The opinion
LANDAU, P. J.,
concurring.
Were we writing on a clean slate, I might arrive at a different result than the one that the majority reaches. I am not persuaded that its construction of the terms “coverage” and “amount of benefits” comports with their ordinary meanings or the meanings reflected in related statutes. I am persuaded, however, that the majority is correct in relying on Foltz v. State Farm Mutual Auto. Ins. Co., 326 Or 294, 300 , 952 P2d 1012 (1998). For that reason, I concur in the result.