Federal Home Loan Bank Members Selected for Community Support Review

FEDERAL HOUSING FINANCE BOARD

[No. 2003-N-6]

Federal Home Loan Bank Members Selected for Community Support Review

AGENCY:

Federal Housing Finance Board.

ACTION:

Notice.

SUMMARY:

The Federal Housing Finance Board (Finance Board) is announcing the Federal Home Loan Bank (Bank) members it has selected for the 2002-03 sixth quarter review cycle under the Finance Board's community support requirements regulation. This notice also prescribes the deadline by which Bank members selected for review must submit Community Support Statements to the Finance Board.

DATES:

Bank members selected for the 2002-03 sixth quarter review cycle under the Finance Board's community support requirements regulation must submit completed Community Support Statements to the Finance Board on or before August 25, 2003.

ADDRESSES:

Bank members selected for the 2002-03 sixth quarter review cycle under the Finance Board's community support requirements regulation must submit completed Community Support Statements to the Finance Board either by regular mail at the Federal Housing Finance Board, Office of Supervision, Community Investment and Affordable Housing, 1777 F Street, NW., Washington, DC 20006, or by electronic mail at

fitzgeralde@fhfb.gov.

FOR FURTHER INFORMATION CONTACT:

Emma J. Fitzgerald, Program Analyst, Office of Supervision, Community Investment and Affordable Housing, by telephone at 202/408-2874, by electronic mail at

fitzgeralde@fhfb.gov

, or by regular mail at the Federal Housing Finance Board, 1777 F Street, NW., Washington, DC 20006.

SUPPLEMENTARY INFORMATION:

I. Selection for Community Support Review

Section 10(g)(1) of the Federal Home Loan Bank Act (Bank Act) requires the Finance Board to promulgate regulations establishing standards of community investment or service Bank members must meet in order to maintain access to long-term advances.

See

12 U.S.C. 1430(g)(1). The regulations promulgated by the Finance Board must take into account factors such as the Bank member's performance under the Community Reinvestment Act of 1977 (CRA), 12 U.S.C. 2901

et seq.

, and record of lending to first-time homebuyers.

See

12 U.S.C. 1430(g)(2). Pursuant to section 10(g) of the Bank Act, the Finance Board has promulgated a community support requirements regulation that establishes standards a Bank member must meet in order to maintain access to long-term advances, and review criteria the Finance Board must apply in evaluating a member's community support performance.

See

12 CFR part 944. The regulation includes standards and criteria for the two statutory factors—CRA performance and record of lending to first-time homebuyers. 12 CFR 944.3. Only members subject to the CRA must meet the CRA standard. 12 CFR 944.3(b). All members, including those not subject to CRA, must meet the first-time homebuyer standard. 12 CFR 944.3(c).

Under the rule, the Finance Board selects approximately one-eighth of the members in each Bank district for community support review each calendar quarter. 12 CFR 944.2(a). The Finance Board will not review an institution's community support performance until it has been a Bank member for at least one year. Selection for review is not, nor should it be construed as, any indication of either the financial condition or the community support performance of the member.

Each Bank member selected for review must complete a Community Support Statement and submit it to the Finance Board by the August 25, 2003 deadline prescribed in this notice. 12 CFR 944.2(b)(1)(ii) and (c). On or before July 28, 2003, each Bank will notify the members in its district that have been selected for the 2002-03 sixth quarter community support review cycle that they must complete and submit to the Finance Board by the deadline a Community Support Statement. 12 CFR 944.2(b)(2)(i). The member's Bank will provide a blank Community Support Statement Form, which also is available on the Finance Board's Web site:

http://www.fhfb.gov.

Upon request, the member's Bank also will provide assistance in completing the Community Support Statement.

The Finance Board has selected the following members for the 2002-03 sixth quarter community support review cycle:

Member

City

State

Federal Home Loan Bank of Boston—District 1

Charter Oak Federal Credit Union

Groton

Connecticut.

Salisbury Bank & Trust Company

Lakeville

Connecticut.

Chelsea Groton Savings Bank

Norwich

Connecticut.

Rockville Bank

South Windsor

Connecticut.

Thomaston Savings Bank

Thomaston

Connecticut.

North American Bank & Trust Company

Waterbury

Connecticut.

