Role of Independent Directors of Investment Companies

Federal RegisterNov 3, 1999

Ask Donna

What actually matters in this document.

Text

SUMMARY: The Commission is publishing for comment proposed amendments

to certain exemptive rules under the Investment Company Act of 1940 to

require that, for investment companies that rely on those rules:

independent directors constitute at least a majority of their board of

directors; independent directors select and nominate other independent

directors; and any legal counsel for the independent directors be an

independent legal counsel. We also are proposing amendments to our

rules and forms to improve the disclosure that investment companies

provide about their directors. These proposed amendments are designed

to enhance the independence and effectiveness of boards of directors of

investment companies and to better enable investors to assess the

independence of directors.

DATES: Comments must be received on or before January 28, 2000.

ADDRESSES: Comments should be submitted in triplicate to Jonathan G.

Katz, Secretary, Securities and Exchange Commission, 450 5th Street,

N.W., Washington, D.C. 20549-0609. Comments also may be submitted

electronically at the following E-mail address: [email protected].

All comment letters should refer to File No. S7-23-99; this file number

should be included on the subject line if E-mail is used. Comment

letters will be available for public inspection and copying in the

Commission's Public Reference Room, 450 5th Street, N.W., Washington,

D.C. 20549. Electronically submitted comment letters also will be

posted on the Commission's Internet web site (http://www.sec.gov).

FOR FURTHER INFORMATION CONTACT: For information regarding the proposed

substantive rule amendments, contact Jennifer B. McHugh, Attorney,

Office of Regulatory Policy, (202) 942-0690, or regarding the

disclosure amendments, contact Annette M. Capretta, Senior Counsel, or

Heather A. Seidel, Senior Counsel, Office of Disclosure Regulation,

(202) 942-0721, at the Division of Investment Management, Securities

and Exchange Commission, 450 5th Street, N.W., Washington, D.C. 20549-

0506.

SUPPLEMENTARY INFORMATION: The Securities and Exchange Commission (the

``Commission'') today is proposing for public comment new rules 2a19-3

[17 CFR 270.2a19-3], 10e-1 [17 CFR 270.10e-1], and 32a-4 [17 CFR

270.32a-4] and amendments to rules 0-1 [17 CFR 270.0-1], 2a19-1 [17 CFR

270.2a19-1], 10f-3 [17 CFR 270.10f-3], 12b-1 [17 CFR 270.12b-1], 15a-4

[17 CFR 270.15a-4], 17a-7 [17 CFR 270.17a-7], 17a-8 [17 CFR 270.17a-8],

17d-1 [17 CFR 270.17d-1], 17e-1 [17 CFR 270.17e-1], 17g-1 [17 CFR

270.17g-1], 18f-3 [17 CFR 270.18f-3], 23c-3 [17 CFR 270.23c-3], 30d-1

[17 CFR 270.30d-1], 30d-2 [17 CFR 270.30d-2], and 31a-2 [17 CFR

270.31a-2] under the Investment Company Act of 1940 [15 U.S.C. 80a]

(``Investment Company Act'' or ``Act''); amendments to Forms N-1A [17

CFR 274.11A], N-2 [17 CFR 274.11a-1], and N-3 [17 CFR 274.11b] under

the Investment Company Act and the Securities Act of 1933 [15 U.S.C.

77a-aa] (``Securities Act''); and amendments to Schedule 14A [17 CFR

240.14a-101] under the Securities Exchange Act of 1934 [15 U.S.C. 78a-

mm] (``Exchange Act'').

Table of Contents

Executive Summary

I. Background

II. Discussion

A. Enhancing the Independence of Fund Boards of Directors

1. Independent Directors as a Majority of the Board

(a) Proposed Board Composition Requirements

(b) Suspension of Board Composition Requirements

2. Selection and Nomination of Independent Directors

3. Independent Legal Counsel

B. Limits on Coverage of Directors Under Joint Insurance Policies

C. Exemption from Ratification of Independent Public Accountant

Requirement for Funds with Independent Audit Committees

D. Qualification as an Independent Director

1. Affiliation with a Broker-Dealer

2. Ownership of Index Fund Securities

E. Disclosure of Information about Fund Directors

1. Basic Information about Directors

(a) Location of Information

(b) Required Information

2. Ownership of Equity Securities in Fund Complex

3. Conflicts of Interest

(a) Statutory Scheme Governing Conflicts of Interest

(b) Need for Disclosure Changes

(c) General Approach to Disclosure

(d) Specific Disclosure in the Proxy Rules and SAI

4. Board's Role in Fund Governance

5. Separate Disclosure

6. Technical and Conforming Amendments

7. Compliance Date

F. Recordkeeping Regarding Director Independence

G. General Request for Comments

III. Cost-Benefit Analysis

IV. Paperwork Reduction Act

V. Summary of Initial Regulatory Flexibility Analysis

VI. Statutory Authority

Text of Proposed Rules and Forms

Executive Summary

The board of directors of an investment company (``fund'') has

significant responsibilities to protect investors under state law, the

Investment Company Act, and many of our exemptive rules. Independent

directors, in particular, serve as ``independent watchdogs,'' guarding

investor interests. These interests are paramount, for it is investors

who own the funds and for whose benefit they must be operated.

We recently hosted a Roundtable on the Role of Independent

Investment Company Directors, which highlighted the significance of

those directors in protecting the interests of fund shareholders. After

reviewing corporate governance issues and the recommendations of

participants at our Roundtable, we are proposing a number of rule and

form changes to enhance the independence and effectiveness of fund

boards of directors and provide investors with greater information

about fund directors.

First, we are proposing to require that, for funds relying on

certain exemptive rules:

Independent directors constitute either a majority or a

super-majority (two-thirds) of the fund's board of directors;

Independent directors select and nominate other

independent directors; and

Any legal counsel for the fund's independent directors be

an independent legal counsel.

Second, we are proposing rules and rule amendments that would:

Prevent qualified individuals from being unnecessarily

disqualified from serving as independent directors;

Protect independent directors from the costs of legal

disputes with fund management;

Permit us to monitor the independence of directors by

requiring

[[Page 59827]]

funds to keep records of their assessments of director independence;

Temporarily suspend the independent director minimum

percentage requirements if a fund falls below a required percentage due

to an independent director's death or resignation; and

Exempt funds from the requirement that shareholders ratify

or reject the directors' selection of an independent public accountant,

if the fund establishes an audit committee composed entirely of

independent directors.

Finally, we are proposing to require funds to provide better

information about directors, including:

Basic information about the identity and business

experience of directors;

Fund shares owned by directors;

Information about directors' potential conflicts of

interest; and

The board's role in governing the fund's operations.

In addition, today we are publishing a companion release that sets

forth the views of the Commission and the Commission's staff on a

number of interpretive matters.\1\ This release provides guidance on

certain discrete issues related to independent directors.

---------------------------------------------------------------------------

\1\ Interpretive Matters Concerning Independent Directors of

Investment Companies, Investment Company Act Release No. 24083 (Oct.

14, 1999) [``Interpretive Release''].

---------------------------------------------------------------------------

Together, these initiatives are designed to reaffirm the important

role that independent directors play in protecting fund investors,

strengthen their hand in dealing with fund management, reinforce their

independence, and provide investors with greater information to assess

the directors' independence.

I. Background

Today, millions of Americans rely on mutual funds to save and

invest for their families' futures.\2\ More than 77 million individual

investors own shares of mutual funds, which hold over $5.5 trillion in

assets--an increase of over 580 percent from ten years ago.\3\

Investments in mutual funds are a significant part of retirement plans

and college savings plans, as well as many traditional brokerage

accounts.\4\ Money market funds, which alone have over $1 trillion in

assets,\5\ often serve as a substitute for checking accounts and

provide an important vehicle for cash management for individual

investors as well as many institutions and businesses.\6\ International

and global funds give investors easy access to foreign markets.\7\

---------------------------------------------------------------------------

\2\ For simplicity, this release focuses on mutual funds (i.e.,

open-end funds). Our proposed rule amendments, however, would apply

to all management investment companies, except where noted.

\3\ See Investment Company Institute, Mutual Fund Fact Book 3

(1999) [``1999 Mutual Fund Fact Book'']. Total assets of mutual

funds were $5.525 trillion at the end of 1998, compared to $809.4

billion in 1988. In 1998, an estimated 44 percent of U.S. households

owned mutual funds, up from 5.7 percent in 1980 and 24.4 percent in

1988. Id. at 45. As of December 31, 1998, an estimated 77.3 million

individuals owned shares of mutual funds. Id. at 41. At the end of

1998, assets of all funds (open-end funds, closed-end funds, and

unit investment trusts) totaled $5.778 trillion. See id. at 3

(stating that assets of open-end funds totaled $5.525 trillion at

the end of 1998); Lipper Inc., Lipper Closed-End Fund Performance

Analysis 1-2 (Jan 1999) (stating that assets of closed-end funds

totaled $158 billion at the end of 1998); Investment Company

Institute, Release No. 99-36 (stating that assets of unit investment

trusts totaled $94.54 billion at the end of 1998).

\4\ At the end of 1998, assets totaling approximately $1.9

trillion, or 35 percent of all mutual fund assets, were held in

retirement accounts, up from $348 billion at the end of 1991. 1999

Mutual Fund Fact Book, Supra note 3, at 47-48; see also Jennifer

Karchmer, Planning for Retirement Has Given Mutual Fund Assets a

Steady Boost, Bond Buyer, May 24, 1999, at 6.

\5\ At the end of 1998, money market fund assets totaled

approximately $1.352 trillion. See 1999 Mutual Fund Fact Book, supra

note 3, at 4.

\6\ See generally Investment Company Institute, Money Market

Mutual Funds (1990).

\7\ Assets in funds investing primarily in foreign securities

totaled over $448.5 billion at the end of 1998. See Investment

Company Institute, Release No.99-07 (stating that assets of open-end

funds investing primarily in foreign securities totaled $416.5

billion at the end of 1998); Lipper Inc., Lipper Closed-End Fund

Performance Analysis--Fourth Quarter 1998 Report (stating that

assets of closed-end funds investing primarily in foreign securities

totaled $32 billion at the end of 1998).

---------------------------------------------------------------------------

Mutual funds are formed as corporations or business trusts under

state law and, like other corporations and trusts, must be operated for

the benefit of their shareholders.\8\ Mutual funds are unique, however,

in that they are ``organized and operated by people whose primary

loyalty and pecuniary interest lie outside the enterprise.'' \9\ As

described below, this ``external management'' of virtually all mutual

funds presents inherent conflicts of interest and potential for abuses.

---------------------------------------------------------------------------

\8\ See generally James M. Storey & Thomas M. Clyde, Mutual Fund

Law Handbook Sec. 7.2 (1998); Allan S Mostoff & Oliver P. Adler,

Organizing an Investment Company--Structural Considerations Sec. 2.4

in The Investment Company Regulation Deskbook (Amy L. Goodman ed.,

1997).

\9\ Division of Investment Management, SEC, Protecting

Investors; A Half Century of Investment Company Regulation 251

(``1992 Protecting Investors Report'']; see also 1 Tamar Frankel,

Regulation of Money Managers 10 (1978).

---------------------------------------------------------------------------

An investment adviser typically organizes a mutual fund and is

responsible for its day-to-day operations. The adviser generally

provides the seed money, officers, employees, and office space, and

usually selects the initial board of directors. In many cases, the

investment adviser sponsors several funds that share administrative and

distribution systems as part of a ``family of funds.'' As a result of

this extensive involvement, and the general absence of shareholder

activism, investment advisers typically dominate the funds they

advise.\10\

---------------------------------------------------------------------------

\10\ See SEC. Report on the Public Policy Implications of

Investment Company Growth, H.R. Rep. No. 2337, 89th Cong., 2d. Sess.

12 127, 148 (1966) [``Public Policy Report''] (stating that funds

generally are formed by their advisers and remain under their

control, and that advisers' influence permeates fund activities);

Wharton School of Finance and Commerce, a Study of Mutual Funds,

H.R. Rep. No. 2274, 87th Cong., 2d Sess. 463 (1962) [``Wharton

Report''] (discussing the dominant position of advisers in the

control of funds and the infrequency with which funds have a

separate existence from their advisers); see also Clarke Randall,

Fiduciary Duties of Investment Company Directors and Management

Companies Under the Investment Company Act of 1940, 31 Okla. L. Rev.

635, 636 (1978) (``The adviser's control and influence over the fund

is very nearly total.''); In the Matter of Steadman Security

Corporation, Investment Company Act Release No. 9830 [1977 Transfer

Binder] Fed. Sec. L. Rep. (CCH) para. 81,243, at n.81 (Jun. 29,

1977) (``[T]he investment adviser almost always controls the

fund.'').

---------------------------------------------------------------------------

Investment advisers to mutual funds are generally organized as

corporations, which have their own shareholders. These shareholders may

have an interest in the mutual fund that is quite different from the

interests of the fund's shareholders. For example, while fund

shareholders ordinarily prefer lower fees (to achieve greater returns),

shareholders of the fund's investment adviser might want to maximize

profits through higher fees. And while fund shareholders might prefer

that advisers use brokers that charge the lowest possible commissions,

advisers might prefer to use brokers that are affiliates of the

adviser. These types of conflicts (and others) resulted in the

pervasive abuses that led Congress in 1940 to enact legislation

regulating the activities of mutual funds.\11\

---------------------------------------------------------------------------

\11\ See section 1(b)(2) of the Act [15 U.S.C. 80a-1(b)(2)];

SEC, Report on Investment Trusts and Investment Companies, Part III

(1939); see also Storey & Clyde, supra note 8, at Sec. 2.2 Joseph

F,. Krupsky, The Role of Investment Company Directors, 32 Bus. Law.

1733, 1737-40 (1977); William J. Nutt, A Study of Mutual Fund

Independent Directors, 120 U. PA. L. Rev. 179, 181 (1971).

---------------------------------------------------------------------------

The Investment Company Act establishes a comprehensive regulatory

scheme designed to protect fund investors by addressing the conflicts

of interest between funds and their investment advisers or other

affiliated persons. The Act strictly regulates some of the most serious

conflicts. For example, the Act prohibits certain transactions between

a fund and its affiliates, including the investment adviser, unless

approved by the

[[Page 59828]]

Commission.\12\ The Act also relies on fund boards of directors to

police conflicts of interest.

---------------------------------------------------------------------------

\12\ Section 17(a) of the Act [15 U.S.C. 80a-17(a)].

---------------------------------------------------------------------------

Under state law, directors are generally responsible for the

oversight of all of the operations of a mutual fund.\13\ In addition,

the Investment Company Act assigns many specific responsibilities to

fund boards. For example, fund boards must evaluate and approve a

fund's advisory contract and any assignment of the contract, and may

unilaterally terminate the contract.\14\ Directors also approve the

fund's principal underwriting contract,\15\ select the fund's

independent accountant,\16\ and value certain securities held by the

fund.\17\ In addition, under the Act and our rules, directors have

responsibility for evaluating the reasonableness of advisory and

distribution-related fees charged the fund \18\ and managing certain

operational conflicts. Just recently, for example, we clarified that

boards must assume oversight responsibility for personal securities

transactions by employees of the fund and its adviser.\19\

---------------------------------------------------------------------------

\13\ See Jean Gleason Stromberg, Governance of Investment

Companies, in The Investment Company Regulation Deskbook

Secs. 4.1-.2 (Amy L. Goodman, ed. 1997).

\14\ See section 15(a) of the Act [15 U.S.C. 80a-15a)]

(requiring annual approval of the advisory contract by the funds's

board of directors or shreholders and requiring that the contract

empower the board to terminate the contract); section 15(c) of the

Act [15 U.S.C. 80a-15(c)] (requiring that a fund's independent

directors separately evaluate and approve any advisory contract with

the fund).

\15\ See Section 15(b) of the Act [15 U.S.C. 80a-15(b)]

(requiring approval of the principal underwriting contract by the

fund's board or shareholders); section 15(c) of the Act (requiring

that a fund's independent directors separately evaluate and approve

the fund's contract with its principal underwriter).

\16\ See section 32(a)(1) of the Act [15 U.S.C. 80a-31(a)(1)]

(requiring that a fund's independent directors select the fund's

independent public accountant).

\17\ See section 2(a)(41) of the Act [15 U.S.C. 80a-2(a)(41)]

(requiring, in effect, that any security for which no market

quotation is readily available be valued at fair value as determined

in good faith by the board of directors).

