Documents
Briefs, oral arguments, agency decisions and the Federal Register.
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Higher-Priced Mortgage Loan Escrow Exemption (Regulation Z)
Federal Register · Rule · Feb 17, 2021
Three commenters supported the proposed grace periods, citing compliance uncertainty and volume and asset fluctuations. … No commenters opposed the use of grace periods. As explained further below in the section-by-section analysis of § 1026.35(b)(2)(vi)(A), the Bureau is now adopting the grace periods as proposed.
86 FR 9840Consumer Financial Protection BureauFederal Register · Proposed Rule · Jan 8, 2013
comment period. … The proposal had two comment periods.
78 FR 1652Consumer Financial Protection BureauFederal Communications CommissionSmall Business Lending Under the Equal Credit Opportunity Act (Regulation B)
Federal Register · Rule · May 1, 2026
The Bureau received approximately 410 comments on the proposal during the comment period. … Comment Period Comments In the NPRM, the Bureau provided a 30-day comment period for the public to review and submit feedback on the proposed revisions to the section 1071 regulatory framework.
91 FR 23530Consumer Financial Protection BureauTruth in Lending (Regulation Z)
Federal Register · Proposed Rule · Aug 4, 2016
For purposes of section 226.3(b), the threshold amount in effect during a particular period is the amount stated in comment 3(b)-3 for that period. … For purposes of § 1026.3(b), the threshold amount in effect during a particular period is the amount stated in comment 3(b)-4 below for that period.
81 FR 51404Federal Reserve SystemConsumer Financial Protection BureauQuality Control Standards for Automated Valuation Models
Federal Register · Rule · Aug 7, 2024
Most commenters expressed support for the proposed 12-month implementation period for the final rule. One commenter asked the agencies to consider an 18-month implementation period. … laws requires building a database, cleaning data, carefully building samples, and running regression tests.
89 FR 64538Treasury DepartmentComptroller of the CurrencyPolicy to Encourage Trial Disclosure Programs
Federal Register · Proposed Rule · Sep 10, 2018
The Bureau will not accept formal applications until the comment period has closed and the Bureau has adopted a final revised Policy. … However, the Bureau welcomes informal inquires during the comment period. III.
83 FR 45574Consumer Financial Protection BureauFederal Register · Rule · Oct 2, 2025
Although the CFPB determined that the Administrative Procedure Act's good cause exception for not requiring public comment applied to the 2025 interim final rule, the CFPB nevertheless solicited comments … a grace period when the rule goes into effect. 12 12 This is a general statement of policy under the Administrative Procedure Act. 5 U.S.C. 553(b).
90 FR 47514Consumer Financial Protection BureauCredit Card Penalty Fees (Regulation Z)
Federal Register · Rule · Mar 15, 2024
The CARD Act The Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD Act) was signed into law on May 22, 2009. 6 The CARD Act primarily amended TILA 7 and instituted … Comment Received Support for late fee courtesy period.
89 FR 19128Consumer Financial Protection BureauElectronic Fund Transfers (Regulation E)
Federal Register · Proposed Rule · May 16, 2014
ACTION: Proposed rule; extension of comment period. … implements the Electronic Fund Transfers Act.
79 FR 28458Consumer Financial Protection BureauFederal Register · Proposed Rule · Sep 6, 2012
ACTION: Notice of request for public comment; extension of comment period. … The Bureau continues to encourage commenters to submit comments during the relevant comment periods. Dated: August 31, 2012.
77 FR 54844Consumer Financial Protection BureauFederal Register · Rule · Aug 12, 2021
Comment 19(e)(1)(iii)-2. Mailbox rules. … As an interpretive rule, this rule is exempt from the notice-and-comment rulemaking requirements of the Administrative Procedure Act. 19 Because no notice of proposed rulemaking is required, the Regulatory
86 FR 44267Consumer Financial Protection BureauMortgage Servicing Rules Under the Real Estate Settlement Procedures Act (Regulation X)
Federal Register · Rule · Oct 16, 2017
Administrative Procedure Act To the extent that notice and comment would otherwise be required, the Bureau finds that there is good cause to publish this interim final rule without notice and comment … The Bureau seeks comment on whether the interim final rule permits servicers to timely provide the notice at the end of the 180-day period.
82 FR 47953Consumer Financial Protection BureauFederal Register · Proposed Rule · Dec 15, 2014
The Bureau received a number of comments in response to the IFR during the official comment period and ex parte comments after the close of the official comment period. … IFR's official comment period ended.
79 FR 74176Consumer Financial Protection BureauSubmission of Credit Card Agreements Under the Truth in Lending Act (Regulation Z)
Federal Register · Rule · Apr 17, 2015
The comment period closed on March 13, 2015. In response to the proposal, the Bureau received seven comments from financial institutions, credit union trade associations, and others. … annually, for a period of one year.
80 FR 21153Consumer Financial Protection BureauFederal Register · Rule · Jan 31, 2013
Specifically, the comment clarifies that for purposes of open-end transactions, the term “regular periodic payment” or “periodic payment” means the required minimum periodic payment. … The comment period for the final rule expired on October 15, 2012.
78 FR 6856Consumer Financial Protection BureauFederal Register · Rule · Jun 30, 2021
The comment period closed on May 10, 2021. … Comments Received Most commenters addressed the proposed special pre-foreclosure review period.
86 FR 34848Consumer Financial Protection BureauFederal Register · Rule · Oct 26, 2020
Some commenters recommended making the definition permanent or extending it for various periods of time. … The comment period for the Extension Proposal ended on August 10, 2020.
85 FR 67938Consumer Financial Protection BureauCredit Card Penalty Fees (Regulation Z)
Federal Register · Proposed Rule · Mar 29, 2023
The CARD Act The Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD Act) was signed into law on May 22, 2009. 4 The CARD Act primarily amended TILA 5 and instituted … The Bureau additionally solicits comment on whether, if a 15-day courtesy period is required, the courtesy period should be applicable only to late fees assessed if the card issuer is using the late fee
88 FR 18906Consumer Financial Protection BureauFederal Register · Proposed Rule · Mar 5, 2021
Several commenters on the General QM Proposal also requested that the Bureau adopt an overlap period. … In the General QM Final Rule, several industry commenters requested a longer implementation period than the six-month period the Bureau proposed.
86 FR 12839Consumer Financial Protection BureauTruth in Lending (Regulation Z)
Federal Register · Proposed Rule · Jun 5, 2012
ACTION: Notice of reopening of comment period and request for comment. … The Bureau is reopening the comment period until July 9, 2012 to seek comment specifically on certain new data and information submitted during or obtained after the close of the original comment period
77 FR 33120Consumer Financial Protection Bureau
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