Documents

Briefs, oral arguments, agency decisions and the Federal Register.

780 results

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  • Electronic Fund Transfers (Regulation E)

    Federal Register · Rule · Sep 18, 2014

    Act. … The majority of these commenters asked for a 90-day implementation period, while the money transmitter commenter asked for a 12-month implementation period.

    79 FR 55970Consumer Financial Protection Bureau
  • Home Mortgage Disclosure (Regulation C)

    Federal Register · Rule · Feb 15, 2012

    Final Rule Under the Administrative Procedure Act, notice and opportunity for public comment are not required if the Bureau finds that notice and public comment are impracticable, unnecessary, or contrary … Comment 2(Financial institution)-2 is amended to update the exemption threshold.

    77 FR 8721Consumer Financial Protection Bureau
  • Minimum Requirements for Appraisal Management Companies

    Federal Register · Proposed Rule · Apr 9, 2014

    , and viewing the docket after the close of the comment period … period.

    79 FR 19521Treasury DepartmentComptroller of the Currency
  • Home Mortgage Disclosure (Regulation C) Adjustment to Asset-Size Exemption Threshold

    Federal Register · Rule · Dec 22, 2020

    Based on the 1.3 percent increase in the average of the CPI-W for the 12-month period ending in November 2020, the exemption threshold is adjusted to $48 million from $47 million. … Administrative Procedure Act Under the Administrative Procedure Act (APA), notice and opportunity for public comment are not required if the Bureau finds that notice and public comment are impracticable

    85 FR 83409Consumer Financial Protection Bureau
  • Home Mortgage Disclosure (Regulation C) Adjustment to Asset-Size Exemption Threshold

    Federal Register · Rule · Dec 30, 2022

    Administrative Procedure Act Under the Administrative Procedure Act (APA), notice and opportunity for public comment are not required if the Bureau finds that notice and public comment are impracticable … Paperwork Reduction Act In accordance with the Paperwork Reduction Act of 1995, 7 the Bureau reviewed this final rule.

    87 FR 80433Consumer Financial Protection Bureau
  • Home Mortgage Disclosure (Regulation C) Adjustment to Asset-Size Exemption Threshold

    Federal Register · Rule · Dec 21, 2023

    Administrative Procedure Act Under the Administrative Procedure Act (APA), notice and opportunity for public comment are not required if the CFPB finds that notice and opportunity for public comment … Paperwork Reduction Act In accordance with the Paperwork Reduction Act of 1995, 7 the CFPB reviewed this final rule.

    88 FR 88221Consumer Financial Protection Bureau
  • Operations in Rural Areas Under the Truth in Lending Act (Regulation Z); Interim Final Rule

    Federal Register · Rule · Mar 25, 2016

    Comments may be submitted on or before April 25, 2016. ADDRESSES: You may submit comments, identified by Docket No. … As a result, the Bureau finds that it is impracticable both to provide notice and accept comment on the amendments to Regulation Z before finalizing the rule and to provide a 30-day period between publication

    81 FR 16074Consumer Financial Protection Bureau
  • Procedures for Supervisory Designation Proceedings

    Federal Register · Rule · Apr 23, 2024

    Commenters are encouraged to submit comments electronically. In general, all comments received will be posted without change to https://www.regulations.gov. … In computing any period of time prescribed by this part, or by order of the Director, the date of the act or event that commences the designated period of time is not included.

    89 FR 30259Consumer Financial Protection Bureau
  • Disclosure and Delivery Requirements for Copies of Appraisals and Other Written Valuations Under the Equal Credit Opportunity Act (Regulation B)

    Federal Register · Rule · Jan 31, 2013

    a relatively short period of time. … Other commenters supported the use of a specific time period to set the rule's effective date, whether late 2013, 12 months, 18-24 months, or two years.

    78 FR 7216Consumer Financial Protection Bureau
  • Truth in Lending (Regulation Z) Annual Threshold Adjustments (Credit Cards, HOEPA, and ATR/QM)

    Federal Register · Rule · Aug 30, 2017

    See comment 52(b)(1)(ii)-2. … Administrative Procedure Act Under the Administrative Procedure Act, notice and opportunity for public comment are not required if the Bureau finds that notice and public comment are impracticable, unnecessary

    82 FR 41158Consumer Financial Protection Bureau
  • Submission for OMB Review; Comment Request

    Federal Register · Notice · Dec 14, 2011

    Description: The Dodd-Frank Wall Street Reform and Consumer Protection Act, Public Law No. 111-203, Title XIV (the “Dodd-Frank Act”), requires CFPB to publish, in final form, certain mortgage servicing … These rules implement Sections 1418 (Reset of Hybrid Adjustable Rate Mortgages), 1420 (Periodic Mortgage Loan Statements) and 1463 (Force-Placed Insurance Disclosures) of the Dodd-Frank Act.