Wilton Bank

Wilton

Connecticut.

Kennebec Savings Bank

Augusta

Maine.

Bath Savings Institution

Bath

Maine.

Maine Savings Federal Credit Union

Hampden

Maine.

Androscoggin Savings Bank

Lewiston

Maine.

Saco & Biddeford Savings Institution

Saco

Maine.

Sanford Institution for Savings

Sanford

Maine.

Asian American Bank & Trust Company

Boston

Massachusetts.

The Community Bank, a Massachusetts Cooperative Bank

Brockton

Massachusetts.

Chicopee Savings Bank

Chicopee

Massachusetts.

Weymouth Bank

East Weymouth

Massachusetts.

Easthampton Savings Bank

Easthampton

Massachusetts.

Dukes County Savings Bank

Edgartown

Massachusetts.

Bank of Fall River, A Co-operative Bank

Fall River

Massachusetts.

Foxborough Savings Bank

Foxboro

Massachusetts.

Gloucester Cooperative Bank

Gloucester

Massachusetts.

Hudson Savings Bank

Hudson

Massachusetts.

Hyde Park Cooperative Bank

Hyde Park

Massachusetts.

Lee Bank

Lee

Massachusetts.

Washington Savings Bank

Lowell

Massachusetts.

Eastern Bank

Lynn

Massachusetts.

Community Credit Union of Lynn

Lynn

Massachusetts.

National Grand Bank

Marblehead

Massachusetts.

Strata Bank

Medway

Massachusetts.

Nantucket Bank

Nantucket

Massachusetts.

Middlesex Savings Bank

Natick

Massachusetts.

First & Ocean National Bank

Newburyport

Massachusetts.

Newburyport Five Cents Savings Bank

Newburyport

Massachusetts.

North Easton Savings Bank

North Easton

Massachusetts.

Norwood Cooperative Bank

Norwood

Massachusetts.

Seamen's Bank

Provincetown

Massachusetts.

Granite Savings Bank

Rockport

Massachusetts.

Rockport National Bank

Rockport

Massachusetts.

The Cooperative Bank

Roslindale

Massachusetts.

The Bank of Western Massachusetts

Springfield

Massachusetts.

Randolph Savings Bank

Stoughton

Massachusetts.

The Savings Bank

Wakefield

Massachusetts.

Walpole Co-operative Bank

Walpole

Massachusetts.

Watertown Savings Bank

Watertown

Massachusetts.

Northern Bank & Trust Company

Woburn

Massachusetts.

First Colebrook Bank

Colebrook

New Hampshire.

Merrimack County Savings Bank

Concord

New Hampshire.

New Hampshire Federal Credit Union

Concord

New Hampshire.

Laconia Savings Bank

Laconia

New Hampshire.

Mascoma Savings Bank

Lebanon

New Hampshire.

Southern New Hampshire Bank

Salem

New Hampshire.

Federal Home Loan Bank of New York—District 2

Skylands Community Bank

Hackettstown

New Jersey.

Haddon Savings Bank

Haddon Heights

New Jersey.

Gibraltar Savings Bank, FSB

Newark

New Jersey.

New Community Federal Credit Union

Newark

New Jersey.

Merrill Lynch Trust Company, FSB

Princeton

New Jersey.

The Rahway Savings Institution

Rahway

New Jersey.

Interchange Bank

Saddle Brook

New Jersey.

Minotola National Bank

Vineland

New Jersey.

Flatbush FS&LA of Brooklyn

Brooklyn

New York.

Manufacturers and Traders Trust Company

Buffalo

New York.

Trustco Bank

Canajoharie

New York.

The Bank of Greene County

Catskill

New York.

Ontario National Bank

Clifton Springs

New York.

Bank of Richmondville

Cobleskill

New York.

Fairport Savings Bank

Fairport

New York.

Highland Falls FS&LA

Highland Falls

New York.

Steuben Trust Company

Hornell

New York.

Ulster Savings Bank

Kingston

New York.

Suffolk Federal Credit Union

Medford

New York.

Atlantic Bank of New York

New York

New York.

Sterling National Bank

New York

New York.

Habib American Bank

New York

New York.

The Rome Savings Bank

Rome

New York.

Sleepy Hollow National Bank

Sleepy Hollow

New York.

Solvay Bank

Solvay

New York.

