April 28, 2000 Data Call to Insurers and Statistical Reporting  Organizations Regarding the Geographical Distribution of  Residential Property Writings in Maryland

BULLETIN 00-18

To: All Property and Casualty Insurers Authorized to Write

Residential Property Coverage

Re: April 28, 2000 Data Call to Insurers and Statistical Reporting Organizations

Regarding the Geographical Distribution of Residential Property Writings in

Maryland

Date: August 31, 2000

The Maryland Insurance Administration (“MIA”) has received numerous inquiries

concerning the above referenced data call that was mailed to insurers and statistical

reporting organizations on April 28, 2000.

House Bill 44, which became effective January 1, 2000, requires that “On or before

October 1 of each year, each insurer shall file data about the geographic distribution of

residential property premium written by the insurer in the state for the preceding year.”

The intent of this legislation was to enable the MIA to collect data on a wide range of

residential property exposures within the state of Maryland including, but not limited to,

condominiums and apartment buildings written under non-homeowners residential

property insurance policy forms. For purposes of this data call, the MIA has defined

“residential property” to include the following exposures:

Homeowners: Those policies providing coverage under any of the following

forms: HO-1, HO-2, HO-3, HO-3 with HO-15, HO-4, HO-5, HO-6, HO-8 or

other similar coverage forms.

Non-Homeowners Residential Property: Those policies providing coverage for

a house, townhouse, condominium or other habitable structure that is used

principally as a residence under any policy form with the exception of the HO

forms specifically referenced under the “Homeowners” definition above.

Examples would include: personal dwelling fire policies for buildings, personal

dwelling fire policies for personal property, commercial dwelling fire policies for

buildings, commercial dwelling fire policies for personal property, commercial

package dwelling policies for buildings, and commercial package dwelling

policies for personal property

y referenced under the “Homeowners” definition above.

Examples would include: personal dwelling fire policies for buildings, personal

dwelling fire policies for personal property, commercial dwelling fire policies for

buildings, commercial dwelling fire policies for personal property, commercial

package dwelling policies for buildings, and commercial package dwelling

policies for personal property. Typical occupancies would include: secondary

residences, rental dwellings, apartment buildings and condominiums.

-2-

Insurers must submit the above referenced homeowners data to the MIA pursuant to the

guidelines set forth in our April 28, 2000 correspondence. Insurers have the option of

submitting the above referenced non-homeowners residential property data either directly

to the MIA or through an authorized statistical reporting organization. Authorized

statistical reporting organizations that are recognized for purposes of this data call include

ISO, NAII, NISS, or AAIS. If an insurer elects to submit data through a statistical

reporting organization, the insurer must complete the attached verification that nonhomeowners residential property insurance data has been submitted to one of the

recognized statistical reporting organizations.

If you have questions concerning either this bulletin or the MIA’s original

correspondence on April 28, 2000, please contact Dave Diehl at (410) 468-2320 or by

Email at ddiehl@mia.state.md.us If you have questions concerning the technical

specifications being requested, please contact Linas Glemza at (410) 468-2044 or by

Email at lglemza@mia.state.md.us

All data should be submitted to Linas Glemza, Maryland Insurance Administration,

Office of the Chief Actuary, 525 St. Paul Place, Baltimore, Maryland 21202-2272.

We apologize for any confusion arising out of our prior correspondence regarding this

data call.

_______________________________

Robert J. Becker

Associate Commissioner

Linas Glemza at (410) 468-2044 or by

Email at lglemza@mia.state.md.us

All data should be submitted to Linas Glemza, Maryland Insurance Administration,

Office of the Chief Actuary, 525 St. Paul Place, Baltimore, Maryland 21202-2272.

We apologize for any confusion arising out of our prior correspondence regarding this

data call.

_______________________________

Robert J. Becker

Associate Commissioner

VERIFICATION

NAIC NAIC

The following insurers:

Company Code Group Code

_________________________________ ____________ __________

(List names of insurance companies) ___ ____________ __________

__________________________________ ____________ __________

__________________________________ ____________ __________

__________________________________ ____________ __________

hereby verify that non-homeowners residential property data required by the Maryland

Insurance Administration pursuant to its residential property data call of April 28, 2000

has been submitted to ______________________________________, an authorized

statistical reporting agency recognized by the Maryland Insurance Administration.

Signed this ____ day of _________, 2000

______________________________

Name

______________________________

Title