Documents

Plan for the Review of Bureau Rules for Purposes of the Regulatory Flexibility Act

Federal Register · Proposed Rule · May 15, 2019

ACTION: Plan for periodic review of rules and request for comments. … Furthermore, the plan is a procedural rule under the Administrative Procedure Act, 5 U.S.C. 553, and therefore it is exempt from its notice and comment requirements.

Appraisals for Higher-Priced Mortgage Loans Exemption Threshold

Federal Register · Rule · Nov 27, 2015

Background The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (Dodd-Frank Act) amended the Truth in Lending Act (TILA) to add special appraisal requirements for “higher-risk mortgages … Administrative Law Matters Administrative Procedure Act Under the Administrative Procedure Act (APA), notice and opportunity for public comment are not required if an agency finds that notice and public

Home Mortgage Disclosure (Regulation C) Adjustment to Asset-Size Exemption Threshold

Federal Register · Rule · Jan 31, 2019

Administrative Procedure Act Under the Administrative Procedure Act (APA), notice and opportunity for public comment are not required if the Bureau finds that notice and public comment are impracticable … Paperwork Reduction Act In accordance with the Paperwork Reduction Act of 1995  7 , the agency reviewed this final rule.

Home Mortgage Disclosure (Regulation C) Adjustment to Asset-Size Exemption Threshold

Federal Register · Rule · Dec 27, 2024

Administrative Procedure Act Under the Administrative Procedure Act (APA), notice and opportunity for public comment are not required if the CFPB finds that notice and opportunity for public comment … Paperwork Reduction Act In accordance with the Paperwork Reduction Act of 1995, 7 the CFPB reviewed this final rule.

Consumer Access to Financial Records

Federal Register · Proposed Rule · Nov 6, 2020

E, 12 CFR 1005.9(b) (implementing the Electronic Fund Transfer Act with respect to periodic statements for traditional bank accounts and other consumer asset accounts); Regulation DD, 12 CFR 1030.6(a) … (implementing the Truth in Saving Act with respect to periodic statements for deposit accounts held at depository institutions); Regulation P, 12 CFR 1016.4 and 1016.5 (implementing the Gramm-Leach Bliley

Home Mortgage Disclosure (Regulation C) Adjustment to Asset-Size Exemption Threshold

Federal Register · Rule · Dec 27, 2017

During the 12-month period ending in November 2017, the average of the CPI-W increased by 2.1 percent. As a result, the exemption threshold is increased to $45 million. … Administrative Procedure Act Under the Administrative Procedure Act (APA), notice and opportunity for public comment are not required if the Bureau finds that notice and public comment are impracticable

Amendments to Federal Mortgage Disclosure Requirements Under the Truth in Lending Act (Regulation Z)

Federal Register · Proposed Rule · Aug 11, 2017

Proposed Implementation Period The Bureau seeks comment on when the changes proposed should be effective. … The proposed comment would refer to § 1026.19(f)(2)(ii) and associated commentary regarding changes before consummation requiring a new waiting period and to comment 19(e)(4)(i)-1 for further guidance

Policy On No-Action Letters

Federal Register · Notice · Oct 16, 2014

Please note that comments submitted by fax or email and those submitted after the comment period will not be accepted. … A statement specifying whether the request is limited to a particular time period, to a particular volume of transactions, or to other limitations. 14.

Truth in Lending (Regulation Z) Annual Threshold Adjustments (CARD ACT, HOEPA and ATR/QM)

Federal Register · Rule · Sep 21, 2015

See comment 52(b)(1)(ii)-2. … Administrative Procedure Act Under the Administrative Procedure Act (APA), notice and opportunity for public comment are not required if the Bureau finds that notice and public comment are impracticable

Status of New Uniform Residential Loan Application and Collection of Expanded Home Mortgage Disclosure Act Information About Ethnicity and Race in 2017

Federal Register · Notice · Sep 29, 2016

Allowing for this increased implementation period will reduce compliance burden and further the purposes of HMDA and Regulation C. … Regulatory Requirements This Bureau official approval is an approval or interpretation exempt from notice and comment rulemaking requirements under the Administrative Procedure Act.