The Troy Savings Bank

Troy

New York.

Walden Savings Bank

Walden

New York.

Champlain National Bank

Willsboro

New York.

Banco Popular de Puerto Rico

San Juan

Puerto Rico.

Federal Home Loan Bank of Pittsburgh—District 3

Enterprise Bank

Allison Park

Pennsylvania.

Apollo Trust Company

Apollo

Pennsylvania.

Nazareth National Bank and Trust Company

Bethlehem

Pennsylvania.

Farmers and Merchants Trust Company

Chambersburg

Pennsylvania.

Cambria County FS&LA

Cresson

Pennsylvania.

Premier Bank

Doylestown

Pennsylvania.

Portage National Bank

Ebensburg

Pennsylvania.

Elderton State Bank

Elderton

Pennsylvania.

East Penn Bank

Emmaus

Pennsylvania.

First National Bank of Fredericksburg

Fredericksburg

Pennsylvania.

The Gratz National Bank

Gratz

Pennsylvania.

Harleysville National Bank & Trust Company

Harleysville

Pennsylvania.

Irwin Bank and Trust Company

Irwin

Pennsylvania.

The Farmers National Bank of Kittanning

Kittanning

Pennsylvania.

The Bank of Landisburg

Landisburg

Pennsylvania.

First National Bank of Liverpool

Liverpool

Pennsylvania.

The Mars National Bank

Mars

Pennsylvania.

Fulton County National Bank & Trust Company

McConnellsburg

Pennsylvania.

The Union National Bank of Mt. Carmel

Mt. Carmel

Pennsylvania.

The New Tripoli National Bank

New Tripoli

Pennsylvania.

The National Bank of North East

North East

Pennsylvania.

Police & Fire Federal Credit Union

Philadelphia

Pennsylvania.

Reliance Standard Life Insurance Company

Philadelphia

Pennsylvania.

St. Edmond's Federal Savings Bank

Philadelphia

Pennsylvania.

Phoenixville Federal Savings & Loan Association

Phoenixville

Pennsylvania.

Security National Bank

Pottstown

Pennsylvania.

SunBank

Selinsgrove

Pennsylvania.

Orrstown Bank

Shippensburg

Pennsylvania.

First County Bank

Warrington

Pennsylvania.

Jersey Shore State Bank

Williamsport

Pennsylvania.

PeoplesBank, a Codurus Valley Company

York

Pennsylvania.

Progressive Bank N.A. Buckhannon

Buckhannon

West Virginia.

First Exchange Bank

Mannington

West Virginia.

First National Bank of Romney

Romney

West Virginia.

Ameribank

Welch

West Virginia.

Federal Home Loan Bank of Atlanta—District 4

AuburnBank

Auburn

Alabama.

AmSouth Bank

Birmingham

Alabama.

First Commercial Bank of Huntsville

Huntsville

Alabama.

SOUTHBank, A Federal Savings Bank

Huntsville

Alabama.

Peachtree Bank

Maplesville

Alabama.

Farmers and Merchants Bank

Piedmont

Alabama.

The North Jackson Bank

Stevenson

Alabama.

First Bradenton Bank

Bradenton

Florida.

Riverside National Bank

Fort Pierce

Florida.

Peoples State Bank

Lake City

Florida.

The Bank of Brevard

Melbourne

Florida.

Pinebank

Miami

Florida.

The First National Bank of Florida

Milton

Florida.

Tarpon Coast National Bank

Port Charlotte

Florida.

The Bank of Tampa

Tampa

Florida.

First Commercial Bank of Tampa

Tampa

Florida.

Indian River National Bank

Vero Beach

Florida.

HeritageBank of the South

Albany

Georgia.

HeritageBank of the South

Albany

Georgia.

First American Bank and Trust Company

Athens

Georgia.

United Community Bank

Blairsville

Georgia.

Main Street Bank

Covington

Georgia.

First State Bank of Randolph County

Cuthbert

Georgia.

First Intercontinental Bank

Doralville

Georgia.

The Glennville Bank and Trust Co

Glennville

Georgia.

Farmers and Merchants Bank

Lakeland

Georgia.

Security Bank of Bibb County

Macon

Georgia.

Southwest Georgia Bank

Moultrie

Georgia.

