Documents

Disclosure and Delivery Requirements for Copies of Appraisals and Other Written Valuations Under the Equal Credit Opportunity Act (Regulation B)

Federal Register · Rule · Jan 31, 2013

a relatively short period of time. … Other commenters supported the use of a specific time period to set the rule's effective date, whether late 2013, 12 months, 18-24 months, or two years.

Home Mortgage Disclosure (Regulation C) Adjustment to Asset-Size Exemption Threshold

Federal Register · Rule · Dec 29, 2014

The adjustment is based on the 1.1 percent increase in the average of the CPI-W for the 12-month period ending in November 2014. … Administrative Procedure Act Under the Administrative Procedure Act (APA), notice and opportunity for public comment are not required if the Bureau finds that notice and public comment are impracticable

Home Mortgage Disclosure (Regulation C) Adjustment to Asset-Size Exemption Threshold

Federal Register · Rule · Dec 23, 2015

This amendment is based on the 0.4 percent decrease in the average of the CPI-W for the 12-month period ending in November 2015. … Administrative Procedure Act Under the Administrative Procedure Act (APA), notice and opportunity for public comment are not required if the Bureau finds that notice and public comment are impracticable

Home Mortgage Disclosure (Regulation C)

Federal Register · Rule · Oct 28, 2015

Consumer Protection Act (Dodd-Frank Act). … These comments clearly conveyed that the need to “clean” HMDA data to maximize its accuracy before submission to regulators would be a significant driver of the increased operational burden associated

Defining Larger Participants of the International Money Transfer Market

Federal Register · Proposed Rule · Jan 31, 2014

Because paper mail in the Washington, DC area and at the Bureau is subject to delay, commenters are encouraged to submit comments electronically. You may submit comments, identified by Docket No. … of measurement, but would be included for the full period of measurement if the affiliation ceased during the applicable period of measurement.

Agency Information Collection Activities: Submission for OMB Review; Comment Request

Federal Register · Notice · Jun 13, 2016

Please note that comments submitted after the comment period will not be accepted. In general, all comments received will become public records, including any personal information provided. … King, Paperwork Reduction Act Officer, Bureau of Consumer Financial Protection. [FR Doc. 2016-13837 Filed 6-10-16; 8:45 am] BILLING CODE 4810-AM-P

2013 Integrated Mortgage Disclosures Rule Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z); Correction

Federal Register · Rule · Dec 24, 2015

Act (Regulation Z); Correction AGENCY: Bureau of Consumer Financial Protection. … See comment app. D-6 for a discussion of transactions that are subject to § 1026.18(s).

Minimum Requirements for Appraisal Management Companies

Federal Register · Proposed Rule · Apr 9, 2014

, and viewing the docket after the close of the comment period … period.

Amendments to Rules Concerning Prepaid Accounts Under the Electronic Fund Transfer Act (Regulation E) and the Truth in Lending Act (Regulation Z)

Federal Register · Proposed Rule · Jun 29, 2017

Regulatory Flexibility Act The Regulatory Flexibility Act, 106 as amended by the Small Business Regulatory Enforcement Fairness Act of 1996, 107 (RFA) requires each agency to consider the … (E-Sign Act) (15 U.S.C. 7001 et seq. )

Semiannual Regulatory Agenda

Federal Register · Proposed Rule · Aug 8, 2022

Timetable:   Action Date FR Cite Request for Information 05/15/17 82 FR 22318 Request for Information Comment Period End 09/14/17 SBREFA Outline 09/15/20 Pre-Rule … Activity—SBREFA Report 12/14/20 NPRM 10/08/21 86 FR 56356 NPRM Comment Period End 01/06/22 Final Rule 03/00/23 Regulatory Flexibility Analysis Required: Yes.

Required Rulemaking on Personal Financial Data Rights

Federal Register · Proposed Rule · Oct 31, 2023

The CFPB requests comment on whether such depositories should be offered some grace period to achieve compliance. … The CFPB seeks comment on whether this is the right time period.

