Documents

Briefs, oral arguments, agency decisions and the Federal Register.

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  • Amendments to the 2013 Mortgage Rules Under the Real Estate Settlement Procedure Act (Regulation X) and the Truth in Lending Act (Regulation Z)

    Federal Register · Proposed Rule · May 2, 2013

    (Dodd-Frank Act). … of the periodic statement or any other mortgage servicing rule.

    78 FR 25638Consumer Financial Protection Bureau
  • Consumer Leasing (Regulation M)

    Federal Register · Rule · Dec 10, 2020

    The threshold amount in effect during a particular time period is the amount stated in comment 2(e)-11 for that period. … The threshold amount in effect during a particular time period is the amount stated in comment 2(e)-11 for that period.

    85 FR 79390Federal Reserve SystemConsumer Financial Protection Bureau
  • Truth in Lending Act (Regulation Z) Adjustment to Asset-Size Exemption Threshold

    Federal Register · Rule · Dec 29, 2014

    Administrative Procedure Act Under the Administrative Procedure Act (APA), notice and opportunity for public comment are not required if the Bureau finds that notice and public comment are impracticable … Paperwork Reduction Act In accordance with the Paperwork Reduction Act of 1995 (44 U.S.C. 3506; 5 CFR 1320), the agency reviewed this final rule.

    79 FR 77855Consumer Financial Protection Bureau
  • Semiannual Regulatory Agenda

    Federal Register · Proposed Rule · Feb 22, 2023

    Timetable:   Action Date FR Cite Request for Information 11/22/16 81 FR 83806 Principles Statement 10/18/17 ANPRM 11/06/20 85 FR 71003 ANPRM Comment Period … Activity—SBREFA Report 12/14/20 NPRM 10/08/21 86 FR 56356 NPRM Comment Period End 01/06/22 Final Rule 01/00/23 Regulatory Flexibility Analysis Required: Yes.

    88 FR 11320Consumer Financial Protection Bureau
  • Consumer Leasing (Regulation M)

    Federal Register · Rule · Oct 30, 2019

    The threshold amount in effect during a particular time period is the amount stated in comment 2(e)-11 for that period. … The threshold amount in effect during a particular time period is the amount stated in comment 2(e)-11 for that period.

    84 FR 58017Federal Reserve SystemConsumer Financial Protection Bureau
  • Truth in Lending Act (Regulation Z) Adjustment to Asset-Size Exemption Threshold

    Federal Register · Rule · Dec 23, 2024

    Administrative Procedure Act Under the Administrative Procedure Act (APA), notice and opportunity for public comment are not required if the CFPB finds that notice and public comment are impracticable … Paperwork Reduction Act In accordance with the Paperwork Reduction Act of 1995, 9 the CFPB reviewed this final rule.

    89 FR 104398Consumer Financial Protection Bureau
  • Notice and Request for Comment Regarding the CFPB's Inquiry Into Big Tech Payment Platforms

    Federal Register · Notice · Nov 7, 2022

    Financial Protection Act. … Re-opening the comment period will provide additional opportunity for the public to prepare comments related to this inquiry and to comment on the additional questions.

    87 FR 67023Consumer Financial Protection Bureau
  • Policy on No-Action Letters; Information Collection

    Federal Register · Notice · Feb 22, 2016

    of 2010 (Dodd-Frank Act). … The Bureau declines to adopt the comment period suggestion. Comment periods are not typical of other agencies' no-action letter procedures.

    81 FR 8686Consumer Financial Protection Bureau
  • Consumer Financial Civil Penalty Fund Rule Amendment

    Federal Register · Proposed Rule · Jun 18, 2025

    While this proposal is exempt from the notice-and-comment rulemaking requirements of the Administrative Procedure Act—both because it relates to benefits, 5 U.S.C. 553(a)(2), and because it concerns matters … Consumer Financial Protection Act Section 1022(b)(2) Analysis A.

    90 FR 25904Consumer Financial Protection Bureau
  • Truth in Lending Act (Regulation Z); Loan Originator Compensation

    Federal Register · Proposed Rule · Sep 7, 2012

    The Bureau is soliciting comment on extending the record retention period to five years. … The Bureau is also soliciting comment on extending this record retention period to five years.

