Opinion

Allied Trust Insurance Company v. Moses

Court
District Court, E.D. Louisiana
Filed
Sep 19, 2022
Cited by
0 cases
Authority
More cited than 22.4%

The opinion

UNITED STATES DISTRICT COURT

EASTERN DISTRICT OF LOUISIANA

ALLIED TRUST INSURANCE CO. CIVIL ACTION

VERSUS CASE NO. 22-2161

EDDIE MOSES, III SECTION: “G”(1)

ORDER

Before the Court is Defendant Eddie Moses, III’s (“Defendant”) “Motion to Dismiss as

Moot under Fed. R. Civ. P. 12(b)(1).”1 This litigation arises over a dispute between an insurance

company, Plaintiff Allied Trust Insurance Co. (“Plaintiff”), and its policyholder, Defendant, over

the extent of the damage to Defendant’s property during Hurricane Ida.2 Plaintiff filed a Complaint

in this Court for a declaratory judgment that: (1) the appraisal provisions in the subject insurance

policy and contract between the parties is clear and unambiguous; (2) Defendant is required by

those provisions to participate in the appraisal process (the “Appraisal”); (3) as part of the

Appraisal, Defendant is specifically required to name a competent, impartial, and disinterested

appraiser who is registered with the Louisiana Department of Insurance; (4) an appraisal umpire

must also be selected by this Court; and (5) the Appraisal must be completed as to all coverages.3

In the motion, Defendant argues that the Complaint should be dismissed as moot because

Defendant agrees to the Appraisal.4 On August 30, 2022, Plaintiff opposed the motion because the

1 Rec. Doc. 10.

2 See Rec. Doc. 1 at 2.

3 See Rec. Doc. 1 at 6.

4 Rec. Doc. 10-1 at 2.

Appraisal was not complete and Defendant had been non-compliant.5 Plaintiff also argued that

Defendant’s Counterclaim6 invokes this Court’s jurisdiction.7 On September 16, 2022, Defendant

filed a reply stating that “the appraisal process was officially completed”8 and attaching a copy of

the signed and binding appraisal award.9

An action should be dismissed as moot pursuant to Federal Rule of Civil Procedure

12(b)(1) “when the issues presented are no longer ‘live’ or the parties lack a cognizable interest in

the outcome.”10 “[A]n actual controversy must exist not only at the time the complaint is filed, but

through all stages of the litigation.”11 Thus, where “an intervening circumstance deprives the

plaintiff of a ‘personal stake in the outcome of the lawsuit []’ at any point during litigation, the

action can no longer proceed and must be dismissed as moot.”12 A case becomes moot if the

following conditions are satisfied: “(1) it can be said with assurance that “there is no reasonable

expectation . . .” that the alleged violation will recur, and (2) interim relief or events have

completely and irrevocably eradicated the effects of the alleged violation.”13

Defendant represents that “the appraisal process was officially completed, resulting in a

5 Rec. Doc. 13 at 4.

6 Rec. Doc. 7.

7 Rec. Doc. 13 at 5.

8 Rec. Doc. 23 at 2.

9 Rec. Doc. 23-1.

10 Los Angeles Cty. v. Davis, 440 U.S. 625, 631 (1979) (quoting Powell v. McCormack, 395 U.S. 486, 498

(1969)).

11 Kingdomware Techs., Inc. v. United States, 579 U.S. 162, (2016) (quoting Already, LLC v. Nike, Inc.,

569 U.S. 85, 90-91 (2013)).

12 Campbell-Ewald Co. v. Gomez, 577 U.S. 153, 161 (2016) (quoting Genesis Healthcare Corp. v. Symczyk,

569 U.S. 66, 72 (2013)).

13 Los Angeles Cty., 440 U.S. at 631 (quoting United States v. W. T. Grant Co., 345 U.S. 629, 633 (1953)).

binding appraisal award being entered and signed by both parties’ appraisers establishing

definitively the amount of the covered loss in this case as to all coverages.” Defendant also

provides the Court with an official appraisal signed by both the Plaintiff's appraiser and the

Defendant’s appraiser. Considering this “interim event,” the Court does not see how the alleged

violation of Defendant refusing to participate in the Appraisal could recur and finds the effects of

the alleged violation to be completely and irrevocably eradicated.!° Thus, the Court finds that

Plaintiff's claims should be dismissed as moot pursuant to Federal Rule of Civil Procedure

12(b)(1).!° Accordingly,

IT IS ORDERED that the motion” is GRANTED.

IT IS FURTHER ORDERED that all claims of Plaintiff against Defendant are

DISMISSED as MOOT pursuant to Federal Rule of Civil Procedure 12(b)(1).

NEW ORLEANS, LOUISIANA, this 19th day of September, 2022.

NANNETTEAOLIVETTE BROWN

CHIEF JUDGE

UNITED STATES DISTRICT COURT

4 Rec. Doc. 23 at 2.

'5 See Los Angeles Cty., 440 U.S. at 631.

16 See Allied Trust Insurance Co. vy. Hensley, 22-cv-2084 (E.D. La. Aug. 31, 2022).

Rec. Doc. 10.

This is a copy of a public record, reproduced as it was published. It is not legal advice, and it may not be the version a court would rely on. Check the official source before you cite it.

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