Owner-applicant of an Expression of Interest Letter (

an Expression of Interest is not being solicited at this time

);

(2) Separation of qualified Owner-Applicants into Pool One and Pool Two based on Owner-applicant commitment to target very low income elderly residents;

(3) Ranking of Applications by Mortgage Maturity Date;

(4) Notification to Proceed;

(5) Completion of Prepayment Request and Approval; and

(6) Fund Reservation and Obligation.

Stage 1: Owner Submits an Expression of Interest Letter

An Owner-applicant must first determine that the 202 Direct Loan property meets the above basic eligibility criteria for SPRAC award. An interested and eligible Owner-applicant will then submit an Expression of Interest Letter for SPRAC award to HUD. HUD proposes the following information should be included in or with the Expression of Interest Letter:

1. Project name and FHA number.

2. Statement that the Owner-applicant plans to refinance and does not anticipate debt service savings from the refinance, and must plan repairs that rise to the level of substantial rehabilitation.

3. Statement that the Owner-applicant will commit to target SPRAC assistance exclusively for existing low income and very low income tenants residing at the property at the time of the 202 Direct Loan prepayment, and for new very low income tenants (50 percent of Area Media Income) upon unit turnover (if applicable).

4. Rent rolls from the 3 months preceding the Letter of Intent, verifying that the property has a vacancy rate of seven percent or lower.

or

The Owner-applicant must include a statement of intent to convert efficiency units to one-bedroom units in accordance with Housing Notice 2011-03. In order to convert efficiency units to one-bedroom units, the property rent roll must demonstrate that average vacancy rate in the efficiency units is at least 25 percent for at least 24 months or the Owner-applicant must provide a letter from a licensed appraiser or a licensed architect indicating that the efficiency units proposed for conversion are functionally obsolete.

5. Rent Comparability Study (RCS), commissioned by the Owner, to estimate the approximate amount of SPRAC funding needed to provide assistance at market rent levels for the unassisted units. The RCS must be completed in accordance with Chapter 9 of the

Section 8 Renewal Policy Guidebook

(

http://portal.hud.gov/hudportal/documents/huddoc?id=DOC_14528.pdf

). If the property has a Section 8 HAP contract and the Owner has commissioned an RCS within the last five years, the RCS may be used per the guidelines of Chapter 9 of the

Section 8 Renewal Policy Guidebook.

HUD will use the RCS to approximate the SPRAC contract rents based on comparable market rents.

7

7

At this stage, HUD will use the RCS to forecast the potential SPRAC rent levels and cost of providing assistance to the unassisted units at the property. The RCS will not be interpreted as the final rent or assistance level, which will be determined at a later stage of the process. The Owner is not required to provide an assessment or calculation of assistance at this stage.

6. The Owner-Applicant must submit one of the following to demonstrate the property is proximate to amenities and services needed by the elderly residents:

A. Submit a letter, signed by the Housing, Planning, or Community Development office of the local municipality verifying that:

(i) This Section 202 property is proximate to social, recreational, educational, commercial, and health facilities and services, and other municipal facilities and services; or

(ii) If the Section 202 property is not currently proximate to social, recreational, educational, commercial, and health facilities or services, the preservation of this Section 202 property is an integral part of a concerted community revitalization plan.

or

B. Provide a certification from the Designated Point of Contact for the designated Preferred Sustainability Status Community where the property is located, using form HUD2995. A list of Preferred Sustainability Status Communities and the corresponding points of contact can be found here:

http://portal.hud.gov/hudportal/HUD?src=/program_offices/administration/grants/nofa11/psscontacts.

The form will certify the nexus between the proposed preservation of the Section 202 property by the owner applicant and the Livability Principles as they are being advanced in the Preferred Sustainability Status Community. This certification must be signed and dated anytime from the date of the publication of the SPRAC Final Notice to the deadline date of the SPRAC funding opportunity. Any certifications signed before or after those dates will not be acceptable.

8. Statement certifying that the Owner-applicant is in compliance with the civil rights threshold requirements set forth under “Eligibility Criteria” in this Notice.

Note:

HUD will remove the application from the pool and notify those Owner-applicants who do not meet the qualifications for a SPRAC award.

Stage 2: Separation of Applications by Very low Income Targeting into Pool One and Pool Two

Those qualified Owner-Applicants that include a statement of commitment to use SPRAC assistance for existing low income and very low income tenants residing at the property at the time of the 202 Direct Loan prepayment, and for new very low income tenants (50 percent of AMI) upon unit turnover will be placed in Pool One and those qualified Owner-applicants that do not include a statement of commitment will be placed in Pool Two. Once all qualified Owner-applicants in Pool One have received SPRAC assistance, awards will begin for Pool Two.

Stage 3: Ranking of Applications by Mortgage Maturity Date

Upon the submission deadline for the Expression of Interest Letter and the separation of qualified Owner-applicants into Pool One and Pool Two, HUD will rank the qualified Owner-applicants and corresponding projects by mortgage maturity date. If two or more qualified applicants have the same mortgage maturity date, the project(s) in low-vacancy areas listed in the appendix to this Notice will be given priority. If none of the projects with the same mortgage maturity date are in low-vacancy areas, the project with the most unassisted units will be selected within limitations of funding.

Beginning with Pool One, HUD will allocate SPRAC funding in chronological order of mortgage maturity date, using the RCS, the number of unassisted units, and contract cost information in comparable properties to estimate needed funding,

until all SPRAC funds are exhausted. HUD will not make partial awards. HUD will only select projects that can be fully funded with available SPRAC funds. For example, if the next project on the list includes 100 unassisted units HUD will only select this project for funding if there are sufficient SPRAC resources to fund all 100 units under the contract. If resources are not sufficient, HUD will select the next eligible project that can be fully funded or will close the award process until further notice.

Once all qualified Owner-applicants in Pool One have been funded, HUD will award SPRAC to those qualified Owner-applicants in Pool Two chronologically by mortgage maturity date. Awards made to Pool Two Owner-applicants will follow the same procedures outlined above for Pool One.

Stage 4: Notification to Proceed

Upon selection, the Owner-applicant will receive a Notification to Proceed letter confirming the project was selected to receive a SPRAC award. This Notification will specify that SPRAC assistance will only be provided for unassisted units occupied by income-eligible residents (at or below 80 percent of AMI) at the time of execution of the SPRAC. The Notification to Proceed letter will not guarantee funding, as the Owner-applicant will need to meet all criteria and complete the Section 202 prepayment process successfully before receiving funds. The Notification to Proceed letter will include an estimated dollar amount for potential SPRAC assistance, determined by the required RCS submitted by the Owner-applicant. This amount is subject to change based on the determination of the number of income-eligible unassisted units at the property and market comparable rents using the RCS. The Owner-applicant will be required to verify tenant incomes to determine the number of income-eligible households (at 80 percent AMI or below) residing in unassisted units at the time the SPRAC is executed.

The Notification to Proceed letter will be conditioned on HUD approval of a prepayment request and the closing of the proposed refinance. The Owner-applicant must submit a

complete

prepayment request to the Multifamily Hub/PC office within 60 days of the date of receipt of the Notification to Proceed letter. The prepayment request must include all information required by Housing Notice 12-08. Failure to submit the prepayment request within 60 days of the date of receipt of the Notification to Proceed letter will nullify the Notification to Proceed and the Owner-applicant's eligibility for SPRAC for this round of funding. The Notification to Proceed letter will be valid for no more than 180 days (six months). During this 180 day period, the Owner-applicant will finalize and submit the prepayment request and secure the refinance loan. If the prepayment approval is not granted in that time, and/or if the Owner-applicant does not close the refinancing in this time period, the project's selection in the lottery will be cancelled and the corresponding funds released.

If the Owner-applicant is planning to use FHA financing, HUD will extend the Notification to Proceed to accommodate the timeline for FHA application reviews, provided that the Owner-applicant submits evidence of submission of an FHA insured loan application. HUD may also consider extending the Notification to Proceed if the Owner-applicants pursues Low Income Housing Tax Credits (LIHTCs), either in the form of 9 percent or 4 percent LIHTCs. The Owner-applicant must submit evidence of tax credit application in order to receive an extension. If the project is selected and issued a Notification to Proceed and the Owner-applicant proposes to use 9 percent tax credits, the Owner-Applicant will have one opportunity to apply for the 9 percent tax credits in the next scheduled application round administered by the state or local issuing agency. If 9 percent tax credits cannot be secured during that first application cycle, the Notification to Proceed will be cancelled unless the Owner can demonstrate feasibility to meet Section 202 prepayment requirements without tax credits.

Stage 5: Prepayment Request and Approval

1. Submission of Prepayment request to Hub/PC within 60 days of receipt of the Notification to Proceed letter.

The Owner-applicant will submit a Section 202 Direct Loan prepayment request to the Hub/PC. The Hub/PC will screen, review and process the application to ensure it meets the requirements of Housing Notice 12-08 and any subsequent guidance on Section 202 Direct Loan prepayments.

8

The review will ensure compliance with all applicable statutes, regulations and policies. The review will include an environmental review by HUD Multifamily Development staff pursuant to the requirements at 24 CFR Part 50. Guidance for completion of this review may be found in Chapter 9 of the

Multifamily Accelerated Processing

(MAP) Guide. The review will include an assessment to verify the proposed repairs rise to the level of substantial rehabilitation and the proposed refinance will result in an increase in debt service, placing unassisted elderly residents at risk of increased rents and concomitantly displacement. If there is no anticipated increase in debt service, the project will not be eligible for SPRAC and the Notification to Proceed will be revoked. The Hub/PC Director will forward recommendations for Direct Loan prepayment approval to HUD Headquarters Office of Asset Management. Upon receipt of the Hub/PC recommendation, the Office of Asset Management will review the prepayment request and, within 30 days of the date of receipt of the Hub/PC recommendation, will make a determination of prepayment approval and notify the Hub/PC and the Owner-applicant.

8

Note:

HUD intends to issue an update to Housing Notice 12-08 in the near future to clarify prepayment processing and requirements, including environmental review requirements.

2. Rent Comparability Study and Contract Request.

9

After receiving the Notification to Proceed letter, and while the prepayment application is completed, the Owner-applicant will be required to submit a copy of the Rent Comparability Study submitted with their Letter of Intent, that meets the requirements of the

Section 8 Renewal Policy Guidebook.

The Owner-applicant should also submit income verification information and a Contract Renewal Request Form (HUD Form 9264)

10

requesting a 20-year contract under Option 1: Mark up to Market. The Hub/PC will determine the rents for the project for the units occupied by income-eligible residents (those at or below 80 percent of AMI), and prepare the SPRAC for execution.

9

The SPRAC Notification to Proceed will provide the maximum number of units that may be assisted under the SPRAC. The lender should be advised of the possibility that the number of SPRAC-assisted units on the contract could decrease if residents are found to be over-income. The lender would rely on the RCS for “market” rents on which to underwrite the loan.

10

(

http://portal.hud.gov/hudportal/documents/huddoc?id=DOC_14523.pdf

)

Stage 6: Fund Reservation and Obligation

Upon approval of the prepayment request by HUD headquarters Office of Asset Management, HUD will issue an official fund reservation for the final SPRAC funding amount for that project. Once the fund reservation is complete, HUD will execute the SPRAC.

On the date of closing, the owner will execute the required Use Agreement and other loan documents as well as the SPRAC. Upon closing, HUD will obligate the SPRAC funds. Following

the closing, the SPRAC will be administered under the rules and terms of the

Section 8 Renewal Policy Guidebook

by the PBCA and the HUD field office staff.

