Documents

Quality Control Standards for Automated Valuation Models

Federal Register · Proposed Rule · Jun 21, 2023

The docket may be viewed after the close of the comment period in the same manner as during the comment period. Board: You may submit comments, identified by Docket No. … The agencies seek comment on this extended implementation period. Question 37.

Bulletin 2022-02: Compliance Bulletin on the Electronic Fund Transfer Act's Compulsory Use Prohibition and Government Benefit Accounts

Federal Register · Rule · Feb 24, 2022

With the adoption of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act), authority to implement most of EFTA transferred to the Bureau. 4 2  Public Law 95-630, 92 … On October 5, 2016, the Bureau issued a final rule titled “Prepaid Accounts Under the Electronic Fund Transfer Act (Regulation E) and the Truth In Lending Act (Regulation Z)” (2016 Final Rule). 12

Truth in Lending (Regulation Z)

Federal Register · Rule · Nov 27, 2015

3(b)-1 in Supplements I of 12 CFR part 226 and 12 CFR part 1026. 7  76 FR 18354, 18355 n.1 (Apr. 4, 2011) (“[A]n annual period of deflation or no inflation would not require a change in the … Administrative Law Matters Administrative Procedure Act Under the Administrative Procedure Act, notice and opportunity for public comment are not required if the Board and the Bureau find that notice

Fees for Instantaneously Declined Transactions

Federal Register · Proposed Rule · Jan 31, 2024

Commenters are encouraged to submit comments electronically. In general, all comments received will be posted without change to https://www.regulations.gov. … acts or practices.

Electronic Fund Transfers (Regulation E)

Federal Register · Rule · Oct 12, 2016

The Bureau finds that there is good cause to publish this final rule without seeking public comment. See 5 U.S.C. 553(b)(3)(B). … Therefore, remittance transfer providers must retain documentation, including documentation related to error investigations, for a period of not less than two years from the date a notice of error was

Request for Information Regarding the Bureau's Supervision Program

Federal Register · Notice · Feb 20, 2018

The Bureau periodically publishes Supervisory Highlights to apprise the public about its examination program, including the concerns that it finds during the course of its work. 12. … Mick Mulvaney, Acting Director, Bureau of Consumer Financial Protection. [FR Doc. 2018-03358 Filed 2-16-18; 8:45 am] BILLING CODE 4810-AM-P

State Official Notification Rules

Federal Register · Rule · Jul 28, 2011

Follow the instructions for submitting comments. … In keeping with this approach, the Rules provide for a default notice period of at least 10 days, with exceptions for emergencies and other extenuating circumstances, and require substantive notice that

Electronic Fund Transfers Through Accounts Established Primarily for Personal, Family, or Household Purposes Using Emerging Payment Mechanisms

Federal Register · Proposed Rule · Jan 15, 2025

DATES: Comments must be received by March 31, 2025. ADDRESSES: You may submit comments, identified by Docket No. … Because paper mail is subject to delay, commenters are encouraged to submit comments electronically.

Supervisory Highlights, Issue 25, Fall 2021

Federal Register · Notice · Dec 14, 2021

statements (if periodic statements are required) and (ii) on accumulation of sufficient funds to cover a periodic payment treat such funds as a periodic payment received. 28 27  12 CFR 1026.36 … I, comment 36(c)(1)(ii)-1. 28  12 CFR 1026.36(c)(1)(ii).

Rescission of Statement of Policy on Supervisory and Enforcement Practices Regarding Certain Filing Requirements Under the Interstate Land Sales Full Disclosure Act and Regulation J

Federal Register · Rule · Apr 6, 2021

Regulatory Requirements The Statement constituted a general statement of policy exempt from the notice and comment rulemaking requirements of the Administrative Procedure Act (APA). … This rescission likewise is a general statement of policy exempt from the notice and comment rulemaking requirements of the APA.

Treatment of Pandemic Relief Payments Under Regulation E and Application of the Compulsory Use Prohibition

Federal Register · Rule · Apr 27, 2020

In the preamble to the 2016 Final Rule, the Bureau recognized that in some cases, circumstances may require that financial institutions or other persons disburse funds to consumers within a certain period … As an interpretive rule, it is exempt from the notice-and-comment rulemaking requirements of the Administrative Procedure Act. 16 Because no notice of proposed rulemaking is required, the Regulatory

Supervisory Highlights: Summer 2017

Federal Register · Notice · Oct 19, 2017

Please submit any questions or comments to CFPB_Supervision@cfpb.gov. 2. … 41(b)(1)-4.iii and 41(c)(2)(iii)-2. 36  Comment 1024.41(b)(1)-4.iii. 37  Comment 1024.41(b)(1)-4.iii.

Disclosure of Consumer Complaint Data

Federal Register · Proposed Rule · Jun 22, 2012

First, the Bureau will issue its own periodic reports about credit card complaint data. … financial products and services within the Bureau's jurisdiction. 2  The Bureau receives consumer complaints under the terms of Title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act

Policy Statement on No-Action Letters

Federal Register · Notice · Jan 10, 2025

The CFPB will post applications for NALs to an open docket on the regulations.gov website and will accept comment for 60 days. … of the product or service are causing injury to consumers, and a wind-down period would permit such injury to continue.

Notice of an Update to the Public List of Companies That Offer Customers Free Access to a Credit Score

Federal Register · Notice · Nov 13, 2017

SUMMARY: The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (Dodd-Frank) established the Office of Financial Education within the Bureau of Consumer Financial Protection (CFPB or Bureau … • Offer this access to a credit score on a continuous basis, as opposed to on a time-limited or promotional basis, and periodically update the score.

Electronic Fund Transfers (Regulation E)

Federal Register · Proposed Rule · Dec 31, 2012

the comment period applicable to the remainder of the proposal. … Regulatory Flexibility Act A.

Ability To Repay Standards Under the Truth in Lending Act (Regulation Z)

Federal Register · Proposed Rule · Jan 30, 2013

DATES: Comments must be received on or before February 25, 2013, except that comments on the Paperwork Reduction Act analysis in part VIII of this Federal Register notice must be received on or … Comment 20(a)(1)-1 clarifies that this exception applies both to obligations with a single payment of principal and interest and to obligations with periodic payments of interest and a final payment of

Civil Penalty Inflation Adjustments

Federal Register · Rule · Jan 31, 2019

SUMMARY: The Bureau of Consumer Financial Protection (Bureau) is amending its rule that specifies the time period for which adjusted civil penalty amounts would be applied to conduct within its jurisdiction … The Bureau received one relevant comment, from an individual commenter, which was supportive of the proposal.

Appraisals for Higher-Priced Mortgage Loans

Federal Register · Rule · Feb 13, 2013

Act or Act). … The comment period closed on October 15, 2012.

Fair Lending Report of the Consumer Financial Protection Bureau, June 2023

Federal Register · Notice · Jul 6, 2023

period. … The comment period for this RFI closed on November 28, 2022. 3.3. Data and Reports 3.3.1.