Respondent Brief in Opposition to Petition for Writ of Certiorari — Palmetto Fire Ins. Co. v. Conn

SYNOPSIS

ne OO BE gio 5 ans weeeacvsendeadn scan

ARGUMENT

Provisions of the Wisconsin statutes

CEBPDALADAABRAKAREASES

et ee ee ee ee ee oe ee a a ae oy ee ee ee ee

What constitutes doing business

Wisconsin and Michigan cases

Insurance contracts — police power

State control of foreign companies -...--.....:.::ccc.se0e-0.-c0ees0000.--.

Where this insurance contract is delivered

ESSERE LE ET seasusnmidscot cheated pddakedeestaatare

The Allgeyer case ........ hbsilnahcagaiiboanlininidpulb-habasiiis hadseiperdaaaaned oe

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I es Ga SORE ae ar her Maks

ii

CASES CITED

Adams v. American Agrucultural Chemical Co., 82 S.C. 850 72

Aetna Ins. Co. vy. peeves, TO Wis, 306. oi 78

Allgever v. Louisiana, 165 U.S. 578, 17 Sup. Ct. 427, 41

ip 2 i 9" 6 |. Reeeer teeieneiacenrn Tete neat 51, 52, 55, 59, 70

American Fire Ins. Co. vy. King Lumber & Mfg. Co., 250

ie Se me ey Oe eR evr Anne ie wait), 71

American & Foreign Christian Union v. Yount, 191 U.S.

1) IS IR Se aR eo ahah Re Ne sacueahes adSANsa os Sangha sadn gacene teaal 67, 68

American Ins. Co. v. Stay, 41 Mich. 401.0..0..00.000.0.c:eececeeee-- sient Ce

Anglo-Californian Bank vy. Field, 146 Cal. 644.....-0:0-ccc0000---. 57

Atlantic Coast Line Ry. Co. v. Comm., 102 Va. 599... 69

Backover v. Line Assn. of America, 77 Va. 85 :-2c.cccc00---... 66

Baldwin Tool Works v. Blue, 240 Fed. 202................ 64

Bank of Augusta v. Earle, 13 Pet. 519 20.0.0... .....66, 67, 68

Barater ¥. Commolly, 118 0.8. 97.0 5, 45

Beach v. Kerr Turbine Company, 243 Fed. 710...0.......... 28

Beers vy. State of Arkansas, 20 How. (U.S.) 527-0000. 4

cons ©. Bees, 108 Wik: Ee 76

Berea College v. Kentucky, 211 U.S. 45-.-0..00-ccccccccsesccesseee 62

Bethlehem Motors Co, v. Flint, 178 S.C. 399, 100 S.E. 693 72

Blake v. MeClung, 172 U.B. 239....2....10..::c0.cccccsc-csecacoecnecaseoeens 63, 66

Blodgett v. Lavon Zine Co., 120 Fed. 893

ili

gristol & Co, v. Railroad Comm. of Wis., decided July 19

1926, cire. et. Dane Se a fe ee Ee RT aE pirint

Broadnax v. Missouri, 219 U.S. 285.......0.0........ fase

ne WA, OT BI

Canada Southern RR. Co. vy. Gebhard, 109 U.S, 529

Central of Georgia R. Co. y. Groesbeck, 175 Ala. 189

vhieago Title & Trust Co. v. Bashford, 120 Wis. 281

Citizens Insurance Co, v. Clay, 197 Fed. 435

Clark v. Central R.R. & Banking Co., 50 Fed. 338...

Columbia Fire Ins. Co. vy. Kinyon, 37 N.J.L. 93...................

Commercial Mut. Accident Co. y. Davis, 213 U.S, 245 2:

Cowell v. Colorado Springs Co., 100 U.S 55......................

Cravens v. N. Y. Life Ins. Co., 148 Me. O85, 53 LARA. 305

Crutcher v. Kentucky, 141 U.S, 47

Dages ve Orient Ins. CO. doo: Mo. BRO 2.

Dixon v. Northwestern Nat. Life Ins. Co., 179 NW. 885.

Dovle v. Continental Ins. Co.. 94 U.S. 535, 24 U8. (L.