    77 FR 55272Consumer Financial Protection Bureau
  • Submission for OMB Review; Comment Request

    Federal Register · Notice · Apr 23, 2012

    The Bureau is soliciting comments regarding the information collection requirements relating to the Mortgage Acts and Practices that have been submitted to the Office of Management and Budget for review … Abstract: The Omnibus Appropriations Act, as clarified by Section 511 of the Credit CARD Act, and as amended by Section 1097 of the Dodd-Frank Act directs the CFPB to issue rules that “relate to unfair

    77 FR 24181Consumer Financial Protection Bureau
  • CARD Act Rules Review Pursuant to the Regulatory Flexibility Act; Request for Information Regarding Consumer Credit Card Market

    Federal Register · Notice · Aug 27, 2020

    The Bureau requests that when a commenter makes a specific comment, the commenter indicates whether that comment relates to the RFA section 610 review, the CARD Act section 502(a) review, or both. … The Bureau requests that when a commenter makes a specific comment, the commenter indicates whether that comment relates to the RFA section 610 review, the CARD Act section 502(a) review, or both.

    85 FR 52958Consumer Financial Protection Bureau
  • 2012 Real Estate Settlement Procedures Act (Regulation X) Mortgage Servicing Proposal

    Federal Register · Proposed Rule · Sep 17, 2012

    DATES: Comments must be received on or before October 9, 2012, except that comments on the Paperwork Reduction Act analysis in part IX of this Federal Register notice must be received on or before … The proposed comment includes a cross-reference to proposed comment 39(a)-4, which addresses situations in which the borrower satisfies the payment within the 30-day period.

    77 FR 57200Consumer Financial Protection Bureau
  • Amendments to the 2013 Mortgage Rules Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z)

    Federal Register · Rule · Jul 24, 2013

    (Dodd-Frank Act). … Procedures Act (RESPA).

    78 FR 44686Consumer Financial Protection Bureau
  • Policy on Ex Parte Presentations in Rulemaking Proceedings

    Federal Register · Rule · Apr 21, 2017

    In response to feedback regarding technical limitations outside parties have experienced making submissions to rulemaking dockets on www.regulations.gov after comment periods have closed, the Updated … In light of the technical limitations experienced by outside parties making submissions to rulemaking dockets on www.regulations.gov after comment periods have closed, as described above, the Updated

    82 FR 18687Consumer Financial Protection Bureau
  • Agency Information Collection Activities: Submission for OMB Review; Comment Request

    Federal Register · Notice · Nov 29, 2016

    Please note that comments submitted after the comment period will not be accepted. In general, all comments received will become public records, including any personal information provided. … received during the 60-day comment period and user testing conducting concurrent with the 60-day comment period.

    81 FR 85938Consumer Financial Protection Bureau
  • Fair Credit Reporting Act; Preemption of State Laws

    Federal Register · Rule · Oct 28, 2025

    ), which displaces any State law “related to a price, route, or service of an air carrier.”  27 In comparing the FAAAA's preemption clause to the ADA's, the Court noted that the “with respect to” … period for negative information on a credit report.

    90 FR 48710Consumer Financial Protection Bureau
  • Semiannual Regulatory Agenda

    Federal Register · Proposed Rule · Jan 7, 2014

    The proposal had two comment periods. … Timetable:   Action Date FR Cite NPRM 08/23/12 77 FR 51116 NPRM Comment Period Extended 09/06/12 77 FR 54843 NPRM Comment Period End 11/06/12 Final Rule

    79 FR 1242Consumer Financial Protection BureauFederal Communications Commission
  • Amendments to the 2013 Escrows Final Rule Under the Truth in Lending Act (Regulation Z)

    Federal Register · Proposed Rule · Apr 18, 2013

    Follow the instructions for submitting comments. … Section 1026.35(e)(2)(ii)(C) lists as a condition that the amount of the periodic payment of principal or interest or both may not change during the four-year period following consummation.

    78 FR 23171Consumer Financial Protection Bureau
  • Consumer Leasing (Regulation M)

    Federal Register · Rule · Oct 20, 2022

    The threshold amount in effect during a particular time period is the amount stated in comment 2(e)-11 for that period. … The threshold amount in effect during a particular time period is the amount stated in comment 2(e)-11 for that period.

    87 FR 63666Federal Reserve SystemConsumer Financial Protection Bureau

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