\18\ See sections 15 (a)-(c) of the Act (board review of fees

paid to a fund's adviser and principal underwriter); rule 12b-1

under the Act [17 CFR 270.12b-1] (board review of asset-based

distribution fees paid pursuant to a ``rule 12b-1 plan'').

\19\ See Personal Investment Activities of Investment Company

Personnel, Investment Company Act Release No. 23958 (Aug. 20, 1999)

[64 FR 46821 (Aug. 27, 1999)] (adopting amendments to rule 17j-1

under the Act [17 CFR 270.17j-1]).

---------------------------------------------------------------------------

The Act requires that independent directors constitute at least 40

percent of a fund's board,\20\ and sets the standards for when a person

will be disqualified from being an independent director (i.e., will be

considered an ``interested person'' under the Act).\21\ These

independent directors play an important role in representing and

guarding the interests of investors. As has been stated many times,

Congress intended these directors to be the ``independent watchdogs''

\22\ for investors and to ``supply an independent check on

management.'' \23\

---------------------------------------------------------------------------

\20\ Section 10(a) of the Act [15 U.S.C. 80a-10(a)] (prohibiting

more than 60 percent of a fund's directors from being interested

persons of the fund). We refer to directors who are not ``interested

persons'' of the fund as ``independent directors.'' See also section

10(b)(2) of the Act [15 U.S.C. 80a-10(b)(2)] (requiring, in effect,

that independent directors comprise a majority of a fund's board if

the fund's principal underwriter is an affiliate of the fund's

investment adviser); section 15(f)(1) of the Act [15 U.S.C. 80a-

15(f)(1)] (providing a safe harbor for the sale of an advisory

business if directors who are not interested persons of the

investment adviser constitute at least 75 percent of a fund's board

for at least three years following the assignment of the advisory

contract).

\21\ Section 2(a)(19) of the Act [15 U.S.C. 80a-2(a)(19)]

(defining ``interested person''); see infra note 170 (discussing the

elements of the definition of ``interested person'').

\22\ See Burks v. Lasker, 441 U.S. 471, 484 (1979) (quoting

Tannenbaum v. Zeller, 552 F.2d 402, 406 (2d Cir. 1977)).

\23\ S. Rep. No. 184, 91st Cong., 2d Sess. 31 (1969).

---------------------------------------------------------------------------

Many requirements of the Act and our rules that protect investors

from conflicts of interest specifically rely on action by these

independent directors. The Act, for example, requires independent

directors to separately evaluate and approve the fund's contract with

an investment adviser or principal underwriter.\24\ Our rules have

permitted innovative types of funds, more efficient fund operations,

and new distribution arrangements by exempting funds from prohibitions

related to conflicts of interest. While these rules have provided

important flexibility to allow mutual funds to meet the changing needs

of investors, they also rely on approval, oversight, and monitoring by

independent directors to protect investors.\25\

---------------------------------------------------------------------------

\24\See section 15(c) of the Act.

\25\See, e.g., rule 10f-3 [17 CFR 270.10f-3] (permitting funds

to purchase securities in a primary offering when an affiliated

broker-dealer is a member of the underwriting syndicate if the

fund's board, including a majority of its independent directors, (i)

approves procedures regulating purchases of these securities and

(ii) determines at least quarterly that the purchases complied with

the board-approved procedures). In addition, we have eliminated

certain rule provisions that arguably required directors to ``micro-

manage'' fund operations. See Custody of Investment Company Assets

Outside the United States, Investment Company Act Release No. 22658

(May 12, 1997) [62 FR 26923 (May 16, 1997)] (amending rule 17f-5 to

permit fund directors to delegate certain responsibilities related

to foreign custody arrangements and eliminating the requirement that

directors annually review those arrangements); Revision of Certain

Annual Review Requirements of Investment Company Boards of

Directors, Investment Company Act Release No. 19719 (Sept. 17, 1993)

[58 FR 49919 (Sept. 24, 1993)] (eliminating certain annual board

review requirements of rules 10f-3, 17a-7, 17e-1, 17f-4, and 22c-1).

See also Investment Company Institute, SEC No-Action Letter (Jun.

15, 1999) (revising the staff's previous position to permit a fund's

adviser, rather than the fund's board, to evaluate the

creditworthiness of repurchase agreement counterparties and

otherwise assume primary responsibility for monitoring and

evaluating the fund's use of repurchase agreements).

---------------------------------------------------------------------------

Earlier this year we held a two-day public Roundtable discussion on

the role of independent directors of mutual funds.\26\ Participants in

the Roundtable included independent directors, investor advocates,

executives of fund advisers, academics, corporate governance experts,

and experienced legal counsel. They examined the activities and

responsibilities of independent directors and reviewed the nature of

their independence. Participants also discussed various ways that the

Commission might promote greater effectiveness of independent

directors.

---------------------------------------------------------------------------

\26\ See SEC, Notice of Sunshine Act Meetings (Feb. 18, 1999)

[64 FR 8632 (Feb. 22, 1999)]; see also Transcripts from the

Roundtable on the Role of Independent Investment Company Directors,

February 23-24, 1999 [``Roundtable Transcripts'']. The Roundtable

Transcripts are available to the public in the Commission's public

reference room and the Commission's Louis Loss Library. They also

are available on the Commission's Internet web site http://

www.sec.gov/offices/invmgmt/roundtab.htm>.

---------------------------------------------------------------------------

We endorse the sentiments of the Roundtable participants who favor

enhancing the effectiveness and independence of fund boards of

directors. While those sentiments can be fully achieved only through

amendments to the Investment Company Act, we are impressed by the

consensus of the participants concerning the importance of the role of

independent directors and the conditions they believe are necessary to

enhance the effectiveness of those directors. We therefore are

proposing rule amendments designed to reaffirm the important role that

independent directors play in protecting fund investors, strengthen

their hand in dealing with fund management, reinforce their

independence, and provide investors with better information to assess

the independence of directors.

II. Discussion

A. Enhancing the Independence of Fund Boards of Directors

Panelists at our recent Roundtable discussed a number of possible

ways to enhance the independence and effectiveness of fund boards. Most

participants agreed that independent directors can best fulfill their

responsibilities when they constitute a substantial majority of the

board.

[[Page 59829]]

Participants also recommended that the selection of new independent

directors be entrusted to existing independent directors and that

independent directors have independent legal counsel.\27\ An industry

advisory group organized by the Investment Company Institute recently

made similar recommendations in a ``best practices'' report (``ICI

Advisory Group Report'').\28\

---------------------------------------------------------------------------

\27\ See infra notes 41, 63, and 76 (citing testimony of

Roundtable participants). We discuss the merits of each of these

recommendations below.

\28\ Investment Company Institute, Report of the Advisory Group

on Best Practices for Fund Directors: Enhancing A Culture of

Independence and Effectiveness (June 24, 1999). On July 7, 1999, the

Board of Governors of the Investment Company Institute unanimously

endorsed the recommended ``best practices.'' See ``ICI Board Adopts

Resolution Urging Fund Industry to Strengthen Governance,'' at

http://www.ici.org/issues/dtrs__best__prac.htm>.

---------------------------------------------------------------------------

The recommendations of the Roundtable participants have led us to

review our exemptive rules that provide funds and advisers relief from

various statutory prohibitions designed to prevent the most egregious

conflicts of interest. Roundtable participants repeatedly noted that

one of the most important functions of independent directors is to

oversee conflicts of interest.\29\ Although the rules that we have

adopted over the years have expanded the responsibilities of boards,

the rules generally do not contain conditions designed to enhance the

independence and effectiveness of fund boards, with two notable

exceptions.\30\

---------------------------------------------------------------------------

\29\ See, e.g., Roundtable Transcript of Feb. 24, 1999 at 174

(statement of John C. Coffee, Jr.) (stating that the need for

activism by independent directors is most evident in the context of

conflicts of interest); id. at 197 (statement of Richard M.

Phillips) (``[T]he focal point of independent directors is conflicts

of interest.'').

\30\ Rule 12b-1, one of the exceptions, permits the use of fund

assets to pay for distribution of fund shares, but only if the

fund's independent directors select and nominate other independent

directors. See rule 12b-1(c) under the Act [17 CFR 270.12b-1(c)]. In

adopting this requirement, we stated our view that ``as a general

proposition disinterested directors should not be entrusted with a

decision on the use of fund assets for distribution without

receiving the benefit of measures designed to enhance their ability

to act independently.'' Bearing of Distribution Expenses by Mutual

Funds, Investment Company Act Release No. 11414 (Oct. 28, 1980) [45

FR 73898 (Nov. 7, 1980)] [''Rule 12b-1 Adopting Release''], at text

following n.50. Rule 23c-3, the other exception, permits the

creation of so-called ``interval funds'' (i.e., closed-end funds

that periodically offer to repurchase their securities from

investors), but only if independent directors constitute a majority

of the board, and select and nominate other independent directors.

Rule 23c-3(b)(8) under the Act [17 CFR 270.23c-3(b)(8)]. These

requirements were included in the rule to ``ensure that the board of

directors provides independent decisions or scrutiny for actions or

decisions that may involve a conflict of interest between the

adviser and [the fund's] shareholders.'' Repurchase Offers by

Closed-End Management Investment Companies, Investment Company Act

Release No. 19399 (Apr. 7, 1993) [58 FR 19330 (Apr. 14, 1993)]

[``Rule 23c-3 Adopting Release''], at Section II.D.

---------------------------------------------------------------------------

Upon reflection, and in light of the recommendations of the

Roundtable participants, we believe that our exemptive rules that rely

on fund boards to approve and oversee arrangements or transactions that

involve conflicts of interest and are otherwise prohibited by the Act

also should contain provisions designed to enhance director

independence and effectiveness. We therefore are proposing amendments

to certain exemptive rules under the Investment Company Act to enhance

the independence of fund directors who are charged with overseeing the

fund's activities and transactions covered by those rules. These

amendments would require, for funds that rely (or whose affiliated

persons rely) on the rules, that: (i) independent directors constitute

either a majority or a super-majority (two-thirds) of their boards;

(ii) independent directors select and nominate other independent

directors; and (iii) any legal counsel for the independent directors be

an independent legal counsel.

Our proposals to enhance board independence would amend ten rules

under the Investment Company Act. We have selected those rules that (i)

exempt funds or their affiliated persons from provisions of the Act,

and (ii) have as a condition the approval or oversight of independent

directors. For convenience, we will refer to these rules as the

``Exemptive Rules.'' \31\ The Exemptive Rules typically relieve funds

from statutory prohibitions that preclude certain types of transactions

or arrangements that would involve serious conflicts of interest.\32\

In one case, a rule permits the board to approve an interim advisory

agreement without a shareholder vote that otherwise would be

required.\33\ Based on these criteria, we propose to amend the

following rules:

---------------------------------------------------------------------------

\31\ A number of the Exemptive Rules exempt fund affiliates,

rather than the fund, from certain statutory prohibitions. For ease

of reference, this Release generally refers to funds that rely on

the Exemptive Rules, rather than reiterating that funds or their

affiliated persons may be relying on the rules.

\32\ These rules also require boards of funds relying on the

rules to exercise vigilance in protecting funds and their investors.

See, e.g., Exemption for the Acquisition of Securities During the

Existence of an Underwriting or Selling Syndicate, Investment

Company Act Release No. 22775 (July 31, 1997) [62 FR 42401 (Aug. 7,

1997)], at n.52 and accompanying text (the fund's board should be

``vigilant'' not only in reviewing the fund's compliance with the

procedures required by rule 10f-3, but also ``in conducting any

additional reviews that it determines are needed to protect the

interests of investors'').

\33\ See rule 15a-4 [17 CFR 270.15a-4]. Under section 15(a) of

the Act, shareholders generally must approve a fund's contract with

its adviser.

---------------------------------------------------------------------------

Rule 10f-3 (permitting funds to purchase securities in a

primary offering when an affiliated broker-dealer is a member of the

underwriting syndicate);

Rule 12b-1 (permitting use of fund assets to pay

distribution expenses);

Rule 15a-4 (permitting fund boards to approve interim

advisory contracts without shareholder approval);

Rule 17a-7 (permitting securities transactions between a

fund and another client of the fund's adviser);

Rule 17a-8 (permitting mergers between certain affiliated

funds);

Rule 17d-1(d)(7) (permitting funds and their affiliates to

purchase joint liability insurance policies);

Rule 17e-1 (specifying conditions under which funds may

pay commissions to affiliated brokers in connection with the sale of

securities on an exchange);

Rule 17g-1(j) (permitting funds to maintain joint insured

bonds);

Rule 18f-3 (permitting funds to issue multiple classes of

voting stock); and

Rule 23c-3 (permitting the operation of interval funds by

enabling closed-end funds to repurchase their shares from investors).

The Commission requests comment on the criteria that we have used

to select these rules. Are there additional rules that we should

similarly amend? Conversely, should any of the Exemptive Rules not be

amended?

Although the Commission urges all funds to adopt these measures to

strengthen the independence of their boards, we are not proposing to

require all funds to adopt these measures. Funds that do not rely on

any of the Exemptive Rules will not be subject to these requirements.

They may continue, for example, to have only 40 percent of their boards

consist of independent directors.

As discussed above, an advisory group organized by the Investment

Company Institute (``ICI Advisory Group'') has issued a report

containing a set of ``best practices'' for ``enhancing a culture of

independence and effectiveness'' of fund directors.\34\ These best

practices generally include some of the practices that our proposed

rule amendments would require boards to adopt in order to rely on the

Exemptive Rules. We applaud the initiative, but, as the report

acknowledges, many of the ``best practices'' may be impracticable or

unnecessary for all funds to adopt. Moreover, it may not be appropriate

for us to address many of the

[[Page 59830]]

recommendations through rulemaking.\35\ Thus, we are not at this time

proposing to require that funds relying on the Exemptive Rules follow

all of these practices. Nonetheless, we believe that fund boards should

give serious consideration to the recommendations of the ICI Advisory

Group. We request comment whether we should amend the Exemptive Rules,

or other rules, to require funds relying on them to follow any of these

``best practices.'' Commenters who favor any of these practices also

should address the benefits and burdens of amending the Exemptive Rules

in this manner.

---------------------------------------------------------------------------

\34\ ICI Advisory Group Report, supra note 28.

\35\ In addition, because our rules apply to all funds (or, in

the case of the Exemptive Rules, all funds that rely on those

rules), we have designed our amendments by considering, among other

things, the costs, benefits, and paperwork burdens for funds and

investors (including small entities) that may result from the

changes. See, e.g., infra Section III (cost-benefit analysis);

Section IV (Paperwork Reduction Act analysis); Section V (Regulatory

Flexibility Act analysis). In each area of consideration, we have

requested comment on the costs, benefits, and burdens of the

proposed rule amendments.

---------------------------------------------------------------------------

1. Independent Directors as a Majority of the Board

(a) Proposed Board Composition Requirements. We believe that a fund

board that has at least a majority of independent directors is better

equipped to perform its responsibilities of monitoring potential

conflicts of interests and protecting the fund and its

shareholders.\36\ By virtue of its independence, and its ability to act

without the approval of the investment adviser (whose employees often

serve as interested, or ``inside,'' directors on fund boards), such a

board is better able to exert a strong and independent influence over

fund management.\37\ This is particularly important in circumstances

where the fund's interests conflict with those of the adviser.\38\

---------------------------------------------------------------------------

\36\ See 1992 Protecting Investors Report, supra note 9, at 267

(``[A]n increased measure of independence is necessary to allow

independent directors to perform these responsibilities

appropriately.''). In the context of business development companies,

Congress has recognized that having a majority of independent

directors is particularly important ``where board approval is made

expressly a substitute for Commission review or for a per se

restriction.'' H.R. Rep. No. 1341, 96th Cong., 2d Sess. 25 (1980).

See also S. Rep. No. 75, 94th Cong., 1st Sess. 71 (1975) (stating

that the requirement in section 15(f) that 75 percent of a fund's

board consist of directors who are not interested persons of the

adviser for three years following the sale of an advisory contract

is a ``safeguard [ ] to protect the investment company and its

shareholders'').

\37\ The original Senate bill that culminated in the Investment

Company Act would have required a majority of a fund's directors to

be independent from management. See S. 3580, 76th Cong., 3d Sess.