Pee RO: nha ence », 6, 46, 58, 59,

Dueat v. Chicago, 48 Til, 172, 95 Am. Dee, 529.

_— —

iv

Page

Equitable Life Society v. Clements, 140 U.S, 226................ 25

Equitable Life Society v. Pennsylvania, 238 U.S, 143....31-32, 33

Fidelity & Deposit Co. v. Tafoya, et al., 70 L. Ed. 379

RIND, tnccemnnemriee 33, 34, 62

waem w., Dip, TG UG, GG aoa kisseen 48

Fletcher v. New York L. Ins. Co., 13 Fed. 52 cece... 59

Frazier v. Wilcox, 4 Rob. (La.) 517-.--.:ccccce.cccocccesos-----.. 62

Gen, Ace, Assur. Co. vy. Walker, 99 Miss. 404, 55 So. 51... 58

German Alliance Ins. Co. v. Hale, 219 U.S. 2 Lf CR OE 50

German Alliance Ins. Co. v. Kansas, 233 U.S. B89

snes EOE

omen © Paset, $0 LEA. 835... 78

Gray Co., G. A., v. Taylor Bros. Iron Works, 66 Fed. 686... 48

Greek Am. S, Co. v. Richardson D. Co., 124 Wis. 469............ 75

Ilagler v. Security Mut. Life Ins. Co., 244 Fed. 863........ 72

Hancock, John, Mutual L. Ins. Co. vy. Warren, 181 U.S. 73.... 58

dlartford Fire Ins. Co. vy. Raymond, 70 Mich. 485................ 6Y

Head v. N. Y. Life Ins. Co., 241 Mo. 405, 147 N.W. 827.. 63

Hendrick v. Maryland, 235 U.S. 6100 -....cccccsecccccseeeecsseeseesee 68

Home Ins. Co. v. Augusta, 93 U.S. 116 .....0-csccc0-cce0cccccsecssssess-. 4f

Hooper v. California, 155 U.S. 648.................... 24, 46, 70, 76

te < mage, $09 0D 90 69

Independent Tug Line v. Lake Superior Lumber Co. 148

eS eee an ee

v

Page

Indiana Harbor Belt R. Co. v. Green, 289 Ill, 81, 124 N.E.

© gal Mase CC ALS, EER ae Sere ee eh 72

Judiana Road Machine Co, v. Town of Lake, 149 Wis. 541,

IE AINA EDIE: sapdinasccesennciesinatstcsntpstenconsoecitasesnsisiasinmahidhrbitbinasaci 37

f. | jeer ertertrep aes te eB AaST on sp Odie pabsanagicignecsndiadonaigesed cerciescasos 28

UD OF I, Ur PANU I 5 i enennsnannseinentocasiacacvesishtasovans 5

Kansas City Southern R. Co. v. Kaw Valley Drainage Dist.,

I I ela iat aad in gleasica ae votenectic cao isceaelacacadiaoanks 69

Kaw Valley Drainage Dist. y. Missouri Pac. R. Co., 99

Kan. 188 ..... athasbsiiataabibaiabbtepedeik tdnsceaands cidcuenatede ines: beanies 68

Keim v. Home Mutual Fire & Marine Ins. Co. of St. Louis,

Pn PINE I nt dalan saaees iced danimssrs cseeasancsteonatolenns 47

Kluver v Middlewest Grain Co., 173 N.W. 468.000.000.000... 71

Knott v. Southern Life Ins. Co., 2 Woods 479, Fed. Cases

I pe gs rc a cd es es ee «|

SU A aa, race incalicrene i

Laurentide Company v. Durey, 231 Fed. 228.....-.....00.....-2... 28-29

Liverpool Ins. Co. v. Massachusetts, 10 Wall. 5662... 24

Lochner v. New York, 198 U.S. 45.......0...:ccccccsccccccccscssssoscessesese 69

Loomis v. People’s Construction Co., 211 Fed. 453-............--. 37

Louisville R. Co. v. Gaston, 216 U.S. 418.0.0.....--2cccccccceccceceeeees 63

Loverin & Browne Co. v. Travis, 135 Wis, 322......0.....2--+- 62, T4

Lumbermen’s Insurance Co. v. Meyer, 197 U.S. 407 26-27, 53, 54

MecCarther v. Firemen’s Ins. Co., 74 N.J. ey | Sane 6:

vi

McElroy v. Metropolitan Life Ins. Co., 122 N.W. 27........