    76 FR 77766Consumer Financial Protection Bureau
  • Truth in Lending (Regulation Z) Annual Threshold Adjustments (Credit Cards, HOEPA, and Qualified Mortgages)

    Federal Register · Rule · Sep 21, 2023

    Administrative Procedure Act The Administrative Procedure Act does not require notice and opportunity for public comment if an agency finds that notice and public comment are impracticable, unnecessary … For additional instruction on how to determine the maximum interest rate during the first five years after the date on which the first regular periodic payment will be due, see comments 43(e)(2)(iv)-3

    88 FR 65113Consumer Financial Protection Bureau
  • Truth in Lending (Regulation Z) Annual Threshold Adjustments (Credit Cards, HOEPA, and Qualified Mortgages)

    Federal Register · Rule · Dec 2, 2024

    Administrative Procedure Act The Administrative Procedure Act does not require notice and opportunity for public comment if an agency finds that notice and public comment are impracticable, unnecessary … For additional instruction on how to determine the maximum interest rate during the first five years after the date on which the first regular periodic payment will be due, see comments 43(e)(2)(iv)-3

    89 FR 95080Consumer Financial Protection Bureau
  • 2013 Integrated Mortgage Disclosures Rule Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z); Correction

    Federal Register · Rule · Dec 24, 2015

    Act (Regulation Z); Correction AGENCY: Bureau of Consumer Financial Protection. … See comment app. D-6 for a discussion of transactions that are subject to § 1026.18(s).

    80 FR 80228Consumer Financial Protection Bureau
  • Semiannual Regulatory Agenda

    Federal Register · Proposed Rule · Aug 24, 2017

    Timetable:   Action Date FR Cite NPRM 07/22/16 81 FR 47863 Request For Information 07/22/16 81 FR 47781 NPRM Comment Period End 10/07/16 Request For Information … Comment Period End 11/07/16 Complete Initial Review of Comments to NPRM 06/00/17 Regulatory Flexibility Analysis Required: Yes.

    82 FR 40385Consumer Financial Protection Bureau
  • Amendments to Rules Concerning Prepaid Accounts Under the Electronic Fund Transfer Act (Regulation E) and the Truth in Lending Act (Regulation Z)

    Federal Register · Proposed Rule · Jun 29, 2017

    Regulatory Flexibility Act The Regulatory Flexibility Act, 106 as amended by the Small Business Regulatory Enforcement Fairness Act of 1996, 107 (RFA) requires each agency to consider the … (E-Sign Act) (15 U.S.C. 7001 et seq. )

    82 FR 29630Consumer Financial Protection Bureau
  • Real Estate Settlement Procedures Act (Regulation X)

    Federal Register · Rule · Dec 20, 2011

    for public comment an interim final rule establishing a new Regulation X (Real Estate Settlement Procedures Act). … Authority To Issue an Interim Final Rule Without Prior Notice and Comment The Administrative Procedure Act (APA)  14 generally requires public notice and an opportunity to comment before promulgation

    76 FR 78978Consumer Financial Protection Bureau
  • Home Mortgage Disclosure (Regulation C)

    Federal Register · Rule · May 12, 2020

    The comment period for the May 2019 Proposal closed on June 12, 2019. 22 The Bureau received over 300 comments during the initial comment period from lenders, industry trade associations, consumer … period on aspects of the May 2019 Proposal until October 15, 2019, to give commenters an opportunity to comment on the 2018 HMDA Data.

    85 FR 28364Consumer Financial Protection Bureau
  • Fair Lending Report of the Bureau of Consumer Financial Protection, April 2021

    Federal Register · Notice · Apr 27, 2021

    Bureau, CFPB Extends Comment Period on Request for Information on Ways to Prevent Credit Discrimination and Build a More Inclusive Financial System (Aug. 19, 2020), https://www.consumerfinance.gov … /about-us/newsroom/cfpb-extends-rfi-comment-period-ways-prevent-credit-discrimination-build-more-inclusive-financial-system/. 63  Consumer Fin.

    86 FR 22177Consumer Financial Protection Bureau
  • Home Mortgage Disclosure (Regulation C) Adjustment to Asset-Size Exemption Threshold

    Federal Register · Rule · Dec 27, 2017

    During the 12-month period ending in November 2017, the average of the CPI-W increased by 2.1 percent. As a result, the exemption threshold is increased to $45 million. … Administrative Procedure Act Under the Administrative Procedure Act (APA), notice and opportunity for public comment are not required if the Bureau finds that notice and public comment are impracticable

    82 FR 61145Consumer Financial Protection Bureau

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