Statutes and regulations

Bulletin 2008-03 Captive Management Requirements

SC Insurance Bulletin 2008-03 · South Carolina · Agency guidance

South Carolina Department of Insurance Bulletins › Bulletin 2008-03 Captive Management Requirements

Notification of Adverse Financial Condition. … The newly appointed manager shall notify the Department, in writing, confirmation of the effective date of change; the date that all books and records of the company will be in their possession; and

Letter confirms authority of the Bank under 12 USC 24(Seventh) and in accordance with 12 CFR Part 1 to purchase and hold for its own account shares of fixed-rate, cumulative preferred securities. The securities have characteristics typically associated with debt instruments, rather than common stock. Although the securities are perpetual, they are callable at the option of the Issuer. The conclusion in the Letter is subject to the condition that the Bank will not exercise the right granted to holders of the securities to convert them into common stock of the issuer so long as the securities are held by the Bank or any subsidiary.

OCC Interpretive Letter No. 1086 · Federal · Agency guidance

OCC Interpretive Letters › Letter confirms authority of the Bank under 12 USC 24(Seventh) and in accordance with 12 CFR Part 1 to purchase and hold for its own account shares of fixed-rate, cumulative preferred securities. The securities have characteristics typically associated with debt instruments, rather than common stock. Although the securities are perpetual, they are callable at the option of the Issuer. The conclusion in the Letter is subject to the condition that the Bank will not exercise the right granted to holders of the securities to convert them into common stock of the issuer so long as the securities are held by the Bank or any subsidiary.

holder of the Securities are limited, arising only with respect to customary approval rights designed to protect the interests of holders of the Securities against certain corporate actions that would adversely … For example, the OCC found money market preferred stock (“MMPS”) possessed characteristics typically associated with debt obligations, and eligible for purchase under Part 1.6 Similarly, the OCC found

2001 Legislation Signed by Governor Parris N. Glendening

MD Insurance Bulletin 01-10 · Maryland · Agency guidance

Maryland Insurance Administration Bulletins › 2001 Legislation Signed by Governor Parris N. Glendening

decisions issued by the carrier under § 15-10A-02(F) of the Insurance Article and the type of service at issue in the adverse decisions. • Applies § 15-10A-03(a)(1) to all adverse decisions and grievance … decisions made on or after October 1, 2001. • Applies § 15-10A-06(a)(1)(vi) to adverse decisions made on or after January 1, 2002.

Certification of Independent Review Organizations

IN Bulletin 193 · Indiana · Agency guidance

Indiana Department of Insurance Bulletins › Certification of Independent Review Organizations

Work performed should be broken down into the following review types: a) Preliminary review; b) Situations where full review is not necessary owing to reversal by the insurer of its adverse dete1mination … This list must include a brief description ofthe nature of any such anangement. 7) A description ofhow the organization will: a) Provide licensed review personnel who possess the appropriate training

CVS Health (31-CA-210099)

NLRB Division of Advice Memorandum, Case No. 31-CA-210099 (CVS Health) · Federal · Agency guidance

NLRB Division of Advice Memoranda (rolling 10-year window) › CVS Health (31-CA-210099)

exercise of Section 7 rights and thus no balancing of rights and justifications is required; or (ii) even though the rule has a reasonable tendency to interfere with Section 7 rights, the potential adverse … Case 31-CA-210099 - 9 - 7-related photographs of company documents—such as the Employer’s handbook— that employees have the right to possess.

Supervisory Rating System for Holding Companies with Total Consolidated Assets Less Than $100 billion

SR 19-4 / CA 19-3 · Federal · Agency guidance

Federal Reserve SR/CA Letters › Supervisory Rating System for Holding Companies with Total Consolidated Assets Less Than $100 billion

It hires staff that possess experience and expertise consistent with the scope and complexity of the organization’s business activities. … Staffing may not be adequate or staff may not possess the experience and expertise needed for the scope and complexity of the organization’s business activities.

