Documents

Agency Information Collection Activities: Comment Request

Federal Register · Notice · Dec 17, 2018

an existing information collection, titled Interstate Land Sales Full Disclosure Act (Regulations J, K & L) 12 CFR 1010, 1011, 1012. … Please note that comments submitted after the comment period will not be accepted. In general, all comments received will become public records, including any personal information provided.

Truth in Lending (Regulation Z) Annual Threshold Adjustments (CARD ACT, HOEPA and ATR/QM)

Federal Register · Rule · Sep 21, 2015

See comment 52(b)(1)(ii)-2. … Administrative Procedure Act Under the Administrative Procedure Act (APA), notice and opportunity for public comment are not required if the Bureau finds that notice and public comment are impracticable

Request for Information Regarding Ability-to-Repay/Qualified Mortgage Rule Assessment

Federal Register · Notice · Jun 1, 2017

DATES: Comments must be received on or before: July 31, 2017. ADDRESSES: You may submit comments, identified by Docket No. … Procedure Act.

Identification of Enforceable Rules and Orders

Federal Register · Rule · Jul 21, 2011

Discussion of Comments and Clarifications In response to the May 31 Notice, the CFPB received 12 comments from regulated entities, trade associations, and consumer groups, among others. … Some comments indicated support for the Act's consolidation of certain consumer financial protection functions into a single federal agency, while others expressed concern about such consolidation.

Supervisory Highlights: Summer 2016

Federal Register · Notice · Jul 18, 2016

I, 1003.4, comment 4(a)(8)-4. … I, 1002.8, comment 8(a)-5.

Agency Information Collection Activities: Comment Request

Federal Register · Notice · Nov 13, 2014

Please note that comments submitted after the comment period will not be accepted. In general, all comments received will become public records, including any personal information provided. … Abstract: Section 1042 of the Dodd-Frank Wall Street Reform and Consumer Protection Act, 12 U.S.C. 5552 (“Act”), gave authority to certain State and U.S. territorial officials to enforce the Act

Agency Information Collection Activities: Comment Request

Federal Register · Notice · Oct 26, 2022

Please note that comments submitted after the comment period will not be accepted. In general, all comments received will become public records, including any personal information provided. … Abstract: The Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) requires or authorizes the Bureau to implement new consumer protections in the offering or provision of certain

Agency Information Collection Activities: Submission for OMB Review; Comment Request

Federal Register · Notice · Jul 1, 2019

ACTION: Notice and request for comment. … Estimated Number of Respondents: 36,120 (three year period). Estimated Total Burden Hours: 24,405 (three year period).

Fair Lending Report of the Bureau of Consumer Financial Protection, April 2021

Federal Register · Notice · Apr 27, 2021

Bureau, CFPB Extends Comment Period on Request for Information on Ways to Prevent Credit Discrimination and Build a More Inclusive Financial System (Aug. 19, 2020), https://www.consumerfinance.gov … /about-us/newsroom/cfpb-extends-rfi-comment-period-ways-prevent-credit-discrimination-build-more-inclusive-financial-system/. 63  Consumer Fin.

Agency Information Collection Activities: Comment Request

Federal Register · Notice · Feb 28, 2018

Please note that comments submitted after the comment period will not be accepted. In general, all comments received will become public records, including any personal information provided. … Abstract: Sections 204 and 305 of the Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD Act) and 12 CFR 226.57(d) and 226.58 require card issuers to submit to the Bureau:

Bulletin 2021-02: Supervision and Enforcement Priorities Regarding Housing Insecurity

Federal Register · Rule · Apr 7, 2021

and proceed with a full loss mitigation application;  8 8   See Regulation X, comment 41(b)(1)-4.iii. 3. … Regulatory Requirements The Bulletin constitutes a general statement of policy exempt from the notice and comment rulemaking requirements of the Administrative Procedure Act (APA).

Overdraft Rule Review Pursuant to the Regulatory Flexibility Act

Federal Register · Proposed Rule · May 15, 2019

In 2015, the Bureau obtained de-identified information from core processors on 4,091 financial institutions for a single 12-month period around 2014. … The comments addressed a wide variety of topics including the overall cost of overdraft, the treatment of overdrafts under the Truth in Lending Act, and potential modifications to the current Model Form

Appraisals for Higher-Priced Mortgage Loans Exemption Threshold

Federal Register · Rule · Nov 27, 2015

Background The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (Dodd-Frank Act) amended the Truth in Lending Act (TILA) to add special appraisal requirements for “higher-risk mortgages … Administrative Law Matters Administrative Procedure Act Under the Administrative Procedure Act (APA), notice and opportunity for public comment are not required if an agency finds that notice and public

Agency Information Collection Activities: Submission for OMB Review; Comment Request

Federal Register · Notice · Feb 15, 2017

Please note that comments submitted after the comment period will not be accepted. In general, all comments received will become public records, including any personal information provided. … Please do not submit comments to this email box. SUPPLEMENTARY INFORMATION: Title of Collection: Truth In Lending Act (Regulation Z)—Appraisals for Higher-Priced Mortgage Loans.

Home Mortgage Disclosure (Regulation C)

Federal Register · Proposed Rule · May 13, 2019

Non-monthly repayment periods. … Non-monthly introductory periods.

Agency Information Collection Activities: Comment Request

Federal Register · Notice · May 7, 2015

Please note that comments submitted after the comment period will not be accepted. In general, all comments received will become public records, including any personal information provided. … Please do not submit comments to this mailbox. SUPPLEMENTARY INFORMATION: Title of Collection: Gramm-Leach-Bliley Act (Regulation P) 12 CFR 1016.

Truth in Lending (Regulation Z); Earned Wage Access Programs

Federal Register · Rule · Dec 10, 2020

Second, interpreting § 1026.2(a)(14) not to apply to Covered EWA Transactions is consistent with comment 2(a)(14)-1.v to Regulation Z. … As an interpretive rule, this advisory opinion is exempt from the notice-and-comment rulemaking requirements of the Administrative Procedure Act. 37 Because no notice of proposed rulemaking is required

Agency Information Collection Activities: Comment Request

Federal Register · Notice · Aug 18, 2022

Please note that comments submitted after the comment period will not be accepted. In general, all comments received will become public records, including any personal information provided. … Anthony May, Paperwork Reduction Act Officer, Consumer Financial Protection Bureau. [FR Doc. 2022-17807 Filed 8-17-22; 8:45 am] BILLING CODE 4810-AM-P

Agency Information Collection Activities: Comment Request

Federal Register · Notice · May 24, 2022

Please note that comments submitted after the comment period will not be accepted. In general, all comments received will become public records, including any personal information provided. … Please do not submit comments to these email boxes. SUPPLEMENTARY INFORMATION: Title of Collection: Equal Credit Opportunity Act (Regulation B).

Agency Information Collection Activities: Comment Request

Federal Register · Notice · Dec 28, 2021

Please note that comments submitted after the comment period will not be accepted. In general, all comments received will become public records, including any personal information provided. … Abstract: The Bureau has undertaken a variety of service delivery-focused activities supported by the Dodd-Frank Wall Street Reform and Consumer Protection Act, Public Law 111-2013 (Dodd-Frank Act).