Environmental Impact

An Environmental Assessment (EA) and Finding of No Significant Impact (FONSI) with respect to the environment has been made for this Advance Notice in accordance with HUD regulations at 24 CFR part 50 that implement section 102(2)(C) of the National Environmental Policy Act of 1969 (42 U.S.C. 4332(2)(C)). The EA and FONSI is available for public inspection between 8 a.m. and 5 p.m. weekdays in the Regulations Division, Office of General Counsel, Department of Housing and Urban Development, 451 Seventh Street SW., Room 10276, Washington DC 20410-0500. Due to security measures at this HUD Headquarters Building, an advance appointment to review the EA and FONSI must be scheduled by calling the Regulations Division at 202-708-3055 (not a toll free number).

Dated: January 2, 2013.

Carol J. Galante,

Acting Assistant Secretary for Housing-Federal Housing Commissioner.

BILLING CODE 4210-67-P

EN08JA13.000

BILLING CODE 4210-67-C

Attachment 1—Low Vacancy Areas

County FIPS code

County name

Vacancy Rate for Units Affordable to 80% of AMI

2009 ACS 5 Year average

(percent)

2000 Census

(percent)

01007

Bibb County; Birmingham-Hoover, AL Metro Area; Alabama

0.6

6.2

01063

Greene County; Tuscaloosa, AL Metro Area; Alabama

0.4

3.4

01065

Hale County; Tuscaloosa, AL Metro Area; Alabama

0.9

2.6

01085

Lowndes County; Montgomery, AL Metro Area; Alabama

3.9

6.6

01091

Marengo County, Alabama

3.3

7.1

01107

Pickens County, Alabama

5.7

5.9

01131

Wilcox County, Alabama

3.6

5.4

02020

Anchorage Municipality; Anchorage, AK Metro Area; Alaska

4.8

5.4

02050

Bethel Census Area, Alaska

2.6

6.8

02110

Juneau City and Borough; Juneau, AK Micro Area; Alaska

1.8

6.2

02188

Northwest Arctic Borough, Alaska

2.6

4.9

02195

Petersburg Census Area, Alaska

6.8

N/A

02220

Sitka City and Borough, Alaska

1.3

5.1

02270

Wade Hampton Census Area, Alaska

1.0

5.0

04005

Coconino County; Flagstaff, AZ Metro Area; Arizona

6.8

7.2

05041

Desha County, Arkansas

6.2

7.1

05057

Hempstead County; Hope, AR Micro Area; Arkansas

3.2

5.4

05079

Lincoln County; Pine Bluff, AR Metro Area; Arkansas

6.8

7.1

05085

Lonoke County; Little Rock-North Little Rock-Conway, AR Metro Area; Arkansas

3.0

6.2

05099

Nevada County; Hope, AR Micro Area; Arkansas

2.4

4.7

06001

Alameda County; San Francisco-Oakland-Fremont, CA Metro Area; California

6.7

2.5

06007

Butte County; Chico, CA Metro Area; California

4.7

5.9

06009

Calaveras County, California

6.2

5.8

06011

Colusa County, California

2.8

2.9

06013

Contra Costa County; San Francisco-Oakland-Fremont, CA Metro Area; California

7.6

3.0

06019

Fresno County; Fresno, CA Metro Area; California

4.9

6.9

06023

Humboldt County; Eureka-Arcata-Fortuna, CA Micro Area; California

6.3

5.8

06025

Imperial County; El Centro, CA Metro Area; California

5.6

5.5

06027

Inyo County; Bishop, CA Micro Area; California

3.4

7.2

06031

Kings County; Hanford-Corcoran, CA Metro Area; California

3.7

6.7

06037

Los Angeles County; Los Angeles-Long Beach-Santa Ana, CA Metro Area; California

2.4

4.2

06039

Madera County; Madera-Chowchilla, CA Metro Area; California

3.8

6.2

06041

Marin County; San Francisco-Oakland-Fremont, CA Metro Area; California

2.6

1.8

06045

Mendocino County; Ukiah, CA Micro Area; California

5.0

3.5

06047

Merced County; Merced, CA Metro Area; California

6.3

4.7

06053

Monterey County; Salinas, CA Metro Area; California

5.7

2.4

06055

Napa County; Napa, CA Metro Area; California

5.1

2.0

06057

Nevada County; Truckee-Grass Valley, CA Micro Area; California

6.7

3.2

06059

Orange County; Los Angeles-Long Beach-Santa Ana, CA Metro Area; California

2.7

2.7

06061

Placer County; Sacramento—Arden-Arcade—Roseville, CA Metro Area; California

7.5

4.3

06067

Sacramento County; Sacramento—Arden-Arcade—Roseville, CA Metro Area; California

7.6

5.2

06069

San Benito County; San Jose-Sunnyvale-Santa Clara, CA Metro Area; California

3.4

2.6

06073

San Diego County; San Diego-Carlsbad-San Marcos, CA Metro Area; California

4.7

3.0

06075

San Francisco County; San Francisco-Oakland-Fremont, CA Metro Area; California

4.2

2.3

06077

San Joaquin County; Stockton, CA Metro Area; California

6.3

4.5

06079

San Luis Obispo County; San Luis Obispo-Paso Robles, CA Metro Area; California

3.4

3.0

06081

San Mateo County; San Francisco-Oakland-Fremont, CA Metro Area; California

4.0

1.6

06083

Santa Barbara County; Santa Barbara-Santa Maria-Goleta, CA Metro Area; California

3.7

2.8

06085

Santa Clara County; San Jose-Sunnyvale-Santa Clara, CA Metro Area; California

3.3

1.6

06087

Santa Cruz County; Santa Cruz-Watsonville, CA Metro Area; California

3.4

2.1

06089

Shasta County; Redding, CA Metro Area; California

6.5

7.0

06091

Sierra County, California

1.4

6.9

06095

Solano County; Vallejo-Fairfield, CA Metro Area; California

7.1

4.0

06097

Sonoma County; Santa Rosa-Petaluma, CA Metro Area; California

5.3

1.8

06099

Stanislaus County; Modesto, CA Metro Area; California

6.6

4.1

06101

Sutter County; Yuba City, CA Metro Area; California

7.1

5.5

06107

Tulare County; Visalia-Porterville, CA Metro Area; California

3.3

6.6

06109

Tuolumne County; Phoenix Lake-Cedar Ridge, CA Micro Area; California

5.5

6.9

06111

Ventura County; Oxnard-Thousand Oaks-Ventura, CA Metro Area; California

3.2

2.8

06113

Yolo County; Sacramento—Arden-Arcade—Roseville, CA Metro Area; California

3.9

3.1

08005

Arapahoe County; Denver-Aurora-Broomfield, CO Metro Area; Colorado

8.5

4.3

08013

Boulder County; Boulder, CO Metro Area; Colorado

4.8

3.6

08014

Broomfield County; Denver-Aurora-Broomfield, CO Metro Area; Colorado

6.5

N/A

08021

Conejos County, Colorado

7.5

5.7

08045

Garfield County, Colorado

2.6

3.7

08059

Jefferson County; Denver-Aurora-Broomfield, CO Metro Area; Colorado

5.6

4.0

08069

Larimer County; Fort Collins-Loveland, CO Metro Area; Colorado

5.3

4.3

08071

Las Animas County, Colorado

8.3

5.7

08077

Mesa County; Grand Junction, CO Metro Area; Colorado

2.7

6.1

08079

Mineral County, Colorado

N/A

6.2

08087

Morgan County; Fort Morgan, CO Micro Area; Colorado

8.4

6.0

08097

Pitkin County, Colorado

4.7

6.2

09001

Fairfield County; Bridgeport-Stamford-Norwalk, CT Metro Area; Connecticut

7.5

4.4

09003

Hartford County; Hartford-West Hartford-East Hartford, CT Metro Area; Connecticut

7.5

6.6

09005

Litchfield County; Torrington, CT Micro Area; Connecticut

7.5

4.6

09007

Middlesex County; Hartford-West Hartford-East Hartford, CT Metro Area; Connecticut

5.9

5.0

09009

New Haven County; New Haven-Milford, CT Metro Area; Connecticut

7.3

6.7

09011

New London County; Norwich-New London, CT Metro Area; Connecticut

5.6

6.7

09013

Tolland County; Hartford-West Hartford-East Hartford, CT Metro Area; Connecticut

6.2

3.9

09015

Windham County; Willimantic, CT Micro Area; Connecticut

4.3

5.2

11001

District of Columbia; Washington-Arlington-Alexandria, DC-VA-MD-WV Metro Area; District of Columbia