Mannington v. Hocking Valley Ry. Co., 183 Fed. 133........

Martin v. Watson Nav. Co., 239 Fed. 188...cc:cccc0cccccecceeccc--. 65

Milwaukee Fire Dept. vy Helfenstein, 16 Wis. 136............ 62

Minweapolis & St. L. R. Co. v. Beckwith, 129 U.S. 26........ 69

Missouri K. & T. R. Co. v. Harris, 234 U.S. 412000000000... 68, 69

Mitchell v. National Surety Co., 206 Fed. 807 ..0...0:.0000.0-0000---- 59

ee Se) ee Se ec 5, 69

Munday v. Wis. Trust Co. et al., 252 U.S. Ee, |

Mutual Health Assurance Co. v. Rosenthal, 55 Ill. 886........ 78

Nathan v. Louisiana, 8 How. 73 —.—--.-.:n.2...cccccccsecscnscoesnecccsssoee 25

National Union F. Ins. Co. v. Wanberg, 42 S. Ct. 32............ 58

New York Life Ins. Co. v. Cravens, 178 U.S. 389......022..-.... 24, 70

New York Life Ins. Co. yv Deer Lodge Co., 231 U.S.

I nsec inpnnnentinasencemincnnencnscanennnassinanediintios 24, 25, 64

New York Life Ins. Co. vy. Fletcher, 117 U.S. 519........... 44

rues @ 0 ty Fe BRR a ee 49-50

Wobie-w. Biitetaell, 100 Alm, GQ nennccicccccsesccice se 59

eae Yee BOE SG oc 24

Norfolk & W. R. Co. v. Penn., 136 U.S. 114.0000.

Northwestern Mut. L. Ins. Co. v. Lewis & Clarke Co., 28

Fs NE eiaiganNiecctenersitamenstsiddoocmsdiabuncammenainamcmeroe:

Northwestern Mut. L. Ins. Co. v Wisconsin, 247 U.S. 132

Northwestern National Bank v. Superior, 103 Wis. 43........

vii

Northwestern Nat. Ins. Co. v. Riggs, 203 U.S, 243.............-

Nutting v. Massachusetts, 183 U.S. 553......-------:s1eeeeeees 24, 70

Cieiont Ina. Ca. v. Tage, TIS U BBG ncn etter

Palmetto F. Ins. Co. v. Beha, C.C.A., Second Cireuit, Nov.

SO I asics iit sterner sscatiinstnsticmnaenreyaimnniogtealy aay Ma

Daihen «. ©, Thoemaom, SE ET. TOG acs ncici incites 79

Parker, Jerome P.,—Harris Co. vy Kissell Motor C. Co.,

ben AE lee eA REE MLA pied fie Canoes irl irren oie 15

Patrick, F. A., & Co. v. DesChamp, 145 Wis, 224.............--- 75

Paul v. Virginia, 8 Wall. 168, 19 L. Ed. 357........24, 25-26, 62,

Pennsylvania v. Equitable Life Society, 239 Pa. 288 (Aff.

a a Oe

People v. Chicago, I. & L. R. Co., 223 Ill. 581................-.-- 68

People v. Fidelity & Casualty Co. of N. Y.. 155 Ill. 25........ 69

Pouple v. Imlay, 20 Bath. CN... Y.) OB. ..-:n.n..srceassscnsecerecncorsnte 57

People v. National Fire Ins. Co. of Hartford, 27 Hun (N.

"Ry | ~ Peake aeate Ranta ies Neer ite mnenesy 350051 71

Philadelphia Fire Asseeiation v. New York, 119 U. S. 110,

PR TE, FOI ite nescsinaintscancasesisontnnsienarions sey Sy Sy. OO

Phillips Co. v. Everett, 262 Fed. 344............--2-...--------cseseee 28, 30

Phoenix Nursery Co. v. Trostel, 166 Wis, 215........--:-:-+--39

ee, a OE Te BB nee eesdeirtsitiorsvenntow 78

Postal Telegraph C. Co. v. Charleston, 153 U.S. 692........-.-. 46

Presbyterian Ministers’ Fund v. Thomas, 126 Wis. 281-...13, 60-

61, 69

a.