Sec. 10(a) (1940). That requirement was changed to 40 percent out of

concern that a board with an independent majority would repudiate

the recommendations of the investment adviser, depriving fund

shareholders of those recommendations. See Investment Trusts and

Investment Companies: Hearings on H.R. 10065 Before the House

Subcomm. on Interstate and Foreign Commerce, 76th Cong., 3d Sess.

109-10 (1940) (statement of David Schenker). Experience has shown

that this concern was unfounded. See 1992 Protecting Investors

Report, supra note 9, at 267. Rather, we believe that an independent

majority enhances board oversight without unnecessarily impeding

fund operations or significantly increasing costs.

\38\ We expressly recognized this when we adopted rule 23c-3. We

included the requirements that independent directors constitute a

majority of the board and select and nominate their successors to

``ensure that the board of directors provides independent decisions

or scrutiny for actions or decisions that may involve a conflict of

interest between the adviser and [fund] shareholders.'' Rule 23c-3

Adopting Release, supra note 30; cf. Peter Tufano & Matthew Sevick,

Board Structure and Fee-setting in the U.S. Mutual Fund Industry, J.

FiN. ECON. 321, 350 (1997) (``[T]he salutary benefits of * * * a

higher fraction of independent directors [on a fund's board] should

be most visible when management's and shareholders' interests are

most at odds.'').

---------------------------------------------------------------------------

Today most, but not all, mutual funds have boards with at least a

simple majority of independent directors.\39\ When our Division of

Investment Management studied mutual fund governance in 1992 it

recommended that, as a requirement for all funds, independent directors

constitute at least a majority of a fund's board.\40\ Many of the

Roundtable participants stated that, based on their experience, a fund

board generally is more effective if independent directors represent a

substantial majority of the board.\41\ Similarly, the ICI Advisory

Group Report recently endorsed boards having a ``super-majority'' of

independent directors. The Report concluded that a two-thirds majority

of independent directors on a board ``will be more effective than a

simple majority in enhancing the authority of independent

directors.''\42\

---------------------------------------------------------------------------

\39\ See ICI Advisory Group Report, supra note 28, at 5 (``The

vast majority of fund boards today consist of a majority of

independent directors.''); Investment Company Institute,

Understanding the Role of Mutual Fund Directors 5 (1998) (noting

that most fund boards have a majority of independent directors). In

some cases, fund boards have an independent majority in order to

comply with certain requirements of the Act and our rules. See,

e.g., section 10(b)(2) (requiring, in effect, that independent

directors comprise a majority of a fund's board if the fund's

principal underwriter is an affiliate of the fund's investment

adviser); section 15(f)(1) (providing a safe harbor for the sale of

an advisory business if directors independent of the adviser

constitute at least 75 percent of a fund's board for at least three

years following the assignment of the advisory contract); rule 6e-

3(T)(b)(15) [17 CFR 270.6e-3(T)(b)(15)] (exempting certain funds

underlying insurance products from various Investment Company Act

provisions provided that independent directors constitute a majority

of the boards of those funds); rule 23c-3(b)(8) (permitting the

operation of interval funds if, among other conditions, independent

directors comprise a majority of the board).

\40\ See 1992 Protecting Investors Report, supra note 9, at 267

(Division recommended that Investment Company Act be amended to

require that independent directors constitute more than 50 percent

of a fund's board); see also Wharton Report, supra note 10, at 35

(increasing the proportion of unaffiliated directors may enhance the

value of those directors as a check on management).

\41\ See Roundtable Transcript of Feb. 24, 1999 at 241

(statement of Aulana L. Peters) (``My experience * * * dictates that

for a board to have a chance of operating truly independently * * *

there should be at least two independent [ ] [directors] to one

[inside director].''); id. at 265 (statement of Gerald C. McDonough)

(recommending that fund boards be required to have ``a certain

majority, 60, 66 percent, * * * certainly a clear majority of truly

independent [directors]''); Roundtable Transcript of Feb. 23, 1999

at 136 (statement of Faith Colish) (endorsing a ``substantial

majority'' of independent directors as a positive corporate

governance feature for fund boards). See also Tufano & Sevick, supra

note 38 (using empirical analysis to suggest that funds with boards

that have a larger fraction of independent directors tend to have

lower fees).

\42\ See ICI Advisory Group Report, supra note 28, at 11.

---------------------------------------------------------------------------

We take the conclusions of the ICI Report as a serious

recommendation reflecting the collective experience and wisdom of the

Advisory Group, which consisted of prominent members of the mutual fund

industry.\43\ Although the Report did not address whether Congress or

the Commission should adopt a two-thirds majority as a regulatory

requirement, it recommended the standard as a ``best practice'' for all

funds to consider.\44\ It is unclear, however, why a super-majority

standard as a ``best practice'' would be appropriate for some fund

boards and not others.

---------------------------------------------------------------------------

\43\ As noted above, the Board of Governors of the ICI also

unanimously endorsed the recommendations of the ICI Advisory Group

Report. See supra note 28.

\44\ The Report also noted that, while many funds already have a

two-thirds majority of independent directors, the practice is ``far

from universal.'' ICI Advisory Group Report, supra note 28, at 11.

---------------------------------------------------------------------------

A simple majority requirement would permit, under state law, the

independent directors to control the ``corporate machinery,'' i.e., to

elect officers of the fund, call meetings, solicit proxies, and take

other actions without the consent of the adviser. Such a provision

would require few funds to change the current composition of their

boards, but would bring those that must change into conformity with the

better practice. A two-thirds requirement, on the other hand, could

change the dynamics of board decision-making in favor of the interests

of investors, but may require many funds to change the composition of

their boards.

In light of the potential benefits to funds, their boards, and

shareholders, we are proposing to amend the Exemptive Rules to require

funds relying on them to have boards with at

[[Page 59831]]

least a majority of independent directors. Comment is requested on

whether we should adopt a simple majority requirement, as the staff

recommended in 1992, or the two-thirds super-majority requirement

recommended by the ICI Advisory Group Report. We also request comment

whether we should adopt an even higher percentage requirement (e.g., 75

percent or 100 percent).\45\

---------------------------------------------------------------------------

\45\ See, e.g., section 15(f)(1) of the Act (providing a safe

harbor for the sale of an advisory business if directors who are

independent of the adviser constitute at least 75 percent of a

fund's board for at least three years following the assignment of

the advisory contract). The ICI Advisory Group Report discussed, but

did not recommend at a best practice, having fund boards comprised

exclusively of independent directors. See ICI Advisory Group Report,

supra note 28, at 11-12. As a result of the Glass-Steagall Act, most

bank-sponsored funds have boards comprised entirely of independent

directors. See section 32 of the Glass Steagall Act [12 U.S.C. 78]

(prohibiting directors of any entity issuing securities, such as a

fund, from simultaneously serving as an officer, director, or

employee of a national bank); see also Roundtable Transcript of Feb.

24, 1999 at 111 (statement of Richard J. Herring, independent

director of a family of bank-related mutual funds and business

school professor of international banking) (noting that a bank-

related fund board comprised entirely on independent directors

``works quite well'').

---------------------------------------------------------------------------

We note that the charters \46\ of some funds may contain provisions

that require the approval of greater than a majority of a fund's board

for some matters, and, in light of our proposed amendments, other funds

may amend their charters to provide that a board may act only upon the

vote of greater than a simple (or two-thirds) majority of its members.

Would the existence of these super-majority voting provisions in fund

charters undercut the effectiveness of a board with a majority of

independent directors by requiring the consent of the ``inside''

directors and thus, in many cases, give the adviser a veto over board

votes? We request comment regarding the prevalence and potential effect

of these voting provisions in fund charters.

---------------------------------------------------------------------------

\46\ We use the term ``charters'' generally to include the

organizational documents of a fund--typically articles of

incorporation or declarations of trust, and corporate by-laws.

---------------------------------------------------------------------------

If we adopt the proposed amendments, we expect to delay the

compliance date for one year to allow funds to bring their boards into

compliance with the majority independence condition to the Exemptive

Rules.\47\ As of the compliance date, any fund relying on an Exemptive

Rule would be required to have a board with the requisite percentage of

independent directors. We request comment on this transition period.

---------------------------------------------------------------------------

\47\ There are several methods by which funds could affect the

transition to majority independent representation on their boards.

For instance, funds could (i) increase the size of their boards and

elect new independent board members; (ii) decrease the size of their

boards and allow some inside directors to resign; or (ii) allow some

inside directors to resign and replace them with independent board

members. A fund's ability to alter the composition of its board

without holding a shareholder vote will be determined by state law

and by section 16(a) of the Act [15 U.S.C. 89a-16(a)], which states

that a fund's board may fill a board vacancy without a shareholder

vote if, after the new director takes officer, at least two-thirds

of the board has been elected by shareholders. Section 16(a) further

requires a shareholder meeting to elect directors if the number of

shareholder-elected board members decreases to less than half of the

board. Newly organized funds could begin operations during the one-

year transition period without a majority of independent directors

and still rely on the Exemptive Rules, but they, like other funds,

would be required to have boards with a majority of independent

directors if they rely on any of the Exemptive Rules after the

compliance date for the amendments.

---------------------------------------------------------------------------

(b) Suspension of Board Composition Requirements. If the death,

disqualification, or bona fide resignation of an independent director

causes the representation of independent directors on the board to fall

below that required under the Investment Company Act, section 10(e) of

the Act suspends the percentage requirement for a short time to allow

the vacancy to be filled.\48\ Under section 10(e), the relevant

percentage requirement is suspended for 30 days if the board may fill

the vacancy,\49\ or for 60 days if the vacancy must be filled by a

shareholder vote.\50\ Section 10(e) also authorizes the Commission to

set a longer period for filling a board vacancy in these

circumstances.\51\

---------------------------------------------------------------------------

\48\ Various provisions of the Investment Company Act require a

particular percentage or minimum number of independent directors.

See sections 10(a), 10(b)(2), 10(d) [15 U.S.C. 80a-10(d)], and

15(f)(1); see also supra notes 20, 39, and 45 (discussing sections

10(a), 10(b)(2), and 15(f)(1) and their percentage requirements).

Section 10(e) [15 U.S.C. 80a-10(e)] similarly suspends the board

composition requirements of sections 10(d)(1), 10(b)(3), and 10(c)

[15 U.S.C. 80a-10(b)(1), -10(b)(3), and -10(c)]. For convenience, we

refer to all of the above requirements as ``percentage

requirements.''

\49\ See section 16(a) of the Act (permitting directors to fill

a board vacancy if, after the new director takes officer, at least

two-thirds of the board has been elected by shareholders, but

requiring a shareholder meeting to elect directors if the number of

shareholder-elected board members decreases to less then half of the

board).

\50\ Section 10(e)(1) and (2) [15 U.S.C. 80a-10(e)(1) and (2)].

\51\ Section 10(e)(3) [15 U.S.C. 80a-10(e)(3)].

---------------------------------------------------------------------------

In our experience, the time provided by section 10(e) is

insufficient for most funds to select and nominate qualified

independent director candidates, and, if necessary, hold a shareholder

election. Many funds address this problem by avoiding the need to rely

on the section--they have a greater percentage of independent directors

than is required by the Act. This approach may become more difficult

if, as we propose, funds relying on the Exemptive Rules must have a

majority or a super-majority of independent directors.\52\ Moreover,

the consequence of a fund falling below the minimum required percentage

of independent directors would be more severe and more immediate

because the fund would lose the availability of the Exemptive

Rules.\53\

---------------------------------------------------------------------------

\52\ See supra Section II.A.1.a.

\53\ Currently, the loss of an independent director that causes

a fund to fall below a statutorily required percentage of

independent directors does not result in immediate consequences for

a fund. Issues arise only when the fund's next board vote is

required. Under the proposed amendments to the Exemptive Rules,

however, the fund would be unable, for example, to offer multiple

classes of shares, pay distribution fees under rule 12b-1, engage in

securities transactions with fund affiliates, or participate in a

joint liability insurance policy from the date of the loss of the

independent director until the fund replaces the independent

director.

---------------------------------------------------------------------------

The Commission is proposing new rule 10e-1 to address these

concerns. Proposed rule 10e-1 would suspend the board composition

requirements of the Act, and of the rules under the Act, for 60 days if

the board of directors may fill the vacancy or 150 days if a

shareholder vote is required.\54\ We believe these longer time periods

are appropriate in light of the need to select, nominate, and elect

qualified candidates for service as independent directors.\55\

---------------------------------------------------------------------------

\54\ See proposed rule 10e-1.

\55\ See infra Section II.A.2 (discussing the selection and

nomination of independent directors by other independent directors);

cf. Temporary Exemption for Certain Investment Advisers, Investment

Company Act Release No. 23325 (July 22, 1998) [63 FR 40231 (July 28,

1998)] (proposing amendments to rule 15a-4 in part to extend, from

120 days to 150 days, the period of time funds are permitted to

operate with an interim advisory contract that has not been approved

by shareholders to allow funds more time to seek shareholder

approval of an advisory contract).

---------------------------------------------------------------------------

We request comment whether the proposed 60-day and 150-day periods

are adequate to provide funds and their independent directors with the

time needed to approve new independent directors. Commenters who

believe that a longer or shorter period is appropriate should explain

why, and specify the number of days they believe would be adequate.

2. Selection and Nomination of Independent Directors

Independent directors who are truly independent are more effective

in their roles as ``watchdogs'' for fund shareholders. While the

Investment Company Act precludes independent directors from having

certain affiliations or relationships with the fund's adviser or

principal underwriter,\56\ no law can

[[Page 59832]]

guarantee that an independent director will be vigilant in protecting

fund shareholders. Fund shareholders therefore must depend on the

character, ability, and diligence of persons who serve as fund

directors to protect their interests.\57\

---------------------------------------------------------------------------

\56\ See section 2(a)(19)(B) [15 U.S.C. 80a-2(a)(19)(B)]

(outlining the types of affiliations and relationships that render a

director an ``interested person'' of a fund's adviser or principal

underwriter).

\57\ See Bearing of Distribution Expenses by Mutual Funds,

Investment Company Act Release No. 10862 (Sept. 7, 1979) [44 FR

54014 (Sept. 17, 1979)] (proposing rule 12b-1) (``[P]roper

fulfillment of directors' duties depends primarily on the character,

ability, and diligence of directors.''); William G. Bowen, Inside

the Boardroom: Governance by Directors and Trustees 47 (1994)

(``Effective governance by any board surely depends, most of all, on

having an outstanding group of members.''); Roundtable Transcript of

Feb. 23, 1999 at 14-15 (statement of Arthur Levitt, Chairman, SEC)

(``[B]oard independence does not come from a specific legal

structure * * * I believe passionately in boards made up of men and

women of good, sound independent judgment. Board independence comes

from directors who do their jobs aggressively.'').

---------------------------------------------------------------------------

One recognized method of enhancing the independence of directors is

to commit the selection and nomination of new independent directors to

the incumbent independent directors.\58\ Independent directors who are

selected and nominated by other independent directors, rather than by

the fund's adviser, are more likely to have their primary loyalty to

shareholders rather than the adviser.\59\ In addition, when independent

directors are self-selecting and self-nominating, they are less likely

to feel beholden to the adviser. Thus, they may be more willing to

challenge the adviser's recommendations when the adviser's interests

conflict with those of the shareholders.\60\

---------------------------------------------------------------------------

\58\ Selection and nomination refers to the process by which

board candidates are researched, recruited, considered, and formally

named. Some funds establish a nominating committee of the board that

is comprised entirely of independent directors to select and

nominate directors.

\59\ See ICI Advisory Group Report, supra note 28, at 14

(``[I]ndependent directors are uniquely qualified to evaluate

whether a present or prospective director is likely to contribute to

the continuing independence and effectiveness of the independent

directors as a group.'').

\60\ See ICI Advisory Group Report, supra note 28, at 14

(``[C]ontrol of the nominating process by the independent directors

helps dispel any notion that the directors are `hand picked' by the

adviser and therefore not in a position to function in a true spirit

of independence.'')

---------------------------------------------------------------------------

Two comprehensive studies that addressed mutual fund governance

recognized that the selection and nomination of independent directors

by other independent directors could enhance their independence.\61\ In

its guidebook for fund directors, the American Bar Association's

Section of Business Law has endorsed this practice,\62\ as did several

participants at our Roundtable.\63\ The recent ICI Advisory Group

report also recommended the self-selection and self-nomination of

independent directors.\64\ As noted above, two of our rules currently

require funds to have self-selecting and self-nominating independent

directors,\65\ and many fund groups have adopted this practice.\66\

---------------------------------------------------------------------------

\61\ See 1992 Protecting Investors Report, supra note 9, at 266-

67 (recommending that the Act be amended to require that independent

directors be self-nominating); Wharton Report, supra note 10, at

465-66 (noting that the selection of unaffiliated directors by

management limits those directors' independence).