Carver State Bank

Savannah

Georgia.

The First State Bank

Stockbridge

Georgia.

Bank of Upson

Thomaston

Georgia.

Thomasville National Bank

Thomasville

Georgia.

Liberty Federal Savings and Loan Association

Baltimore

Maryland.

Kopernik Federal Savings Association

Baltimore

Maryland.

Slavie Federal Savings Bank

Bel Air

Maryland.

Chesapeake Bank and Trust Company

Chestertown

Maryland.

The Chestertown Bank of Maryland

Chestertown

Maryland.

Hagerstown Trust Company

Hagerstown

Maryland.

Lafayette Federal Credit Union

Kensington

Maryland.

First United Bank & Trust

Oakland

Maryland.

The National Bank of Rising Sun

Rising Sun

Maryland.

Bank of Stanly

Albemarle

North Carolina.

Home Savings Bank of Albemarle, SSB

Albemarle

North Carolina.

Self-Help Credit Union

Durham

North Carolina.

Gibsonville Community Bank

Gibsonville

North Carolina.

Farmers & Merchants Bank

Salisbury

North Carolina.

First National Bank of Shelby

Shelby

North Carolina.

Farmers and Merchants Bank

Holly Hill

South Carolina.

E*Trade Bank

Arlington

Virginia.

Northern Neck State Bank

Bowling Green

Virginia.

American National Bank and Trust Company

Danville

Virginia.

Farmers Bank of Maryland

Falls Church

Virginia.

The Bank of Fincastle

Fincastle

Virginia.

Marshall National Bank and Trust Company

Marshall

Virginia.

The Middleburg Bank

Middleburg

Virginia.

First Sentinel Bank

Richlands

Virginia.

First Bank

Strasburg

Virginia.

Federal Home Loan Bank of Cincinnati—District 5

Bedford Loan and Deposit Bank

Bedford

Kentucky.

Berea National Bank

Berea

Kentucky.

South Central Bank of Bowling Green, Inc

Bowling Green

Kentucky.

Meade County Bank

Brandenburg

Kentucky.

Campbellsville National Bank

Campbellsville

Kentucky.

The First National Bank of Columbia

Columbia

Kentucky.

Edmonton State Bank

Edmonton

Kentucky.

FNB of Northern Kentucky

Ft. Mitchell

Kentucky.

Bank of Germantown

Germantown

Kentucky.

United Community Bank

Glasgow

Kentucky.

First Security Bank & Trust, McLean

Island

Kentucky.

The Lawrenceburg National Bank

Lawrenceburg

Kentucky.

The Farmers National Bank of Lebanon

Lebanon

Kentucky.

Square D Employees' Federal Credit Union

Lexington

Kentucky.

Fifth Third Bank Kentucky, Inc

Louisville

Kentucky.

The Citizens National Bank

Russellville

Kentucky.

Bullitt County Bank

Sheperdsville

Kentucky.

Bank of McCreary County

Whitley City

Kentucky.

Williamsburg National Bank

Williamsburg

Kentucky.

FirstMerit Bank, N.A

Akron

Ohio.

Bethel Building and Loan Company

Bethel

Ohio.

The Equitable Savings and Loan Company

Cadiz

Ohio.

CinFed Employees Federal Credit Union

Cincinnati

Ohio.

People's Community Bank

Cincinnati

Ohio.

The Mt. Washington Savings and Loan Company

Cincinnati

Ohio.

ShoreBank, Cleveland

Cleveland

Ohio.

Community First Bank, National Association

Forest

Ohio.

First Ohio Credit Union, Incorporated

Fostoria

Ohio.

Galion Building and Loan Association

Galion

Ohio.

Greenville National Bank

Greenville

Ohio.

Second National Bank

Greenville

Ohio.

New Richmond National Bank

Highland Heights

Ohio.

The First Bremen Bank

Lancaster

Ohio.

First Federal Savings and Loan Association of Lorain

Lorain

Ohio.

Metropolitan Bank and Trust Company

Mayfield Heights

Ohio.

Geauga Savings Bank

Newbury

Ohio.

The Lenox Savings Bank

Norwood

Ohio.

The Ripley National Bank

Ripley

Ohio.

Ripley Federal Savings and Loan Association

Ripley

Ohio.

The First National Bank of Shelby

Shelby

Ohio.

