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Federal Register · Rule · Dec 29, 2020
Dodd-Frank Act Amendments to the Truth in Lending Act The Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) 3 amended the Truth in Lending Act (TILA) 4 to establish … Dodd-Frank Act Dodd-Frank Act section 1022(b).
85 FR 86402Consumer Financial Protection BureauPartial Extension of Comment Deadline on CARD Act Request for Information
Federal Register · Notice · May 13, 2015
ACTION: Notice; extension of comment period. … The Request for Information provided a 60-day comment period that will end on May 18, 2015.
80 FR 27294Consumer Financial Protection BureauMortgage Servicing Rules Under the Truth in Lending Act (Regulation Z)
Federal Register · Rule · Mar 12, 2018
The commenter stated that this could be particularly problematic if the servicer provides a standard periodic statement to a consumer who has recently filed for bankruptcy, instead of a periodic statement … e)(5)(iv). 17 After the close of the comment period, the Bureau received additional feedback related to the effective date of all the provisions relating to bankruptcy periodic statements in the
83 FR 10553Consumer Financial Protection BureauMortgage Servicing Rules Under the Truth in Lending Act (Regulation Z)
Federal Register · Rule · Feb 14, 2013
One commenter suggested this should be addressed by amending the E-Sign Act. … However, the Bureau did receive comment on the more general consideration of certain costs in the proposed Dodd-Frank Act section 1022 analysis, this comment is addressed in the final Dodd-Frank Act section
78 FR 10902Consumer Financial Protection BureauFederal Register · Proposed Rule · Apr 26, 2016
ACTION: Reopening of comment period with request for public comment. … The Bureau conducted the consumer testing after the close of the original comment period and is now issuing this notice to reopen the comment period in order to publish and seek public comment specifically
81 FR 24519Consumer Financial Protection BureauSmall Business Lending Under the Equal Credit Opportunity Act (Regulation B)
Federal Register · Rule · May 1, 2026
The Bureau received approximately 410 comments on the proposal during the comment period. … Comment Period Comments In the NPRM, the Bureau provided a 30-day comment period for the public to review and submit feedback on the proposed revisions to the section 1071 regulatory framework.
91 FR 23530Consumer Financial Protection BureauLoan Originator Compensation Requirements Under the Truth in Lending Act (Regulation Z)
Federal Register · Rule · Feb 15, 2013
Most commenters objected to a five-year record retention period as overly burdensome. … period and cumulatively as to the annual accounting period.
78 FR 11280Consumer Financial Protection BureauConsumer Financial Civil Penalty Fund
Federal Register · Proposed Rule · May 7, 2013
SUMMARY: The Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act or Act) establishes a “Consumer Financial Civil Penalty Fund” (Civil Penalty Fund) into which the Consumer Financial … periods.
78 FR 26545Consumer Financial Protection BureauCredit Card Penalty Fees (Regulation Z)
Federal Register · Rule · Mar 15, 2024
The CARD Act The Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD Act) was signed into law on May 22, 2009. 6 The CARD Act primarily amended TILA 7 and instituted … Comment Received Support for late fee courtesy period.
89 FR 19128Consumer Financial Protection BureauElectronic Fund Transfers (Regulation E)
Federal Register · Proposed Rule · May 16, 2014
ACTION: Proposed rule; extension of comment period. … implements the Electronic Fund Transfers Act.
79 FR 28458Consumer Financial Protection BureauMortgage Servicing Rules Under the Truth in Lending Act (Regulation Z)
Federal Register · Proposed Rule · Oct 18, 2017
Regulatory Flexibility Act Analysis The Regulatory Flexibility Act, 14 as amended by the Small Business Regulatory Enforcement Fairness Act of 1996, 15 (RFA) requires each agency to consider … Comments should be submitted to the Bureau as instructed in the ADDRESSES part of this document and to the attention of the Paperwork Reduction Act Officer.
82 FR 48463Consumer Financial Protection BureauFederal Register · Proposed Rule · Sep 6, 2012
ACTION: Notice of request for public comment; extension of comment period. … The Bureau continues to encourage commenters to submit comments during the relevant comment periods. Dated: August 31, 2012.
77 FR 54844Consumer Financial Protection BureauSubmission of Credit Card Agreements Under the Truth in Lending Act (Regulation Z)
Federal Register · Rule · Apr 17, 2015
The comment period closed on March 13, 2015. In response to the proposal, the Bureau received seven comments from financial institutions, credit union trade associations, and others. … annually, for a period of one year.
80 FR 21153Consumer Financial Protection BureauCredit Card Late Fees and Late Payments
Federal Register · Proposed Rule · Jun 29, 2022
Act) and Regulation Z. … Disclosure Act of 2009 (CARD Act), Public Law 111-24, 123 Stat. 1734 (2009). 2 12 CFR part 1026.
87 FR 38679Consumer Financial Protection BureauCredit Card Penalty Fees (Regulation Z)
Federal Register · Proposed Rule · Mar 29, 2023
The CARD Act The Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD Act) was signed into law on May 22, 2009. 4 The CARD Act primarily amended TILA 5 and instituted … The Bureau additionally solicits comment on whether, if a 15-day courtesy period is required, the courtesy period should be applicable only to late fees assessed if the card issuer is using the late fee
88 FR 18906Consumer Financial Protection BureauAmendments to the 2013 Mortgage Rules Under the Truth in Lending Act (Regulation Z)
Federal Register · Rule · Nov 3, 2014
Comments Although one large creditor and one trade association supported the proposed 120-day cure period, most industry commenters argued in favor of extending that period. … Consumer group commenters supported the proposal to limit the cure period to a fixed period after consummation.
79 FR 65300Consumer Financial Protection BureauFederal Register · Proposed Rule · Aug 28, 2020
Dodd-Frank Act Amendments to the Truth in Lending Act The Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) 5 amended the Truth in Lending Act (TILA) 6 to establish … Dodd-Frank Act Dodd-Frank Act section 1022(b).
85 FR 53568Consumer Financial Protection BureauTruth in Lending (Regulation Z)
Federal Register · Proposed Rule · Jun 5, 2012
ACTION: Notice of reopening of comment period and request for comment. … The Bureau is reopening the comment period until July 9, 2012 to seek comment specifically on certain new data and information submitted during or obtained after the close of the original comment period
77 FR 33120Consumer Financial Protection BureauFederal Register · Rule · Oct 23, 2013
Section 1026.41 Periodic Statements for Residential Mortgage Loans 41(e) Exemptions 41(e)(5) Consumers in bankruptcy Dodd-Frank Act section 1420 established TILA section 128(f) requiring periodic … and comment rulemaking and an appropriate implementation period.
78 FR 62993Consumer Financial Protection BureauRequest for Information Regarding Bureau Rules of Practice for Adjudication Proceedings
Federal Register · Proposed Rule · Mar 22, 2018
ACTION: Request for information; extension of comment period. … In response to this request, the Bureau has determined that a 30 day extension of the comment period is appropriate.
83 FR 12505Consumer Financial Protection Bureau
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