5.8

6.6

12003

Baker County; Jacksonville, FL Metro Area; Florida

1.5

7.1

12086

Miami-Dade County; Miami-Fort Lauderdale-Pompano Beach, FL Metro Area; Florida

7.8

7.1

13007

Baker County; Albany, GA Metro Area; Georgia

7.2

1.1

13013

Barrow County; Atlanta-Sandy Springs-Marietta, GA Metro Area; Georgia

8.6

5.6

13035

Butts County; Atlanta-Sandy Springs-Marietta, GA Metro Area; Georgia

4.0

5.9

13043

Candler County, Georgia

2.6

6.2

13079

Crawford County; Macon, GA Metro Area; Georgia

7.0

6.6

13083

Dade County; Chattanooga, TN-GA Metro Area; Georgia

8.6

6.4

13085

Dawson County; Atlanta-Sandy Springs-Marietta, GA Metro Area; Georgia

3.5

3.6

13105

Elbert County, Georgia

7.5

7.1

13117

Forsyth County; Atlanta-Sandy Springs-Marietta, GA Metro Area; Georgia

6.5

4.5

13129

Gordon County; Calhoun, GA Micro Area; Georgia

8.4

6.4

13133

Greene County, Georgia

7.3

3.4

13139

Hall County; Gainesville, GA Metro Area; Georgia

7.3

5.9

13159

Jasper County; Atlanta-Sandy Springs-Marietta, GA Metro Area; Georgia

3.7

3.2

13171

Lamar County; Atlanta-Sandy Springs-Marietta, GA Metro Area; Georgia

4.6

6.9

13181

Lincoln County, Georgia

2.2

4.7

13197

Marion County; Columbus, GA-AL Metro Area; Georgia

8.3

3.7

13199

Meriwether County; Atlanta-Sandy Springs-Marietta, GA Metro Area; Georgia

4.9

6.2

13205

Mitchell County, Georgia

2.2

3.4

13211

Morgan County, Georgia

3.1

3.8

13217

Newton County; Atlanta-Sandy Springs-Marietta, GA Metro Area; Georgia

7.7

6.6

13231

Pike County; Atlanta-Sandy Springs-Marietta, GA Metro Area; Georgia

8.1

4.2

13237

Putnam County, Georgia

1.0

4.3

13249

Schley County; Americus, GA Micro Area; Georgia

3.2

6.4

13293

Upson County; Thomaston, GA Micro Area; Georgia

2.7

7.0

13297

Walton County; Atlanta-Sandy Springs-Marietta, GA Metro Area; Georgia

4.0

5.5

13301

Warren County, Georgia

1.2

4.7

13307

Webster County, Georgia

N/A

N/A

15005

Kalawao County, Hawaii

N/A

N/A

16001

Ada County; Boise City-Nampa, ID Metro Area; Idaho

6.6

5.6

16017

Bonner County, Idaho

5.0

7.0

16027

Canyon County; Boise City-Nampa, ID Metro Area; Idaho

7.8

7.1

16041

Franklin County; Logan, UT-ID Metro Area; Idaho

1.1

3.0

16045

Gem County; Boise City-Nampa, ID Metro Area; Idaho

N/A

6.1

16047

Gooding County, Idaho

4.7

4.0

16053

Jerome County; Twin Falls, ID Micro Area; Idaho

4.1

6.9

16057

Latah County; Moscow, ID Micro Area; Idaho

5.8

5.3

16065

Madison County; Rexburg, ID Micro Area; Idaho

3.0

6.3

16069

Nez Perce County; Lewiston, ID-WA Metro Area; Idaho

3.3

4.3

16071

Oneida County, Idaho

5.3

6.3

16077

Power County; Pocatello, ID Metro Area; Idaho

3.8

4.9

16087

Washington County, Idaho

3.8

6.4

17007

Boone County; Rockford, IL Metro Area; Illinois

6.8

6.5

17009

Brown County, Illinois

2.4

6.4

17013

Calhoun County; St. Louis, MO-IL Metro Area; Illinois

4.1

7.1

17019

Champaign County; Champaign-Urbana, IL Metro Area; Illinois

8.5

7.1

17027

Clinton County; St. Louis, MO-IL Metro Area; Illinois

3.5

4.4

17031

Cook County; Chicago-Naperville-Joliet, IL-IN-WI Metro Area; Illinois

8.0

6.1

17037

DeKalb County; Chicago-Naperville-Joliet, IL-IN-WI Metro Area; Illinois

4.5

3.8

17043

DuPage County; Chicago-Naperville-Joliet, IL-IN-WI Metro Area; Illinois

8.3

5.2

17053

Ford County; Champaign-Urbana, IL Metro Area; Illinois

2.5

5.0

17055

Franklin County, Illinois

6.8

6.7

17057

Fulton County; Canton, IL Micro Area; Illinois

5.2

4.4

17061

Greene County, Illinois

5.0

5.6

17071

Henderson County; Burlington, IA-IL Micro Area; Illinois

1.0

7.0

17073

Henry County; Davenport-Moline-Rock Island, IA-IL Metro Area; Illinois

8.0

5.5

17075

Iroquois County, Illinois

6.7

6.6

17083

Jersey County; St. Louis, MO-IL Metro Area; Illinois

4.8

5.2

17087

Johnson County, Illinois

1.3

3.4

17089

Kane County; Chicago-Naperville-Joliet, IL-IN-WI Metro Area; Illinois

7.2

5.1

17091

Kankakee County; Kankakee-Bradley, IL Metro Area; Illinois

7.2

6.4

17097

Lake County; Chicago-Naperville-Joliet, IL-IN-WI Metro Area; Illinois

8.2

5.5

17109

McDonough County; Macomb, IL Micro Area; Illinois

3.4

6.9

17111

McHenry County; Chicago-Naperville-Joliet, IL-IN-WI Metro Area; Illinois

7.1

4.0

17125

Mason County, Illinois

3.6

5.8

17131

Mercer County; Davenport-Moline-Rock Island, IA-IL Metro Area; Illinois

4.9

5.2

17139

Moultrie County, Illinois

8.0

5.2

17141

Ogle County; Rochelle, IL Micro Area; Illinois

5.8

6.0

17147

Piatt County; Champaign-Urbana, IL Metro Area; Illinois

5.7

4.8

17149

Pike County, Illinois

4.6

6.6

17153

Pulaski County, Illinois

5.2

6.6

17161

Rock Island County; Davenport-Moline-Rock Island, IA-IL Metro Area; Illinois

7.0

7.1

17169

Schuyler County, Illinois

N/A

6.3

17171

Scott County; Jacksonville, IL Micro Area; Illinois

4.1

6.8

17173

Shelby County, Illinois

3.9

6.7

17181

Union County, Illinois

1.8

4.4

17195

Whiteside County; Sterling, IL Micro Area; Illinois

3.6

7.0

17197

Will County; Chicago-Naperville-Joliet, IL-IN-WI Metro Area; Illinois

8.0

6.5

17203

Woodford County; Peoria, IL Metro Area; Illinois

4.4

6.7

18001

Adams County; Decatur, IN Micro Area; Indiana

8.0

6.2

18007

Benton County; Lafayette, IN Metro Area; Indiana

4.3

6.8

18015

Carroll County; Lafayette, IN Metro Area; Indiana

4.2

4.5

18029

Dearborn County; Cincinnati-Middletown, OH-KY-IN Metro Area; Indiana

8.6

7.0

18031

Decatur County; Greensburg, IN Micro Area; Indiana

1.7

6.4

18037

Dubois County; Jasper, IN Micro Area; Indiana

6.1

3.8

18073

Jasper County; Chicago-Naperville-Joliet, IL-IN-WI Metro Area; Indiana

5.1

5.2

18085

Kosciusko County; Warsaw, IN Micro Area; Indiana

3.0

6.4

18087

LaGrange County, Indiana

5.7

6.4

18089

Lake County; Chicago-Naperville-Joliet, IL-IN-WI Metro Area; Indiana

7.8

7.0

18105

Monroe County; Bloomington, IN Metro Area; Indiana

8.5

6.4

18111

Newton County; Chicago-Naperville-Joliet, IL-IN-WI Metro Area; Indiana

5.9

6.7

18119

Owen County; Bloomington, IN Metro Area; Indiana

4.6

5.5

18121

Parke County, Indiana

7.5

5.5

18127

Porter County; Chicago-Naperville-Joliet, IL-IN-WI Metro Area; Indiana

7.1

7.1

18137

Ripley County, Indiana

6.0

4.7

18149

Starke County, Indiana

3.9

4.5

18157

Tippecanoe County; Lafayette, IN Metro Area; Indiana

6.6

5.2

18159

Tipton County; Kokomo, IN Metro Area; Indiana

1.8

6.3

18161

Union County, Indiana

5.7

6.2

18165

Vermillion County; Terre Haute, IN Metro Area; Indiana

7.5

5.4

18171

Warren County, Indiana

6.4

5.8

18175

Washington County; Louisville-Jefferson County, KY-IN Metro Area; Indiana

6.3

6.5

18181

White County, Indiana

8.5

6.6

18183

Whitley County; Fort Wayne, IN Metro Area; Indiana

6.7

7.3

19003

Adams County, Iowa

4.5

6.9

19005

Allamakee County, Iowa

7.4

6.2

19009

Audubon County, Iowa

4.3

6.3

19011

Benton County; Cedar Rapids, IA Metro Area; Iowa