Strasburg Savings Bank

Strasburg

Ohio.

Toledo Area Catholic Credit Union

Sylvania

Ohio.

The Peoples Savings Bank

Urbana

Ohio.

First Federal Savings and Loan Association of Van Wert

Van Wert

Ohio.

The Second National Bank of Warren

Warren

Ohio.

Perpetual Savings Bank

Wellsville

Ohio.

First Federal Savings Bank of Eastern Ohio

Zanesville

Ohio.

The Citizens National Bank of Athens

Athens

Tennessee.

Tennessee Valley FCU

Chattanooga

Tennessee.

Bank of Putnam County

Cookeville

Tennessee.

Farmers Bank

Cornersville

Tennessee.

First Federal Savings Bank

Dickson

Tennessee.

Carter County Bank

Elizabethton

Tennessee.

Jackson Bank & Trust

Gainesboro

Tennessee.

Gates Banking & Trust Company

Gates

Tennessee.

Bank of Gleason

Gleason

Tennessee.

Greene County Bank

Greeneville

Tennessee.

Bank of Halls

Halls

Tennessee.

Commercial Bank

Harrogate

Tennessee.

Union Bank

Jamestown

Tennessee.

Bank of Tennessee

Kingsport

Tennessee.

First Bank

Lexington

Tennessee.

Enterprise National Bank

Memphis

Tennessee.

The Bank of Milan

Milan

Tennessee.

Cavalry Banking

Murfreesboro

Tennessee.

Rutherford Bank and Trust

Murfreesboro

Tennessee.

Commercial Bank & Trust Company

Paris

Tennessee.

Tennessee State Bank

Pigeon Forge

Tennessee.

The Farmers Bank

Portland

Tennessee.

Central Bank

Savannah

Tennessee.

First Community Bank of Bedford County

Shelbyville

Tennessee.

Farmers & Merchants Bank

Trezevant

Tennessee.

American City Bank

Tullahoma

Tennessee.

Reelfoot Bank

Union City

Tennessee.

Federal Home Loan Bank of Indianapolis—District 6

First National Bank

Cloverdale

Indiana.

CSB State Bank

Cynthiana

Indiana.

Three Rivers Federal Credit Union

Fort Wayne

Indiana.

Grabill Bank

Grabill

Indiana.

Union Federal Bank of Indianapolis

Indianapolis

Indiana.

Landmark Savings Bank, FSB

Indianapolis

Indiana.

Lafayette Savings Bank, FSB

Lafayette

Indiana.

Peoples Savings & Loan Association

Monticello

Indiana.

First Citizens State Bank

Newport

Indiana.

Citizens State Bank

Petersburg

Indiana.

Home Building Savings Bank, FSB

Washington

Indiana.

American Trust and Savings Bank of Whiting

Whiting

Indiana.

FirstBank—Alma

Alma

Michigan.

Signature Bank

Bad Axe

Michigan.

Lake-Osceola State Bank

Baldwin

Michigan.

Central State Bank

Beulah

Michigan.

Eastern Michigan Bank

Croswell

Michigan.

Eagle County Federal Credit Union

Crystal Falls

Michigan.

State Bank of Ewen

Ewen

Michigan.

Oakland Commerce Bank

Farmington Hills

Michigan.

Credit Union One

Ferndale

Michigan.

LSI Credit Union

Grand Rapids

Michigan.

Valley Ridge Bank

Kent City

Michigan.

Co-op Services Credit Union

Livonia

Michigan.

FirstBank

Mount Pleasant

Michigan.

First National Bank of Norway

Norway

Michigan.

Sterling Bank and Trust, fsb

Southfield

Michigan.

First Resource Federal Credit Union

St. Joseph

Michigan.

Federal Home Loan Bank of Chicago—District 7

National Bank of Commerce

Berkeley

Illinois.

Commonwealth Credit Union

Bourbonnais

Illinois.

Prairie Bank and Trust Company

Bridgeview

Illinois.

Cerro Gordo Building and Loan, s.b

Cerro Gordo

Illinois.

ShoreBank

Chicago

Illinois.

The First Commercial Bank

Chicago

Illinois.

Marquette Bank

Chicago

Illinois.

Resource Bank, N.A

DeKalb

Illinois.

