Documents

Appraisals for Higher-Priced Mortgage Loans Exemption Threshold

Federal Register · Rule · Dec 10, 2020

For purposes of § 34.203(b)(2), the threshold amount in effect during a particular period is the amount stated in comment 203(b)(2)-3 for that period. … For purposes of § 226.43(b)(2), the threshold amount in effect during a particular period is the amount stated in comment 43(b)(2)-3 for that period.

Defining Larger Participants of the Consumer Reporting Market

Federal Register · Rule · Jul 20, 2012

Dodd-Frank Act. The Proposed Rule stated that the term “Act” means the Consumer Financial Protection Act of 2010. The Bureau did not receive any substantive comments on the proposed definition. … The Bureau received several comments on the appropriate measurement period for assessing larger-participant status (and thus when the supervision period begins).

Semiannual Regulatory Agenda

Federal Register · Proposed Rule · Feb 13, 2012

Timetable:   Action Date FR Cite NPRM 10/14/11 76 FR 63896 NPRM Comment Period End 12/13/11 Final Rule 06/00/12 Regulatory Flexibility Analysis Required: … Timetable:   Action Date FR Cite Interim Final Rule 03/16/11 76 FR 14566 Interim Final Rule Effective 03/16/11 Interim Final Rule Comment Period End 05/16/11

Debt Collection Practices (Regulation F)

Federal Register · Rule · Nov 30, 2020

Several industry commenters suggested a 10-day processing period, which is the period the FTC has set for processing opt-out requests under the CAN-SPAM Act. … Length of Retention Period Industry commenters expressed differing views as to the proposed three-year record retention period.

Debt Collection Practices (Regulation F); Extension of Comment Period

Federal Register · Proposed Rule · Aug 2, 2019

ACTION: Proposed rule; extension of comment period. … amendments to Regulation F which implements the Fair Debt Collection Practices Act (FDCPA).

Request for Information Regarding Credit Card Market

Federal Register · Notice · Mar 19, 2015

(e) Online Disclosures Certain disclosures, including disclosures mandated by the CARD Act, are provided to consumers through their periodic billing statements. … the complex rules governing the availability of a grace period is quite challenging.

Appraisals for Higher-Priced Mortgage Loans Exemption Threshold

Federal Register · Rule · Nov 30, 2021

For purposes of § 34.203(b)(2), the threshold amount in effect during a particular period is the amount stated in comment 203(b)(2)-3 for that period. … For purposes of § 226.43(b)(2), the threshold amount in effect during a particular period is the amount stated in comment 43(b)(2)-3 for that period.

Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications

Federal Register · Rule · Dec 10, 2024

the comment period, such as by an additional 30 or 45 days. … meaningful input on the Proposed Rule during the comment period.

Loan Originator Compensation Requirements Under the Truth In Lending Act (Regulation Z); Prohibition on Financing Credit Insurance Premiums; Delay of Effective Date

Federal Register · Proposed Rule · May 10, 2013

Act). … charged periodically.

Higher-Priced Mortgage Loan Escrow Exemption (Regulation Z)

Federal Register · Proposed Rule · Jul 22, 2020

Relief, and Consumer Protection Act. … to submit comments electronically.

Amendment to the Annual Privacy Notice Requirement Under the Gramm-Leach-Bliley Act (Regulation P)

Federal Register · Proposed Rule · May 28, 2014

ACTION: Proposed rule; extension of comment period. … period, resulting in a 90-day comment period, is not necessary or appropriate.

Payday, Vehicle Title, and Certain High-Cost Installment Loans

Federal Register · Proposed Rule · Jul 22, 2016

The Bureau solicits comment on whether 180 days is the most appropriate period of time or whether a shorter or longer time period should be used. … The Bureau also invites comment on whether the 30-day period in proposed § 1041.5(b)(2)(ii) is the appropriate period of time to use or whether a shorter or longer period of time, such as the 60-day period

Request for Information Regarding Bureau Rulemaking Processes

Federal Register · Notice · Mar 9, 2018

Comment periods for NPRMs, including the length of the comment period and extensions of comment periods in certain circumstances, whether and in what circumstances the Bureau should provide “reply periods … ” for commenters to review and formally respond to other commenters' comment letters, and whether and to what extent the Bureau should consider comments received after the close of the comment period.

Request for Information and Comment on Financial Institutions' Use of Artificial Intelligence, Including Machine Learning

Federal Register · Notice · May 24, 2021

ACTION: Request for information and comment; Extension of comment period. … The document stated that the comment period would close on June 1, 2021. The agencies have received requests to extend the comment period.

Truth in Lending (Regulation Z)

Federal Register · Rule · Oct 20, 2022

Regulatory Analysis Administrative Procedure Act Under the Administrative Procedure Act, notice and opportunity for public comment are not required if the Agencies find that notice and public comment … For purposes of § 226.3(b), the threshold amount in effect during a particular period is the amount stated in comment 3(b)-3 for that period.

Truth in Lending (Regulation Z)

Federal Register · Rule · Oct 15, 2024

Regulatory Analysis Administrative Procedure Act Under the Administrative Procedure Act, notice and opportunity for public comment are not required if the Agencies find that notice and public comment … For purposes of § 226.3(b), the threshold amount in effect during a particular period is the amount stated in comment 3(b)-3 for that period.

Policy on the Compliance Assistance Sandbox

Federal Register · Rule · Sep 13, 2019

Several commenters objected to this time period as too long. They also objected to the potential for extensions, particularly in the context of follow-on rulemaking. … the described aspects of the product or service are causing Dodd-Frank Act actionable substantial injury to consumers, and a wind-down period would permit such injury to continue.

Semiannual Regulatory Agenda

Federal Register · Proposed Rule · Jan 8, 2013

Timetable:   Action Date FR Cite NPRM 04/26/11 76 FR 23236 NPRM Comment Period End 06/27/11 NPRM Comment Period Extended 06/29/11 76 FR 38089 Comment Period … Timetable:   Action Date FR Cite NPRM 10/14/11 76 FR 63896 NPRM Comment Period End 12/13/11 Final Rule 12/00/12 Regulatory Flexibility Analysis Required:

Appraisals for Higher-Priced Mortgage Loans Exemption Threshold

Federal Register · Rule · Dec 16, 2025

For purposes of § 34.203(b)(2), the threshold amount in effect during a particular period is the amount stated in comment 203(b)(2)-3 for that period. … For purposes of § 226.43(b)(2), the threshold amount in effect during a particular period is the amount stated in comment 43(b)(2)-3 for that period.

Appraisals for Higher-Priced Mortgage Loans Exemption Threshold

Federal Register · Rule · Oct 15, 2024

Regulatory Analysis Administrative Procedure Act Under the Administrative Procedure Act, notice and opportunity for public comment are not required if the agency finds that notice and public comment … For purposes of § 34.203(b)(2), the threshold amount in effect during a particular period is the amount stated in comment 203(b)(2)-3 for that period.