Documents

Organization and Operation of Federal Credit Unions; Appraisals; Member Business Loans; and Requirements for Insurance

Federal Register · Rule · May 27, 1999

period. 62 FR 41313 (August 1, 1997). … The comment period was extended November 19, 1998, for an additional sixty days. 63 FR 65532 (November 27, 1998). B. Comments Eighty-seven comments were received.

Organization and Operations of Federal Credit Unions

Federal Register · Proposed Rule · Oct 29, 1997

Thirty-Day Comment Period These proposed amendments are being issued with a thirty (30) day comment period since the amendments are simply clarifying the Board's policy on community charters and explicitly … Because these are technical amendments the Board believes a 30 day comment period is appropriate.

Renewal of Agency Information Collections for Comments Request: Proposed Collections

Federal Register · Notice · Jul 16, 2026

ACTION: Notice and request for comments. … Credit unions that provide periodic statements are required to include information about fees imposed, the annual percentage yield earned during those statement periods, and other account terms.

Mergers, Conversion From Credit Union Charter, and Account Insurance Termination

Federal Register · Proposed Rule · Jan 30, 2008

NCUA's legal authority to regulate these transactions derives from the Federal Credit Union Act (Act). … In some instances, the conversion appears timed to occur after a period where the credit union has purposefully acted to increase its net worth.

Mergers or Conversions of Federally-Insured Credit Unions to Non Credit Union Status: NCUA Approval

Federal Register · Rule · Mar 8, 1995

Some of the suggestions of the five commenters who commented on this issue were that NCUA should prohibit stock acquisition by insiders for a period of five years and that both pre- and post-merger or … The recommendations of the commenters have been modified and incorporated into the final rule as follows: For a period of two years after the transaction, directors may not receive any benefits not otherwise

Fees Paid by Federal Credit Unions

Federal Register · Proposed Rule · Aug 31, 2020

Third, the proposed rule would amend the period used for the calculation of an FCU's total assets. … Regulatory Flexibility Act The Regulatory Flexibility Act (RFA) generally requires that, in connection with a notice of proposed rulemaking, an agency prepare and make available for public comment an

Management Official Interlocks

Federal Register · Rule · Nov 26, 1999

One commenter expressed support for the proposal to periodically adjust the thresholds based on the Consumer Price Index, but admonished NCUA to coordinate any changes with the banking agencies to ensure … General Comments One commenter expressed concern that even though a management official interlock between two credit union is exempt under the Interlocks Act, credit unions should be made aware that

Supervisory Committee Audits

Federal Register · Proposed Rule · Feb 23, 2006

Existing Part 715 In 1998, the Credit Union Membership Access Act (“CUMAA”), Public Law 105-219, 112 Stat. 913 (1998), amended the Federal Credit Union Act to require credit unions having assets of $10 … If so, how soon after the audit period-end? If not, why not? 18.

Regulatory Publication and Voluntary Review as Contemplated by the Economic Growth and Regulatory Paperwork Reduction Act of 1996

Federal Register · Proposed Rule · Mar 3, 2026

Each Federal Register document will have a 90-day comment period. … on June 24, 2015, with a comment period that ended on September 22, 2015.

Loan Interest Rates

Federal Register · Rule · Jul 26, 2006

The Act authorizes the NCUA Board to establish a higher interest rate ceiling for periods of no more than 18 months based on consideration of certain economic criteria and after consulting with congressional … Therefore, the rule is exempt from notice and public comment. 5 U.S.C. 553(b)(3)(A).

Federal Credit Union Bylaws

Federal Register · Rule · Oct 31, 2007

On July 2, 2007, the Board extended the original comment period an additional two weeks. 72 FR 37122 (July 9, 2007). … One commenter sought more explanation of permissible actions by the supervisory committee acting as the board, and another commenter requested the prohibition on acting on policy matters be modified to

Golden Parachute and Indemnification Payments

Federal Register · Proposed Rule · Aug 5, 2010

Furthermore, because the Board wishes to implement this regulation without delay, the comment period will be 30 days, as required under the Administrative Procedure Act, 5 U.S.C. 553(d), rather than a … 60-day comment period NCUA generally provides under IRPS 87-2, Developing and Reviewing Government Regulations, 52 FR 35231 (Sept. 18, 1987), as amended by IRPS 03-2, 68 FR 31949 (May 29, 2003).

Privacy of Consumer Financial Information; Requirements for Insurance

Federal Register · Rule · May 18, 2000

Background On February 24, 2000, NCUA issued a proposed privacy regulation as required by the GLB Act. 65 FR 10988, March 1, 2000. The comment period for the proposed rule ended March 31, 2000. … Several commenters wrote that 30 days was a reasonable time period. A few commenters recommended 15 days and one recommended 60 days.

Requirements for Insurance and Technical Amendments

Federal Register · Rule · Nov 28, 1995

The revised index was cited by one commenter as a particularly useful tool. … (a) The supervisory committee of each credit union insured pursuant to Title II of the Act shall make or cause to be made an audit of the credit union at least once every calendar year covering the period

Nonmember and Public Unit Accounts

Federal Register · Uncategorized Document · Mar 4, 1994

In this connection, the Board requests comment on whether periodic reporting on the sources and uses of nonmember shares, in excess of 20 percent of total shares, should be established. … Although the Board believes this language provides the regional director with sufficient discretion to approve waivers for a shorter or longer period, the Board is requesting comment on whether a nondiscretionary

Liquidity and Contingency Funding Plans

Federal Register · Rule · Oct 30, 2013

This illiquidity can last for an extended period, leading to an institution's inability to meet its financial obligations and possibly its insolvency. … How did the commenters respond to the 2012 proposed rule? NCUA received 45 comments on the proposed rule.

Risk-Based Capital

Federal Register · Rule · Nov 6, 2018

Commenters requested that the delay of the 2015 Final Rule's effective date should also apply to the goodwill and intangible asset deferral period. … Regulatory Procedures Regulatory Flexibility Act The Regulatory Flexibility Act (RFA) generally requires that, in connection with a final rule, an agency prepare and make available for public comment

Real Estate Appraisals

Federal Register · Rule · Apr 21, 2020

Administrative Procedure Act B. Congressional Review Act C. Paperwork Reduction Act D. Regulatory Flexibility Act Analysis E. Executive Order 13132 F. … For the same reasons, the Board is not providing the usual 60-day comment period before finalizing this rule.

Credit Union Service Organizations (CUSOs)

Federal Register · Proposed Rule · Feb 26, 2021

, therefore the Board is not providing the usual 60-day comment period for this proposal which would relieve a regulatory prohibition on certain forms of CUSO lending. … The Board invites comments on whether it should reconsider its longstanding interpretation of the lending and investment authorities under the FCU Act.

Succession Planning

Federal Register · Rule · Dec 26, 2024

Discussion of Public Comments The comment period on the proposed rule closed on September 23, 2024. The NCUA received 187 public comments on the proposal. … Another commenter suggested a review period of every three years. 38  Proposed § 701.4(e)(4)(ii). NCUA Response.