Legal Analysis and Use of Discretion

USCIS Policy Manual, Vol. 7, Pt. A, Ch. 10 · Federal · Agency guidance

Agency Guidance › USCIS Policy Manual › Volume 7 - Adjustment of Status › Part A - Adjustment of Status Policies and Procedures › USCIS Policy Manual, Vol. 7, Pt. A, Ch. 10

If the removal order is not withdrawn or rescinded, the removal order should be considered a significant adverse factor and any denial of adjustment may include the grounds cited in the removal order. … Illegal industries under federal law include, but are not limited to, possession, manufacture or production, or distribution or dispensing of marijuana.

Prudent Practices for Insurers Engaged in Securities Lending

NY Insurance Circular Letter No. 16 (2010) · New York · Agency guidance

New York DFS Insurance Circular Letters › Prudent Practices for Insurers Engaged in Securities Lending

investments to the following: obligations issued, assumed, guaranteed or insured by the United States or by any agency or instrumentality thereof, by any state of the United States and by any territory or possession … Any mismatch may adversely affect an insurer's balance sheet and negatively impact its surplus.

Prior Approvals Chart

Justice Manual § 9-2.400 · Federal · Agency guidance

Agency Guidance › DOJ Justice Manual › Title 9: Criminal › 9-2.000 - Authority Of The U.S. Attorney In Criminal Division Matters/Prior Approvals › Justice Manual § 9-2.400

Solicitor General, through Appellate Section, Criminal Division. 9-2.170 Notification is required of all adverse, appealable district court decisions (including adverse 28 U.S.C. § 2255 habeas rulings, … USAOs need only report adverse district court Sentencing Guidelines decisions if they wish to obtain authorization to appeal that decision. Other adverse sentencing decisions should be reported.

Supervisory Guidance on the Implementation of Section 112 of the FDIC Improvement Act

SR 94-3 · Federal · Agency guidance

Federal Reserve SR/CA Letters › Supervisory Guidance on the Implementation of Section 112 of the FDIC Improvement Act

Return to top Review team examiners that are performing the preliminary review should possess certain basic skills and experience.   … Return to top Review team examiners that are performing the preliminary review should possess certain basic skills and experience.  

Wilson Health (09-CA-210124)

NLRB Division of Advice Memorandum, Case No. 09-CA-210124 (Wilson Health) · Federal · Agency guidance

NLRB Division of Advice Memoranda (rolling 10-year window) › Wilson Health (09-CA-210124)

The Charging Party also faced no adverse outcome based on refusing to sign the document, and even according to version of events, failure to sign the document was not mentioned for several weeks … emphasizes its interest in patient privacy by citing HIPAA compliance in the text of the rule as its justification for the rule.52 The Employer’s Policy A also does not unlawfully prevent employees from possessing

Supervisory Guidance for Assessing Risk Management at Supervised Institutions with Total Consolidated Assets Less than $100 Billion

SR 16-11 · Federal · Agency guidance

Federal Reserve SR/CA Letters › Supervisory Guidance for Assessing Risk Management at Supervised Institutions with Total Consolidated Assets Less than $100 Billion

Accordingly, senior management should be fully involved in and possess sufficient knowledge of all activities to ensure that appropriate policies, controls, and risk monitoring systems are in place and … Accordingly, senior management should be fully involved in and possess sufficient knowledge of all activities to ensure that appropriate policies, controls, and risk monitoring systems are in place and

Stepping Stones Children's Center (07-CA-293849)

NLRB Division of Advice Memorandum, Case No. 07-CA-293849 (Stepping Stones Children's Center) · Federal · Agency guidance

NLRB Division of Advice Memoranda (rolling 10-year window) › Stepping Stones Children's Center (07-CA-293849)

Glen Lake Church’s board selects all of the members of Stepping Stones’ board and possesses veto authority over the terms and conditions of employment for teachers working at Stepping Stones.  … That adverse action motivated the Charging Party to file their charge on , 2022 and to later quit. 