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Page

Providence, ete. Co. v. Virginia Fire Ins. Co., 11 Fed. 284....50-51

Railroad Comm. of Indiana y. Grand Trunk Western R. Co.,

satay! eens RARANET SEHD OLE ed ERI 48

Relfe v. Rundle, 103 U.S. 222.0000... cecccccsccccscssesssseeeeeeesccccccc. 65, 66

Republic Acceptance Corp. y. Bennett, 189 N. W. 901........ 41-42

Rose v. Kimberly & Ciewk, 90 Wie, G46. ssccccccccccnn-.... 13, 45, 81

Runyan v. Coster, 14 Pet. 122.0000... ecccccsccsscssscsssscosseeceesoseccc.... 66, 68

on Sees: See, OO 0, OB 65

St. Louis Cotton Compress Co. v. Arkansas, 260 U. S. 346,

67 L. Ed. 297, 34 Sup. Ct. DDG ssa snsccnsccnscnnecsnsesessssesssneessee hh, 59

St. Louis & S. F. R. Co. v. Cross, 171 Fed. 480.....60, 66, 71, 76

Scottish Union & Nat. Ins. Co. vy. Ilerriott, 109 Ta. 606, 80

N. W. DB naan anna ncannennsassnnennsnnsonssnssnssesetscsectceasenacasseseeseaes ch O-OO, 69

Seamans v. Knapp Stout & Co., 89 Wis. 171................ 76-77, 80

Seamans v. Temple Co., 28 L. R.A 430 ....ccccccceccocccccccoceseeees- 7s

Seamans v. Zimmerman, 91 Towa 366.000.000.000. i7

I tatehiceshbaadascenstencioesspunicciesiidienccbeitbonaibbnsedissoccneamoiees dinate’, ees nia 65

Security Mut. Life Ins. Co. v. Prewitt, 202 U. S. 246, 26

Sup. Ct 619, 50 L. Ed. 1018 ......cceccsseesscsseeessscessseeeee-58, 60, 71

co | GA | | ee 7

Regie v. Mirkwond, G5 Pla, 158 icc cccsscscccccccssseesssse.

South Carolina v. MeMaster, 237 U. S. 63

RETA PS TESTS HEA

Page

Sprout, Waldron & Co. v. Amery Mercantile Co., 162 Wis.

SIF Gcsdietentene sodeaseunndandmantiosaaninadsdaasaisonsstacdhaasteaniibibimcmianaiasansanhaetenames a8

State v. J. P. Bass Pub. Co., 20 L. Rv A. (N.S.) 495. 71

State ex rel. Carnation Milk Products Co. v. Emery, 178

RRR Sree 2S 5 APCD SORES AID A bce IP ne eI 5

State v. Central Lumber Co., 24 S. D. 136, 123 N. W. 504. 63

State v. Chicago, M. & St. P. R. Co., 136 Wis. 407................ 6s

State ex rel. Goldwin Distributing Corp. v. Gherz, 181 Wis.

Mg OS ae eae ER ae Te 40

State v. Insurance Co. of No. Am., 115 Ind. 257................... 69

State v. Insurance Co. of No. Am., 71 Neb. 320.000.000.000... 70

State ex rel. Kellogg v. Currens, 111 Wis. 431....................... 76

Dtate v. Legemdre, 138 La, 154 ..n...........0c.n.sncccsssecccsnecceccesonccnseose. 45

State v. Phillip, 18 L. R. A. 57, 50 Kans, 609.000.0000. 79

State v. Phipps, 50 Kan. 609-.00000000000c cn. se

Sutton v. New Jersey, 244 U.S. 258.0..0.....ccccccccccccccceseseeceeee- 69

Swing v. Munson, 191 Pa. 582, 58 L. Ro AL 223.000.0000... 78

an, wee, 66 8. 2. 8 a8 57

Thames & M. M. Ins. Co. v. U. S., 237 U.S. 19 -cccccccccceccseeoeee-. 70

Thompson v. Taylor, 54 1. R. A. 585 --::cccccsecccccccsssssseceeseeeecooe ie

Tolerton & Stetson Co. v. Barck, 84 Minn. 497, S88 N. W.19) 47

Travelers Ins. Co. v. Fricke. 41 L. R. A. 557, 99 Wis 367.... 79

Utah Const. Co. v. St. Louis Const. & Equip. Co., 254 Fed.