3.8

6.7

19013

Black Hawk County; Waterloo-Cedar Falls, IA Metro Area; Iowa

4.8

4.9

19015

Boone County; Boone, IA Micro Area; Iowa

2.9

7.2

19017

Bremer County; Waterloo-Cedar Falls, IA Metro Area; Iowa

3.0

5.4

19021

Buena Vista County; Storm Lake, IA Micro Area; Iowa

1.8

5.7

19023

Butler County, Iowa

2.5

4.7

19031

Cedar County, Iowa

0.9

5.3

19033

Cerro Gordo County; Mason City, IA Micro Area; Iowa

8.0

5.4

19037

Chickasaw County, Iowa

3.4

6.8

19041

Clay County; Spencer, IA Micro Area; Iowa

7.3

4.2

19049

Dallas County; Des Moines-West Des Moines, IA Metro Area; Iowa

4.5

6.3

19073

Greene County, Iowa

4.7

6.3

19075

Grundy County; Waterloo-Cedar Falls, IA Metro Area; Iowa

5.0

4.7

19079

Hamilton County, Iowa

6.4

5.0

19081

Hancock County, Iowa

5.3

5.6

19085

Harrison County; Omaha-Council Bluffs, NE-IA Metro Area; Iowa

5.5

7.0

19091

Humboldt County, Iowa

5.3

5.7

19097

Jackson County, Iowa

6.0

5.2

19103

Johnson County; Iowa City, IA Metro Area; Iowa

5.3

3.4

19105

Jones County; Cedar Rapids, IA Metro Area; Iowa

6.5

5.1

19113

Linn County; Cedar Rapids, IA Metro Area; Iowa

6.9

5.9

19121

Madison County; Des Moines-West Des Moines, IA Metro Area; Iowa

4.4

7.2

19131

Mitchell County, Iowa

N/A

6.9

19135

Monroe County, Iowa

N/A

6.8

19139

Muscatine County; Muscatine, IA Micro Area; Iowa

5.1

6.3

19153

Polk County; Des Moines-West Des Moines, IA Metro Area; Iowa

5.7

6.5

19159

Ringgold County, Iowa

1.0

5.3

19163

Scott County; Davenport-Moline-Rock Island, IA-IL Metro Area; Iowa

8.0

7.2

19169

Story County; Ames, IA Metro Area; Iowa

4.2

4.8

19177

Van Buren County, Iowa

7.0

5.9

19179

Wapello County; Ottumwa, IA Micro Area; Iowa

7.4

7.0

19181

Warren County; Des Moines-West Des Moines, IA Metro Area; Iowa

2.8

7.2

19185

Wayne County, Iowa

2.2

6.9

19187

Webster County; Fort Dodge, IA Micro Area; Iowa

4.6

7.3

19191

Winneshiek County, Iowa

7.0

5.9

19197

Wright County, Iowa

6.7

7.1

20017

Chase County; Emporia, KS Micro Area; Kansas

N/A

4.8

20023

Cheyenne County, Kansas

5.8

7.1

20045

Douglas County; Lawrence, KS Metro Area; Kansas

6.3

3.7

20049

Elk County, Kansas

N/A

7.3

20059

Franklin County; Kansas City, MO-KS Metro Area; Kansas

6.5

5.4

20073

Greenwood County, Kansas

3.7

6.2

20079

Harvey County; Wichita, KS Metro Area; Kansas

8.7

7.0

20087

Jefferson County; Topeka, KS Metro Area; Kansas

4.9

4.8

20091

Johnson County; Kansas City, MO-KS Metro Area; Kansas

7.6

7.2

20107

Linn County; Kansas City, MO-KS Metro Area; Kansas

4.7

6.2

20121

Miami County; Kansas City, MO-KS Metro Area; Kansas

2.9

5.9

20131

Nemaha County, Kansas

4.7

6.3

20133

Neosho County, Kansas

3.3

7.3

20161

Riley County; Manhattan, KS Metro Area; Kansas

4.3

3.7

20183

Smith County, Kansas

6.3

4.4

20199

Wallace County, Kansas

4.8

7.1

21017

Bourbon County; Lexington-Fayette, KY Metro Area; Kentucky

4.7

7.0

21023

Bracken County; Cincinnati-Middletown, OH-KY-IN Metro Area; Kentucky

6.1

3.5

21025

Breathitt County, Kentucky

2.4

7.0

21029

Bullitt County; Louisville-Jefferson County, KY-IN Metro Area; Kentucky

6.1

7.0

21031

Butler County, Kentucky

7.3

7.0

21045

Casey County, Kentucky

2.1

6.3

21051

Clay County, Kentucky

4.0

5.2

21069

Fleming County, Kentucky

4.5

6.9

21097

Harrison County, Kentucky

7.3

6.2

21101

Henderson County; Evansville, IN-KY Metro Area; Kentucky

6.7

6.4

21103

Henry County; Louisville-Jefferson County, KY-IN Metro Area; Kentucky

1.8

6.3

21105

Hickman County, Kentucky

N/A

4.5

21109

Jackson County, Kentucky

4.7

4.9

21113

Jessamine County; Lexington-Fayette, KY Metro Area; Kentucky

5.6

5.4

21129

Lee County, Kentucky

5.9

6.9

21153

Magoffin County, Kentucky

8.3

6.6

21185

Oldham County; Louisville-Jefferson County, KY-IN Metro Area; Kentucky

5.7

4.8

21189

Owsley County, Kentucky

1.1

6.4

21197

Powell County, Kentucky

3.1

7.2

21211

Shelby County; Louisville-Jefferson County, KY-IN Metro Area; Kentucky

7.1

5.0

21221

Trigg County; Clarksville, TN-KY Metro Area; Kentucky

7.6

4.6

21229

Washington County, Kentucky

6.3

1.9

21239

Woodford County; Lexington-Fayette, KY Metro Area; Kentucky

3.2

6.0

22007

Assumption Parish; Pierre Part, LA Micro Area; Louisiana

6.0

4.5

22009

Avoyelles Parish, Louisiana

6.1

4.9

22025

Catahoula Parish, Louisiana

2.9

6.2

22029

Concordia Parish; Natchez, MS-LA Micro Area; Louisiana

5.6

5.8

22037

East Feliciana Parish; Baton Rouge, LA Metro Area; Louisiana

1.2

6.9

22039

Evangeline Parish, Louisiana

8.5

6.4

22041

Franklin Parish, Louisiana

1.8

5.4

22045

Iberia Parish; New Iberia, LA Micro Area; Louisiana

4.0

5.9

22065

Madison Parish; Tallulah, LA Micro Area; Louisiana

3.7

5.7

22075

Plaquemines Parish; New Orleans-Metairie-Kenner, LA Metro Area; Louisiana

2.6

5.0

22081

Red River Parish, Louisiana

2.9

7.1

22083

Richland Parish, Louisiana

5.4

6.6

22087

St. Bernard Parish; New Orleans-Metairie-Kenner, LA Metro Area; Louisiana

4.4

6.0

22091

St. Helena Parish; Baton Rouge, LA Metro Area; Louisiana

N/A

4.6

22125

West Feliciana Parish; Baton Rouge, LA Metro Area; Louisiana

2.5

7.1

23005

Cumberland County; Portland-South Portland-Biddeford, ME Metro Area; Maine

5.7

3.7

23009

Hancock County, Maine

8.1

4.9

23013

Knox County; Rockland, ME Micro Area; Maine

7.3

5.1

23019

Penobscot County; Bangor, ME Metro Area; Maine

5.9

6.2

23023

Sagadahoc County; Portland-South Portland-Biddeford, ME Metro Area; Maine

7.5

6.2

24003

Anne Arundel County; Baltimore-Towson, MD Metro Area; Maryland

6.3

4.7

24005

Baltimore County; Baltimore-Towson, MD Metro Area; Maryland

6.2

6.0

24009

Calvert County; Washington-Arlington-Alexandria, DC-VA-MD-WV Metro Area; Maryland

3.9

7.2

24011

Caroline County, Maryland

4.5

7.1

24013

Carroll County; Baltimore-Towson, MD Metro Area; Maryland

6.0

4.9

24017

Charles County; Washington-Arlington-Alexandria, DC-VA-MD-WV Metro Area; Maryland

5.4

4.4

24019

Dorchester County; Cambridge, MD Micro Area; Maryland

4.7

7.1

24021

Frederick County; Washington-Arlington-Alexandria, DC-VA-MD-WV Metro Area; Maryland

5.5

4.8

24025

Harford County; Baltimore-Towson, MD Metro Area; Maryland

6.0

5.9

24031

Montgomery County; Washington-Arlington-Alexandria, DC-VA-MD-WV Metro Area; Maryland

5.3

3.1

24033

Prince George's County; Washington-Arlington-Alexandria, DC-VA-MD-WV Metro Area; Maryland

8.1

5.4

24035

Queen Anne's County; Baltimore-Towson, MD Metro Area; Maryland

4.9

5.2

24041

Talbot County; Easton, MD Micro Area; Maryland

3.1

5.9

24043

Washington County; Hagerstown-Martinsburg, MD-WV Metro Area; Maryland

7.4

5.7

24045

Wicomico County; Salisbury, MD Metro Area; Maryland

5.6

5.2

25001

Barnstable County; Barnstable Town, MA Metro Area; Massachusetts

6.5

5.8

25005

Bristol County; Providence-New Bedford-Fall River, RI-MA Metro Area; Massachusetts

