Documents

Alternatives to the Use of Credit Ratings

Federal Register · Rule · Dec 13, 2012

Public Comments The public comment period for the NPRM ended on May 2, 2011, and NCUA received 11 comments. In general, most of the commenters did not support the proposal. … A number of commenters stated that the proposal went beyond the requirements of the Dodd-Frank Act, arguing that the legislation does not prohibit financial institutions from using credit ratings.

Proposed Illustrations of Consumer Information for Subprime Mortgage Lending

Federal Register · Notice · Aug 14, 2007

Marshall, Acting Chief, CRA/Fair Lending Section, (202) 898-3912, Compliance Policy & Exam Support Branch, Division of Supervision and Consumer Protection; or Richard B. … It assumes annual payment adjustments after the initial discount period, a 3 percent cap on the interest rate increase at the end of year 2, and a 2 percent annual payment adjustment cap on interest rate

Prompt Corrective Action; Amended Definition of Post-Merger Net Worth

Federal Register · Rule · Dec 1, 2008

The Credit Union Membership Access Act, Pub. L. … Act, 1999, Pub.

Civil Monetary Penalty Inflation Adjustment

Federal Register · Rule · Jan 5, 2022

The law provides that the adjustments shall be made notwithstanding the section of the Administrative Procedure Act (APA) that requires prior notice and public comment for agency rulemaking. 11 The … For the same reasons, this final rule does not include the usual 60-day comment period under NCUA Interpretive Ruling and Policy Statement (IRPS) 87-2, as amended by IRPS 03-2 and 15-1 (Sept. 24, 2015)

Illustrations of Consumer Information for Nontraditional Mortgage Products

Federal Register · Notice · Jun 8, 2007

FDIC: April Breslaw, Acting Associate Director, Compliance Policy & Exam Support Branch, Division of Supervision and Consumer Protection, (202) 898-6609; or Richard Foley, Counsel, Legal Division, (202 … Thus, the illustration shows the minimum monthly payment increasing over this time period from $739 (in Year 1) to $987 (in Year 5). II.

Corporate Credit Unions

Federal Register · Uncategorized Document · Apr 19, 1994

DATES: Comments must be postmarked by June 20, 1994. … The original draft of the 1934 Federal Credit Union Act contained a section for a central bank for credit unions.

Request for Comment Regarding Overhead Transfer Rate Methodology

Federal Register · Notice · Dec 20, 2023

Board committed to periodically review the methodologies for calculating both the OTR and the operating fee and to propose changes to the methodologies that would result in more equitable alignment of … minimizing losses to the Share Insurance Fund under Title II of the FCU Act.

Organization and Operations of Federal Credit Unions; Statutory Lien

Federal Register · Rule · Oct 22, 1999

. ----------------------------------------------------------------------- SUMMARY: Pursuant to its practice of periodically reviewing existing regulations and policy statements, NCUA proposed to update … Paperwork Reduction Act The final rule has no information collection requirements. Therefore, no Paperwork Reduction Act analysis is required.

Fair Credit Reporting Medical Information Regulations

Federal Register · Proposed Rule · Apr 28, 2004

The Agencies generally provide a 60-day period for the public to comment on the burdens associated with proposed rules. … In this case, the NCUA Board believes that a 30-day comment period will be adequate and is appropriate given that the statutory deadline for the final rule is June 4, 2004.

Asset Threshold for Determining the Appropriate Supervisory Office

Federal Register · Proposed Rule · Mar 3, 2022

The next effective measurement period to determine whether a FICU is subject to capital planning and stress testing requirements and ONES supervision is March 31, 2022. … Request for Comments The Board seeks comment on all aspects of this proposed rule.

Financial Derivatives Transactions To Offset Interest Rate Risk; Investment and Deposit Activities

Federal Register · Proposed Rule · Feb 3, 2012

rate on a loan to a floating one, or vice versa. 3  An interest rate cap is a derivatives instrument that limits floating interest rate exposure to a specified maximum level for a specified period … • Tri-party custody, in which posted collateral is delivered to a third party acting as custodian.

Federal Credit Union Ownership of Fixed Assets

Federal Register · Proposed Rule · Apr 21, 2004

DATES: Comments must be received on or before June 21, 2004. … (2) When a federal credit union acquires premises for future expansion, the credit union must partially occupy the premises within a reasonable period, not to exceed three years.

Corporate Credit Unions; Requirements for Insurance

Federal Register · Proposed Rule · Apr 26, 1995

ADDRESSES: Mail comments to Becky Baker, Secretary of the Board, National Credit Union Administration, 1775 Duke Street, Alexandria, VA 22314-3428. Send comments to Ms. … Act of 1934, 15 U.S.C. 78c(a)(41).

The Freedom of Information Act and Privacy Act

Federal Register · Rule · Mar 25, 1998

NATIONAL CREDIT UNION ADMINISTRATION 12 CFR PART 792 The Freedom of Information Act and Privacy Act AGENCY: National Credit Union Administration (NCUA). … On November 13, 1997, NCUA published a proposed rule, (62 FR 60799), and, in response, received five comments from the public. The comments received generally supported the proposal.

Net Worth and Equity Ratio

Federal Register · Proposed Rule · Mar 23, 2011

DATES: Comments must be received on or before May 23, 2011. … ADDRESSES: You may submit comments by any of the following methods (Please send comments by one method only): • NCUA Web Site: http://www.ncua.gov/news/proposed_regs/proposed_regs.html.

Civil Monetary Penalty Inflation Adjustment

Federal Register · Rule · Jan 15, 2025

The law provides that the adjustments shall be made notwithstanding the section of the Administrative Procedure Act (APA) that requires prior notice and public comment for agency rulemaking. 11 The … For the same reasons, this final rule does not include the usual 60-day comment period under NCUA Interpretive Ruling and Policy Statement (IRPS) 87-2, as amended by IRPS 03-2 and 15-1 (Sept. 24, 2015)

Civil Monetary Penalty Inflation Adjustment

Federal Register · Rule · Jan 10, 2023

The law provides that the adjustments shall be made notwithstanding the section of the Administrative Procedure Act (APA) that requires prior notice and public comment for agency rulemaking. 11 The … For the same reasons, this final rule does not include the usual 60-day comment period under NCUA Interpretive Ruling and Policy Statement (IRPS) 87-2, as amended by IRPS 03-2 and 15-1 (Sept. 24, 2015)

Office of Small Credit Unions (OSCUI) Loan Program Access for Credit Unions

Federal Register · Notice · Jan 5, 2015

NCUA will not read or consider narrative comments beyond the limits specified. … Jon Canerday, Acting Secretary of the Board. [FR Doc. 2014-30867 Filed 1-2-15; 8:45 am] BILLING CODE 7535-01-P

Succession Planning

Federal Register · Proposed Rule · Feb 3, 2022

Questions for Comment IV. Regulatory Procedures A. Regulatory Flexibility Act B. Paperwork Reduction Act C. Executive Order 13132 on Federalism D. … Questions for Comment The Board welcomes comments on all aspects of this proposed rule.

Chartering and Field of Membership

Federal Register · Rule · Jun 28, 2018

Paperwork Reduction Act The Paperwork Reduction Act of 1995 (PRA) applies to collections of information through which an agency creates a paperwork burden on regulated entities or the public, or modifies … In the five-year period preceding the move to an objective model of presumptive communities, the NCUA processed an average of twenty FOM applications involving multiple statistical areas.