Opinion

State Farm Mutual Automobile Insurance v. Campbell

  • 538 U.S. 408
  • 123 S. Ct. 1513
  • 155 L. Ed. 2d 585
  • 2003 U.S. LEXIS 2713
Court
Supreme Court of the United States
Filed
Apr 7, 2003
Status
Published
Author
Thomas
On the bench
Kennedy, Rehnquist, Stevens, O'Connor, Souter, Breyer, Scalia, Thomas, Ginsburg
Cited by
2,164 cases
Authority
More cited than 24.3%

holding a jury award of $145 million punitive damages for a claim that an insurance company engaged in bad faith conduct in its handling of the liability claim filed against its insured was grossly excessive for the compensatory damages award of $ 1 million and was thus reversed on the ground that it represented a grossly excessive or arbitrary punishment prohibited by the Due Process Clause of the Fourteenth Amendment of the United States Constitution

How later courts described this case

  • holding a jury award of $145 million punitive damages for a claim that an insurance company engaged in bad faith conduct in its handling of the liability claim filed against its insured was grossly excessive for the compensatory damages award of $ 1 million and was thus reversed on the ground that it represented a grossly excessive or arbitrary punishment prohibited by the Due Process Clause of the Fourteenth Amendment of the United States Constitution
  • concluding, somewhat surprisingly, that “[o]ur jurisprudence and the 16 IN RE: LATE FEE & OVER-LIMIT FEE LITIGATION principles it has now established demonstrate . . . that, in practice, few [punitive] awards exceeding a single-digit ratio between punitive and compensatory damages . . . will satisfy due process,” and citing a one-to-four ratio between compensatory and punitive damages as a non-binding but “instructive” constitutional line
  • holding that to the extent compensatory damages are based on the infliction of emotional distress, such “[c]ompensatory damages . . . already contain this punitive element,” and citing the Restatement of Torts for the proposition that “[i]n many cases in which compensatory damages include an amount for emotional distress . . . there is no clear line of demarcation between punishment and compensation . . . .”
  • concluding, somewhat surprisingly, that “[o]ur jurisprudence and the principles it has now established demonstrate ... that, in practice, few [punitive] awards exceeding a single-digit ratio between punitive and compensatory damages ... will satisfy due process,” and citing a one-to-four ratio between compensatory and punitive damages as a non-binding but “instructive” constitutional line

Written by the judges who cited it.

Distinguished

  • Distinguished by Desai v. Charter Commc'ns, LLC, 381 F. Supp. 3d 774 (2019)

    The third State Farm guidepost, comparable civil penalties, is inapplicable here.
    District Court, W.D. KentuckyMar 29, 2019Read it
  • Distinguished by Vanderbilt Mortgage and Finance v. Terri L. Cole, 230 W. Va. 505 (2013)

    538 U.S. 408, 123 S.Ct. 1513, 155 L.Ed.2d 585 (2003) ] are inapplicable, because they concern discretionary jury awards of punitive damages rather than a fixed statutory-damage provision.
    West Virginia Supreme CourtMar 8, 2013Read it
  • Distinguished by In re Exxon Valdez, 490 F.3d 1066 (2007)

    The majority suggestsState Farm is distinguishable because the dispute concerned an insurance contract rather than a toxic tort.
    Court of Appeals for the Ninth CircuitMay 23, 2007Read it
  • Distinguished by Local Union No. 38, Sheet Metal Workers' International Association, Afl-Cio v. Pelella, 350 F.3d 73 (2003)

    Lee v. Edwards, 101 F.3d 805, 811 (2d Cir.1996); cf. Williams v. Kaufman County, 343 F.3d 689, 711 n. 75 (5th Cir.2003) (concluding that the Campbell ratios were inapposite where, among other things, the ratio at issue concerned nominal and punitive awards); Edwards v. Jewish Hospital of St. Louis, 855 F.2d 1345, 1352 (8th Cir.1988) (refusing to hold that punitive damages must bear a reasonable relationship to the am…
    Court of Appeals for the Second CircuitNov 17, 2003Read it

The opinion

Justice Thomas,

dissenting.

I would affirm the judgment below because “I continue to believe that the Constitution does not constrain the size of punitive damages awards.” Cooper Industries, Inc. v. Leatherman Tool Group, Inc., 532 U. S. 424, 443 (2001) (Thomas, J., concurring) (citing BMW of North America, *430 Inc. v. Gore, 517 U. S. 559, 599 (1996) (Scalia, J., joined by Thomas, J., dissenting)). Accordingly, I respectfully dissent.

This is a copy of a public record, reproduced as it was published. It is not legal advice, and it may not be the version a court would rely on. Check the official source before you cite it.

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