FOIA Update and Inventory Checklist

NLRB General Counsel Memorandum GC 95-07 · Federal · Agency guidance

NLRB General Counsel Memoranda › FOIA Update and Inventory Checklist

Although it is unlikely that disclosure would adversely affect the government’s ability to compel the disclosure of information, the court noted that the government would still have an interest in … Although it is unlikely that disclosure would adversely affect the government’s ability to compel the disclosure of information, the court noted that the government would still have an interest in

Questions and Answers for Federal Reserve-Regulated Institutions Related to the Management of Other Real Estate Owned (OREO)

SR 12-10 / CA 12-9 · Federal · Agency guidance

Federal Reserve SR/CA Letters › Questions and Answers for Federal Reserve-Regulated Institutions Related to the Management of Other Real Estate Owned (OREO)

A: Reporting requirements will depend on who has physical possession of the property after foreclosure. … Q: Should an OREO asset be adversely classified?

Colorado Professional Security Services (27-CA-203915)

NLRB Division of Advice Memorandum, Case No. 27-CA-203915 (Colorado Professional Security Services) · Federal · Agency guidance

NLRB Division of Advice Memoranda (rolling 10-year window) › Colorado Professional Security Services (27-CA-203915)

Among its other policies, the Employer maintains the following provision: Harm to Business or Reputation: Employees must refrain from engaging in conduct that could adversely affect the Company’s … Therefore, because the Employer has not shown that it possesses or reasonably believes it can obtain evidence to support essential elements of its cause of action -- that the Charging Parties’ statements

Expanded Examination Guidance for Subprime Lending Programs (Revised June 2026)

FDIC FIL-9-2001 · Federal · Agency guidance

FDIC Financial Institution Letters › Expanded Examination Guidance for Subprime Lending Programs (Revised June 2026)

When default occurs, the lender forecloses or otherwise takes possession of the borrower’s property (generally the borrower’s home or automobile) r to the lender/loan originator without a commensurate … When default occurs, the lender forecloses or otherwise takes possession of the borrower’s property (generally the borrower’s home or automobile).

The Managed Care Reform Act (Chapter 705 of the Laws of 1996)

NY Insurance Circular Letter No. 7 (1997) · New York · Agency guidance

New York DFS Insurance Circular Letters › The Managed Care Reform Act (Chapter 705 of the Laws of 1996)

(b) the situations when UR might be delegated to a hospital or other facility; (c) the process for appealing adverse determinations; (d) the procedures by which decisions on preauthorization requests will … condition is defined in statute as a medical or behavioral condition, the onset of which is sudden, that manifests itself by symptoms of sufficient severity, including severe pain, that a prudent layperson, possessing

Telephone Affidavits

NLRB General Counsel Memorandum GC 94-08 · Federal · Agency guidance

NLRB General Counsel Memoranda › Telephone Affidavits

It is important that we be alert to any adverse impact which may occur because of this change in affidavit taking and be aware of the steps which can be taken to avoid such an impact. … (2) If executed within the United States, its territories, possessions, or commonwealths: "I declare (or certify, verify, or state) under penalty of perjury that the foregoing is true and correct.

Ability to Pay

USCIS Policy Manual, Vol. 6, Pt. E, Ch. 4 · Federal · Agency guidance

Agency Guidance › USCIS Policy Manual › Volume 6 - Immigrants › Part E - Employment-Based Immigration › USCIS Policy Manual, Vol. 6, Pt. E, Ch. 4

There are four types of auditor’s reports that accompany audited financial statements: unqualified opinion, qualified opinion, adverse opinion, and disclaimer of opinion. … until the transfer of ownership to the successor, and the successor has possessed the ability to pay the proffered wage from the date of the transfer of ownership onwards. [28] 4.