Request for Information Regarding Scope, Methods, and Data Sources for Conducting Study of Pre-Dispute Arbitration Agreements

Federal Register · Notice · Apr 27, 2012

Follow the instructions for submitting comments. … The Bureau is not seeking comment on how, if at all, it should exercise its rulemaking authority under section 1028(b) of the Dodd-Frank Act (12 U.S.C. 5518(b)).

Agency Information Collection Activities: Comment Request

Federal Register · Notice · Jan 13, 2022

Please note that comments submitted after the comment period will not be accepted. In general, all comments received will become public records, including any personal information provided. … However, the Bureau is now reissuing this notice due to an incorrect comment period end date.

Submission for OMB Review; Comment Request

Federal Register · Notice · Dec 14, 2011

Description: The Dodd-Frank Wall Street Reform and Consumer Protection Act, Public Law No. 111-203, Title XIV (the “Dodd-Frank Act”), requires CFPB to publish, in final form, certain mortgage servicing … These rules implement Sections 1418 (Reset of Hybrid Adjustable Rate Mortgages), 1420 (Periodic Mortgage Loan Statements) and 1463 (Force-Placed Insurance Disclosures) of the Dodd-Frank Act.

Truth in Lending (Regulation Z) Annual Threshold Adjustments (Credit Cards, HOEPA, and Qualified Mortgages)

Federal Register · Rule · Sep 21, 2023

Administrative Procedure Act The Administrative Procedure Act does not require notice and opportunity for public comment if an agency finds that notice and public comment are impracticable, unnecessary … For additional instruction on how to determine the maximum interest rate during the first five years after the date on which the first regular periodic payment will be due, see comments 43(e)(2)(iv)-3

Truth in Lending (Regulation Z) Annual Threshold Adjustments (Credit Cards, HOEPA, and Qualified Mortgages)

Federal Register · Rule · Dec 2, 2024

Administrative Procedure Act The Administrative Procedure Act does not require notice and opportunity for public comment if an agency finds that notice and public comment are impracticable, unnecessary … For additional instruction on how to determine the maximum interest rate during the first five years after the date on which the first regular periodic payment will be due, see comments 43(e)(2)(iv)-3

Home Mortgage Disclosure (Regulation C) Adjustment to Asset-Size Exemption Threshold

Federal Register · Rule · Dec 23, 2021

Based on the 4.7 percent increase in the average of the CPI-W for the 12-month period ending in November 2021, the exemption threshold is adjusted to $50 million from $48 million. … Administrative Procedure Act Under the Administrative Procedure Act (APA), notice and opportunity for public comment are not required if the Bureau finds that notice and public comment are impracticable

Home Mortgage Disclosure (Regulation C) Adjustment to Asset-Size Exemption Threshold

Federal Register · Rule · Dec 20, 2019

Based on the 1.6 percent increase in the average of the CPI-W for the 12-month period ending in November 2019, the exemption threshold is adjusted to $47 million from $46 million. … Administrative Procedure Act Under the Administrative Procedure Act (APA), notice and opportunity for public comment are not required if the Bureau finds that notice and public comment are impracticable

Home Mortgage Disclosure (Regulation C): Adjustment to Asset-Size Exemption Threshold

Federal Register · Rule · Dec 30, 2013

Procedural Requirements Administrative Procedure Act Under the Administrative Procedure Act (APA), notice and opportunity for public comment are not required if the Bureau finds that notice and public … comment are impracticable, unnecessary, or contrary to the public interest. 5 U.S.C. 553(b)(B).

Home Mortgage Disclosure (Regulation C): Adjustment To Asset-Size Exemption Threshold

Federal Register · Rule · Dec 31, 2012

Procedural Requirements Administrative Procedure Act Under the Administrative Procedure Act (APA), notice and opportunity for public comment are not required if the Bureau finds that notice and public … Regulatory Flexibility Act The Regulatory Flexibility Act (RFA) does not apply to a rulemaking where general notice of proposed rulemaking is not required. 5 U.S.C. 603 and 604.