\62\ See A.B.A., Section of Business Law, Fund Director's

Guidebook 27 (1996) [``Fund Director's Guidebook''] (``The

independence of a fund's independent directors is enhanced by

providing that persons nominated by the board for election as

independent directors be nominated by a committee of the fund's

incumbent independent directors.'').

\63\ See Roundtable Transcript of Feb. 24, 1999 at 182

(statement of John C. Coffee, Jr.) (``[W]e should have'' independent

nominating committees.); Roundtable Transcript of Feb. 23, 1999 at

136 (statement of Faith Colish) (``a very good idea''); Roundtable

Transcript of Feb. 24, 1999 at 63 (statement of Dawn-Marie Driscoll)

(``I'm a great believer in independent directors choosing other

independent directors who the adviser does not know. * * * The more

ways you can ensure independence, the better the process will

be.''); id. at 148 (statement of Ronald J. Gilson) (``A nominating

committee made up of independent directors makes an enormous amount

of sense.''); id. at 215 (statement of John R. Haire) (``[Self-

selection and self-nomination are] very helpful in the process of

seeing that * * * independent directors * * * bring to the board a

diversity of skills that are useful * * * in the role of overseeing

management.''); id. at 243 (statement of Aulana L. Peters) (``[I]t

is not a good idea to have the adviser or the CEO of the adviser * *

* be the sole decisionmaker on who should serve as a disinterested

member of the board.''). But see id. at 245 (statement of Aulana L.

Peters) (stating that the involvement of a fund's adviser in the

selection and nomination of independent directors may facilitate

increasing diversity on a fund's board).

\64\ See ICI Advisory Group Report, supra note 28, at 14-16.

\65\ Rule 12b-1 permits the use of fund assets to pay for

distribution of fund shares, but only if the fund's independent

directors select and nominate other independent directors. See supra

note 30 (discussing rule 12b-1). In discussing our decision to

include this condition in the rule, we noted that ``the likelihood

that a decision will be in the best interests of a fund and its

shareholders will be increased if the disinterested directors are

genuinely independent of management,'' and that ``formal

independence will breed an atmosphere in which actual independence

will develop.'' Rule 12b-1 Adopting Release, supra note 30, at

discussion of ``Independence of Directors.'' See also supra note 30

(discussing rule 23c-3, which permits the operation of interval

funds if independent directors are self-selecting, self-nominating,

and comprise a majority of the board). The Act also requires

independent directors to select and nominate individuals to fill

independent director vacancies for a period of three years following

the sale of an investment advisory contract. Section 16(b) [15

U.S.C. 80a-16(b)].

\66\ See ICI Advisory Group Report, supra note 28, at 15 (noting

that funds with rule 12b-1 plans, which are required to have self-

selecting and self-nominating independent directors, represent a

majority of all mutual funds and that many funds without rule 12b-1

plans also assign to independent directors the selection and

nomination of other independent directors); Joel H. Goldberg &

Gregory N. Bressler, Revisiting Rule 12b-1 Under the Investment

Company Act, 31 Rev. Sec. & Commodities Reg. 147, 147 (1998) (since

the adoption of rule 12b-1 in 1980, over 7,000 mutual funds have

adopted rule 12b-1 plans).

---------------------------------------------------------------------------

We are proposing to amend each of the Exemptive Rules to require

that funds relying on those rules have boards whose independent

directors select and nominate any other independent directors.\67\

Funds that have adopted distribution plans under rule 12b-1, which

already contains this requirement, would be unaffected by the

proposal.\68\ Funds whose independent directors were not nominated in

this manner would not immediately lose their ability to rely on the

Exemptive Rules. Rather, if we adopt the proposed amendments, these

funds would be required to adopt the practice before the compliance

date for the amendments, and the fund's incumbent independent directors

subsequently would select and nominate all independent directors of the

fund.\69\

---------------------------------------------------------------------------

\67\ See proposed rules 10f-3(b)(11)(i); 15a-4(c)(1); 17a-

7(f)(1); 17a-8(c)(1); 17d-1(d)(7)(v)(A); 17e-1(c)(1); 17g-

1(j)(3)(i); 18f-3(e)(1). In addition, we are proposing to amend

rules 12b-1 and 23c-3 to conform their current language regarding

the self-selection and self-nomination of independent directors to

the language of the proposed amendments. Proposed rules 12b-1(c)(1)

and 23c-3(b)(8)(i).

\68\ Our proposals to amend rules 12b-1 and 23c-3 to conform

their language regarding self-selection and self-nomination to the

language of our proposed amendments are not intended to have any

substantive effect on the operation of those rules. See proposed

rules 12b-1(c)(1), 23c-3(b)(8)(i).

\69\ Our proposed amendments would have no impact on the initial

selection of an organizing fund's directors because, at the time of

organization, the fund would not yet be registered under the

Investment Company Act and therefore would not be relying on our

Exemptive Rules. Any organizing fund that intends to rely on the

Exemptive Rules, however, should adopt a self-selection and self-

nomination practice, and once the fund begins operations,

independent directors should select and nominate other independent

directors as board vacancies occur.

---------------------------------------------------------------------------

We understand that committing the selection and nomination of

independent directors to a board committee composed entirely of

independent directors might, in some cases, conflict with applicable

state law.\70\ We believe that a fund could comply with our proposed

amendments in those circumstances if the fund's independent directors

choose the candidates and then present their recommendations to the

full board. We

[[Page 59833]]

request comment whether this approach adequately addresses any

potential conflicts between state law and our proposed amendments

regarding self-selection and self-nomination of independent directors.

---------------------------------------------------------------------------

\70\ See, e.g., ICI Advisory Group Report, supra note 28, at

n.28 (discussing Md. Code Ann., Corps. & Ass'ns Sec. 2-411(a)(2),

which prohibits the bylaws of a Maryland corporation from

authorizing the board to delegate to a committee the power to

recommend to stockholders any action that requires stockholder

approval). Section 2-411(a)(2) may have a greater effect on closed-

end funds, which, unlike mutual funds, generally must hold annual

meetings of shareholders at which shareholders elect directors.

---------------------------------------------------------------------------

Moreover, our proposals regarding the self-selection and self-

nomination of independent directors are not intended to limit the

abilities of public shareholders to nominate independent directors. To

the extent permitted under state law, shareholders may participate in

the nomination process.\71\

---------------------------------------------------------------------------

\71\ See Item 7(e)(2) of Schedule 14A (requiring that any proxy

sent to shareholders for the purpose of electing directors state

whether a registrant's nominating committee will consider nominees

recommended by shareholders and describe the procedures to be

followed by shareholders submitting nominee recommendations); see

also infra note 224 and accompanying text.

---------------------------------------------------------------------------

We request comment whether we should further amend the Exemptive

Rules to require that independent directors, rather than the entire

board, elect other independent directors in those instances when a

shareholder vote is not required.\72\ Commenters should discuss the

effect state law would have on a fund board's ability to delegate its

authority to elect directors to a subset of the board.

---------------------------------------------------------------------------

\72\ The ICI Advisory Group Report recommends that, to the

extent permitted by state law, fund boards delegate to a fund's

incumbent independent directors the authority to elect independent

directors in the absence of a shareholder vote. See Advisory Group

Report, supra note 28, at 15-16; see also supra note 47 (discussing

section 16(a) of the Act and the circumstances under which fund

directors may elect a board member without holding a shareholders

vote).

---------------------------------------------------------------------------

3. Independent Legal Counsel

Another recognized method of enhancing the independence and

effectiveness of independent directors is to provide them with

independent counsel.\73\ Because mutual funds are highly regulated and

their boards frequently are called upon to protect fund shareholders

from conflicts of interest, independent counsel can be particularly

helpful to independent directors of funds.\74\ Experienced counsel can

help to identify potential conflicts of interest and other compliance

issues. They can assist directors in ``marshal[ling] arguments to

balance those presented by management in matters involving conflicts of

interest,'' and evaluating legal issues with an independent and

critical eye.\75\ Often, independent counsel can draw on their

experience and knowledge to identify best practices of other funds that

might be appropriate for directors to adopt for their fund.

---------------------------------------------------------------------------

\73\ See generally Grover C. Brown, Michael J. Maimone, and

Joseph C. Schoell, Director and Advisor Disinterestedness and

Independence Under Delaware Law, 23 Del. J. Corp. L. 1157 (1998).

\74\ See ICI Advisory Group Report, supra note 28, at 18

(``[Independent] counsel can help to ensure that the directors

understand their responsibilities, ask the pertinent questions, and

receive the information necessary to carry out those

responsibilities.''); What's the Job of Your Fund Counsel?, Fund

Directions, Nov. 1995, at 4, 5 (Independent directors ``look to

their lawyer for assistance in resolving and acting upon any matters

where the adviser potentially has a conflict of interest with the

shareholders.' '') (quoting Edward T. O'Dell, partner, Goodwin,

Procter & Hoar LLP).

\75\ Joel H. Goldberg, Disinterested Directors, Independent

Directors and the Investment Company Act of 1940, 9 Loy. U. Chi.

L.J. 565, 585 (1978).

---------------------------------------------------------------------------

We believe counsel who does not also represent the fund's adviser

can best provide zealous representation of independent directors.

Several of our Roundtable participants made this point,\76\ as have

many legal commentators over the years.\77\ The recent ICI Advisory

Group Report recommended that independent directors have qualified

counsel who is independent from the fund's adviser and other service

providers.\78\ Courts too have recognized that independent legal

counsel improves the deliberative process of fund independent

directors.\79\ As a result, independent directors of many funds retain

legal counsel who does not also represent the adviser and, in some

cases, does not represent the fund.

---------------------------------------------------------------------------

\76\ See Roundtable Transcript of Feb. 24, 1999 at 178

(statement of John C. Coffee, Jr.) (``[T]he central lesson from

corporate governance generally is that independent directors can

function well as a committee if an probably only if they have the

effective assistance of a truly independent legal counsel who does

not generally represent the investment adviser and who does not have

any other conflict.''); id. at 190-97 (statement of Leslie L. Ogg)

(discussing the important role of service providers, including

separate counsel, to fund independent directors); id. at 52

(statement of David M. Butowsky) (stating that independent directors

should be counseled by someone ``who is completely independent of

any affiliation with management when reviewing found reorganizations

following the acquisition of an adviser); id. at 67 (statement of

Joseph Hankin) (noting that retaining counsel separate from fund

management is ``absolutely a prudent step'' when reviewing fund

mergers and advisory contracts); see also id. at 222-23 (statement

of David A. Sturms) (reviewing various structures of legal

representation of a fund, its independent directors, and its

adviser).

\77\ See, e.g., Martin Lipton, Directors of Mutual Funds:

Special Problems, 31 BUS. LAW. 1259, 1262 (1976) (``[M]utual funds

should have separate counsel. Either the independent directors of a

fund should have separate counsel or the fund itself should have

separate counsel. That is, separate counsel from counsel for the

management company. Independent counsel plays a very important

role.''); Goldberg, supra note 75, at 585 (``[T]he value of

[independent] counsel in helping to ensure independent consideration

of issues by disinterested directors is beyond dispute * * *.'');

Jean W. Gleason, Mutual Fund Governance: Independent Directors--

Their Role and Incentives and Tools for Fulfilling It, VI-A-9, VI-A-

16 (1994) (material prepared for the 1994 Mutual Funds and

Investment Management Conference) (``Access to, and use of, outside

experts [such as independent legal counsel] can provide increased

independence and allow for informed judgments [by independent

directors] * * *.''). See also Public Policy Report, supra note 10,

at 130-31 (listing the absence of separate legal counsel as one of

the factors contributing to the relative ineffectiveness of

unaffiliated directors).

\78\ See ICI Advisory Group Report, supra note 28, at 18-20. The

Advisory Group concluded that ``[c]ounsel to the independent

directors must be independent from the adviser and other fund

service providers in order to render objective advice on areas of

potential conflict between the fund and its service providers.'' Id.

at 18. See also Fund Director's Guidebook, supra note 62, at 23

(``[G]enerally it is important that the independent directors have

ready access to counsel who views the board and the fund, not the

adviser, as the client.'').

\79\ See Tannenbaum v. Zeller, 552 F.2d 402, 428 (2d Cir. 1977)

(stating that it would have been preferable if the fund's

independent directors received advise from an independent counsel,

rather than counsel who also represented the fund, the fund's

adviser, and the fund's distributor); Fogel v. Chestnutt, 533 F.2d

731, 750 (2d Cir. 1975) (``It would have been * * * better to have

the investigation of recapture methods and their legal consequences

performed by disinterested counsel furnished to the independent

directors.''); Schuyt v. Rowe Price Prime Reserve Fund, Inc., 663 F.

Supp. 962, 965, 982, 986 (S.D.N.Y.) (noting that ``[d]uring all

relevant times, the independent directors * * * had their own

counsel'' who was an ``important resource'' and who advice ``the

record indicates the directors made every effort to keep in mind as

they deliberated''), aff'd, 835 F.2d 45 (2d Cir. 1987); Cartenberg

v. Merill Lynch Asset Management, Inc., 528 F. Supp. 1038, 1064

(S.D.N.Y. 1981) (noting that the ``non-interested Trustees were

represented by their own independent counsel * * * who acted to give

them conscientious and competent advice''), aff'd, 694 F.2d 923 (2d

Cir. 1982). See also Palilsky v. Berndt, [1976-1977 Transfer Binder]

Fed. Sec. L. Rep. (CCH) para. 95,627, 15 90,133 (S.D.N.Y. June 24,

1976) (noting that a law firm, in advising both a fund and the

fund's adviser, ``was counseling people with contrary interests. * *

* The effect of the inadequate advice was to discourage any

independent inquiry by * * * [the] Board.'').

---------------------------------------------------------------------------

We are aware, however, that in some cases counsel has regularly

represented the fund, the fund's adviser, and the independent

directors. We have no doubt that such representation has been in

conformity with applicable codes of legal ethics, which permit a lawyer

to represent clients with conflicting interests after full disclosure

and client consent.\80\ We nevertheless are troubled by such conflicts

and how they affect the ability of independent directors to carry out

their responsibilities under the Act and the Exemptive Rules. We are

particularly concerned when lawyers represent both the independent

directors and management organizations in the negotiation of the

advisory contract, distribution arrangements (e.g., 12b-1 plans), and

other matters of fundamental importance to a fund and its shareholders.

Lawyers representing

[[Page 59834]]

fund management may not suggest courses of action to independent

directors that are opposed by their management clients. Thus, we are

proposing to amend the Exemptive Rules to require that counsel for a

fund's independent directors not also act as counsel to the fund's

adviser, principal underwriter, or administrator (or their control

persons).\81\

---------------------------------------------------------------------------

\80\ See American Bar Association, Center for Professional

Responsibility, Model Rules of Professional Conduct [``ABA Model

Rules''], Rule 1.7 (1998); see also Del. Prof. Cond. R. 1.7 (1998);

MASS. SUP. JUD. CT.R. 3:07, R.P.C. 1.7 (1999); Md. Rule 1.7 (1998).

\81\ Our proposals are not intended to regulate the practice of

law, but rather to delimit the ability of independent fund directors

to waive certain conflicts of interest. In other contexts,

fiduciaries have been similarly restricted in their ability to waive

conflicts. See, e.g., section 327 of the U.S. Bankruptcy Code [11

U.S.C. 327] (bankruptcy trustee generally cannot employ a counsel

who represents an interest adverse to the estate in bankruptcy, and

any counsel employed by the trustee must be a disinterested person);

Md. Regs. Code tit. 13 Sec. 105 (attorney to a receiver or assignee

in bankruptcy must meet prescribed independence standards, including

that the attorney does not represent an interest adverse to the

estate). See also rule 116.5 of the Bureau of Indian Affairs [25 CFR

116.5] (no person with a personal, financial, or business connection

to a trustee of restricted Indian property may act as an appraiser

of that property in connection with loans made from the trust).