Payday, Vehicle Title, and Certain High-Cost Installment Loans; Delay of Compliance Date

Federal Register · Proposed Rule · Feb 14, 2019

As also discussed above, the Bureau has requested comment regarding whether delaying the August 19, 2019 compliance date would be consistent with an “orderly implementation period,” given that the Bureau … The Bureau seeks comment on this aspect of the proposal. VII. Dodd-Frank Act Section 1022(b)(2) Analysis A.

Supervisory Highlights: Summer 2016

Federal Register · Notice · Jul 18, 2016

I, 1003.4, comment 4(a)(8)-4. … I, 1002.8, comment 8(a)-5.

Semiannual Regulatory Agenda

Federal Register · Proposed Rule · Jun 11, 2018

public comment on recommendations for modifying, expanding, or eliminating those significant rules. … Timetable:   Action Date FR Cite Request for Information 05/15/17 82 FR 22318 Request for Information Comment Period End 09/14/17 Prerule Activities 03/00/19

Agency Information Collection Activities: Submission for OMB Review; Comment Request

Federal Register · Notice · Jul 1, 2019

ACTION: Notice and request for comment. … Estimated Number of Respondents: 36,120 (three year period). Estimated Total Burden Hours: 24,405 (three year period).

Truth in Lending (Regulation Z) Annual Threshold Adjustments (Credit Cards, HOEPA, and Qualified Mortgages)

Federal Register · Rule · Dec 15, 2025

Administrative Procedure Act The Administrative Procedure Act (APA) does not require notice and opportunity for public comment if an agency finds that notice and public comment are impracticable, unnecessary … For additional instruction on how to determine the maximum interest rate during the first five years after the date on which the first regular periodic payment will be due, see comments 43(e)(2)(iv)-3

Request for Information Regarding Consumer Access to Financial Records

Federal Register · Notice · Nov 22, 2016

with respect to periodic statements for credit cards); Regulation E, 12 CFR 1005.9(b) (implementing the Electronic Fund Transfer Act with respect to periodic statements for traditional bank accounts and … other consumer asset accounts); Regulation DD, 12 CFR 1030.6(a)(3) (implementing the Truth in Saving Act with respect to periodic statements for deposit accounts held at depository institutions); Gramm-Leach

Registry of Supervised Nonbanks That Use Form Contracts To Impose Terms and Conditions That Seek To Waive or Limit Consumer Legal Protections

Federal Register · Proposed Rule · Feb 1, 2023

Act. 102-0583 sec. 10(e). … The Bureau seeks comment on potential costs and benefits of making data from the nonbank registry system publicly available on a periodic basis.

Truth in Lending (Regulation Z); Earned Wage Access Programs

Federal Register · Rule · Dec 10, 2020

Second, interpreting § 1026.2(a)(14) not to apply to Covered EWA Transactions is consistent with comment 2(a)(14)-1.v to Regulation Z. … As an interpretive rule, this advisory opinion is exempt from the notice-and-comment rulemaking requirements of the Administrative Procedure Act. 37 Because no notice of proposed rulemaking is required

Truth in Lending (Regulation Z); Private Education Loans

Federal Register · Rule · Dec 10, 2020

I, comment 46(b)(5)(1). … As an interpretive rule, this advisory opinion is exempt from the notice-and-comment rulemaking requirements of the Administrative Procedure Act. 59 Because no notice of proposed rulemaking is required

Payday, Vehicle Title, and Certain High-Cost Installment Loans

Federal Register · Proposed Rule · Feb 14, 2019

The Bureau seeks comment on this issue, including comment on how the Bureau should interpret section 1031(d)(2)(A) of the Dodd-Frank Act. 4. … Determining 180-day period.