5.1

5.6

25007

Dukes County, Massachusetts

6.6

4.3

25009

Essex County; Boston-Cambridge-Quincy, MA-NH Metro Area; Massachusetts

6.3

3.4

25011

Franklin County; Springfield, MA Metro Area; Massachusetts

2.3

2.9

25013

Hampden County; Springfield, MA Metro Area; Massachusetts

5.0

5.5

25015

Hampshire County; Springfield, MA Metro Area; Massachusetts

4.8

2.4

25017

Middlesex County; Boston-Cambridge-Quincy, MA-NH Metro Area; Massachusetts

5.8

2.4

25021

Norfolk County; Boston-Cambridge-Quincy, MA-NH Metro Area; Massachusetts

3.8

2.8

25023

Plymouth County; Boston-Cambridge-Quincy, MA-NH Metro Area; Massachusetts

4.4

3.4

25025

Suffolk County; Boston-Cambridge-Quincy, MA-NH Metro Area; Massachusetts

5.5

3.4

25027

Worcester County; Worcester, MA Metro Area; Massachusetts

7.8

4.5

26005

Allegan County; Allegan, MI Micro Area; Michigan

6.5

7.1

26007

Alpena County; Alpena, MI Micro Area; Michigan

6.8

5.5

26015

Barry County; Grand Rapids-Wyoming, MI Metro Area; Michigan

7.6

6.6

26027

Cass County; South Bend-Mishawaka, IN-MI Metro Area; Michigan

8.5

6.3

26029

Charlevoix County, Michigan

5.9

5.4

26031

Cheboygan County, Michigan

8.0

6.3

26045

Eaton County; Lansing-East Lansing, MI Metro Area; Michigan

8.0

5.2

26051

Gladwin County, Michigan

6.8

5.9

26055

Grand Traverse County; Traverse City, MI Micro Area; Michigan

8.3

5.0

26061

Houghton County; Houghton, MI Micro Area; Michigan

4.4

6.7

26063

Huron County, Michigan

8.2

6.7

26067

Ionia County; Grand Rapids-Wyoming, MI Metro Area; Michigan

6.3

6.5

26077

Kalamazoo County; Kalamazoo-Portage, MI Metro Area; Michigan

8.6

6.8

26081

Kent County; Grand Rapids-Wyoming, MI Metro Area; Michigan

7.8

6.2

26087

Lapeer County; Detroit-Warren-Livonia, MI Metro Area; Michigan

7.2

7.2

26091

Lenawee County; Adrian, MI Micro Area; Michigan

6.8

7.0

26099

Macomb County; Detroit-Warren-Livonia, MI Metro Area; Michigan

7.2

5.1

26111

Midland County; Midland, MI Micro Area; Michigan

6.0

6.7

26115

Monroe County; Monroe, MI Metro Area; Michigan

8.0

6.6

26119

Montmorency County, Michigan

4.2

5.0

26123

Newaygo County; Grand Rapids-Wyoming, MI Metro Area; Michigan

6.2

6.4

26129

Ogemaw County, Michigan

4.8

4.5

26145

Saginaw County; Saginaw-Saginaw Township North, MI Metro Area; Michigan

8.7

7.0

26165

Wexford County; Cadillac, MI Micro Area; Michigan

5.4

6.5

27003

Anoka County; Minneapolis-St. Paul-Bloomington, MN-WI Metro Area; Minnesota

7.6

2.1

27005

Becker County, Minnesota

1.7

5.7

27007

Beltrami County; Bemidji, MN Micro Area; Minnesota

6.2

4.0

27013

Blue Earth County; Mankato-North Mankato, MN Metro Area; Minnesota

5.6

3.4

27017

Carlton County; Duluth, MN-WI Metro Area; Minnesota

2.5

4.3

27019

Carver County; Minneapolis-St. Paul-Bloomington, MN-WI Metro Area; Minnesota

4.3

2.8

27021

Cass County; Brainerd, MN Micro Area; Minnesota

4.6

4.1

27025

Chisago County; Minneapolis-St. Paul-Bloomington, MN-WI Metro Area; Minnesota

5.3

2.2

27029

Clearwater County, Minnesota

5.5

5.3

27031

Cook County, Minnesota

4.9

6.3

27035

Crow Wing County; Brainerd, MN Micro Area; Minnesota

4.6

2.6

27037

Dakota County; Minneapolis-St. Paul-Bloomington, MN-WI Metro Area; Minnesota

8.2

2.5

27041

Douglas County; Alexandria, MN Micro Area; Minnesota

2.3

6.5

27049

Goodhue County; Red Wing, MN Micro Area; Minnesota

6.0

4.7

27053

Hennepin County; Minneapolis-St. Paul-Bloomington, MN-WI Metro Area; Minnesota

6.5

2.7

27059

Isanti County; Minneapolis-St. Paul-Bloomington, MN-WI Metro Area; Minnesota

8.7

6.0

27061

Itasca County, Minnesota

4.5

4.2

27065

Kanabec County, Minnesota

3.1

5.0

27087

Mahnomen County, Minnesota

5.9

6.8

27093

Meeker County, Minnesota

7.4

4.3

27095

Mille Lacs County, Minnesota

3.4

3.3

27097

Morrison County, Minnesota

3.0

4.0

27099

Mower County; Austin, MN Micro Area; Minnesota

5.1

6.2

27103

Nicollet County; Mankato-North Mankato, MN Metro Area; Minnesota

2.3

6.4

27105

Nobles County; Worthington, MN Micro Area; Minnesota

2.4

7.1

27111

Otter Tail County; Fergus Falls, MN Micro Area; Minnesota

6.1

6.0

27115

Pine County, Minnesota

3.9

4.2

27121

Pope County, Minnesota

4.2

4.0

27123

Ramsey County; Minneapolis-St. Paul-Bloomington, MN-WI Metro Area; Minnesota

6.6

2.6

27137

St. Louis County; Duluth, MN-WI Metro Area; Minnesota

5.2

6.1

27139

Scott County; Minneapolis-St. Paul-Bloomington, MN-WI Metro Area; Minnesota

6.7

4.7

27143

Sibley County, Minnesota

7.9

5.7

27145

Stearns County; St. Cloud, MN Metro Area; Minnesota

6.8

3.4

27149

Stevens County, Minnesota

7.2

6.8

27157

Wabasha County; Rochester, MN Metro Area; Minnesota

7.4

5.2

27159

Wadena County, Minnesota

7.0

6.4

27163

Washington County; Minneapolis-St. Paul-Bloomington, MN-WI Metro Area; Minnesota

6.7

5.0

27169

Winona County; Winona, MN Micro Area; Minnesota

4.8

5.1

27171

Wright County; Minneapolis-St. Paul-Bloomington, MN-WI Metro Area; Minnesota

3.9

2.5

28005

Amite County; McComb, MS Micro Area; Mississippi

4.7

4.0

28011

Bolivar County; Cleveland, MS Micro Area; Mississippi

6.2

6.5

28013

Calhoun County, Mississippi

2.7

6.5

28021

Claiborne County, Mississippi

8.7

7.1

28027

Coahoma County; Clarksdale, MS Micro Area; Mississippi

5.9

5.1

28051

Holmes County, Mississippi

2.6

4.7

28053

Humphreys County, Mississippi

N/A

3.5

28061

Jasper County; Laurel, MS Micro Area; Mississippi

3.2

4.5

28069

Kemper County; Meridian, MS Micro Area; Mississippi

1.2

2.4

28089

Madison County; Jackson, MS Metro Area; Mississippi

6.8

5.3

28093

Marshall County; Memphis, TN-MS-AR Metro Area; Mississippi

5.6

7.0

28103

Noxubee County, Mississippi

2.3

7.2

28119

Quitman County, Mississippi

8.2

3.7

28123

Scott County, Mississippi

6.8

7.0

28125

Sharkey County, Mississippi

6.5

6.7

28133

Sunflower County; Indianola, MS Micro Area; Mississippi

3.4

6.3

28135

Tallahatchie County, Mississippi

7.8

4.0

28137

Tate County; Memphis, TN-MS-AR Metro Area; Mississippi

7.1

4.6

28145

Union County, Mississippi

7.6

5.8

28147

Walthall County, Mississippi

3.5

4.9

28155

Webster County, Mississippi

2.3

4.4

28157

Wilkinson County, Mississippi

2.2

1.3

29003

Andrew County; St. Joseph, MO-KS Metro Area; Missouri

N/A

6.3

29013

Bates County; Kansas City, MO-KS Metro Area; Missouri

4.9

6.3

29017

Bollinger County; Cape Girardeau-Jackson, MO-IL Metro Area; Missouri

5.9

6.4

29019

Boone County; Columbia, MO Metro Area; Missouri

6.6

7.3

29037

Cass County; Kansas City, MO-KS Metro Area; Missouri

6.5

7.1

29045

Clark County; Fort Madison-Keokuk, IA-MO Micro Area; Missouri

6.3

7.2

29049

Clinton County; Kansas City, MO-KS Metro Area; Missouri

6.2

7.2

29051

Cole County; Jefferson City, MO Metro Area; Missouri

6.0

7.0

29093

Iron County, Missouri

3.9

7.1

29183

St. Charles County; St. Louis, MO-IL Metro Area; Missouri

6.8

5.8

29186

Ste. Genevieve County, Missouri

6.6

5.8

29189

St. Louis County; St. Louis, MO-IL Metro Area; Missouri

6.7

7.0

29219

Warren County; St. Louis, MO-IL Metro Area; Missouri

1.9

6.7

29227

Worth County, Missouri

8.6

6.1

30005

Blaine County, Montana

5.5

7.0

30013

Cascade County; Great Falls, MT Metro Area; Montana

5.3

6.5

30029

Flathead County; Kalispell, MT Micro Area; Montana

7.0

6.3

30031

Gallatin County; Bozeman, MT Micro Area; Montana

4.5

6.0

30049

Lewis and Clark County; Helena, MT Micro Area; Montana

5.3

5.6

30063

Missoula County; Missoula, MT Metro Area; Montana

6.0

4.6

30081

Ravalli County, Montana

8.1

6.2

30095

Stillwater County, Montana

3.4

5.6

30099

Teton County, Montana

1.5

6.1

30103

Treasure County, Montana

3.8

6.9

30105

Valley County, Montana

7.8

7.3

30111

Yellowstone County; Billings, MT Metro Area; Montana

4.0

5.4

31005

Arthur County, Nebraska

N/A

5.3

31007

Banner County; Scottsbluff, NE Micro Area; Nebraska

2.7

N/A

31019

Buffalo County; Kearney, NE Micro Area; Nebraska

7.2

5.9

31021

Burt County, Nebraska

5.0

6.3

31039

Cuming County, Nebraska

0.8

5.3

31051

Dixon County; Sioux City, IA-NE-SD Metro Area; Nebraska

5.6

6.4

31059

Fillmore County, Nebraska

1.4

7.2

31061

Franklin County, Nebraska

8.2

5.6

31109

Lancaster County; Lincoln, NE Metro Area; Nebraska

7.5

6.6

31117

McPherson County; North Platte, NE Micro Area; Nebraska

4.5

6.2

31121

Merrick County; Grand Island, NE Micro Area; Nebraska

4.6

6.1

31149

Rock County, Nebraska

6.7

6.9

31153

Sarpy County; Omaha-Council Bluffs, NE-IA Metro Area; Nebraska

6.9

5.1

31159

Seward County; Lincoln, NE Metro Area; Nebraska

5.3

6.9

31165

Sioux County, Nebraska

6.9

5.7

31167

Stanton County; Norfolk, NE Micro Area; Nebraska

N/A

6.1

31173

Thurston County, Nebraska

7.0

4.1

31177

Washington County; Omaha-Council Bluffs, NE-IA Metro Area; Nebraska

5.8

6.9

31179

Wayne County, Nebraska

7.1

6.0

33001

Belknap County; Laconia, NH Micro Area; New Hampshire

4.7

6.3

33005

Cheshire County; Keene, NH Micro Area; New Hampshire

4.9

3.4

33009

Grafton County; Lebanon, NH-VT Micro Area; New Hampshire

7.6

3.8

33011

Hillsborough County; Manchester-Nashua, NH Metro Area; New Hampshire

6.9

2.5

33013

Merrimack County; Concord, NH Micro Area; New Hampshire

4.5

3.1

33015

Rockingham County; Boston-Cambridge-Quincy, MA-NH Metro Area; New Hampshire

7.4

3.0

33017

Strafford County; Boston-Cambridge-Quincy, MA-NH Metro Area; New Hampshire

4.7

2.6

33019

Sullivan County; Claremont, NH Micro Area; New Hampshire

3.9

6.5

34003

Bergen County; New York-Northern New Jersey-Long Island, NY-NJ-PA Metro Area; New Jersey

3.8

2.8

34005

Burlington County; Philadelphia-Camden-Wilmington, PA-NJ-DE-MD Metro Area; New Jersey

6.1

5.9

34007

Camden County; Philadelphia-Camden-Wilmington, PA-NJ-DE-MD Metro Area; New Jersey

5.5

7.2

34011

Cumberland County; Vineland-Millville-Bridgeton, NJ Metro Area; New Jersey

8.1

6.1

34013

Essex County; New York-Northern New Jersey-Long Island, NY-NJ-PA Metro Area; New Jersey

7.1

5.8

34015

Gloucester County; Philadelphia-Camden-Wilmington, PA-NJ-DE-MD Metro Area; New Jersey

7.7

6.7

34017

Hudson County; New York-Northern New Jersey-Long Island, NY-NJ-PA Metro Area; New Jersey

6.2

3.5

34019

Hunterdon County; New York-Northern New Jersey-Long Island, NY-NJ-PA Metro Area; New Jersey

2.2

4.4

34021

Mercer County; Trenton-Ewing, NJ Metro Area; New Jersey

7.7

6.0

34023

Middlesex County; New York-Northern New Jersey-Long Island, NY-NJ-PA Metro Area; New Jersey

5.3

3.0

34025

Monmouth County; New York-Northern New Jersey-Long Island, NY-NJ-PA Metro Area; New Jersey

5.6

4.5

34027

Morris County; New York-Northern New Jersey-Long Island, NY-NJ-PA Metro Area; New Jersey

6.0

2.8

34031

Passaic County; New York-Northern New Jersey-Long Island, NY-NJ-PA Metro Area; New Jersey

6.5

3.1

34037

Sussex County; New York-Northern New Jersey-Long Island, NY-NJ-PA Metro Area; New Jersey

3.5

4.8

34039

Union County; New York-Northern New Jersey-Long Island, NY-NJ-PA Metro Area; New Jersey

6.5

3.9

34041

Warren County; Allentown-Bethlehem-Easton, PA-NJ Metro Area; New Jersey

7.0

6.5

35033

Mora County, New Mexico

7.1

5.6

36001

Albany County; Albany-Schenectady-Troy, NY Metro Area; New York

4.8

6.7

36005

Bronx County; New York-Northern New Jersey-Long Island, NY-NJ-PA Metro Area; New York

3.7

4.6

36019

Clinton County; Plattsburgh, NY Micro Area; New York

5.3

7.0

36021

Columbia County; Hudson, NY Micro Area; New York

5.9

5.6

36027

Dutchess County; Poughkeepsie-Newburgh-Middletown, NY Metro Area; New York

6.0

4.8

36047

Kings County; New York-Northern New Jersey-Long Island, NY-NJ-PA Metro Area; New York

3.7

3.8

36059

Nassau County; New York-Northern New Jersey-Long Island, NY-NJ-PA Metro Area; New York

6.3

2.2

36061

New York County; New York-Northern New Jersey-Long Island, NY-NJ-PA Metro Area; New York

2.5

3.9

36071

Orange County; Poughkeepsie-Newburgh-Middletown, NY Metro Area; New York

4.2

4.7

36079

Putnam County; New York-Northern New Jersey-Long Island, NY-NJ-PA Metro Area; New York

5.0

2.7

36081

Queens County; New York-Northern New Jersey-Long Island, NY-NJ-PA Metro Area; New York

3.3

2.8

36085

Richmond County; New York-Northern New Jersey-Long Island, NY-NJ-PA Metro Area; New York

8.2

4.8

36087

Rockland County; New York-Northern New Jersey-Long Island, NY-NJ-PA Metro Area; New York

4.2

3.1

36091

Saratoga County; Albany-Schenectady-Troy, NY Metro Area; New York

6.0

5.8

36103

Suffolk County; New York-Northern New Jersey-Long Island, NY-NJ-PA Metro Area; New York

6.5

3.7

36109

Tompkins County; Ithaca, NY Metro Area; New York

3.3

4.1

36111

Ulster County; Kingston, NY Metro Area; New York

4.2

5.6

36119

Westchester County; New York-Northern New Jersey-Long Island, NY-NJ-PA Metro Area; New York

