Documents

Savings and Loan Holding Companies Notice of Significant Transactions or Activities and OTS Review of Capital Adequacy

Federal Register · Proposed Rule · Oct 27, 2000

Unfunded Mandates Act of 1995 Section 202 of the Unfunded Mandates Reform Act of 1995, Pub. … (2) OTS extends the 30-day review period for an additional period not to exceed 30 days.

Management Official Interlocks

Federal Register · Proposed Rule · Aug 11, 1998

The Agencies invite comments on all aspects of this proposal. A. Definitions The Agencies' current regulations define key terms implementing the Interlocks Act. … of such comments to be sent to Mary M.

Community Reinvestment Act-Community Development

Federal Register · Rule · Apr 12, 2006

The vast majority of comments came from consumer and community organizations and representatives (Consumer Comments). … The lag will help promote investments that take an extended period to arrange.

Loans in Areas Having Special Flood Hazards; Interagency Questions and Answers Regarding Flood Insurance

Federal Register · Notice · Mar 21, 2008

Proposed new question 6 explains that portfolio reviews of existing loans are not required by the Act or Regulation; however, sound risk management practices may lead a lender to conduct periodic reviews … Regardless of the lack of such requirement in the Act and Regulation, however, sound risk management practices may lead a lender to conduct scheduled periodic reviews that track the need for flood insurance

Financial Management Policies; Financial Derivatives

Federal Register · Rule · Dec 1, 1998

Summary of Public Comments The public comment period on the proposed rule and the proposed thrift bulletin closed on June 22, 1998. … Unfunded Mandates Reform Act of 1995 Section 202 of the Unfunded Mandates Reform Act of 1995, Pub.

Proposed Interagency Guidance-Funding and Liquidity Risk Management

Federal Register · Notice · Jul 6, 2009

Paperwork Reduction Act In accordance with section 3512 of the Paperwork Reduction Act of 1995, 44 U.S.C. 3501-3521 (PRA), the Agencies may not conduct or sponsor, and the respondent is not required to … Institutions should periodically review and formally approve these assumptions.

Proposed Agency Information Collection Activities

Federal Register · Notice · Aug 4, 2000

SUMMARY: The Department of the Treasury invites the general public and other Federal agencies to comment on proposed and continuing information collections, as required by the Paperwork Reduction Act … At the end of the comment period, the comments and recommendations received will be analyzed to determine the extent to which OTS should modify the proposed revisions prior to giving its final approval

Agency Information Collection Activities: Submission for OMB Review; Comment Request

Federal Register · Notice · Apr 29, 2002

The comment period for this notice expired on March 11, 2002, and no comments were received. … The comment period expired on March 11, 2002.

Transfer and Repurchase of Government Securities

Federal Register · Rule · Mar 28, 2000

on the substance of the change ( i.e., a 30-day public comment period). … The direct final rule will automatically become effective in 60 days, unless OTS receives a significant adverse comment within the 30-day comment period.

Conversion From Stock Form Depository Institution to Federal Stock Association

Federal Register · Proposed Rule · May 8, 2001

Because OTS will not institute a second comment period for this proposed rule, any parties interested in commenting should do so during this comment period. … Regulatory Flexibility Act Pursuant to section 605(b) of the Regulatory Flexibility Act, 4 the Director certifies that this proposed rule will not have a significant economic impact on a substantial

Disclosures for Adjustable-Rate Mortgage Loans

Federal Register · Rule · Jul 17, 1998

Discussion of Comments The OTS received comments from three commenters: one state- chartered savings institution, one federal savings bank, and one law firm. … This approach, which two commenters supported, preserves the OTS's authority to utilize the full panoply of enforcement actions available under the HOLA and section 8 of the Federal Deposit Insurance Act

Proposed Agency Information Collection Activities; Comment Request

Federal Register · Notice · Jul 27, 2011

At the end of the comment period, the comments and recommendations received will be analyzed to determine the extent to which the FFIEC and the agencies should modify the proposed revisions prior to … The FDIC's final rule includes modifications to the proposed definition that were made in response to comments received from the industry during the comment periods on the two NPRs.

Interagency Guidance on Nontraditional Mortgage Products

Federal Register · Notice · Dec 29, 2005

These products allow borrowers to exchange lower payments during an initial period for higher payments during a later amortization period as compared to the level payment structure found in traditional … • Section 5 of the Federal Trade Commission Act (FTC Act).

Charter and Bylaws; One Member, One Vote

Federal Register · Rule · Aug 31, 1998

Summary of Comments and Description of Final Rule The public comment period on the NPR closed on June 15, 1998. Three commenters, all trade associations, responded to the proposal. … Unfunded Mandates Act of 1995 Section 202 of the Unfunded Mandates Reform Act of 1995, Pub.

Mutual Savings Associations, Mutual Holding Company Reorganizations, and Conversions From Mutual to Stock Form

Federal Register · Proposed Rule · Apr 9, 2002

Three were requests to extend the comment period. 4 Five individuals, ten law firms, 14 thrifts, 15 trade groups, and the Federal Deposit Insurance Corporation (FDIC) submitted comments. … Because this is a re-proposal, OTS believes the public comment period does not need to be as long as the First Proposal, therefore, OTS is publishing this Re-proposal with a 30-day comment period.

Internal Ratings-Based Systems for Retail Credit Risk for Regulatory Capital

Federal Register · Notice · Oct 27, 2004

The Agencies invite comment on various issues related to estimating LGD for such periods: • How should “periods of high credit losses” (also referred to as periods when credit losses are “substantially … Paperwork Reduction Act Each of the Agencies is subject to the Paperwork Reduction Act of 1995 (PRA). 3 The rulemaking initiated by the ANPR likely will impose requirements for core and opt-in

Repurchases of Stock by Recently Converted Savings Associations, Mutual Holding Company Dividend Waivers, Gramm-Leach-Bliley Act Changes

Federal Register · Rule · Jul 12, 2000

Notice and Comment, Effective Date, and Request for Comment Section 553 of the Administrative Procedure Act (APA) permits an agency to issue rules without prior notice and comment if the agency, for good … OTS invites comments on this interim final rule during the 60-day period that runs concurrently with its request for comment on companion proposed regulation published elsewhere in today's Federal Register

Proposed Agency Information Collection Activities; Comment Request

Federal Register · Notice · Mar 16, 2011

At the end of the comment period, the comments and recommendations received will be analyzed to determine the extent to which the FFIEC and the agencies should modify the proposed revisions prior to giving … equity during the assessment period.

Regulatory Reporting Standards: Qualifications for Independent Public Accountants Performing Audit Services for Voluntary Audit Filers

Federal Register · Rule · Nov 25, 2002

Nonetheless, OTS invites comments on this interim rule during the 60-day period following its publication. … In developing a final rule, OTS will consider all public comments it receives within that period. B.

Proposed Interagency Appraisal and Evaluation Guidelines

Federal Register · Notice · Nov 19, 2008

Follow instructions for submitting comments on the Agency Web Site. • E-mail: Comments@FDIC.gov. … The estimated sales absorption period should reflect the expected holding period before development commences as well as the time frame for the actual development and sale of the lots.