Documents

Supervisory Highlights, Issue 24, Summer 2021

Federal Register · Notice · Jul 8, 2021

I, comment 11(d)(2)-1. … I, comment 11(c)(4)-5.

Final Interagency Policy Statement Establishing Joint Standards for Assessing the Diversity Policies and Practices of Entities Regulated by the Agencies

Federal Register · Notice · Jun 10, 2015

Background Section 342 of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (Dodd-Frank Act or Act) required the OCC, Board, FDIC, NCUA, CFPB, and SEC (each, an Agency and collectively … for Assessing the Diversity Policies and Practices of Entities Regulated by the Agencies” (Proposal). 2 The comment period on the Proposal was scheduled to close on December 24, 2013, but in response

Designated Transfer Date

Federal Register · Notice · Sep 20, 2010

Act. … Designation For all of the reasons set forth in this notice and in light of the comments provided by the transferor agencies and the Director of OMB, the designated transfer date under section 1062(a)

Agency Information Collection Activities: Comment Request

Federal Register · Notice · Nov 12, 2020

SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), the Bureau of Consumer Financial Protection (Bureau) is publishing this notice seeking comment on a Generic Information Collection … Please note that comments submitted after the comment period will not be accepted. In general, all comments received will become public records, including any personal information provided.

Prohibition on Inclusion of Adverse Information in Consumer Reporting in Cases of Human Trafficking (Regulation V)

Federal Register · Proposed Rule · Apr 8, 2022

SUMMARY: The Consumer Financial Protection Bureau (Bureau) seeks comment on regulations implementing amendments to the Fair Credit Reporting Act (FCRA) that assist consumers who are victims of trafficking … The Bureau requests comment on the record retention requirement, particularly with respect to the proposed seven-year retention period. 142(h) Policies and Procedures To Ensure and Maintain Compliance

Agency Information Collection Activities: Submission for OMB Review; Comment Request

Federal Register · Notice · Jan 8, 2015

SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), the Consumer Financial Protection Bureau (Bureau) is proposing a new information collection titled, “Bridges to Financial Security … Please note that comments submitted after the comment period will not be accepted . In general, all comments received will become public records, including any personal information provided.

Technical Specifications for Credit Card Agreement and Data Submissions Required Under TILA and the CARD Act (Regulation Z)

Federal Register · Rule · Aug 23, 2021

Responsibility and Disclosure Act of 2009 (CARD Act). … TILA section 136(b) is codified at 15 U.S.C. 1646(b). 2  Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act), Public Law 111-203, tit.

Supervisory Highlights Junk Fees Special Edition, Issue 29, Winter 2023

Federal Register · Notice · Mar 21, 2023

We invite readers with questions or comments about Supervisory Highlights to contact us at CFPB_Supervision@cfpb.gov. 2. … While the CARES Act prohibits fees, penalties, or additional interest beyond scheduled amounts during a forbearance period, consumers sometimes accrue these amounts during periods when they are not in

State Official Notification Rule

Federal Register · Rule · Jun 29, 2012

The comment period for the Interim Final Rule ended on September 26, 2011. … Administrative Procedure Act One commenter questioned whether the Interim Final Rule is exempt from the notice-and-comment requirements of section 553(b) of the Administrative Procedure Act (APA), 5 U.S.C

Request for Information Regarding the Consumer Complaint Database: Data Normalization

Federal Register · Notice · Jun 30, 2015

Commenters offered various suggestions on how to approach normalization during the public comment period leading up to the establishment of the Database; the comments' variety highlighted differing and … of 2010 (“Dodd-Frank Act”). 1 1  12 U.S.C. 5511(c)(2).

Request for Information Regarding Bureau Rules of Practice for Adjudication Proceedings

Federal Register · Proposed Rule · Feb 5, 2018

SUPPLEMENTARY INFORMATION: The Consumer Financial Protection Act of 2010 (Act) required the Bureau to prescribe rules establishing such procedures as may be necessary to carry out hearings and adjudications … cease-and-desist order (TCDO) pursuant to section 1053(c) of the Act. 76 FR 45338 (July 28, 2011).

Agency Information Collection Activities: Submission for OMB Review; Comment Request

Federal Register · Notice · Dec 29, 2014

SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), the Consumer Financial Protection Bureau (Bureau) is proposing a new information collection titled, “Financial Coaching Program for … Please note that comments submitted after the comment period will not be accepted. In general, all comments received will become public records, including any personal information provided.

Request for Information Regarding Medical Payment Products

Federal Register · Notice · Jul 12, 2023

Please allow sufficient time for mailed comments to be received before the close of the comment period. 3. By express or overnight mail. … HHS welcomes comment on the intersection of medical payment products with Federal health programs, Federal laws against health care fraud and abuse, and Affordable Care Act and No Surprises Act protections

Request for Information and Comment on Financial Institutions' Use of Artificial Intelligence, Including Machine Learning

Federal Register · Notice · Mar 31, 2021

The docket may be viewed after the close of the comment period in the same manner as during the comment period. Board: You may submit comments, identified by Docket No. … and Consumer Protection Act (Dodd-Frank Act), unfair or deceptive acts or practices (UDAP) under the Federal Trade Commission Act (FTC Act), or privacy concerns.

Interagency Guidance on Reconsiderations of Value of Residential Real Estate Valuations

Federal Register · Proposed Rule · Jul 21, 2023

The docket may be viewed after the close of the comment period in the same manner as during the comment period. Board: You may submit comments, identified by Docket No. … All comments may be accessible under the Freedom of Information Act. NCUA: You may submit written comments, identified by “Docket No.

Request for Information Regarding Employer-Driven Debt

Federal Register · Notice · Jun 17, 2022

Because paper mail in the Washington, DC, area and at the Bureau is subject to delay, commenters are encouraged to submit comments electronically. … relevant kind of debt obligation, and the term “employee” will refer to the worker subject to the debt obligation, regardless of whether a worker is considered an employee under the Fair Labor Standards Act

Request for Information Regarding Bureau External Engagements

Federal Register · Notice · Feb 26, 2018

Town halls typically include remarks by the CFPB Director or a CFPB staff person, followed by an audience comment period. … The CAB is required by section 1014(a) of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act).

Regulation Z's Mortgage Loan Originator Rules Review Pursuant to the Regulatory Flexibility Act

Federal Register · Proposed Rule · Mar 16, 2023

The Rules On July 21, 2010, Congress enacted the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act), 7 which amended the Truth in Lending Act (TILA)  8 by, among other … Comment 36(d)(1)-2.i. C.

Partial Exemptions From the Requirements of the Home Mortgage Disclosure Act Under the Economic Growth, Regulatory Relief, and Consumer Protection Act (Regulation C)

Federal Register · Rule · Sep 7, 2018

At a later date, the Bureau anticipates that it will initiate a notice-and-comment rulemaking to incorporate these interpretations and procedures into Regulation C and further implement the Act. II. … This interpretive and procedural rule is exempt from notice-and-comment rulemaking requirements under the Administrative Procedure Act, 5 U.S.C. 553(b).

Disclosure of Records and Information

Federal Register · Rule · Jul 28, 2011

Written comments must be submitted by September 26, 2011. ADDRESSES: You may submit comments, identified by Docket No. … Follow the instructions for submitting comments.