DuQuoin State Bank

DuQuoin

Illinois.

Crossroads Bank

Effingham

Illinois.

Midwest Bank and Trust

Elmwood Park

Illinois.

Metrobank, N.A.

East Moline

Illinois.

Fisher National Bank

Fisher

Illinois.

Midwest Bank of Freeport

Freeport

Illinois.

Midwest Bank of Hinsdale

Hinsdale

Illinois.

Jacksonville Savings Bank

Jacksonville

Illinois.

Kankakee Federal Savings Bank

Kankakee

Illinois.

Union Federal Savings and Loan Association

Kewanee

Illinois.

Citizens State Bank

Lena

Illinois.

Brickyard Bank

Lincolnwood

Illinois.

Citizens National Bank

Macomb

Illinois.

First Suburban National Bank

Maywood

Illinois.

Community National Bank

Metropolis

Illinois.

Marquette Bank Monmouth

Monmouth

Illinois.

Morris Building and Loan, s.b

Morris

Illinois.

Marquette Bank Morrison

Morrison

Illinois.

Farmers State Bank Chadwick & Mt. Carroll

Mt. Carroll

Illinois.

First National Bank of Nokomis

Nokomis

Illinois.

Nokomis Savings Bank

Nokomis

Illinois.

Orangeville Community Bank

Orangeville

Illinois.

First National Bank of Pana

Pana

Illinois.

Vermillion Valley Bank

Piper City

Illinois.

First State Bank of Red Bud

Red Bud

Illinois.

Capaha Bank, S.B

Tamms

Illinois.

AmeriMark Bank

Villa Park

Illinois.

Waukegan Savings and Loan, SB

Waukegan

Illinois.

North Shore Trust and Savings

Waukegan

Illinois.

Prospect Federal Savings Bank

Worth

Illinois.

First National Bank of Xenia

Xenia

Illinois.

American National Bank Fox Cities

Appleton

Wisconsin.

State Bank of Arcadia

Arcadia

Wisconsin.

The First National Bank and Trust Co. of Baraboo

Baraboo

Wisconsin.

First National Bank of Barron

Barron

Wisconsin.

Blackhawk State Bank

Beloit

Wisconsin.

First National Bank of Berlin

Berlin

Wisconsin.

Badger State Bank

Cassville

Wisconsin.

State Bank of Chilton

Chilton

Wisconsin.

American Bank

Eau Claire

Wisconsin.

American Bank

Fond du Lac

Wisconsin.

Franklin State Bank

Franklin

Wisconsin.

Peoples National Bank

Hayward

Wisconsin.

Horicon State Bank

Horicon

Wisconsin.

Farmers State Bank

Markesan

Wisconsin.

Mid Wisconsin Bank

Medford

Wisconsin.

Associated Bank South Central

Middleton

Wisconsin.

Lincoln State Bank

Milwaukee

Wisconsin.

Mitchell Bank

Milwaukee

Wisconsin.

Bank of Monticello

Monticello

Wisconsin.

Associated Bank, N.A.

Neenah

Wisconsin.

The Bank of New Glarus

New Glarus

Wisconsin.

First National Bank of New Richmond

New Richmond

Wisconsin.

The RiverBank

Osceola

Wisconsin.

Bank of Poynette

Poynette

Wisconsin.

Johnson Bank

Racine

Wisconsin.

Shell Lake State Bank

Shell Lake

Wisconsin.

Eagle Valley Bank, N.A

St. Croix Falls

Wisconsin.

Acuity Bank SSB

Tomah

Wisconsin.

The Equitable Bank, S.S.B

Wauwatosa

Wisconsin.

ALLCO Credit Union

West Allis

Wisconsin.

Westby Co-op Credit Union

Westby

Wisconsin.

Fortress Bank of Westby

Westby

Wisconsin.

Federal Home Loan Bank of Des Moines—District 8

Ackley State Bank

Ackley

Iowa.

Exchange State Bank

Adair

Iowa.

First State Bank

Belmond

Iowa.

Columbus Junction State Bank

Columbus Junction

Iowa.

Freedom Security Bank

Coralville

Iowa.

Iowa State Savings Bank

Creston

Iowa.

Decorah Bank & Trust

Decorah

Iowa.

Wells Fargo Bank Iowa, N.A

Des Moines

Iowa.

