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Mortgage Servicing Rules Under the Truth in Lending Act (Regulation Z)
Federal Register · Rule · Feb 14, 2013
One commenter suggested this should be addressed by amending the E-Sign Act. … However, the Bureau did receive comment on the more general consideration of certain costs in the proposed Dodd-Frank Act section 1022 analysis, this comment is addressed in the final Dodd-Frank Act section
78 FR 10902Consumer Financial Protection BureauAvailability of Funds and Collection of Checks (Regulation CC)
Federal Register · Rule · Jul 3, 2019
(“E-Sign Act”)). See comment 229.15(a)-1. … (“E-Sign Act”)). See comment 229.15(a)-1.
84 FR 31687Federal Reserve SystemConsumer Financial Protection BureauAvailability of Funds and Collection of Checks (Regulation CC)
Federal Register · Proposed Rule · Dec 10, 2018
ACTION: Proposed rule and reopening of comment period for existing proposed rule. … The Board and the Bureau are reopening the comment period for the 2011 Funds Availability Proposal.
83 FR 63431Federal Reserve SystemConsumer Financial Protection BureauConsumer Financial Civil Penalty Fund
Federal Register · Proposed Rule · May 7, 2013
SUMMARY: The Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act or Act) establishes a “Consumer Financial Civil Penalty Fund” (Civil Penalty Fund) into which the Consumer Financial … periods.
78 FR 26545Consumer Financial Protection BureauFederal Register · Proposed Rule · Apr 26, 2016
ACTION: Reopening of comment period with request for public comment. … The Bureau conducted the consumer testing after the close of the original comment period and is now issuing this notice to reopen the comment period in order to publish and seek public comment specifically
81 FR 24519Consumer Financial Protection BureauLoan Originator Compensation Requirements Under the Truth in Lending Act (Regulation Z)
Federal Register · Rule · Feb 15, 2013
Most commenters objected to a five-year record retention period as overly burdensome. … period and cumulatively as to the annual accounting period.
78 FR 11280Consumer Financial Protection BureauCredit Card Late Fees and Late Payments
Federal Register · Proposed Rule · Jun 29, 2022
Act) and Regulation Z. … Disclosure Act of 2009 (CARD Act), Public Law 111-24, 123 Stat. 1734 (2009). 2 12 CFR part 1026.
87 FR 38679Consumer Financial Protection BureauAmendments to the 2013 Mortgage Rules Under the Truth in Lending Act (Regulation Z)
Federal Register · Rule · Nov 3, 2014
Comments Although one large creditor and one trade association supported the proposed 120-day cure period, most industry commenters argued in favor of extending that period. … Consumer group commenters supported the proposal to limit the cure period to a fixed period after consummation.
79 FR 65300Consumer Financial Protection BureauFederal Register · Proposed Rule · Aug 28, 2020
Dodd-Frank Act Amendments to the Truth in Lending Act The Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) 5 amended the Truth in Lending Act (TILA) 6 to establish … Dodd-Frank Act Dodd-Frank Act section 1022(b).
85 FR 53568Consumer Financial Protection BureauFederal Register · Proposed Rule · Jul 23, 2013
The proposal had two comment periods. … comment period.
78 FR 44350Consumer Financial Protection BureauMortgage Servicing Rules Under the Truth in Lending Act (Regulation Z)
Federal Register · Proposed Rule · Oct 18, 2017
Regulatory Flexibility Act Analysis The Regulatory Flexibility Act, 14 as amended by the Small Business Regulatory Enforcement Fairness Act of 1996, 15 (RFA) requires each agency to consider … Comments should be submitted to the Bureau as instructed in the ADDRESSES part of this document and to the attention of the Paperwork Reduction Act Officer.
82 FR 48463Consumer Financial Protection BureauTruth in Lending (Regulation Z)
Federal Register · Rule · Dec 22, 2011
Authority To Issue an Interim Final Rule Without Prior Notice and Comment The Administrative Procedure Act (APA) 10 generally requires public notice and an opportunity to comment before promulgation … To finance home improvements such as new heating or air conditioning systems. 3(d) Securities or Commodities Accounts 1. Coverage.
76 FR 79768Consumer Financial Protection BureauFederal Register · Proposed Rule · Jan 7, 2014
Timetable: Action Date FR Cite NPRM 04/26/11 76 FR 23236 NPRM Comment Period End 06/27/11 NPRM Comment Period Extended 06/29/11 76 FR 38089 Comment Period … Timetable: Action Date FR Cite Interim Final Rule 11/02/11 76 FR 68032 Interim Final Rule Comment Period End 01/03/12 Interim Final Rule Comment Period Extended 01
79 FR 1236Defense DepartmentGeneral Services Administration2012 Truth in Lending Act (Regulation Z) Mortgage Servicing
Federal Register · Proposed Rule · Sep 17, 2012
DATES: Comments must be received on or before October 9, 2012, except that comments on the Paperwork Reduction Act analysis in part IX of the Federal Register notice must be received on or before November … Proposed comment 20(d)-2 explains that the timing requirements exclude any grace period.
77 FR 57318Consumer Financial Protection BureauFederal Register · Rule · Jul 24, 2015
The comment period closed on July 7, 2015. … Requests for a Formal Grace Period or a Dual Compliance Period With regard to some commenters' requests for a formal grace period or a dual compliance period, the Bureau considered and rejected similar
80 FR 43911Consumer Financial Protection BureauRules of Practice for Adjudication Proceedings
Federal Register · Rule · Jul 28, 2011
Follow the instructions for submitting comments. … In computing any period of time prescribed by this part, by order of the Director or a hearing officer, or by any applicable statute, the date of the act or event that commences the designated period of
76 FR 45338Consumer Financial Protection BureauHigher-Priced Mortgage Loan Escrow Exemption (Regulation Z)
Federal Register · Rule · Feb 17, 2021
Three commenters supported the proposed grace periods, citing compliance uncertainty and volume and asset fluctuations. … No commenters opposed the use of grace periods. As explained further below in the section-by-section analysis of § 1026.35(b)(2)(vi)(A), the Bureau is now adopting the grace periods as proposed.
86 FR 9840Consumer Financial Protection BureauFederal Register · Proposed Rule · Jan 8, 2013
comment period. … The proposal had two comment periods.
78 FR 1652Consumer Financial Protection BureauFederal Communications CommissionTruth in Lending (Regulation Z)
Federal Register · Proposed Rule · Aug 4, 2016
For purposes of section 226.3(b), the threshold amount in effect during a particular period is the amount stated in comment 3(b)-3 for that period. … For purposes of § 1026.3(b), the threshold amount in effect during a particular period is the amount stated in comment 3(b)-4 below for that period.
81 FR 51404Federal Reserve SystemConsumer Financial Protection BureauFederal Register · Proposed Rule · Sep 6, 2012
ACTION: Notice of request for public comment; extension of comment period. … The comment period for the proposed changes to § 1026.1(c) concerning certain disclosure requirements under the Dodd-Frank Act, which ends September 7, 2012, is unchanged.
77 FR 54843Consumer Financial Protection Bureau
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