Documents

Fair Debt Collection Practices Act (Regulation F)

Federal Register · Rule · Dec 16, 2011

A period of time shall be allowed from the date of such publication for interested parties to submit written comments to the Bureau regarding that application. … A period of time shall be allowed from the date of such publication for interested persons to submit written comments to the Bureau regarding the intention to revoke.

Electronic Fund Transfers (Regulation E) Temporary Delay of Effective Date

Federal Register · Rule · Jan 29, 2013

following the close of this comment period. 4  Details on how to submit a comment on both the substantive changes in the proposal and the new effective date of the Final Rule, are available at … The comment period on this narrow aspect of the December 2012 Proposal closed on January 15, 2013. II.

Policy on No-Action Letters; Information Collection

Federal Register · Notice · Feb 22, 2016

of 2010 (Dodd-Frank Act). … The Bureau declines to adopt the comment period suggestion. Comment periods are not typical of other agencies' no-action letter procedures.

Defining Larger Participants of the Automobile Financing Market and Defining Certain Automobile Leasing Activity as a Financial Product or Service

Federal Register · Rule · Jun 30, 2015

The commenter also noted that automobile leases are subject to section 5 of the Federal Trade Commission Act, which prohibits unfair or deceptive acts or practices. … period.

Home Mortgage Disclosure (Regulation C) Adjustment to Asset-Size Exemption Threshold

Federal Register · Rule · Jan 7, 2026

Based on the 2.5 average percent increase in the CPI-W for the 12-month period ending November 2025, the exemption threshold is adjusted to $59 million from $58 million. … Administrative Procedure Act Under the Administrative Procedure Act (APA), notice and opportunity for public comment are not required if the Bureau finds that notice and opportunity for public comment

Consumer Financial Civil Penalty Fund Rule Amendment

Federal Register · Proposed Rule · Jun 18, 2025

While this proposal is exempt from the notice-and-comment rulemaking requirements of the Administrative Procedure Act—both because it relates to benefits, 5 U.S.C. 553(a)(2), and because it concerns matters … Consumer Financial Protection Act Section 1022(b)(2) Analysis A.

Agency Information Collection Activities: Comment Request

Federal Register · Notice · Sep 9, 2022

Please note that comments submitted after the comment period will not be accepted. In general, all comments received will become public records, including any personal information provided. … Anthony May, Paperwork Reduction Act Officer, Consumer Financial Protection Bureau. [FR Doc. 2022-19460 Filed 9-8-22; 8:45 am] BILLING CODE 4810-AM-P

Agency Information Collection Activities: Comment Request

Federal Register · Notice · Jun 7, 2019

Please note that comments submitted after the comment period will not be accepted. In general, all comments received will become public records, including any personal information provided. … King, Paperwork Reduction Act Officer, Bureau of Consumer Financial Protection. [FR Doc. 2019-12005 Filed 6-6-19; 8:45 am] BILLING CODE 4810-AM-P

Overdraft Lending: Very Large Financial Institutions

Federal Register · Proposed Rule · Feb 23, 2024

The CFPB also seeks comment on the costs and benefits to these consumers of the CARD Act protections in subpart G and subpart B. … (Section 1026.52(a) does not restrict charges attributable to periodic interest rates; see comment 1026.52(a)(2)-1.)

Agency Information Collection Activities: Comment Request

Federal Register · Notice · May 6, 2022

Please note that comments submitted after the comment period will not be accepted. In general, all comments received will become public records, including any personal information provided. … Anthony May, Paperwork Reduction Act Officer, Consumer Financial Protection Bureau. [FR Doc. 2022-09712 Filed 5-5-22; 8:45 am] BILLING CODE 4810-AM-P

Rules Relating to Investigations

Federal Register · Rule · Jun 29, 2012

During the comment period, the Bureau received seven comments. Two of the comments were submitted by individual consumers. Four trade associations and a mortgage company also submitted comments. … One commenter argued that the 20-day period to file petitions, for which extensions of time are disfavored, is inconsistent with the “reasonable” period of time for compliance with the CID set forth in

Amendments to the 2013 Escrows Final Rule under the Truth in Lending Act (Regulation Z)

Federal Register · Rule · May 23, 2013

of principal or interest or both may not change during the four-year period following consummation … Section 1026.35(e)(2)(ii)(C) lists as a condition that the amount of the periodic payment of principal or interest or both may not change during the four-year period following consummation.

Truth in Lending (Regulation Z) Annual Threshold Adjustments (Credit Cards, HOEPA, and Qualified Mortgages)

Federal Register · Rule · Dec 23, 2022

Administrative Procedure Act The Administrative Procedure Act does not require notice and opportunity for public comment if an agency finds that notice and public comment are impracticable, unnecessary … For additional instruction on how to determine the maximum interest rate during the first five years after the date on which the first regular periodic payment will be due, see comments 43(e)(2)(iv)-3

Annual Privacy Notice Requirement Under the Gramm-Leach-Bliley Act (Regulation P)

Federal Register · Proposed Rule · Jul 11, 2016

The Bureau requests comment on whether 60 days is an appropriate period for delivering annual notices in these circumstances or if another period would be more appropriate. 5(e)(2)(iii) Example Proposed … The Bureau invites comment on its proposal to remove the alternative delivery method. V. Section 1022(b)(2) of the Dodd-Frank Act A.

Agency Information Collection Activities: Comment Request; Emergency Processing Request

Federal Register · Notice · Mar 23, 2016

Please note that comments submitted after the comment period will not be accepted. In general, all comments will become public records, including any personal information provided. … It requires the disclosure of certain insurance-related information in periodic statements, account records, locations where deposits are normally received, and advertising.

Consumer Leasing (Regulation M)

Federal Register · Rule · Nov 29, 2023

The threshold amount in effect during a particular time period is the amount stated in comment 2(e)-11 for that period. … The threshold amount in effect during a particular time period is the amount stated in comment 2(e)-11 for that period.

Prohibition on Inclusion of Adverse Information in Consumer Reporting in Cases of Human Trafficking (Regulation V)

Federal Register · Rule · Jun 24, 2022

A separate comment period on the information collections concluded on June 17, 2022. OMB received no comments. Title of Collection: Regulation V: Fair Credit Reporting Act. … Two industry trade associations submitted comments arguing for a shorter record retention period under § 1022.142(g), but neither commenter argued that the proposed requirement was too burdensome or provided

Amendments to the 2013 Integrated Mortgage Disclosures Rule Under the Real Estate Settlement Procedures Act (Regulation X) and Truth In Lending Act (Regulation Z) and the 2013 Loan Originator Rule Under the Truth in Lending Act (Regulation Z)

Federal Register · Proposed Rule · Oct 29, 2014

The Bureau is seeking comment on these amendments, with a 30-day comment period from the date of issuance of this proposed rule. … Comment 37(b)(6)-1, which provides for this timing mechanism, implies that comment 37(a)(10)-3 should be used to determine all adjustments that occur in periods not in whole years.

Escrow Requirements Under the Truth in Lending Act (Regulation Z)

Federal Register · Rule · Jan 22, 2013

Although the Board's 2011 Escrows Proposal did not expressly solicit comment on an appropriate implementation period, four industry trade associations commented on this question. … The comment period for the proposed rule expired on May 2, 2011.

Consumer Leasing (Regulation M)

Federal Register · Rule · Oct 20, 2022

The threshold amount in effect during a particular time period is the amount stated in comment 2(e)-11 for that period. … The threshold amount in effect during a particular time period is the amount stated in comment 2(e)-11 for that period.