AmerUS Life Insurance Company

Des Moines

Iowa.

Dupaco Community Credit Union

Dubuque

Iowa.

Grundy National Bank

Grundy Center

Iowa.

Hartwick State Bank

Hartwick

Iowa.

Hiawatha Bank and Trust Company

Hiawatha

Iowa.

Community State Bank

Indianaola

Iowa.

Green Belt Bank & Trust

Iowa Falls

Iowa.

First National Bank

Le Mars

Iowa.

Western Bank & Trust, N.A

Moville

Iowa.

First National Bank of Muscatine

Muscatine

Iowa.

Security State Bank

New Hampton

Iowa.

Oakland State Bank

Oakland

Iowa.

Citizens State Bank

Oakland

Iowa.

First National Bank of Sioux City

Sioux Center

Iowa.

Security National Bank

Sioux City

Iowa.

Heartland Bank

Somers

Iowa.

State Bank

Spencer

Iowa.

Farmers Trust and Savings Bank

Spencer

Iowa.

First Bank & Trust

Spirit Lake

Iowa.

The Citizens First National Bank of Storm Lake

Storm Lake

Iowa.

West Chester Savings Bank

Washington

Iowa.

Community National Bank

Waterloo

Iowa.

The First National Bank of Waverly

Waverly

Iowa.

Peoples Savings Bank

Wellsburg

Iowa.

Farm Bureau Life Insurance Company

West Des Moines

Iowa.

Farm Bureau Mutual Insurance Company

West Des Moines

Iowa.

Farmers Savings Bank

Wever

Iowa.

State Bank

Worthington

Iowa.

Atwater State Bank

Atwater

Minnesota.

First National Bank of Brewster

Brewster

Minnesota.

City County Federal Credit Union

Brooklyn Center

Minnesota.

Peoples Bank of Commerce

Cambridge

Minnesota.

First National Bank

Chisholm

Minnesota.

Clinton State Bank

Clinton

Minnesota.

Eitzen State Bank

Eitzen

Minnesota.

Mainstreet Bank

Forest Lake

Minnesota.

Citizens State Bank of Glenville

Glenville

Minnesota.

First Security Bank—Hendricks

Hendricks

Minnesota.

The First National Bank of Henning

Henning

Minnesota.

Jackson Federal Savings & Loan Association

Jackson

Minnesota.

Janesville State Bank

Janesville

Minnesota.

Citizens State Bank of Kelliher

Kelliher

Minnesota.

Security State Bank of Kenyon

Kenyon

Minnesota.

State Bank of Long Lake

Long Lake

Minnesota.

Lake Country State Bank

Long Prairie

Minnesota.

United Prairie Bank—Madison

Madison

Minnesota.

Bank of Maple Plain

Maple Plain

Minnesota.

Superior Guaranty Insurance Company

Minneapolis

Minnesota.

First National Bank in Montevideo

Montevideo

Minnesota.

Valley Bank & Trust

New Ulm

Minnesota.

Citizens Bank of New Ulm

New Ulm

Minnesota.

Community National Bank

Northfield

Minnesota.

Minnwest Bank Ortonville

Ortonville

Minnesota.

Pine River State Bank

Pine River

Minnesota.

Border State Bank

Roseau

Minnesota.

First Security Bank—Sanborn

Sanborn

Minnesota.

Americana Community Bank

Sleepy Eye

Minnesota.

Western Bank

St. Paul

Minnesota.

Vermillion State Bank

Vermillion

Minnesota.

Northern State Bank of Virginia

Virginia

Minnesota.

First State Bank of Wabasha

Wabasha

Minnesota.

Heritage Bank

Willmar

Minnesota.

Merchants Bank, N.A

Winona

Minnesota.

First State Bank of Wyoming

Wyoming

Minnesota.

Bank of Zumbrota

Zumbrota

Minnesota.

Boone County National Bank

Columbia

Missouri.

Commercial Trust Company

Fayette

Missouri.

Home Exchange Bank

Jamesport

Missouri.

Jefferson Bank of MO

Jefferson City

Missouri.

Central Bank of Kansas City

Kansas City

Missouri.

CommunityAmerica Credit Union

Kansas City

Missouri.

Kearney Trust Company

Kearney

Missouri.