---------------------------------------------------------------------------

We are not, however, proposing at this time to require independent

directors to retain legal counsel. Although we believe that independent

directors are in the best position to fulfill the roles assigned to

them by the Exemptive Rules if they have the assistance of independent

counsel, the services of counsel do not come without cost.\82\ We are

hesitant to propose a rule that might result in the engagement of legal

counsel simply to fulfill a legal requirement. Moreover, we believe

that a likely result of our proposed amendments would be that fund

directors will seek independent counsel. Comment is requested whether

we should amend the Exemptive Rules to require independent directors of

funds relying on those rules to retain independent legal counsel. Would

this requirement impose substantial costs on small fund groups? If we

adopt this condition to the Exemptive Rules, should we provide for an

exception for smaller fund groups? If so, what factors should determine

which fund groups are small?

---------------------------------------------------------------------------

\82\ In the 1992 Protecting Investors Report, the staff of the

Division of Investment Management considered, but did not recommend,

requiring funds to provide independent directors with their own

counsel. While the staff recognized the benefits of separate counsel

for independent directors, it was concerned about the costs

associated with requiring separate counsel in all cases. See 1992

Protecting Investors Report, supra note 9, at 268.

---------------------------------------------------------------------------

Under the proposed amendments, reliance on each of the Exemptive

Rules would be conditioned on any legal counsel for a fund's

independent directors being an ``independent legal counsel.'' \83\ A

person would be an ``independent legal counsel'' if the fund reasonably

believes the person and his law firm, partners, and associates \84\

have not acted as legal counsel for the fund's investment adviser,

principal underwriter, administrator \85\ (collectively, ``management

organizations''), or any of their control persons \86\ at any time

since the beginning of the fund's last two completed fiscal years.\87\

The independent directors could make an exception and permit a person

to serve as independent legal counsel even if the person has a remote

or minor conflict of interest because the person has provided legal

advice to management organizations or their control persons.\88\

---------------------------------------------------------------------------

\83\ See proposed rules 10f-3(b)(11)(ii); 12b-1(c)(2); 15a-

4(c)(2); 17a-7(f)(2); 17a-8(c)(2); 17d-1(d)(7)(v)(B); 17e-1(c)(2);

17g-1(j)(3)(ii); 18f-3(e)(2); 23c-3(b)(8)(ii).

\84\ The proposed definition of an independent legal counsel

would apply to a ``person.'' See proposed rule 0-1(a)(6)(i). The

term ``person'' would have the same meaning as in section 2(a)(28)

of the Act [15 U.S.C. 80a-2(a)(28)] and, in addition, would include

a partner, co-member, or employee of any person. See proposed rule

0-1(a)(6)(ii)(A). The term ``co-member'' is intended to address law

firms organized as limited liability companies. The interest-holders

of limited liability companies generally are called ``members.''

\85\ See infra note 89.

\86\ See infra note 91 and accompanying text.

\87\ See proposed rule 0-1(a)(6)(i)(A). We intend that the

phrase ``act as legal counsel'' as used in the proposed definition

of ``independent legal counsel'' will have the same meaning that it

has for purposes of section 2(a)(19)(B)(iv) [15 U.S.C. 80a-

2(a)(19)(B)(iv)]. The staff has interpreted the phrase ``acts as

legal counsel'' broadly. See 399 Fund, SEC No-Action Letter (Sept.

2, 1973) (fund directors would be an ``interested person'' because

his firm had entered an appearance on behalf of certain officers and

directors of the fund's adviser in litigation unrelated to the

fund); Alpha Investors Fund, Inc., SEC No-Action Letter (Jan. 9,

1972) (fund director would be an ``interested person'' because his

firm had performed two small legal projects for a company that owned

a 50 percent share of an adviser to a fund).

In some cases, ethics rules permit counsel to accept payment for

legal services from a non-client third party. See ABA Model Rules,

supra note 79, rule 1.8(f) (1998) (counsel may accept compensation

from a third party if (i) the client consents after consultation,

(ii) there is no interference with counsel's independence of

professional judgment or with the attorney-client relationship, and

(iii) counsel maintains client confidentiality); see also id. Rule

1.7 cmt. 10 (``Interest of Person Paying for a Lawyer's Service'').

Under our proposed amendments, we would not view a lawyer as

``acting as legal counsel'' to a fund's investment adviser merely

because the lawyer accepts payment of fees from the adviser for

legal services performed on behalf of the fund or its independent

directors as permitted by relevant professional ethics rules.

\88\ See infra Section 11.A.3(d) ``Exception''; proposed rule 0-

1(a)(6)(i)(B).

---------------------------------------------------------------------------

(a) Independent of Fund Management Organizations. The proposed

amendments would treat as fund management organizations, fund advisers

(including sub-advisers), principal underwriters, and fund

administrators.\89\ We are proposing to include fund administrators

because, in some fund complexes, an administrator performs many of the

management functions traditionally performed by a fund's adviser, and

thus may have the same types of conflicts as an investment adviser

sponsoring a fund.\90\ The limitations on dual representation also

would extend to control persons of fund management organizations:

persons who directly or indirectly control, are controlled by, or are

under common control with the adviser, principal underwriter, or fund

administrator.\91\ Counsel to both a parent company of the fund's

adviser and a fund's independent directors, for example, may face the

same conflicts as those faced by counsel to the fund's adviser and the

fund's independent directors.\92\ We request comment whether the

amendments should extend to other types of service providers in

addition to management organizations,\93\ and to persons other than

control persons (e.g., affiliated persons of a management

organization).

---------------------------------------------------------------------------

\89\ We are proposing to define ``administrator'' as any person

who provides significant administrative or business affairs

management services to a fund. Proposed rule 0-1(a)(5). This

definition is substantially similar to, and has the same meaning as,

the definition of administrator contained in Item 22(a)(1)(i) of

Schedule 14A and Item 15(h)(1) of Form N-1A.

\90\ Funds are increasingly turning to third-party fund

administrators to provide an array of services, including

shareholder servicing, recordkeeping, accounting, and fund

distribution. See Jackie Cohen, Priming the Pump for Better Mutual

Fund Sales, Bank Tech. News, June 1998, at 43; Katharine Fraser,

Fund Administrators Vie for Megabank Pacts, Am. Banker, May 27,

1998, at 10. As of December 31, 1998, third-party fund

administrators had approximately $527 billion in assets under

administration. See generally Lipper Inc., Lipper Directors'

Analytical Data: Executive Summary (1st ed. 1999) (providing

estimates of fund assets administered by entities other than funds,

from which estimates of fund assets administered by entities

unaffiliated with the fund may be derived).

\91\ The definition of ``control person'' would exclude funds.

This exclusion enables the same counsel to represent a fund and its

independent directors. See proposed rule 0-1(a)(6)(ii)(B); see also

infra note 94 and accompanying text.

\92\ This could be the case even if the legal work performed for

the control person is unrelated to the fund or its operations.

\93\ See ICI Advisory Group Report, supra note 28, at 19

(recommending counsel for the independent directors who is

independent from all of the fund's service providers).

---------------------------------------------------------------------------

Under the proposed amendments, a person could be an independent

legal counsel to a fund's independent directors regardless of the

nature and amount of legal services he or she provides to the fund

itself. A person acting as both fund counsel and independent director

counsel ordinarily should not have the types of conflicts of interest

that would diminish the counsel's ability to provide zealous

[[Page 59835]]

representation of independent directors.\94\ Similarly, our proposal

would not preclude counsel from representing the independent directors

of multiple funds affiliated with the same management organization. We

request comment on this provision.

---------------------------------------------------------------------------

\94\ See id. at 18-19 (`'The Adisory Group believes that counsel

for the independent directors also may serve as fund counsel

because, in virtually every situation except possibly litigation,

the interests of the fund and its directors are aligned.''). But see

Roundtable Transcript of Feb. 24, 1999 at 179 (statement of John C.

Coffee, Jr.) (noting that counsel to a fund invariably works closely

with, and generally receives work requests from, personnel of the

adviser who manages the fund, and that the close association with

the adviser that results from representing the fund could influence

the counsel's representation of the independent directors).

---------------------------------------------------------------------------

(b) Two-Year Period. Section 2(a)(19) of the Act prevents any

person who has acted as legal counsel to a fund's adviser or principal

underwriter during the last two years from serving as an independent

director of the fund.\95\ This section reflects Congress's belief that

acting as counsel to fund management organizations creates conflicts

that may affect a person's ability to represent shareholder interests.

Based upon similar considerations, the proposed amendments would

(subject to the exception discussed below) preclude a person from

acting as counsel for independent directors for two years after having

acted as legal counsel to a fund management organization or its control

person. As in section 2(a)(19), the disqualification would apply to any

partner or employee of a person who acted as legal counsel to the

management organization or its control person.\96\

---------------------------------------------------------------------------

\95\ Section 2(a)(19)(B)(vi). Section 2(a)(19)(A)(iv) of the Act

[15 U.S.C. 80a-2(a)(19)(A)(iv)] also precludes a person who has

acted as fund counsel from serving as an independent director of

that fund for at least two years. As discussed above, our proposal

would not preclude counsel to a fund from serving as counsel to a

fund's independent directors. See supra note 94 and accompanying

text.

\96\ See proposed rule 0-1(a)(6)(ii)(A); see also supra note 84.

---------------------------------------------------------------------------

(c) Reasonable Belief. The proposed amendments would require the

fund to have a ``reasonable belief'' that counsel to the independent

directors meets the requirements of the independent legal counsel

definition. If, despite the fund's reasonable belief, counsel does not

actually meet the requirements, the fund would not lose the ability to

rely on any of the Exemptive Rules. A fund could form a reasonable

belief based on a representation from counsel. If the fund relies on

counsel's representation, the fund also should obtain an undertaking

that the counsel will inform the fund and the independent directors if

it begins to act as legal counsel to the fund management organizations

or any of their control persons.

(d) Exception. As discussed above, these proposed amendments are

intended to assure that independent directors have the benefit of

counsel who is free from the types of conflicts that may affect the

advice provided to independent directors. The scope of the proposed

limitation, described above, is broad and covers direct and indirect

conflicts. As a result, the proposed amendments might preclude a person

from serving as counsel to a fund's independent directors because of a

remote or minor conflict involving, for example, a law-firm partner who

represented an affiliate of the fund's adviser in a minor real estate

transaction. Therefore, the proposed definition of ``independent legal

counsel'' includes an exception that would permit the independent

directors to retain the counsel if they determine that the counsel's

representation was ``so limited that it would not adversely affect the

counsel's ability to provide impartial, objective, and unbiased legal

counsel to the [independent] directors.'' \97\

---------------------------------------------------------------------------

\97\ See proposed rule 0-1(a)(6)(i)(B).

---------------------------------------------------------------------------

The exception would not permit waivers in all instances, but only

in circumstances where the nature or extent of the conflict is minor.

We would expect that the independent directors, in making a

determination under the exception, would consider all relevant factors.

These factors could include whether the representation presented a

direct and ongoing conflict with the fund, the amount of legal fees

generated by the representation, and the nature and the extent of the

affiliation between a control person and a fund management

organization. The basis for any determination under this provision also

must be recorded in board meeting minutes.\98\

---------------------------------------------------------------------------

\98\ See id.

---------------------------------------------------------------------------

We request comment on the approach we have taken. Should

independent directors who engage legal counsel under the exception to

the general rule be required to make findings different from those

proposed? For example, the Blue Ribbon Committee on Improving the

Effectiveness of Corporate Audit Committees recommended that a director

who does not meet proposed independence standards be allowed to serve

as a member of a company's audit committee if the board, under

exceptional and limited circumstances, determines that membership on

the committee is required by the best interests of the company and its

shareholders, and the board discloses, in the next annual proxy

statement, the reasons why the director does not meet the independence

standards and the reasons for the board's determination.\99\ Should we

also require public disclosure of the independent directors'

determination regarding their counsel's conflict and the nature of that

conflict? If so, in what document should the disclosure be made?

---------------------------------------------------------------------------

\99\ See Report and Recommendations of the Blue Ribbon Committee

on Improving the Effectiveness of Corporate Audit Committees 11

(1999) [``Blue Ribbon Committee Report''].

---------------------------------------------------------------------------

(e) Transition Period. If we adopt the proposals after the comment

period, counsel for the independent directors of funds relying on any

of the Exemptive Rules would not be required to be ``independent legal

counsel'' until the compliance date established in the adopting

release. We believe that independent directors of most fund groups

would not be required to seek new counsel. In some cases, however, they

may. Comment is requested on the transition time that independent

directors would need to hire new counsel.

B. Limits on Coverage of Directors Under Joint Insurance Policies

The oversight responsibilities that the Act assigns to independent

directors \100\ may create tensions between those directors and the

fund's adviser \101\ that can lead to disputes.\102\ A dispute among

these parties that escalates to the level of a lawsuit can result in

significant legal expenses for the independent directors.\103\

---------------------------------------------------------------------------

\100\ See supra notes 12-24 and accompanying text; see also

section 36(a) of the Act [15 U.S.C. 80a-35(a)] (enabling federal

lawsuits to be brought against fund directors for breaches of

fiduciary duty involving personal misconduct).

\101\ See Roundtable Transcript of Feb. 24, 1999 at 234

(statement of Gerald C. McDonough) (``The adversarial role * * * of

independent [directors] and fund advisers is a healthy and desirable

one.'').

\102\ See David A. Sturms, The Debate: The System is Broken--Fix

It or Scrap It vs. The System Works--Don't Fix What Isn't Broken 4-7

(materials prepared for SEC Roundtable on the Role of Independent

Investment Company Directors, Feb. 23-24, 1999) (discussing recent

disputes between independent directors of funds and the funds'

advisers).

\103\ See ICI Advisory Group Report, supra note 28, at 26

(``[L]itigation [involving independent directors] can be extremely

expensive and may even carry with it a potential for personal

financial ruin.'').

---------------------------------------------------------------------------

Funds typically purchase ``errors and omissions'' insurance

policies (``D&O/E&O policies'') \104\ to cover expenses

[[Page 59836]]

incurred by directors and officers in the event of litigation.\105\

Often these policies are joint policies that cover numerous funds

within a fund family as well as the adviser and principal underwriter

of those funds. Although the Investment Company Act and our rules

generally prohibit joint transactions and other joint arrangements

involving a fund and its affiliates,\106\ rule 17d-1(d)(7) permits the

purchase of joint D&O/E&O policies.\107\

---------------------------------------------------------------------------

\104\ D&O/E&O policies generally insure directors and officers

of an insured entity (e.g., a fund) for claims made against them for

their designated acts, errors, or omissions. See generally Spiro K.

Bantis, ``What Mutual Fund D&O/E&O Policies Don't Cover''; Ellen

Metzger, Mutual Fund D&O/E&O Insurance: Considerations in Selecting

and Maintaining a Policy; Natalie Shirley, Claims--What to Do When

the Unthinkable Happens; Daniel T. Steiner, Selected Issues

Regarding Basic Policy Forms (collected materials from 1995 Mutual

Funds and Investment Management Conference, Mutual Fund D&O/E&O

Insurance 101).

\105\ Under the Act, a fund's organizational documents cannot

contain any provision protecting a director or officer of the fund

from any liability to the fund or its shareholders to which he is

subject by reason of willful misfeasance, bad faith, gross

negligence, or reckless disregard of the duties involved in the

conduct of his office. See section 17(h) of the Act [15 U.S.C. 80a-

17(h)]; see also Interpretive Release, supra note 1, Section II.C

(discussing section 17(h) and providing guidance regarding when a

fund may pay an advance of legal fees to its directors).

\106\ See section 17(d) [15 U.S.C. 80a-17(d)] (prohibiting an

affiliated person of a fund from effecting a joint transaction with

the fund in contravention of Commission rules); rule 17d-1 [17 CFR

270.17d-1] (prohibiting a fund affiliate from participating in any

joint enterprise, joint arrangement, or profit-sharing plan with a

fund without first obtaining a Commission order, except in certain

designated circumstances); see also Interpretive Release, supra note

1, Section II.B (discussing section 17(d) and rule 17d-1 and

explaining the view of the staff that actions taken by fund

directors within the scope of their duties for the fund generally

would not be joint transactions under section 17(d) and rule 17d-1).

\107\ 17 CFR 270.17d-1(d)(7). Reliance on rule 17d-1(d)(7)

currently is conditioned on a fund's board, and a majority of its

independent directors, annually determining that the joint policy is

in the best interests of the fund and that the proportion of the

policy's premium allocated to the fund is fair and reasonable.