5.2

3.5

36121

Wyoming County, New York

5.2

7.0

37005

Alleghany County, North Carolina

2.1

5.7

37015

Bertie County, North Carolina

4.4

6.9

37023

Burke County; Hickory-Lenoir-Morganton, NC Metro Area; North Carolina

8.5

7.1

37029

Camden County; Elizabeth City, NC Micro Area; North Carolina

N/A

3.0

37041

Chowan County, North Carolina

1.6

6.8

37043

Clay County, North Carolina

7.6

5.1

37057

Davidson County; Thomasville-Lexington, NC Micro Area; North Carolina

6.1

6.0

37073

Gates County, North Carolina

2.0

3.7

37077

Granville County, North Carolina

3.6

6.7

37079

Greene County; Greenville, NC Metro Area; North Carolina

4.5

6.7

37083

Halifax County; Roanoke Rapids, NC Micro Area; North Carolina

6.0

7.0

37091

Hertford County, North Carolina

7.2

5.6

37109

Lincoln County; Lincolnton, NC Micro Area; North Carolina

4.5

5.6

37111

McDowell County, North Carolina

7.5

5.8

37117

Martin County, North Carolina

5.6

5.7

37121

Mitchell County, North Carolina

1.2

6.6

37123

Montgomery County, North Carolina

5.9

5.3

37131

Northampton County; Roanoke Rapids, NC Micro Area; North Carolina

1.7

4.9

37143

Perquimans County; Elizabeth City, NC Micro Area; North Carolina

2.6

5.3

37145

Person County; Durham-Chapel Hill, NC Metro Area; North Carolina

5.5

5.8

37169

Stokes County; Winston-Salem, NC Metro Area; North Carolina

7.0

7.1

37175

Transylvania County; Brevard, NC Micro Area; North Carolina

4.6

5.6

37177

Tyrrell County, North Carolina

3.7

5.0

37179

Union County; Charlotte-Gastonia-Concord, NC-SC Metro Area; North Carolina

5.5

3.6

37181

Vance County; Henderson, NC Micro Area; North Carolina

6.4

5.7

37187

Washington County, North Carolina

4.4

6.1

37189

Watauga County; Boone, NC Micro Area; North Carolina

6.6

7.0

37195

Wilson County; Wilson, NC Micro Area; North Carolina

6.5

5.2

38015

Burleigh County; Bismarck, ND Metro Area; North Dakota

5.5

5.3

38017

Cass County; Fargo, ND-MN Metro Area; North Dakota

4.5

5.0

38035

Grand Forks County; Grand Forks, ND-MN Metro Area; North Dakota

6.9

6.2

38079

Rolette County, North Dakota

7.8

7.3

38085

Sioux County, North Dakota

3.5

3.3

38091

Steele County, North Dakota

5.0

5.2

38101

Ward County; Minot, ND Micro Area; North Dakota

3.7

5.3

39001

Adams County, Ohio

8.6

7.0

39005

Ashland County; Ashland, OH Micro Area; Ohio

5.1

6.5

39015

Brown County; Cincinnati-Middletown, OH-KY-IN Metro Area; Ohio

6.3

7.1

39019

Carroll County; Canton-Massillon, OH Metro Area; Ohio

2.9

5.9

39029

Columbiana County; East Liverpool-Salem, OH Micro Area; Ohio

6.2

6.1

39037

Darke County; Greenville, OH Micro Area; Ohio

3.9

5.7

39045

Fairfield County; Columbus, OH Metro Area; Ohio

5.8

6.3

39055

Geauga County; Cleveland-Elyria-Mentor, OH Metro Area; Ohio

7.3

5.9

39057

Greene County; Dayton, OH Metro Area; Ohio

6.1

7.2

39067

Harrison County, Ohio

2.0

7.2

39069

Henry County, Ohio

5.9

6.6

39071

Highland County, Ohio

5.0

7.1

39073

Hocking County, Ohio

6.1

4.3

39075

Holmes County, Ohio

5.0

5.7

39077

Huron County; Norwalk, OH Micro Area; Ohio

7.9

5.8

39083

Knox County; Mount Vernon, OH Micro Area; Ohio

5.5

6.4

39085

Lake County; Cleveland-Elyria-Mentor, OH Metro Area; Ohio

7.4

6.3

39089

Licking County; Columbus, OH Metro Area; Ohio

5.3

6.5

39091

Logan County; Bellefontaine, OH Micro Area; Ohio

2.5

7.3

39097

Madison County; Columbus, OH Metro Area; Ohio

4.3

7.0

39107

Mercer County; Celina, OH Micro Area; Ohio

5.4

6.4

39109

Miami County; Dayton, OH Metro Area; Ohio

8.1

7.1

39117

Morrow County; Columbus, OH Metro Area; Ohio

1.0

4.6

39121

Noble County, Ohio

5.5

3.9

39125

Paulding County, Ohio

8.6

6.5

39129

Pickaway County; Columbus, OH Metro Area; Ohio

6.9

5.9

39135

Preble County; Dayton, OH Metro Area; Ohio

1.7

6.0

39137

Putnam County, Ohio

8.1

5.7

39163

Vinton County, Ohio

4.8

3.7

39169

Wayne County; Wooster, OH Micro Area; Ohio

6.3

7.0

39171

Williams County, Ohio

6.5

5.5

39173

Wood County; Toledo, OH Metro Area; Ohio

7.5

5.4

41027

Hood River County; Hood River, OR Micro Area; Oregon

7.4

2.1

41029

Jackson County; Medford, OR Metro Area; Oregon

3.8

5.7

41033

Josephine County; Grants Pass, OR Micro Area; Oregon

4.0

6.7

41039

Lane County; Eugene-Springfield, OR Metro Area; Oregon

4.4

6.4

41051

Multnomah County; Portland-Vancouver-Beaverton, OR-WA Metro Area; Oregon

5.1

6.8

41053

Polk County; Salem, OR Metro Area; Oregon

7.6

7.1

41067

Washington County; Portland-Vancouver-Beaverton, OR-WA Metro Area; Oregon

5.7

7.1

41071

Yamhill County; Portland-Vancouver-Beaverton, OR-WA Metro Area; Oregon

5.0

5.5

42001

Adams County; Gettysburg, PA Micro Area; Pennsylvania

1.7

3.9

42005

Armstrong County; Pittsburgh, PA Metro Area; Pennsylvania

4.0

6.5

42009

Bedford County, Pennsylvania

3.8

6.7

42011

Berks County; Reading, PA Metro Area; Pennsylvania

6.1

6.7

42013

Blair County; Altoona, PA Metro Area; Pennsylvania

5.8

7.2

42017

Bucks County; Philadelphia-Camden-Wilmington, PA-NJ-DE-MD Metro Area; Pennsylvania

8.2

4.4

42019

Butler County; Pittsburgh, PA Metro Area; Pennsylvania

5.6

6.0

42027

Centre County; State College, PA Metro Area; Pennsylvania

2.4

3.4

42029

Chester County; Philadelphia-Camden-Wilmington, PA-NJ-DE-MD Metro Area; Pennsylvania

5.4

5.0

42031

Clarion County, Pennsylvania

8.2

6.6

42033

Clearfield County; DuBois, PA Micro Area; Pennsylvania

5.5

6.0

42035

Clinton County; Lock Haven, PA Micro Area; Pennsylvania

2.4

5.2

42037

Columbia County; Bloomsburg-Berwick, PA Micro Area; Pennsylvania

5.5

7.1

42041

Cumberland County; Harrisburg-Carlisle, PA Metro Area; Pennsylvania

3.0

6.7

42045

Delaware County; Philadelphia-Camden-Wilmington, PA-NJ-DE-MD Metro Area; Pennsylvania

7.3

6.3

42053

Forest County, Pennsylvania

3.3

7.0

42055

Franklin County; Chambersburg, PA Micro Area; Pennsylvania

4.5

7.1

42057

Fulton County, Pennsylvania

2.0

6.9

42061

Huntingdon County; Huntingdon, PA Micro Area; Pennsylvania

8.1

6.9

42065

Jefferson County, Pennsylvania

4.2

6.3

42067

Juniata County, Pennsylvania

2.4

5.4

42071

Lancaster County; Lancaster, PA Metro Area; Pennsylvania

4.2

5.1

42075

Lebanon County; Lebanon, PA Metro Area; Pennsylvania

3.6

6.9

42077

Lehigh County; Allentown-Bethlehem-Easton, PA-NJ Metro Area; Pennsylvania

4.9

7.1

42085

Mercer County; Youngstown-Warren-Boardman, OH-PA Metro Area; Pennsylvania

7.9

6.8

42089

Monroe County; East Stroudsburg, PA Micro Area; Pennsylvania

4.9

5.8

42091

Montgomery County; Philadelphia-Camden-Wilmington, PA-NJ-DE-MD Metro Area; Pennsylvania

6.4

5.9

42095

Northampton County; Allentown-Bethlehem-Easton, PA-NJ Metro Area; Pennsylvania

5.2

6.2

42103

Pike County; New York-Northern New Jersey-Long Island, NY-NJ-PA Metro Area; Pennsylvania

5.8

5.0

42105

Potter County, Pennsylvania

5.7

6.8

42109

Snyder County; Selinsgrove, PA Micro Area; Pennsylvania

2.0

5.1

42111

Somerset County; Somerset, PA Micro Area; Pennsylvania

5.7

7.1

42115

Susquehanna County, Pennsylvania

2.7

7.0

42117

Tioga County, Pennsylvania

3.6

6.2

42119

Union County; Lewisburg, PA Micro Area; Pennsylvania

3.6

6.4

42121

Venango County; Oil City, PA Micro Area; Pennsylvania

3.7

6.4

42127

Wayne County, Pennsylvania

3.7

7.1

42131

Wyoming County; Scranton-Wilkes-Barre, PA Metro Area; Pennsylvania

1.0

5.2

44001

Bristol County; Providence-New Bedford-Fall River, RI-MA Metro Area; Rhode Island

2.8

4.3

44003

Kent County; Providence-New Bedford-Fall River, RI-MA Metro Area; Rhode Island

5.1

4.8

44005

Newport County; Providence-New Bedford-Fall River, RI-MA Metro Area; Rhode Island

6.4

5.5

44007

Providence County; Providence-New Bedford-Fall River, RI-MA Metro Area; Rhode Island

7.7

5.1

45005

Allendale County, South Carolina

7.4

4.6

45017

Calhoun County; Columbia, SC Metro Area; South Carolina

1.8

4.8

45039

Fairfield County; Columbia, SC Metro Area; South Carolina

7.5

6.5

45065

McCormick County, South Carolina

6.5

7.0

45081

Saluda County; Columbia, SC Metro Area; South Carolina

6.8

5.5

45089

Williamsburg County, South Carolina

2.9

6.6

46011

Brookings County; Brookings, SD Micro Area; South Dakota

4.8

7.0

46015

Brule County, South Dakota

2.7

6.7

46017

Buffalo County, South Dakota

N/A

4.9

46031

Corson County, South Dakota

3.5

4.1

46033

Custer County, South Dakota

8.2

5.1

46049

Faulk County, South Dakota

4.1

5.7

46059

Hand County, South Dakota

3.7

5.1

46067

Hutchinson County, South Dakota

6.0

5.9

46079

Lake County, South Dakota

5.8

3.0

46099

Minnehaha County; Sioux Falls, SD Metro Area; South Dakota

7.7

5.0

46103

Pennington County; Rapid City, SD Metro Area; South Dakota

6.7

5.8

46109

Roberts County, South Dakota

5.2

5.7

46111

Sanborn County, South Dakota

3.2

6.3

46113

Shannon County, South Dakota

1.1

0.6

46121

Todd County, South Dakota

8.1

4.8

47003

Bedford County; Shelbyville, TN Micro Area; Tennessee

4.7

6.1

47021

Cheatham County; Nashville-Davidson—Murfreesboro—Franklin, TN Metro Area; Tennessee

3.9

6.6

47047

Fayette County; Memphis, TN-MS-AR Metro Area; Tennessee

6.4

6.7

47127

Moore County; Tullahoma, TN Micro Area; Tennessee

4.4

3.5

47147

Robertson County; Nashville-Davidson—Murfreesboro—Franklin, TN Metro Area; Tennessee