321

-1

bo

Page

Verducei vy. Casualty Co. of America, 96 Ohio St. 260, 117

A a eR ree Pr ae Re UTEP ARE eD TT 58

Waters Pierce Oil Co. v. Texas, 177 U. S. Q8........................ 65, 67

Wheeden v. Camden, ete. R. ete. Co., 2 Phila. (Pa.) 23-000... 57

Whitfield v. Aetna L. Ins. Co., 205 U. S. 489, 27 S. Ct. 578 59

Willfong v. Omaha & St. L. R. Co., 116 Lowa 548-..-..-......... is

Wis. Trust Co. v. Munday, 168 Wis, 31..................-.-.....-.--.-- 39-40

Wilson-Moline Buggy Co. v. Hawkins, 80 Kan. 117, 101

ES. Re ER ae A Seats aaa. Cte at hale end ee RTE AAR OF 58

Wyoming Valicy Co-op Assoe., In re, 198 Fed. 436-.............. 57

xi

STATUTES AND CONSTITUTIONAL PROVISIONS

CITED

Page

U. S. Const.

Art. sec.

] Rt RTE pee ee SS SET ey SPACE PERG RL eS LN ER ASST ge na, TA

QIN eaP RR RUE OETA) See RON SOE ELVEN PERE IO 49

FEY wisest tannin ianascincinenscnnctey OE, SE, 27.65

OE uP eRe ORLA TR ed Ae eee a NOE SAMS Let and? 40, 54+

Iowa Stats.

gt A 2 MNS PERE Sie prion oct et at hat net Re en URE ORIN Rey op a? PR Be Li

Wis. Stats.

Stats. 1898

i esate cipap i asceertc Goeatnininscichdalonicigicdasegutaecabaddaniatenacsee 37, 73, 74, 75

Stats. 1911

A ARTE ERE Oe ee OME ae OE Lee 39

Stats. 1913

NU MR -terdeipitinnatniinsn ccteibininecinmtpecehathaninadusateiniehhlgaiacinsnadtaaaiu ests A

Stats. 1921

ry Se ae ere oe at 41

Stats.

ka ee Ne Re 83

Sec I ne as eh ee et Co ee NE EN tie ao) Tl Oe rac if)

MEE idlsghantgths pane ee ee Se censor XS 6-7

coca |, eee te NOGARO ROC ARE DORI ete a 83

' | ERE enone MS 68 8 AIR AEN soe 7

ek RANE RATT ALS RRR 7

(b) Rasen niameiak abi aeaamease eh aa deanaueaailsaiana: Ceeiesne cnapkaedaeks 18

(c) Ries, For AA A es kN AN or pe ne ae ed SAE ee Bee S

xii

Page

SND | iettativtiacntathtitiinciseddoiudsdonaas aban ae, eerie 10

UDP ssessscretniseusaiiotesnidiasiahunbedidaiesiabsdssbemiddealeianuamna 10

Entel ites mY thers NOR rnc aa ALS OE OCR een. 4.7

LED” slbstcamtehendinnbsceicebdaksaadieencatie een 11

_ ie ” Gomera snap iatulaabdainheljatebinaaeilnahaapsmadhniatihMaatabiamn ee aici 4, 20

RD: Es D: cecessucednbiindaniaamiintoniedaten ssihepdatiataibinaaeneadiababae on

EI eciereddonsesneantnssnenetcdectives pacumpnleebinttcintiibinchesseitessenstinenenas i)