---------------------------------------------------------------------------

Joint D&O/E&O policies historically have excluded claims in which

the parties under the policy sue each other.\108\ A policy that insures

both a fund's investment adviser and its independent directors

therefore may not cover the independent directors' expenses of

litigation with the fund's adviser. Without this coverage, independent

directors face substantial personal legal expenses in the event of a

lawsuit.\109\

---------------------------------------------------------------------------

\108\ See ICA Advisory Group Report, supra 28, at 26. The

general purpose of these standard ``insured versus insured''

exclusions is to prevent collusion among insureds.

\109\ See Paul H. Dykstra and Paulita Pike-Bokhari, The Yacktman

Battle: Manager Bites the Watchdogs, Investment Law., Nov./Dec.

1998, at 1, 9-10 (discussing the effect of an ``insured versus

insured'' exclusion of insurance coverage on independent directors

of the Yacktman Fund).

---------------------------------------------------------------------------

The exclusion of coverage under joint policies creates a potential

threat to directors' personal assets, which can hamper directors'

willingness to question management and weaken their resolve to protect

fund shareholders in the event of a conflict with the adviser. Because

we are concerned about the effect that these exclusions may have on the

ability of independent directors to carry out their statutory

responsibilities, we propose to amend rule 17d-1(d)(7) to make the rule

available only for joint liability insurance policies that do not

exclude coverage for litigation between the independent directors and

the fund's adviser.\110\ These proposals are intended to allow

independent directors to engage in the good faith performance of their

statutory responsibilities without concern for their personal financial

security.\111\

---------------------------------------------------------------------------

\110\ Proposed rule 17d-1(d)(7)(iii). The proposed amendments

would prohibit exclusions for bonafide (i.e., non-collusive) claims

made against any independent director by another person insured

under the joint insurance policy. The proposed amendments also would

prohibit exclusion of coverage for the fund if it is a co-defendant

with an independent director in a claim brought by a co-insured. We

believe that the ability of fund directors to perform their duties

may be further impaired if an adviser's lawsuit poses a threat to

fund assets as well as to director's personal assets.

\111\ Earlier this year, Chairman Levitt expressed concern about

standard ``insured versus insured'' exclusions. See Arthur Levitt,

Keeping Faith with the Shareholder Interest: Strengthening the role

of Independent Directors of Mutual Funds (remarks at the Mutual

Funds and Investment Management Conference, Palm Springs, CA, Mar.

22, 1999), available at http://www.sec.gov/news/speeches/

spch259.htm>. In response, the ICI Mutual Insurance Company (``ICI

Mutual''), which insures funds representing approximately 70 percent

of all mutual fund assets, recently announced that it has revised

its D&O/E&O policies to clarify that these types of claims are

covered under its standard insurance policy. See Aaron Lucchetti,

Direct and Protect, Wall St. J., April 2, 1999, at C23. ICI Mutual

now makes available a standard policy endorsement that permits

independent directors to recover defense costs, settlements, and

judgments in ``insured versus insured'' claims otherwise covered

under the policy. This change by ICI Mutual is a significant step

toward ensuring the ability of independent directors to vigorously

fulfill their duties under the Act without concerns of personal

liability. We believe, however, that all independent directors who

serve on funds that obtain joint liability insurance policies should

have the benefit of protections similar to those provided by ICI

Mutual.

---------------------------------------------------------------------------

We request comment on the proposed amendments to rule 17d-1(d)(7)

concerning the purchase of joint D&O/E&O policies. The ICI Advisory

Group Report recommended more broadly that fund boards should consider

obtaining D&O/E&O insurance policies and/or indemnification from the

fund ``that is adequate to ensure the independence and effectiveness of

independent directors.'' \112\ The proposed amendments do not require

that funds obtain insurance coverage or indemnification for independent

directors, so that funds will have the latitude to determine which

arrangements are appropriate for their circumstances. We request

comment whether we should further amend rule 17d-1(d)(7) to require

that joint insurance polices purchased under the rule be in an amount

adequate to ensure that independent directors can perform their duties

in an independent and effective manner, and what that amount might be.

---------------------------------------------------------------------------

ICI Advisory Group Report, supra note 28, at 26. the Report also

noted that independent directors may need to be covered by insurance

after their service on the board has ended for claims involving

their service as directors. Id. at 26-27.

---------------------------------------------------------------------------

C. Exemption From Ratification of Independent Public Accountant

Requirement for Funds With Independent Audit Committees

The Investment Company Act requires that a fund's independent

directors select the fund's independent public accountant.\113\ The Act

further requires that the selection of the fund's independent public

accountant be submitted to shareholders for ratification or rejection

at their next annual meeting.\114\

---------------------------------------------------------------------------

\113\ Section 32(a)(1).

\114\ Section 32(a)(2) [15 U.S.C. 80a-31(a)(2)].

---------------------------------------------------------------------------

We have observed that shareholders rarely contest votes over the

ratification of the selection of a fund's independent accountant. Many

believe shareholder ratification has become perfunctory. This may have

occurred because of the growth of funds,\115\ their organization into

large complexes, the increased complexity of accounting issues, or the

consolidation of accounting firms, which have made it impracticable for

shareholders to evaluate the qualifications and independence of fund

auditors. We are proposing, therefore, to exempt funds from the

shareholder ratification requirement if the auditor is subject to the

oversight and direction of an audit committee consisting entirely of

independent directors.

---------------------------------------------------------------------------

\115\ See supra note 3 and accompanying test.

---------------------------------------------------------------------------

Today, in many corporations and fund complexes, audit committees

play an important and growing role in assuring the integrity of

financial statements.\116\ The current listing

[[Page 59837]]

requirements of the primary U.S. securities exchanges require publicly

traded companies to have audit committees,\117\ and many commentators

have recognized the value of independent audit committees and the

significance of their function in a corporate governance

structure.\118\ Recently, the Blue Ribbon Committee on Improving the

Effectiveness of Corporate Audit Committees emphasized the important

role of audit committees and recommended enhanced responsibilities,

membership standards, and methods of operation designed to strengthen

their oversight function.\119\ The ICI Advisory Group Report,

furthermore, recommended that fund boards establish audit committees

comprised entirely of independent directors.\120\

---------------------------------------------------------------------------

\116\ See generally A.B.A., Section of Business Law, Corporate

Director's Guidebook 27-32 (2d ed. 1994) [``1994 Corporate

Director's Guidebook'']; See also Investment Company Institute,

Understanding the Role of Mutual Fund Directors 7 (1998) (noting

that although not required by law, it is common practice for mutual

funds to have an audit committee oversee the financial reporting and

internal controls of the fund and stating that the results of a 1998

survey conducted by Management Practice Inc. indicated that 100

percent of fund boards surveyed had an audit committee); Fund

Director's Guidebook, supra note 62, at 26 (stating that the audit

committees of many funds are comprised of all of the fund's

independent directors).

\117\ See e.g., New York Stock Exchange Listed Company Manual

para. 303.00.

\118\ See, e.g., Roundtable Transcript of Feb. 23, 1999 at 236

(statement of Manuel H. Johnson) (noting that an audit committee

comprised entirely of independent directors serves as a check and

balance); 1994 Corporate Director's Guidebook, supra note 116, 27

(``The Audit Committee should be composed solely of independent

directors.''); Fund Director's Guidebook, supra note 62, at 25-26

(noting that the boards of many public companies, including funds,

have established audit committees at the urging of many governmental

and non-governmental institutions that have determined that audit

committees can play a meaningful role in ensuring corporate

accountability), The Role and Composition of the Board of Directors

of the Large Publicly Owned Corporation: Statement of the Business

Roundtable, 33 Bus. Law. 2083, 2108, 2109 (1978) (``[W]e believe it

highly desirable * * * that the board be served by an Audit

Committee.'' THe audit committee should be ``composed entirely of

non management directors.'') Report of the National Commission on

Fraudulent Financial Reporting 12 (Oct. 1987) [``Treadway Report'']

(``The audit committee on the board of directors plays a role

critical to the integrity of the company's financial reporting. [We]

recommend[] that all public companies be required to have audit

committees composed entirely of independent directors.''); Advisory

Panel on Auditor Independence, Strengthening the Professionalism of

the Independent Auditor 14 (Sep. 13, 1994) (Special Report to the

Oversight Board of the SEC Practice Section, AICPA [``Kirk Panel

Report''] (noting that it is important that companies have audit

committees of independent directors).

\119\ Blue Ribbon Committee Report, supra note 99. With respect

to independence of audit committee members, the Blue Ribbon

Committee Report states:

[I]t is widely recognized that each member of the audit

committee should be an independent director. Several recent studies

have produced a correlation between audit committee independence and

two desirable outcomes: a higher degree of active oversight and a

lower incident of financial statement fraud. In addition, common

sense dictates that a director without any financial, family, or

other material personal ties to management is more likely to be able

to evaluate objectively the propriety of management's accounting

internal control and reporting practices.

Id. at 22.

\120\ ICI Advisory Group Report, supra note 28, at 22-23.

---------------------------------------------------------------------------

We believe that the ongoing oversight provided by an independent

audit committee can provide greater protection to shareholders than the

current requirement for shareholder ratification of a fund's

independent auditors. We therefore are proposing a rule that would

exempt a fund from the Act's requirement that shareholders ratify or

reject the selection of the fund's independent public accountant if the

fund has an audit committee comprised wholly of independent

directors.\121\ In order for a fund to rely on the proposed exemption,

(i) the audit committee must be responsible for overseeing the fund's

accounting and auditing processes,\122\ (ii) the fund's board of

directors must adopt an audit committee charter setting forth the

committee's structure, duties, powers, and methods of operation,\123\

and (iii) the fund must maintain a copy of the charter.\124\

---------------------------------------------------------------------------

\121\ See proposed rule 32a-4(b). A closed-end fund listed on a

stock exchange also is subject to the exchange's listing

requirements regarding audit committees. See, e.g., Supra note 117

and accompanying text.

\122\ Proposed rule 32a-4(a).

\123\ Proposed rule 32a-4(c).

\124\ Proposed rule 32a-4(d). Under the current requirements of

rule 31a-1(b)(4) [17 CFR 270.31a-1(b)(4)], funds also would be

required to maintain minute books of the audit committee's meetings.

---------------------------------------------------------------------------

We request comment regarding the conditions of the proposed rule.

Should the exemption require that the charter set forth certain

specific responsibilities and methods of operation? Should funds

relying on the exemption be required to provide a copy of their audit

committee charter as an exhibit to their registration statement, and

should the board be required to review the charter on an annual basis?

Should the exemption require fund audit committees to obtain an annual

representation from the fund's independent public accountant certifying

its independence, as the ICI Advisory Group suggested? \125\ Should the

exemption include other conditions that are similar to the

recommendations of the ICI Advisory Group and Blue Ribbon Committee on

Improving the Effectiveness of Corporate Audit Committees?

---------------------------------------------------------------------------

\125\ See ICI Advisory Group Report, supra note 28, at 22-23.

Cf. Independence Standards Board Standard No. 1: Independence

Discussions with Audit Committees (Jan. 1999) (requiring, for all

funds with fiscal years ending after July 19, 1999, that a fund's

auditor provide an annual representation of the auditor's

independence).

---------------------------------------------------------------------------

The proposed rule assumes that the appropriate form for the

instrument governing an audit committee is a charter. Should the rule

explicitly recognize that the audit committee provisions could be

included in a document other than the charter, such as the fund's by-

laws, articles of incorporation, or declaration of trust?

D. Qualification as an Independent Director

In addition to the amendments to enhance the independence of fund

boards, we are proposing amendments to prevent qualified individuals

from being unnecessarily disqualified from serving as independent

directors. The Investment Company Act sets standards for who may be

considered an independent director.\126\ While these standards are

meant to exclude individuals with affiliations or business interests

that can impair their independence, there are circumstances in which

the standards may cause certain individuals to be unnecessarily

disqualified from serving as an independent director. For this reason,

Congress directed the Commission to apply the standards ``in a flexible

manner'' and adopt appropriate exemptions.\127\ Today we are proposing

(i) to amend the rule that permits directors to be considered

independent directors even if they are affiliated with a broker-dealer,

and (ii) a new rule that would prevent directors from being

disqualified as independent directors solely because they own shares of

index funds that hold limited interests in their fund's adviser or

principal underwriter.

---------------------------------------------------------------------------

\126\ For example, the Act provides that no person can be an

independent director to a fund if he is affiliated with the fund

itself, or with the fund's investment adviser or principal

underwriter. Section 2(a)(19)(A)(i), (A)(iii), (B)(i) [15 U.S.C.

80a-2(a)(19)(A)(i), (A)(iii), (B)(i)]. See generally infra note 170.

\127\ See H.R. Rep. No. 1382, 91st Cong., 2d Sess. 15 (1970).

---------------------------------------------------------------------------

1. Affiliation With a Broker-Dealer

Section 2(a)(19) of the Act provides that no person can be an

independent director if he is, or is affiliated with, a registered

broker-dealer.\128\ This provision is designed to prevent independent

directors from being influenced by a business relationship with broker-

dealers.\129\ Rule 2a19-1 under the Act provides relief from this

provision under certain conditions, but only if no more than a minority

of a

[[Page 59838]]

fund's independent directors are broker-dealers or affiliated with

broker-dealers.\130\ When we proposed this condition in 1984, we

explained that allowing all of the fund's independent directors to be

affiliated with broker-dealers would be inconsistent with Congress's

intent to separate independent directors from the brokerage

industry.\131\

---------------------------------------------------------------------------

\128\ Section 2(a)(19)(A)(v), (B)(v) [15 U.S.C. 80a-

2(a)(19)(A)(v), (b) (v)].

\129\ See The First Australia Fund, Inc., SEC No-Action Letter,

at n.8 and accompanying text (Oct. 8, 1987) (``The broad scope of

section 2(a)(19) with respect to brokers and dealers appears to have

been prompted by the many subtle relationships that exist between

persons who are active in the securities markets.'') (citing Public

Policy Report, supra note 10, at 162-88). Congress also may have

adopted this broad prohibition reaction to the nature of fund

brokerage arrangements when fixed commission rates were prevalent.

See Certain Persons Not Deemed Interested Persons; Definition of

Regular Broker or Dealer, Investment Company Act Release No. 13920

(May 2, 1984) [49 FR 19519 (May 8, 1984)] at n.1 [``Rule 2a19-1

Proposing Release''].

\130\ Rule 2a19-1(a)(3) [17 CFR 270.2a19-1(a)(3]. Rule 2a19-1

also requires that the broker-dealer not execute any portfolio

transactions for, engage in any principal transactions with, or

distribute shares for, the fund's ``complex,'' and that the board

determine that the fund and its shareholders will not be adversely

affected if the broker-dealer does not perform those functions for

the fund. Rule 2a19-1(a)(1), (2) [17 CFR 270.2a19-1(a)(1), (2)]. The

rule defines ``complex'' to the fund on whose board the director

serves, its investment adviser and principal underwriter, and other

funds having the same adviser or principal underwriter. Rule 2a19-

1(b) [17 CFR 270.2a19-1(b).

\131\ See Rule 2a19-1 Proposing, supra note 129, at n.36 and

accompanying text.

---------------------------------------------------------------------------

In recent years, some directors have been unable to qualify as

independent directors due to the condition that no more than a minority

of a fund's independent directors may be affiliated with a broker-

dealer. This condition has been especially troublesome for funds with

small boards of directors. For example, if a three-member board has

only two independent directors, neither director can rely on rule 2a19-

1 because it would result in more than a minority of the independent

directors relying on the rule. In these types of circumstances, the

Commission has granted exemptions from this condition of the rule.\132\

---------------------------------------------------------------------------

\132\ See Bergstrom, Capital Corporation, Investment Company Act

Release Nos. 23629 (Dec. 31, 1998) [64 FR 1035 (Jan. 7, 1999)]

(notice) and 23666 (Jan. 26, 1999) [68 SEC Docket 3501 (Feb. 23

1999)] (order); Counsellors Tandem Securities Fund, Inc. and

Warburg, Pincus Counsellors, Inc., Investment Company Act Release

Nos. 15636 (Mar. 24, 1987) [52 FR 10278 (Mar. 31, 1987)] (notice)

and 15697 and 15697 (Apr. 22, 1987) [38 SEC Docket 318 (May 5,

1987)] (order).

---------------------------------------------------------------------------

We are proposing to amend rule 2a19-1 to provide that no more than

one-half of a fund's independent directors may be broker-dealers or

their affiliates.\133\ This condition should make the rule more

flexible for funds with small boards of directors, while continuing to

ensure that not all of a fund's independent directors are broker-

dealers or their affiliates.\134\ We seek comment on whether rule 2a19-

1 should be expanded further.