7.4

5.2

47171

Unicoi County; Johnson City, TN Metro Area; Tennessee

8.1

6.4

47175

Van Buren County, Tennessee

5.9

6.4

48013

Atascosa County; San Antonio, TX Metro Area; Texas

5.7

5.7

48015

Austin County; Houston-Sugar Land-Baytown, TX Metro Area; Texas

8.5

3.6

48033

Borden County, Texas

N/A

N/A

48035

Bosque County, Texas

7.0

6.5

48041

Brazos County; College Station-Bryan, TX Metro Area; Texas

7.7

6.6

48053

Burnet County, Texas

4.9

6.9

48055

Caldwell County; Austin-Round Rock, TX Metro Area; Texas

3.8

4.6

48095

Concho County, Texas

1.7

5.6

48097

Cooke County; Gainesville, TX Micro Area; Texas

5.8

6.0

48119

Delta County; Dallas-Fort Worth-Arlington, TX Metro Area; Texas

1.0

6.1

48123

DeWitt County, Texas

7.1

7.1

48137

Edwards County, Texas

2.7

4.3

48139

Ellis County; Dallas-Fort Worth-Arlington, TX Metro Area; Texas

6.9

6.8

48157

Fort Bend County; Houston-Sugar Land-Baytown, TX Metro Area; Texas

7.3

6.4

48171

Gillespie County; Fredericksburg, TX Micro Area; Texas

1.5

3.6

48173

Glasscock County, Texas

N/A

7.0

48205

Hartley County, Texas

1.1

6.8

48209

Hays County; Austin-Round Rock, TX Metro Area; Texas

6.1

4.6

48225

Houston County, Texas

7.3

7.1

48247

Jim Hogg County, Texas

5.9

4.8

48251

Johnson County; Dallas-Fort Worth-Arlington, TX Metro Area; Texas

5.8

6.8

48257

Kaufman County; Dallas-Fort Worth-Arlington, TX Metro Area; Texas

6.7

7.2

48261

Kenedy County; Kingsville, TX Micro Area; Texas

N/A

N/A

48267

Kimble County, Texas

5.1

5.9

48269

King County, Texas

N/A

N/A

48293

Limestone County, Texas

6.0

6.1

48301

Loving County, Texas

N/A

N/A

48305

Lynn County, Texas

N/A

7.3

48307

McCulloch County, Texas

0.5

5.8

48327

Menard County, Texas

3.7

6.5

48397

Rockwall County; Dallas-Fort Worth-Arlington, TX Metro Area; Texas

3.0

6.1

48421

Sherman County, Texas

5.5

6.5

48425

Somervell County; Granbury, TX Micro Area; Texas

N/A

6.6

48453

Travis County; Austin-Round Rock, TX Metro Area; Texas

8.1

3.2

48467

Van Zandt County, Texas

4.2

5.6

48477

Washington County; Brenham, TX Micro Area; Texas

4.0

6.6

48479

Webb County; Laredo, TX Metro Area; Texas

6.4

6.6

48491

Williamson County; Austin-Round Rock, TX Metro Area; Texas

6.3

3.8

48495

Winkler County, Texas

0.8

5.2

49005

Cache County; Logan, UT-ID Metro Area; Utah

4.8

4.7

49009

Daggett County, Utah

3.7

3.3

49011

Davis County; Ogden-Clearfield, UT Metro Area; Utah

6.5

6.2

49021

Iron County; Cedar City, UT Micro Area; Utah

6.8

7.0

49023

Juab County; Provo-Orem, UT Metro Area; Utah

3.4

2.3

49027

Millard County, Utah

4.3

6.9

49031

Piute County, Utah

N/A

4.3

49035

Salt Lake County; Salt Lake City, UT Metro Area; Utah

5.9

6.9

49047

Uintah County; Vernal, UT Micro Area; Utah

5.3

6.7

49049

Utah County; Provo-Orem, UT Metro Area; Utah

5.3

3.4

50001

Addison County, Vermont

8.1

3.4

50003

Bennington County; Bennington, VT Micro Area; Vermont

2.2

4.8

50005

Caledonia County, Vermont

6.9

6.3

50007

Chittenden County; Burlington-South Burlington, VT Metro Area; Vermont

3.8

1.8

50011

Franklin County; Burlington-South Burlington, VT Metro Area; Vermont

5.4

2.7

50013

Grand Isle County; Burlington-South Burlington, VT Metro Area; Vermont

4.6

5.6

50015

Lamoille County, Vermont

4.5

2.9

50021

Rutland County; Rutland, VT Micro Area; Vermont

7.2

4.7

50023

Washington County; Barre, VT Micro Area; Vermont

6.1

3.5

50025

Windham County, Vermont

8.2

5.1

50027

Windsor County; Lebanon, NH-VT Micro Area; Vermont

6.7

5.0

51003

Albemarle County; Charlottesville, VA Metro Area; Virginia

5.5

3.9

51005

Alleghany County, Virginia

3.1

5.3

51007

Amelia County; Richmond, VA Metro Area; Virginia

N/A

4.9

51009

Amherst County; Lynchburg, VA Metro Area; Virginia

2.3

5.0

51013

Arlington County; Washington-Arlington-Alexandria, DC-VA-MD-WV Metro Area; Virginia

6.6

2.3

51015

Augusta County; Staunton-Waynesboro, VA Micro Area; Virginia

6.0

5.4

51017

Bath County, Virginia

5.6

2.9

51019

Bedford County; Lynchburg, VA Metro Area; Virginia

6.9

6.3

51021

Bland County, Virginia

3.8

6.7

51025

Brunswick County, Virginia

1.7

1.8

51029

Buckingham County, Virginia

3.5

3.5

51031

Campbell County; Lynchburg, VA Metro Area; Virginia

4.6

6.9

51033

Caroline County; Richmond, VA Metro Area; Virginia

8.1

3.9

51043

Clarke County; Washington-Arlington-Alexandria, DC-VA-MD-WV Metro Area; Virginia

7.1

3.1

51045

Craig County; Roanoke, VA Metro Area; Virginia

1.1

3.9

51047

Culpeper County; Culpeper, VA Micro Area; Virginia

7.4

2.5

51049

Cumberland County; Richmond, VA Metro Area; Virginia

N/A

3.3

51057

Essex County, Virginia

2.7

3.0

51059

Fairfax County; Washington-Arlington-Alexandria, DC-VA-MD-WV Metro Area; Virginia

5.0

2.3

51063

Floyd County, Virginia

7.8

6.4

51065

Fluvanna County; Charlottesville, VA Metro Area; Virginia

3.8

4.0

51067

Franklin County; Roanoke, VA Metro Area; Virginia

6.4

5.8

51069

Frederick County; Winchester, VA-WV Metro Area; Virginia

6.6

5.5

51073

Gloucester County; Virginia Beach-Norfolk-Newport News, VA-NC Metro Area; Virginia

2.5

4.9

51075

Goochland County; Richmond, VA Metro Area; Virginia

6.0

6.9

51079

Greene County; Charlottesville, VA Metro Area; Virginia

1.4

3.0

51081

Greensville County, Virginia

5.7

3.1

51083

Halifax County, Virginia

8.4

7.1

51085

Hanover County; Richmond, VA Metro Area; Virginia

5.2

5.7

51087

Henrico County; Richmond, VA Metro Area; Virginia

6.8

5.2

51093

Isle of Wight County; Virginia Beach-Norfolk-Newport News, VA-NC Metro Area; Virginia

3.0

5.1

51097

King and Queen County; Richmond, VA Metro Area; Virginia

2.7

2.6

51101

King William County; Richmond, VA Metro Area; Virginia

3.2

5.0

51103

Lancaster County, Virginia

1.8

7.0

51109

Louisa County; Richmond, VA Metro Area; Virginia

3.9

3.5

51111

Lunenburg County, Virginia

7.4

4.6

51113

Madison County, Virginia

4.7

3.4

51115

Mathews County; Virginia Beach-Norfolk-Newport News, VA-NC Metro Area; Virginia

N/A

4.0

51119

Middlesex County, Virginia

7.8

4.9

51121

Montgomery County; Blacksburg-Christiansburg-Radford, VA Metro Area; Virginia

4.9

3.5

51125

Nelson County; Charlottesville, VA Metro Area; Virginia

7.6

3.2

51127

New Kent County; Richmond, VA Metro Area; Virginia

N/A

2.1

51131

Northampton County, Virginia

3.8

4.6

51133

Northumberland County, Virginia

N/A

3.0

51135

Nottoway County, Virginia

3.0

4.8

51139

Page County, Virginia

3.6

4.2

51149

Prince George County; Richmond, VA Metro Area; Virginia

4.8

4.6

51153

Prince William County; Washington-Arlington-Alexandria, DC-VA-MD-WV Metro Area; Virginia

8.3

3.6

51155

Pulaski County; Blacksburg-Christiansburg-Radford, VA Metro Area; Virginia

6.3

6.6

51157

Rappahannock County, Virginia

N/A

3.3

51159

Richmond County, Virginia

2.1

3.6

51161

Roanoke County; Roanoke, VA Metro Area; Virginia

6.4

5.6

51165

Rockingham County; Harrisonburg, VA Metro Area; Virginia

2.3

4.2

51171

Shenandoah County, Virginia

6.3

4.1

51183

Sussex County; Richmond, VA Metro Area; Virginia

1.5

4.4

51187

Warren County; Washington-Arlington-Alexandria, DC-VA-MD-WV Metro Area; Virginia

7.9

3.7

51191

Washington County; Kingsport-Bristol-Bristol, TN-VA Metro Area; Virginia

6.1

6.9

51193

Westmoreland County, Virginia

1.2

4.2

51199

York County; Virginia Beach-Norfolk-Newport News, VA-NC Metro Area; Virginia

4.8

3.7

51510

Alexandria city; Washington-Arlington-Alexandria, DC-VA-MD-WV Metro Area; Virginia

5.6

2.3

51515

Bedford city; Lynchburg, VA Metro Area; Virginia

N/A

6.2

51530

Buena Vista city, Virginia

2.1

3.6

51540

Charlottesville city; Charlottesville, VA Metro Area; Virginia

6.1

2.9

51550

Chesapeake city; Virginia Beach-Norfolk-Newport News, VA-NC Metro Area; Virginia

1.6

4.9

51595

Emporia city, Virginia

5.4

6.4

51600

Fairfax city; Washington-Arlington-Alexandria, DC-VA-MD-WV Metro Area; Virginia

N/A

1.6

51610

Falls Church city; Washington-Arlington-Alexandria, DC-VA-MD-WV Metro Area; Virginia

4.6

3.6

51650

Hampton city; Virginia Beach-Norfolk-Newport News, VA-NC Metro Area; Virginia

7.7

6.7

51660

Harrisonburg city; Harrisonburg, VA Metro Area; Virginia

4.0

3.6

51678

Lexington city, Virginia

N/A

3.3

51700

Newport News city; Virginia Beach-Norfolk-Newport News, VA-NC Metro Area; Virginia

6.6

6.6

51735

Poquoson city; Virginia Beach-Norfolk-Newport News, VA-NC Metro Area; Virginia

5.2

0.8

51740

Portsmouth city; Virginia Beach-Norfolk-Newport News, VA-NC Metro Area; Virginia

4.6

7.0

51750

Radford city; Blacksburg-Christiansburg-Radford, VA Metro Area; Virginia

2.5

6.1

51760

Richmond city; Richmond, VA Metro Area; Virginia

7.2

6.4

51770

Roanoke city; Roanoke, VA Metro Area; Virginia

5.4

6.4

51800

Suffolk city; Virginia Beach-Norfolk-Newport News, VA-NC Metro Area; Virginia

5.0

6.9

51810

Virginia Beach city; Virginia Beach-Norfolk-Newport News, VA-NC Metro Area; Virginia

5.2

4.6

51820

Waynesboro city; Staunton-Waynesboro, VA Micro Area; Virginia

6.5

5.8

51830

Williamsburg city; Virginia Beach-Norfolk-Newport News, VA-NC Metro Area; Virginia

