The opinion
Adams, J.,
dissenting. I concur in the reversal in this case, but I do not think that what was said by the adjuster could be deemed to have the effect to waive the forfeiture, even if he had power to waive forfeitures. The case, in my opinion, so far as this point is concerned, is not distinguishable in principle from Fitchpatrick v. Hawkeye Ins. Co.