Documents

Concentrations in Commercial Real Estate Lending, Sound Risk Management Practices

Federal Register · Notice · Dec 14, 2006

on smaller institutions at a time when they are already faced with Bank Secrecy Act and information security compliance requirements. … An institution should periodically assess the adequacy of MIS in light of growth in CRE loans and changes in its risk profile.

Capital: Qualifying Mortgage Loan, Interest Rate Risk Component, and Miscellaneous Changes

Federal Register · Rule · May 10, 2002

The commenter reasoned that the somewhat higher credit risk was offset by the stabilizing effect on the borrower's ability to service the loan during limited periods of unusual interest rate stress. … Unfunded Mandates Reform Act of 1995 Section 202 of the Unfunded Mandates Reform Act of 1995, Public Law 104-4 (Unfunded Mandates Act) requires that an agency prepare a budgetary impact statement before

Deposits

Federal Register · Notice · Apr 16, 2010

Regulation DD implements the Truth in Savings Act, part of the Federal Deposit Insurance Corporation Improvement Act of 1991. … The regulation also requires that savings associations provide fees and other information on any periodic statement the institution sends to the consumer.

Assessments and Fees

Federal Register · Rule · Jun 21, 2001

Analysis of the Comments The comment period on the proposed rule closed on May 30, 2001. OTS received one comment from a trade association. … Unfunded Mandates Act of 1995 Section 202 of the Unfunded Mandates Reform Act of 1995, Pub.

Procedures for Monitoring Bank Secrecy Act Compliance

Federal Register · Notice · Apr 14, 2010

ACTION: Notice and request for comment. … The Office of Thrift Supervision (“OTS”) is charged with the responsibility to examine savings association procedures periodically to ensure their effectiveness; OTS is therefore subject to the Act.

Regulatory Capital: Common Stockholders' Equity

Federal Register · Rule · Aug 15, 1995

\5\ See 59 FR at 32144. --------------------------------------------------------------------------- The proposal's comment period closed on July 22, 1994. … Act, 44 U.S.C. 3501 et seq.

Proposed Agency Information Collection Activities; Comment Request

Federal Register · Notice · Jul 12, 2002

SUMMARY: In accordance with the requirements of the Paperwork Reduction Act of 1995 (44 U.S.C. chapter 35), the OCC, the Board, the FDIC, and the OTS (the “agencies”) may not conduct or sponsor, and the … At the end of the comment period, the comments and recommendations received will be analyzed to determine the extent to which the FFIEC should modify the proposed revisions prior to giving its final approval

Loans to one Borrower

Federal Register · Rule · Mar 28, 1995

The OTS LTOB rule already incorporates periodic calculations at section 563.93(f)(1). … However, interested parties are invited to submit written comments on the interim final rule as to the amendments adopted here. A 30-day comment period is provided. V.

Expanded Examination Cycle for Certain Small Insured Depository Institutions and U.S. Branches and Agencies of Foreign Banks

Federal Register · Rule · Sep 25, 2007

, on-site examination of the institution at least once during each 12-month period. … The Agencies received comments on the interim rules from 11 commenters, although many commenters submitted identical letters to each Agency.

Community Reinvestment Act-Interagency Uniformity

Federal Register · Proposed Rule · Nov 24, 2006

Unfunded Mandates Reform Act of 1995 Determination Section 202 of the Unfunded Mandates Reform Act of 1995, Pub. … or the Fair Housing Act; (ii) Violations of the Home Ownership and Equity Protection Act; (iii) Violations of section 5 of the Federal Trade Commission Act; (iv) Violations of section 8 of the Real

Privacy of Consumer Financial Information

Federal Register · Proposed Rule · Feb 22, 2000

FDIC's New Electronic Public Comment Site IV. Regulatory Analysis A. Paperwork Reduction Act B. Regulatory Flexibility Act C. Executive Order 12866 D. Unfunded Mandates Act of 1995 V. … Solicitation of Comments on Use of “Plain Language” I. Background On November 12, 1999, President Clinton signed the G-L-B Act (Pub.

Submission for OMB Review; Comment Request-Interagency Notice of Change in Control

Federal Register · Notice · Nov 4, 2003

when acting on a Notice of Change in Control. … OTS may extend the time period during which a disapproval may be issued if the conditions in subsections (j)(1)(A)-(D) of Section 1817 exist. Type of Review: Renewal.

'34 Disclosures

Federal Register · Notice · May 11, 2010

ACTION: Notice and request for comment. … Description: OTS collects certain periodic information on forms adopted by the U.S. Securities and Exchange Commission (SEC), pursuant to the Securities Exchange Act of 1934 (the Exchange Act).

Know Your Customer

Federal Register · Proposed Rule · Dec 7, 1998

DATES: Comments must be received by March 8, 1999. … Comments Sought OTS specifically seeks comments on the following questions: 1.

Capital Distributions

Federal Register · Proposed Rule · Jan 7, 1998

Paperwork Reduction Act OTS invites comment on: (1) Whether the proposed information collection contained in this proposal is necessary for the proper performance of OTS's functions, including … Retained net income means your net income for a specified period less total capital distributions declared in that period.

Community Reinvestment Act Regulations

Federal Register · Proposed Rule · Feb 6, 2004

The Agencies also give notice that, at the end of the comment period, the proposed collections of information, along with an analysis of the comments, and recommendations received, will be submitted to … At the end of the comment period, the comments and recommendations received will be analyzed to determine the extent to which the information collections should be modified prior to submission to OMB for

Optional Charter Provisions in Mutual Holding Company Structures

Federal Register · Rule · Jul 9, 2008

Public Comments OTS received 8 comments, from 7 commenters, regarding the NPR. … Adoption and Retention of the Charter Provision Three commenters addressed the time period during which a Subsidiary Company could enact and retain the optional charter provision.

Internal Ratings-Based Systems for Corporate Credit and Operational Risk Advanced Measurement Approaches for Regulatory Capital

Federal Register · Notice · Aug 4, 2003

Commenters are encouraged to submit comments by facsimile transmission to (202) 898-3838 or by electronic mail to Comments @FDIC.gov. … To combine results for multiple periods into a single long-run average, the period-by-period means should be weighted by the proportion of defaults occurring in each period.

Risk-Based Capital Guidelines; Capital Adequacy Guidelines; Capital Maintenance: Interim Capital Treatment of Consolidated Asset-Backed Commercial Paper Program Assets; Extension

Federal Register · Rule · Apr 26, 2004

The agencies requested public comment on the October 2003 interim final rule. The comment period closed November 17, 2003. … Administrative Procedure Act The Agencies find that there is good cause to dispense with prior notice and public comment on this interim final rule and with the 30-day delay of effective date generally

Submission for OMB Review; Comment Request

Federal Register · Notice · Feb 5, 2001

Title: '34 Act Disclosures. … Description: OTS collects periodic disclosure documents required to be filed by savings associations pursuant to the Securities Exchange Act of 1934 on forms promulgated by the U.S.