8.6

2.8

53007

Chelan County; Wenatchee-East Wenatchee, WA Metro Area; Washington

7.3

7.1

53011

Clark County; Portland-Vancouver-Beaverton, OR-WA Metro Area; Washington

5.3

7.0

53029

Island County; Oak Harbor, WA Micro Area; Washington

6.1

4.4

53031

Jefferson County, Washington

3.0

5.3

53033

King County; Seattle-Tacoma-Bellevue, WA Metro Area; Washington

4.8

4.2

53035

Kitsap County; Bremerton-Silverdale, WA Metro Area; Washington

6.2

6.9

53037

Kittitas County; Ellensburg, WA Micro Area; Washington

3.7

6.6

53043

Lincoln County, Washington

1.5

6.0

53045

Mason County; Shelton, WA Micro Area; Washington

5.0

6.5

53053

Pierce County; Seattle-Tacoma-Bellevue, WA Metro Area; Washington

6.4

6.8

53055

San Juan County, Washington

5.8

6.9

53057

Skagit County; Mount Vernon-Anacortes, WA Metro Area; Washington

4.2

4.9

53059

Skamania County; Portland-Vancouver-Beaverton, OR-WA Metro Area; Washington

0.4

7.1

53061

Snohomish County; Seattle-Tacoma-Bellevue, WA Metro Area; Washington

4.7

5.8

53065

Stevens County, Washington

6.9

6.4

53067

Thurston County; Olympia, WA Metro Area; Washington

4.1

6.3

53069

Wahkiakum County, Washington

N/A

5.1

53073

Whatcom County; Bellingham, WA Metro Area; Washington

2.7

6.0

54001

Barbour County, West Virginia

5.1

4.8

54003

Berkeley County; Hagerstown-Martinsburg, MD-WV Metro Area; West Virginia

5.8

7.0

54013

Calhoun County, West Virginia

6.5

6.9

54017

Doddridge County; Clarksburg, WV Micro Area; West Virginia

0.9

5.6

54027

Hampshire County; Winchester, VA-WV Metro Area; West Virginia

3.9

6.7

54037

Jefferson County; Washington-Arlington-Alexandria, DC-VA-MD-WV Metro Area; West Virginia

7.1

4.1

54041

Lewis County, West Virginia

3.1

7.2

54043

Lincoln County; Charleston, WV Metro Area; West Virginia

1.9

5.6

54051

Marshall County; Wheeling, WV-OH Metro Area; West Virginia

3.2

5.1

54071

Pendleton County, West Virginia

2.7

5.9

54083

Randolph County, West Virginia

6.4

6.8

54085

Ritchie County, West Virginia

6.0

5.9

54087

Roane County, West Virginia

2.1

6.7

54095

Tyler County, West Virginia

3.9

7.2

54101

Webster County, West Virginia

8.3

6.9

54109

Wyoming County, West Virginia

1.1

6.3

55001

Adams County, Wisconsin

5.7

6.9

55003

Ashland County, Wisconsin

8.0

7.0

55005

Barron County, Wisconsin

4.5

4.6

55007

Bayfield County, Wisconsin

5.0

6.7

55009

Brown County; Green Bay, WI Metro Area; Wisconsin

6.5

4.1

55013

Burnett County, Wisconsin

4.5

5.2

55017

Chippewa County; Eau Claire, WI Metro Area; Wisconsin

4.5

5.2

55019

Clark County, Wisconsin

7.1

6.3

55021

Columbia County; Madison, WI Metro Area; Wisconsin

8.2

6.9

55025

Dane County; Madison, WI Metro Area; Wisconsin

7.0

4.3

55031

Douglas County; Duluth, MN-WI Metro Area; Wisconsin

7.5

6.6

55035

Eau Claire County; Eau Claire, WI Metro Area; Wisconsin

4.0

3.6

55037

Florence County; Iron Mountain, MI-WI Micro Area; Wisconsin

7.7

5.3

55055

Jefferson County; Watertown-Fort Atkinson, WI Micro Area; Wisconsin

6.6

6.0

55061

Kewaunee County; Green Bay, WI Metro Area; Wisconsin

2.6

6.2

55063

La Crosse County; La Crosse, WI-MN Metro Area; Wisconsin

3.1

4.8

55077

Marquette County, Wisconsin

3.1

6.8

55079

Milwaukee County; Milwaukee-Waukesha-West Allis, WI Metro Area; Wisconsin

4.8

5.8

55081

Monroe County, Wisconsin

5.2

6.7

55083

Oconto County; Green Bay, WI Metro Area; Wisconsin

4.9

5.8

55087

Outagamie County; Appleton, WI Metro Area; Wisconsin

5.1

5.0

55089

Ozaukee County; Milwaukee-Waukesha-West Allis, WI Metro Area; Wisconsin

8.3

5.0

55093

Pierce County; Minneapolis-St. Paul-Bloomington, MN-WI Metro Area; Wisconsin

3.5

3.0

55097

Portage County; Stevens Point, WI Micro Area; Wisconsin

4.3

4.1

55101

Racine County; Racine, WI Metro Area; Wisconsin

6.0

7.1

55107

Rusk County, Wisconsin

3.3

6.0

55109

St. Croix County; Minneapolis-St. Paul-Bloomington, MN-WI Metro Area; Wisconsin

4.2

3.3

55113

Sawyer County, Wisconsin

1.6

6.5

55115

Shawano County, Wisconsin

5.9

6.4

55117

Sheboygan County; Sheboygan, WI Metro Area; Wisconsin

6.8

5.6

55119

Taylor County, Wisconsin

6.7

4.9

55123

Vernon County, Wisconsin

6.8

6.8

55127

Walworth County; Whitewater, WI Micro Area; Wisconsin

7.9

4.9

55131

Washington County; Milwaukee-Waukesha-West Allis, WI Metro Area; Wisconsin

3.8

5.0

55133

Waukesha County; Milwaukee-Waukesha-West Allis, WI Metro Area; Wisconsin

4.6

5.4

55137

Waushara County, Wisconsin

3.3

6.3

55139

Winnebago County; Oshkosh-Neenah, WI Metro Area; Wisconsin

7.5

6.0

55141

Wood County; Marshfield-Wisconsin Rapids, WI Micro Area; Wisconsin

6.6

6.0

56001

Albany County; Laramie, WY Micro Area; Wyoming

7.4

5.7

56005

Campbell County; Gillette, WY Micro Area; Wyoming

5.3

6.5

56019

Johnson County, Wyoming

1.4

5.0

56033

Sheridan County; Sheridan, WY Micro Area; Wyoming

3.6

5.2

72003

Aguada Municipio; Aguadilla-Isabela-San Sebastián, PR Metro Area; Puerto Rico

N/A

6.7

72005

Aguadilla Municipio; Aguadilla-Isabela-San Sebastián, PR Metro Area; Puerto Rico

4.3

6.5

72007

Aguas Buenas Municipio; San Juan-Caguas-Guaynabo, PR Metro Area; Puerto Rico

2.2

6.5

72015

Arroyo Municipio; Guayama, PR Metro Area; Puerto Rico

2.5

3.7

72017

Barceloneta Municipio; San Juan-Caguas-Guaynabo, PR Metro Area; Puerto Rico

4.7

5.0

72019

Barranquitas Municipio; San Juan-Caguas-Guaynabo, PR Metro Area; Puerto Rico

1.0

6.9

72025

Caguas Municipio; San Juan-Caguas-Guaynabo, PR Metro Area; Puerto Rico

2.5

5.2

72029

Canovanas Municipio; San Juan-Caguas-Guaynabo, PR Metro Area; Puerto Rico

2.1

6.4

72031

Carolina Municipio; San Juan-Caguas-Guaynabo, PR Metro Area; Puerto Rico

4.4

7.2

72033

Cataño Municipio; San Juan-Caguas-Guaynabo, PR Metro Area; Puerto Rico

3.6

5.2

72035

Cayey Municipio; San Juan-Caguas-Guaynabo, PR Metro Area; Puerto Rico

4.1

6.3

72037

Ceiba Municipio; Fajardo, PR Metro Area; Puerto Rico

1.6

6.9

72039

Ciales Municipio; San Juan-Caguas-Guaynabo, PR Metro Area; Puerto Rico

N/A

6.2

72041

Cidra Municipio; San Juan-Caguas-Guaynabo, PR Metro Area; Puerto Rico

N/A

5.6

72043

Coamo Municipio; Coamo, PR Micro Area; Puerto Rico

N/A

5.7

72047

Corozal Municipio; San Juan-Caguas-Guaynabo, PR Metro Area; Puerto Rico

1.2

4.8

72057

Guayama Municipio; Guayama, PR Metro Area; Puerto Rico

3.9

5.3

72059

Guayanilla Municipio; Yauco, PR Metro Area; Puerto Rico

2.2

5.4

72061

Guaynabo Municipio; San Juan-Caguas-Guaynabo, PR Metro Area; Puerto Rico

2.0

6.6

72063

Gurabo Municipio; San Juan-Caguas-Guaynabo, PR Metro Area; Puerto Rico

6.7

3.9

72065

Hatillo Municipio; San Juan-Caguas-Guaynabo, PR Metro Area; Puerto Rico

6.0

4.8

72071

Isabela Municipio; Aguadilla-Isabela-San Sebastián, PR Metro Area; Puerto Rico

2.2

6.8

72073

Jayuya Municipio; Jayuya, PR Micro Area; Puerto Rico

N/A

2.6

72075

Juana Díaz Municipio; Ponce, PR Metro Area; Puerto Rico

1.9

5.1

72077

Juncos Municipio; San Juan-Caguas-Guaynabo, PR Metro Area; Puerto Rico

4.6

4.9

72087

Lofza Municipio; San Juan-Caguas-Guaynabo, PR Metro Area; Puerto Rico

1.3

4.4

72093

Maricao Municipio, Puerto Rico

N/A

4.5

72095

Maunabo Municipio; San Juan-Caguas-Guaynabo, PR Metro Area; Puerto Rico

N/A

1.7

72101

Morovis Municipio; San Juan-Caguas-Guaynabo, PR Metro Area; Puerto Rico

2.3

4.7

72103

Naguabo Municipio; San Juan-Caguas-Guaynabo, PR Metro Area; Puerto Rico

6.4

6.3

72107

Orocovis Municipio; San Juan-Caguas-Guaynabo, PR Metro Area; Puerto Rico

0.6

5.1

72111

Peñuelas Municipio; Yauco, PR Metro Area; Puerto Rico

1.9

5.0

72113

Ponce Municipio; Ponce, PR Metro Area; Puerto Rico

2.6

4.7

72115

Quebradillas Municipio; San Juan-Caguas-Guaynabo, PR Metro Area; Puerto Rico

2.4

4.7

72119

Río Grande Municipio; San Juan-Caguas-Guaynabo, PR Metro Area; Puerto Rico

4.0

6.5

72121

Sabana Grande Municipio; San Germán-Cabo Rojo, PR Metro Area; Puerto Rico

1.0

5.1

72123

Salinas Municipio; Coamo, PR Micro Area; Puerto Rico

1.8

2.8

72125

San Germán Municipio; San Germán-Cabo Rojo, PR Metro Area; Puerto Rico

1.9

6.0

72127

San Juan Municipio; San Juan-Caguas-Guaynabo, PR Metro Area; Puerto Rico

4.5

6.2

72133

Santa Isabel Municipio; Santa Isabel, PR Micro Area; Puerto Rico

N/A

1.6

72143

Vega Alta Municipio; San Juan-Caguas-Guaynabo, PR Metro Area; Puerto Rico

5.0

4.8

72147

Vieques Municipio, Puerto Rico

8.4

7.0

72149

Villalba Municipio; Ponce, PR Metro Area; Puerto Rico

1.8

4.4

72151

Yabucoa Municipio; San Juan-Caguas-Guaynabo, PR Metro Area; Puerto Rico

3.8

4.8

72153

Yauco Municipio; Yauco, PR Metro Area; Puerto Rico

2.0

6.1

Note:

A property meets the low-vacancy threshold if it is located in a county that was below the national rental vacancy rate for units affordable to low-income households in 2000 (7.3 percent) and was within the 80th percentile of low-income rental vacancy rates (8.7 percent) as measured by the 2009 5 year ACS (meaning that 80 percent of counties had a vacancy rate below 8.7 percent in the 2009 5 year ACS).

[FR Doc. 2013-00072 Filed 1-7-13; 8:45 am]

BILLING CODE 4210-67-P