---------------------------------------------------------------------------

\133\ Proposed amendment to rule 2a19-1(a)(3).

\134\ We also are proposing to amend the title of rule 2a19-1 to

refer specifically to broker-dealers, the subject of the rule.

---------------------------------------------------------------------------

2. Ownership of Index Fund Securities

Section 2(a)(19) disqualifies an individual from being considered

an independent director if he knowingly has any direct or indirect

beneficial interest in a security issued by the fund's investment

adviser or principal underwriter, or by a controlling person of the

adviser or underwriter.\135\ A fund director, for example, who owns

securities issued by the fund's adviser (or its parent company) could

not be an independent director. This provision was designed to ensure

that an independent director does not have a financial interest in the

organizations that are closely associated with the fund or that would

benefit from payments that the independent director is charged with

scrutinizing.\136\

---------------------------------------------------------------------------

\135\ Section 2(a)(19)(B)(iii) [15 U.S.C. 80a-2(a)(19)(B)(iii)].

\136\ See H.R. Rep. No. 1382, 91st Cong., 2d Sess. 13-14 (1970)

(expressing policy concerns about the use of ``affiliated person''

in the Act because, among other things, it permitted a director to

be classified as ``unaffiliated'' even though he had substantial

business relationships with the fund, its adviser, or its

underwriter); Public Policy Report, supra note 10, at 332-34 (same);

see also section 15(c) of the Act (requiring independent directors

to scrutinize and approve the fund's contracts with investment

advisers and principal underwriters).

---------------------------------------------------------------------------

If a director owns securities of an index fund \137\ that seeks to

replicate a securities market index that includes securities of the

fund's adviser (or principal underwriter or a controlling person of the

adviser or principal underwriter), an issue could arise whether the

director knowingly has an indirect beneficial interest in the

securities of the adviser (or principal underwriter or controlling

person).\138\ We believe that this attenuated interest in the adviser's

or underwriter's securities is not the type of interest Congress

intended to prohibit independent directors from owning when it adopted

section 2(a)(19). An index fund's investment decision-making process is

dictated by the goal of mirroring the performance of a market index,

and thus is largely mechanical.\139\ Because index fund portfolios

typically are spread among a large number of issuers, ownership of

their shares is unlikely to have a material effect on the independent

judgment of a fund director.

---------------------------------------------------------------------------

\137\ An index fund is a type of fund that selects the

securities in its portfolio in an effort to replicate the investment

performance of the securities in a market index. Nearly 20 percent

of the index funds registered with the Commission track the

performance of the Standard & Poor's 500 Composite Stock Price

Index. For a discussion of other types of indexes, see

John Waggoner, Index Funds Race Into New Venues; Investors Can Track

Europe or Racing Firms, USA Today, Nov. 27, 1998, at 3B.

\138\ Cf. The Massachusetts Company, SEC No-Action Letter (Jan.

29, 1972) (fund director who serves as a trustee of an irrevocable

trust that holds shares of a controlling person of the fund's

adviser and underwriter would be an interested person of the fund

under section 2(a)(19)(B)(iii)).

\139\ Cf., e.g., The Victory Stock Index Fund, SEC No-Action

Letter (Feb. 7, 1995) (staff would not recommend enforcement action

under section 12(d)(3) or rule 12d3-1 when an index fund purchased

securities of an affiliated person of the fund's adviser or

principal underwriter, because, among other things, the ``non-

volitional nature of the index fund's purchases'' made it unlikely

that the fund's portfolio securities would be selected in the

interest of the fund's adviser or principal underwriter, rather than

the fund's shareholders).

---------------------------------------------------------------------------

In order to resolve concerns that may have arisen about the status

of independent directors who own index funds, we are proposing a new

rule that would conditionally exempt an individual from being

disqualified as an independent director merely because he owns shares

of an index fund that invests in the adviser or underwriter of the

fund, or their controlling persons.\140\ The exemption would be

available if the value of securities issued by the adviser or

underwriter (or controlling person) does not exceed five percent of the

value of any index tracked by the index fund.\141\ The purpose of this

condition is to assure that an independent director's indirect interest

in the adviser's securities will not be substantial enough to impair

his independence and create a conflict of interest.

---------------------------------------------------------------------------

\140\ The proposed rule would not address an independent

director's ownership of securities of an actively managed fund. The

holdings of this type of fund can vary from day to day without the

knowledge of the fund's shareholders, and periodic disclosure of

fund holdings may be out of date by the time an investor receives

them. We therefore believe it is clear that an independent director

who owns shares of an actively managed fund ordinarily would not

``knowingly'' have an indirect beneficial interest in the issuers of

securities the fund holds.

\141\ Proposed rule 2a19-3.

---------------------------------------------------------------------------

The proposed rule would define an ``index fund'' as a fund with an

investment objective to replicate the performance of a securities index

or indices.\142\ We request comment on the proposed definition of index

fund. Does it encompass the types of funds for which relief is

appropriate? Should other types of investment vehicles be included in

the proposed rule? We also request comment on the proposed limit on the

percentage of the value of securities of the adviser or principal

underwriter (or their controlling persons) represented in any index

tracked by the fund. Should the rule allow an independent director to

own index fund shares when the value of the securities issued by the

adviser or underwriter (or their controlling persons) in the index

constitutes more than five percent of the value of any index tracked by

the fund? Should the limit be less than five percent?

---------------------------------------------------------------------------

\142\ Id.

---------------------------------------------------------------------------

[[Page 59839]]

E. Disclosure of Information About Fund Directors

Participants at the Roundtable agreed that independent directors

can vigilantly represent the interests of mutual fund shareholders only

when they are truly independent of those who operate and manage the

fund.\143\ We agree with the Roundtable participants and believe that

the effectiveness of fund boards of directors is enhanced by a high

degree of independence of each independent director.

---------------------------------------------------------------------------

\143\ See, e.g., statement of Bruce K. MacLaury, Roundtable

Transcript of Feb. 23, 1999, at 42 (``It should be apparent that

boards work best when the possibilities for conflict of interest are

minimized so that truly independent directors can exercise their

best judgment on behalf of the interest of the shareholders.'');

statement of Dawn-Marie Driscoll, Roundtable Transcript of Feb. 24,

1999, at 63 (``[I]ndependence is one of the most important

characteristics of an independent director. The more ways that you

can ensure independence the better the process will be.'');

statement of Thomas R. Smith, Jr., Roundtable Transcript of Feb. 24,

1999, at 253 (``There is something beyond what is in the statute

that you consider when you pick new directors. You've got to look at

material business relationships, and, quite frequently, in the

selection process you will rule somebody out, although technically

they are independent, because of relationships.'').

---------------------------------------------------------------------------

We believe that shareholders have a significant interest in knowing

who the independent directors are, whether the independent directors'

interests are aligned with shareholders' interests, whether the

independent directors have any conflicts of interest, and how the

directors govern the fund. This information helps a mutual fund

shareholder to evaluate whether the independent directors can, in fact,

act as an independent, vigorous, and effective force in overseeing fund

operations.

The Commission has long recognized the importance of providing

mutual fund shareholders with relevant information about fund directors

and has required funds to provide shareholders with certain information

about fund directors. Currently, information about directors is

available in fund registration statements and proxy statements for the

election of directors. Generally, funds are required to provide basic

information about directors in the statement of additional information

(``SAI'') and proxy statements, including name and age; positions with

the fund; principal occupations during the past five years; and

compensation from the fund and fund complex.\144\ Moreover, funds are

required to disclose in proxy statements for the election of directors

a director's positions with, interests in, and transactions with, the

fund and certain persons related to the fund.\145\

---------------------------------------------------------------------------

\144\ Items 13(b) and (d) of Form N-1A; Items 18.1 and 18.4 of

Form N-2; Items 20(a) and (c) of Form N-3; Items 401(a) and (e) of

Regulation S-K, through Item 22(b)(4) of Schedule 14A.

Funds also are required to disclose for each director the

positions held with affiliated persons or principal underwriters of

the fund. Item 13(c) of Form N-1A; Item 18.2 of Form N-2; Item 20(b)

of Form N-3. Funds also must provide the percentage of the fund's

equity securities owned as a group by all officers, directors, and

advisory board members. Item 14(c) of Form N-1A and Item 19.3 of

Form N-2. See also Items 23(f) and 25 of Form N-1A; Items 24.2.i and

29 of Form N-2; Items 21(a)(ii) and (f)(ii), 28(b)(10), and 32 of

Form N-3.

\145\ See Item 22(b)(1) of Schedule 14A (requiring disclosure of

director's positions with the investment adviser and a director's

securities holdings or material interest in the investment adviser

and any person controlling, controlled by, or under common control

with the investment adviser); Item 401 of Regulation S-K, through

Item 22(b)(4) of Schedule 14A (requiring disclosure of director's

positions with the fund); Item 22(b)(2) of Schedule 14A (requiring

disclosure of any material interests of a director in the fund's

principal underwriter or administrator); Item 22(b)(3) of Schedule

14A (requiring disclosure of any material interests of a director in

any material transactions with the fund, the investment adviser, the

principal underwriter, or the administrator, and any person

controlling, controlled by, or under common control with the

investment adviser, principal underwriter, or administrator); Item

404(a) of Regulation S-K, through Item 22(b)(4) of Schedule 14A

(requiring disclosure of a director's material interests in

transactions with the fund involving amounts over $60,000). Funds

also must disclose in proxy statements a director's holdings in the

fund. Item 403(b) of Regulation S-K, through Item 6(d) of Schedule

14A. See also Items 5, 7(e), (f), and (g), and 22(b)(5) and (b)(6)

of Schedule 14A (requiring other information about directors).

---------------------------------------------------------------------------

For some time, however, we have been concerned that mutual fund

investors do not in all cases have access to significant information

about fund directors when they need it. When we adopted our recent

comprehensive revisions to the mutual fund prospectus, we noted that

mandating more information about fund directors than is available under

our existing rules may be appropriate in light of independent

directors' role as ``watchdogs'' for fund shareholders.\146\ Critics

have charged that shareholders do not know the very people who are

entrusted with safeguarding their interests.\147\ Some have complained

that fund shareholders do not know whether the interests of independent

directors are aligned with shareholders or with fund management.\148\

---------------------------------------------------------------------------

\146\ Registration Form Used by Open-End Management Investment

Companies, Investment Company Act Release No. 23064 (Mar. 13, 1998)

[63 FR 13916, 13931 (Mar. 23, 1998)] (``1998 Form N-1A Release'').

\147\ John Markese, president of the American Association of

Individual Investors, discussed his view that there is a

``disconnect'' between shareholders and the independent directors at

our recent Roundtable. Roundtable Transcript of Feb. 23, 1999, at

48-49. See also Paul J. Lim, Despite Plan to Fortify Independent

Directors, Shareholders Must be Their Own Watchdogs, L.A. Times, Mar

. 28, 1999, at C3; Russ Wiles, ``Fund Directors Losing Clout,'' The

Arizona Republic D1 (Mar. 28, 1999).

\148\ See, e.g., Edward Wyatt, Empty Suits In the Board Room;

Under Fire, Mutual Fund Directors Seem Increasingly Hamstrung, N.Y.

Times, June 7, 1998, at C1; Steven D. Kaye, Whose board is it?, U.S.

News & World Rep., Feb. 2, 1998, at 64; Jason Zweig, How Funds Can

Do Better, MONEY, Feb. 1998, at 42.

---------------------------------------------------------------------------

We have reevaluated our disclosure requirements in light of these

criticisms and have concluded that, while our fundamental approach is

sound, there are several gaps in the information that shareholders

currently receive about directors. Historically, the primary vehicle

for providing information about mutual fund directors was the proxy

statement prepared in connection with shareholder meetings. In recent

years, the proxy statement has become an ineffective vehicle for

communicating information to fund shareholders on a regular basis

because funds generally are no longer required to hold annual

meetings.\149\

---------------------------------------------------------------------------

\149\ See John Nuveen & Co., Inc. SEC No-Action Letter (Nov. 18,

1986) (``Nuveen Letter'') (annual meetings to elect directors not

required by Investment Company Act). The Nuveen Letter took the

position that annual meeting requirements generally are a question

of state law.

For historical and other reasons, most funds are organized under

the laws of Massachusetts or Maryland. The organizational and

operational requirements of Massachusetts business trusts are not

specified by statute, and a fund's essential structure is contained

in the trust agreement, which generally includes a provision

eliminating the need for annual shareholder meetings to elect

directors. See generally Jones, Moret and Storey, The Massachusetts

Business Trust and Registered Investment Companies, 13 DEL. J. CORP.

L. 421 (1988). Under Maryland corporate law, fund charters or by-

laws are not required to provide that annual meetings be held in any

year in which election of directors is not required by the

Investment Company Act. MD. CODE ANN., CORPS. & ASS'NS Code Sec. 2-

501(b) (1999). In addition, Delaware, Minnesota, and California also

have business trust or special corporate law structures that have

the effect of not requiring shareholder meetings other than those

required by the Investment Company Act. DEL. CODE ANN. tit. 12,

Sec. 3806 (1999); Minn. Stat. Sec. 302A.431 (1999); CAL. CORP. CODE

Sec. 600(b) (West 1999).

Closed-end funds registered on national securities exchanges,

however, are required to hold an annual meeting to elect directors

under the rules of the exchanges. See, e.g., American Stock Exchange

Listing Standards, Policies, and Requirements Sec. 704; New York

Stock Exchange Listed Company Manual Sec. 302.00. Closed-end fund

shareholders therefore generally would receive annual proxy

statements.

---------------------------------------------------------------------------

In addition, although mutual funds are required to disclose certain

information that bears on a director's potential conflicts, the SAI

requirements and proxy rules do not require disclosure of other

circumstances that could raise similar conflict of interest concerns,

such as those involving a director's immediate family members. The

current rules also do not require disclosure of information that may

show

[[Page 59840]]

that a director's interests are aligned with shareholder interests,

including a director's securities holdings in funds in the fund

complex.

Therefore, we are proposing amendments to our disclosure rules to

close these gaps. Our proposals would require mutual funds to:

Provide basic information about directors to shareholders

annually so that shareholders will know the identity and experience of

their representatives;

Disclose to shareholders fund shares owned by directors to

help shareholders evaluate whether directors' interests are aligned

with their own;

Disclose to shareholders information about directors that

may raise conflict of interest concerns; and

Provide information to shareholders on the board's role in

governing the fund.

These proposals would supplement the information that currently is

available in the mutual fund SAI and in proxy statements. For ease of

reference, we have attached as Appendix A a table cross-referencing the

proposed disclosure requirements in the proxy rules and the SAI of Form

N-1A with existing requirements.\150\

---------------------------------------------------------------------------

\150\ Form N-1A is the registration form used by open-end

management investment companies to register under the Investment

Company Act and to offer their shares under the Securities Act. We

also are proposing parallel changes to Forms N-2 (closed-end funds)

and N-3 (managed separate accounts offering variable annuity

contracts).

---------------------------------------------------------------------------

1. Basic Information About Directors

(a) Location of Information. The Commission is proposing to require

mutual funds to disclose basic information about directors in an easy-

to-read tabular format.\151\ We are proposing to combine in one table

certain information currently required for directors in the SAI and

proxy statements.\152\ This new table would be required in three

places: the fund's annual report to shareholders, SAI, and proxy

statement for the election of directors. This would ensure that the

information is available to prospective investors upon request. It also

would ensure that mutual fund shareholders receive basic information

about the identity and experience of their directors both annually and

whenever they are asked to vote to elect directors.

---------------------------------------------------------------------------

\151\ Proposed Item 22(b)(1) of Schedule 14A; proposed Items

13(a)(1) and 22(b)(5) of Form N-1A; proposed Item 18.1 and

Instruction 4.e. to Item 23 of Form N-2; proposed Item 20(a) and

Instruction 4(v) to Item 27 of Form N-3. For convenience in

discussing the proposed requirements, we are not specifically

referring to nominees for election as directors. The proposed

requirements, however, would be applicable to nominees in proxy

solicitations for the election of directors. The disclosure

requirements in Item 22 of Schedule 14A also are applicable to

information statements prepared in accordance with Regulation 14C

and Schedule 14C [17 CFR 240.14c-101].