COD | disttemssennsinmsans siete iiss piliaiabisinbiatdlanhebininisiasaniigg i)

| Ne SE SERS I ET ND DE RAPER Fae 11, 20

ED qusiitcinaniiadons icles didnibicedaanedlcnibianiinizetacilaiacedeiaeiares 20

ce can fo) en RR OE eR NE, 10

| res BT foam lint asa IER ieaaietealeaihcharttiacnias 10

eg Sk | | eR a Re ane selcims 9-lv

. i sihindhdhieiistenhhrmaihcieiaaatniaadialebicctiiien din ebtlapbabiahinbaaaie aadigamaedbecdd 9, 72

nt LONE TREE SrA One ALE ALD ret MEOREE COD TE ie A DERE Ae paninditinne 10

xiii

TEXTS CITED

Page

13 C. 3. ese. 492, note 96, p. 934... 42

BREE tiene jespeaditalasiaincasledlin wares 45

Ng TI ern ercticicnnpcinctarinscinotannmnsaseninitaasivses 45

Be ait aticctcsenininetacctadorececnnnaiinnil 87

GOD, we ROBB anannniisnnn anne snsenccesesecesesescteeens 57, 61

OM, We RIDE niece ntssncssnntcesnecenqnssnnncinnnos orci 62

Fy Bh I eicclenintniesinnsssesinncriscomnncahasoninenatanitnetie 63

TT Whe ND nina ecasnntnceeenneneencqnenenessesnnnens 36, 62

2 C.J RE I sa sintecicieiabincsseiternntynigciatittthodad 57

Oa Ne ab acelin cached aioe isk lasecldnceninintccniacbd 44, 58

982 sitet “aan

Sidilitacnunksctcentaidiiatchstabenasae 42, 44, 58

AHI RETR ER erence RV NATE 59

So iiciccuaschudutshgediasnadtathadtenutiveandasumadahecnueasadetnas 59

Constitution of United States Revised and Annotated by

Payne, MITE hina teta Dachhagicciatidelemabaltaaiamabedaiuit sabialenshddnhionaniieanias igatslibediedncesdiinidiiens 43.56

Nah cosaisaeaaeihaea tia dcahdieleieabinhaned pealaaniaeiacdoboutehdueaoe Sdobaioeemes 3

SEU is--sucieshek tains testetctteis ipsatinccaatio bth aceclaphiaadldn eaponienaiioaemeetia 14

eh vichici nen heclensdedeiathinhaciencuicssihdimdesiaiasaipcakiehcaschibamccieeabalied 42,55

EN tathibidcanpidiehimiaial igibunsialdadatininaaaed naa sianeaddieenunes sipaklan tae

Seaccicicut dactiatadsnialsthlaasLapeaakandbihdeddanmisoctuanicueadatmisancaiusate 36

te ar ease kel Ranimuaman dena 36, 55-56

Be S BEO GE Co Gi, waren ccs esewercseneicnsneetctenssesnstnip nisms 57

10 Cye. of Law and Procedure 150.....................c.cccssssssssssesssess 57

3 Digest U. S. Sup. Ct. Rep. 3406............... sisheocnsinniemnniioces 86

8 Fletcher Cye. of Corporations see. 5734, p 0308........... 2 ¢ ae

p- aE 64

Xiv

Page

5737 Ses 65

a 65

eT 65

5738, p. 9387................ 64

9390.............. 66, 67

§740, p. 9399................ 67

DO cncccs 67

RAEN 2 Stee (7

a aibcsainiens 67

5742, p. 9405............ 7

5746, p. 9426................ 68

5765, p. 9543................ 68

Te

5776, pp. 9624-9629... 70

9624........: 36, 56, 69

10 Fletcher Cye. of Corporations see. 5730, p. 888... 71

5734, p. $88.................. 71

iD ikisesccissnetoacs 72

5938, p. 908......... 72

1 Joyee Insurance 328 et seq. <a SEES enh OL: 36, 56

ye Meth ae I cnisnbiaceramenbatetkpede nile iA on ioe eee eee 61

BE oleeudhtissriticasticumens 633

Ry cient edsna-da tudo mateenstsedanwioseacakes nnucseie Cokes mene A

8 TS Sl. See a Sinsisnteaioesd 63

___. RE See ON Re HRN om a RSLS NTRS FLORA tag 64

BRIM sath canngutsiuacanpectundus Sheek raed aaah eae 36