\152\ See Item 13(b) of Form N-1A; Item 18.1 to Form N-2; Item

20(a) of Form N-3; Items 401(a) and (e) of Regulation S-K, through

Item 22(b)(4) of Schedule 14A. As currently required, funds would

continue to include in the table information about officers and

advisory board members of the fund, as well as directors. See Items

13(b) of Form N-1A; Item 18.1 of Form N-2; Item 20(a) of Form N-3;

Items 401(b) and (e) of Regulation S-K, through Item 22(b)(4) of

Schedule 14A.

---------------------------------------------------------------------------

We are not proposing to require that basic information about

directors be included in the prospectus. We considered, and rejected,

this idea during our recent top-to-bottom overhaul of the mutual fund

prospectus.\153\ At the time of our prospectus overhaul, however, we

directed the Division of Investment Management to consider whether

information about directors should be included in fund annual reports,

and we have now concluded that it should.\154\

---------------------------------------------------------------------------

\153\See 1998 Form N-1A Release, supra note 146, at 13930-13931.

\154\ See Id.

---------------------------------------------------------------------------

Our proposals would, for the first time, require that basic

information about mutual fund directors be included in the annual

report to shareholders.\155\ Because the proxy statement is no longer

received by most fund shareholders annually, we are proposing to

include basic information about directors in the annual report to

ensure that shareholders will receive it regularly. We also are

proposing to require funds to include in the annual report a statement

that the SAI includes additional information about fund directors and

is available without charge upon request.\156\ The statement must

include a toll-free (or collect) telephone number for shareholders to

call for additional information.

---------------------------------------------------------------------------

\155\ Proposed Item 22(b)(5) of Form N-1A; proposed Instruction

4.e. to Item 23 of Form N-2; proposed Instruction 4(v) to Item 27 of

Form N-3.

\156\ Proposed Item 22(b)(6) of Form N-1A; proposed Instruction

4.e. to Item 23 of Form N-2; proposed Instruction 4(vi) to Item 27

of Form N-3.

---------------------------------------------------------------------------

We request comment on the appropriate location for basic

information about mutual fund directors. Please address whether basic

information should be included in the prospectus, SAI, annual report,

and/or proxy statement. Should we, for example, reconsider our decision

not to include any of the basic information about directors in the

prospectus?

(b) Required Information. The proposed table would require for each

director: (1) Name, address, and age; (2) current positions held with

the fund; (3) term of office and length of time served; (4) principal

occupations during the past five years; (5) number of portfolios

overseen within the fund complex; and (6) other directorships held

outside of the fund complex.\157\ The table also would require for each

``interested'' director, as defined in section 2(a)(19) of the Act, a

description of the relationship, events, or transactions by reason of

which the director is an interested person.\158\

---------------------------------------------------------------------------

\157\ As is currently required, the fund also would be required

to explain any family relationship between the persons listed in the

table. See current Item 401(d) of Regulation S-K, through Item

22(b)(4) of Schedule 14A; Item 13(b) of Form N-1A; Item 18.1 of Form

N-2; Item 20(a) of Form N-3; proposed Item 22(b)(1) of Schedule 14A;

proposed Item 13(a)(1) of Form N-1A; proposed Item 18.1 of Form N-2;

proposed Item 20(a) of Form N-3.

\158\ Proposed Instruction 4 to Item 22(b)(1) of Schedule 14A;

proposed Instruction 2 to Item 13(a)(1) of Form N-1A; proposed

Instruction 2 to Item 18.1 N-2; proposed Instruction 2 to Item 20(a)

of Form N-3.

---------------------------------------------------------------------------

Currently, mutual funds must disclose the number of other

registered investment companies in the fund complex that a director

oversees.\159\ The Commission now is proposing to require disclosure of

the total number of portfolios, rather than registered investment

companies, that a director oversees.\160\ In today's environment, where

a complex may choose between organizing a single series company with

multiple portfolios or multiple investment companies each with a single

portfolio, we believe that requiring disclosure of the number of

portfolios that a director oversees would provide a more accurate

picture of the director's responsibilities.

---------------------------------------------------------------------------

\159\ See Item 401(e)(2) and Instruction to Item 401(e)(2) of

Regulation S-K, through Item 22(b)(4) of Schedule 14A; Item 13(c)

and Instruction to Item 13(c) of Form N-1A; Item 18.2 and

Instruction to Item 18.2 of Form N-2; Item 20(b) and Instruction to

Item 20(b) of Form N-3.

\160\ Proposed Item 22(b)(1) of Schedule 14A; proposed Item

13(a)(1) of Form N-1A; proposed Item 18.1 of Form N-2; proposed Item

20(a) of Form N-3.

---------------------------------------------------------------------------

The Commission seeks comment on whether the proposed basic

information would provide shareholders with sufficient information

about the directors who are charged with protecting shareholder

interests. If the disclosure would not achieve this purpose, is there

other basic information about directors that should be required? If

proposed disclosure of any item is not necessary or useful to

investors, please explain the reason why. Should the same basic

information be included in the SAI, annual report, and proxy statement?

2. Ownership of Equity Securities in Fund Complex

As discussed above, some have complained that shareholders do not

know whether directors' interests are

[[Page 59841]]

aligned with those of shareholders.\161\ Although a director need not

necessarily hold securities of funds in a fund complex to be an

effective advocate for shareholders, the interests of a director who

holds shares in the complex will tend to be aligned with the interests

of other shareholders.\162\ We are therefore proposing to require

disclosure of the aggregate dollar amount of equity securities of funds

in the fund complex owned beneficially and of record by each

director.\163\

---------------------------------------------------------------------------

\161\See supra note 148 and accompanying text.

\162\ See Peter McKenna, Mutual Funds Are Built to Last With

Embedded Checks, Balances, Investor's Business Daily, May 1, 1998,

at B4 (quoting fund industry consultant Geoffrey H. Bobroff) (``It's

useful to see how many shares are owned by members of the board. * *

* Most investors like board members to share the fund's risk and

possible reward.'').

\163\ Proposed Item 22(b)(4) of Schedule 14A; proposed Item

13(b)(4) of Form N-1A; proposed Item 18.7 of Form N-2; proposed Item

20(f) of Form N-3.

---------------------------------------------------------------------------

We are not proposing to require separate disclosure of a director's

holdings of equity securities in the fund itself. We are concerned that

this information might have limited meaning because of the many reasons

that a director could have for not holding shares of any specific fund,

e.g., that its investment objective did not fill a need in the

director's portfolio.

Funds would provide information on director holdings in an easy-to-

read tabular format including: (1) Name of director; (2) identity of

fund complex; and (3) aggregate dollar amount of equity securities

owned of funds in the complex. The information, as of the most recent

practicable date, would be provided in the fund's SAI and in any proxy

statement relating to the election of directors. This would ensure that

the information is available to prospective investors upon request and

is provided to shareholders whenever they are asked to vote to elect

directors.\164\

---------------------------------------------------------------------------

\164\ As noted earlier, supra note 149, closed-end funds are not

required to update their registration statements annually; however,

shareholders would receive the information annually in proxy

statements for the election of directors.

---------------------------------------------------------------------------

``Fund complex'' is currently defined in the proxy rules as two or

more funds that (1) hold themselves out to investors as related

companies for purposes of investment and investor services; or (2) have

a common investment adviser or an investment adviser that is an

affiliated person of the investment adviser of any of the other

funds.\165\ The Commission is proposing to use this definition to

determine a director's holdings in a fund complex.\166\

---------------------------------------------------------------------------

\165\See Item 22(a)(1)(v) of Schedule 14A.

\166\ See proposed Instruction 1(a) to Item 13 of Form N-1A;

proposed Instruction 1.b. to Item 18 of Form N-2; proposed

Instruction 1.a. to Item 20 of Form N-3. The proposed definition of

``fund complex'' also would apply to the proposed disclosure

requirement for basic information about directors. See supra note

157 and accompanying text (proposing to require disclosure for each

director of the number of portfolios overseen within the fund

complex and other directorships held outside of the fund complex).

---------------------------------------------------------------------------

We request comment on whether information on director holdings of

shares in a fund complex would be useful to shareholders. If so, should

the Commission use the definition of ``fund complex'' that is currently

contained in the proxy rules? Or should the Commission use another

definition, such as ``family of investment companies'' used in Form N-

SAR? \167\ Should disclosure of director holdings be limited to

holdings in the fund itself, the group of funds overseen by a director,

or some other group of funds? The Commission also requests comment on

whether there is other information that bears on the alignment of

interests of shareholders and directors and should be disclosed.

---------------------------------------------------------------------------

\167\ See Item H of Form N-SAR [17 CFR 274.101] (defining

``family of investment companies'' to mean any two or more

investment companies that share the same investment adviser or

principal underwriter and hold themselves out to investors as

related companies for purposes of investment and investor services);

see also Rule 11a-3 under the Act [17 CFR 270.11a-3] (defining

``group of investment companies'' to mean any two or more open-end

investment companies that hold themselves out to investors as

related companies for purposes of investment and investor services

and that either (1) have a common investment adviser or principal

underwriter or (2) the investment adviser or principal underwriter

of one of the companies is an affiliated person of the investment

adviser or principal underwriter of each of the other companies).

---------------------------------------------------------------------------

3. Conflicts of Interest

(a) Statutory Scheme Governing Conflicts of Interest. As described

above, Congress provided that at least 40 percent of the board of

directors of an investment company must be independent and assigned a

special role to the independent directors--to supply a check on

management and act as independent watchdogs for investors.\168\ Under

the Investment Company Act, an independent director is an individual

who is not an ``interested person'' of the fund.\169\

---------------------------------------------------------------------------

\168\ See supra notes 20, 22, and 23 and accompanying text.

\169\ See section 10(a) of the Act.

---------------------------------------------------------------------------

In section 2(a)(19) of the Act, Congress enumerated individuals who

are ``interested persons'' of a fund and who, therefore, are not

considered independent directors. These individuals include: (1) Any

affiliated person of the fund, (2) any member of the immediate family

of any natural person who is an affiliated person of the fund, (3) any

interested person of any investment adviser of or principal underwriter

for the fund, (4) any person or partner or employee of any person who

at any time since the beginning of the last two completed fiscal years

of the fund has acted as legal counsel for the fund, and (5) any broker

or dealer registered under the Exchange Act or any affiliated person of

a broker or dealer.\170\

---------------------------------------------------------------------------

\170\ Sections 2(a)(19)(A)(i)-(v) of the Act [15 U.S.C. 80a-

2(a)(19)(A)(i)-(v)]. Section 2(a)(3) of the Act [15 U.S.C. 80a-

2(a)(3)] defines affiliated person of another person to mean: (1)

any person directly or indirectly owning, controlling, or holding

with power to vote, 5 per centum or more of the outstanding voting

securities of such other person; (B) any person 5 per centum or more

of whose outstanding voting securities are directly or indirectly

owned, controlled, or held with power to vote, by such other person;

(C) any person directly or indirectly controlling, controlled by, or

under common control with, such other person; (D) any officer,

director, partner, copartner, or employee of such other person; (E)

if such other person is an investment company, any investment

adviser thereof or any member of an advisory board thereof; and (F)

if such other person is an unincorporated investment company not

having a board of directors, the depositor thereof.

Section 2(a)(19) of the Act [15 U.S.C. 80a-2(a)(19)] defines

immediately family member to mean any parent, spouse of a parent,

child, spouse of a child, spouse, brother, or sister, and includes

step and adoptive relationships.

Sections 2(a)(19)(B)(i)-(v) of the Act [15 U.S.C. 80a-

2(a)(19)(B)(i)-v] define an interested person of an investment

adviser or principal underwriter of a fund to include: (1) Any

affiliated person of the investment adviser or principal

underwriter; (2) any member of the immediate family of any natural

person who is an affiliated person of the investment adviser or

principal underwriter; (3) any person who knowingly has any direct

or indirect beneficial interest in, or who is designated as trustee,

executor, or guardian of any legal interest in, any security issued

either by the investment adviser or principal underwriter or by a

controlling person of the investment adviser or principal

underwriter; (4) any person or partner or employee of any person who

at any time since the beginning of the last two completed fiscal

years of the fund has acted as legal counsel for the investment

adviser or principal underwriter; and (5) any broker or dealer

registered under the Exchange Act or any affiliated person of a

broker or dealer.

---------------------------------------------------------------------------

Congress also gave the Commission authority to determine by order

that a director is an interested person even though he is not covered

by the categories enumerated in the statute.\171\ The Commission may

determine that a natural person is an interested person of a fund by

reason of having had, at any time since the beginning of the last two

completed fiscal years of the fund, a material business or professional

relationship with the fund, the principal executive officer of the

fund, any other investment company having the same investment adviser

or principal underwriter, or the principal executive officer of the

other investment

[[Page 59842]]

company.\172\ We also may determine that a natural person is an

interested person of an investment adviser or principal underwriter of

a fund (and therefore of the fund itself) by reason of having had, at

any time since the beginning of the last two completed fiscal years of

the fund, a material business or professional relationship with the

investment adviser or principal underwriter or with the principal

executive officer or any controlling person of the investment adviser

or principal underwriter.\173\ For example, in appropriate

circumstances, the Commission may find that a director who was an

employee of a fund's investment adviser within the past two years is an

``interested person'' under section 2(a)(19)(B)(vi) of the Act by

reason of having a material business or professional relationship with

the investment adviser.\174\

---------------------------------------------------------------------------

\171\ See H.R. Rep. No. 1382, 91st Cong., 2d Sess. 14-15 (1970).

\172\ Section 2(a)(19)(A)(vi) of the Act [15 U.S.C. 80a-

2(a)(19)(A)(vi)]. The statute also provides that no person shall be

deemed an interested person of a fund solely by reason of being a

member of its board of directors or advisory board or an owner of

its securities, or his membership in the immediate family of any

person who is a member of the fund's board of directors or advisory

board or an owner of its securities. Id.

\173\ Section 2(a)(19)(B)(vi) of the Act [15 U.S.C. 80a-

2(a)(19)(B)(vi)].

Section 2(a)(9) of the Act [15 U.S.C. 80a-2(a)(9)] defines

control to mean the power to exercise a controlling influence over

the management or policies of a company, unless such power is solely

the result of an official position with such company. Any person who

owns beneficially, either directly or through one or more controlled

companies, more than 25 percent of the voting securities of a

company shall be presumed to control such company. Any person who

does not own more than 25 percent of the voting securities of any

company shall be presumed not to control such company.

\174\ See Interpretive Release, supra note 1.

---------------------------------------------------------------------------

(b) Need for Disclosure Changes. The proxy rules currently require

significant information about conflicts of interest of directors.\175\

The proxy rules require disclosure of positions held with the

investment adviser and any securities holdings or material interests in

the investment adviser and any person controlling, controlled by, or

under common control with the investment adviser.\176\ A mutual fund

also must disclose any material interests of a director in the fund's

principal underwriter or administrator.\177\ In addition, a fund must

disclose any material interests of a director in any material

transactions with the fund, the investment adviser, the principal

underwriter, the administrator, or any person controlling, controlled

by, or under common control with the investment adviser, principal

underwriter, or administrator.\178\

---------------------------------------------------------------------------

\175\ See supra note 145 and accompanying text.

\176\ See Item 22(b)(1) of Schedule 14A.

\177\ See Item 22(b)(2) of Schedule 14A.

\178\ See Item 22(b)(3) of Schedule 14A, and Item 404(a) of

Regulation S-K, through Item 22(b)(4) of Schedule 14A.

---------------------------------------------------------------------------

We are proposing to enhance the disclosure required in the proxy

rules because we believe that there are other situations that could

involve conflicts of interest. We also are proposing to include the

proposed conflicts disclosure about directors in the SAI because mutual

funds no longer prepare proxy statements on a regular basis.\179\

---------------------------------------------------------------------------

\179\ See supra note 149 and accompanying text.

---------------------------------------------------------------------------

We believe disclosure of directors' potential conflicts of interest

would serve three purposes. First, this disclosure would bring to the

attention of shareholders circumstances that may affect the directors'

allegiance to shareholders. With this information, shareholders may

decide for themselves whether an independent director has any potential

conflicts of interest that could affect the director's ability to

protect the interests of shareholde

This text is long and has been trimmed here. Open the source document for the complete record.

This is a copy of a public record, reproduced as it was published. It is not legal advice, and it may not be the version a court would rely on. Check the official source before you cite it.

A word about cookies

We need a few to keep you signed in and the library working. The rest help us see which pages people use and where they get stuck. They stay off unless you say yes.