Lawson Bank

Lawson

Missouri.

United State Bank

Lewistown

Missouri.

First Missouri State Bank

Poplar Bluff

Missouri.

First State Bank of Purdy

Purdy

Missouri.

The Seymour Bank

Seymour

Missouri.

State Bank of Slater

Slater

Missouri.

The Citizens Bank of Sparta

Sparta

Missouri.

Metropolitan National Bank

Springfield

Missouri.

Southwest Bank of St. Louis

St. Louis

Missouri.

Webb City Bank

Webb City

Missouri.

Heartland State Bank

Edgeley

North Dakota.

Community National Bank

Grand Forks

North Dakota.

Bremer Bank, N.A

Grand Forks

North Dakota.

Stutsman County State Bank

Jamestown

North Dakota.

Northland Financial

Steele

North Dakota.

Peoples State Bank

Westhope

North Dakota.

Security State Bank

Wishek

North Dakota.

Dakota State Bank

Blunt

South Dakota.

BankWest, Inc.

Pierre

South Dakota.

American Memorial Life Insurance Company

Rapid City

South Dakota.

Security Bank

Sioux Falls

South Dakota.

First National Bank of White

White

South Dakota.

1st Dakota National Bank

Yankton

South Dakota.

Federal Home Loan Bank of Dallas—District 9

American Founders Life Insurance Company

Phoenix

Arizona.

Bank of Cave City

Cave City

Arkansas.

First National Bank of Crossett

Crossett

Arkansas.

Simmons First Bank of El Dorado, NA

El Dorado

Arkansas.

Bank of Arkansas, N.A

Fayetteville

Arkansas.

Greers Ferry Lake State Bank

Heber Springs

Arkansas.

First National Bank of Phillips County

Helena

Arkansas.

American State Bank

Jonesboro

Arkansas.

Little River Bank

Lepanto

Arkansas.

Malvern National Bank

Malvern

Arkansas.

Citizens National Bank

Nashville

Arkansas.

Merchants and Planters Bank

Newport

Arkansas.

Bank of Pocahontas

Pocahontas

Arkansas.

The Cottonport Bank

Cottonport

Louisiana.

Kaplan State Bank

Kaplan

Louisiana.

Sabine State Bank and Trust Company

Many

Louisiana.

Exchange Bank and Trust Company

Natchitoches

Louisiana.

Liberty Bank and Trust Company

New Orleans

Louisiana.

Sicily Island State Bank

Sicily Island

Louisiana.

St. Martin Bank and Trust Company

St. Martinville

Louisiana.

Concordia Bank & Trust Company

Vidalia

Louisiana.

The Evangeline Bank & Trust Company

Ville Platte

Louisiana.

Progressive Bank

Winnsboro

Louisiana.

First Security Bank

Batesville

Mississippi.

Peoples Bank of Franklin County

Bude

Mississippi.

Bank of the South

Crystal Springs

Mississippi.

Community Bank of Mississippi

Forest

Mississippi.

Community Bank, Indianola

Indianola

Mississippi.

Community Bank

Laurel

Mississippi.

Century Bank

Lucedale

Mississippi.

The Commercial Bank

Meridian

Mississippi.

Great Southern National Bank

Meridian

Mississippi.

Newton County Bank

Newton

Mississippi.

First National Bank of Oxford

Oxford

Mississippi.

The Citizens Bank of Philadelphia

Philadelphia

Mississippi.

The Peoples Bank & Trust Company

Tupelo

Mississippi.

The Bank of Belen

Belen

New Mexico.

The Carlsbad National Bank

Carlsbad

New Mexico.

Western Bank of Lordsburg

Lordsburg

New Mexico.

Community Bank

Santa Fe

New Mexico.

Peoples Bank

Taos

New Mexico.

Centinel Bank of Taos

Taos

New Mexico.

Amarillo National Bank

Amarillo

Texas.

First National Bank of Bastrop

Bastrop

Texas.

Community Bank and Trust, SSB

Beaumont

Texas.

Citizens State Bank

Buffalo

Texas.

First Community Bank

Corpus Christi

Texas.

National Bank of Daingerfield

Daingerfield

Texas.

Town North National Bank

Dallas

Texas.

First National Bank

Edinburg

Texas.

First National Bank

Fabens

Texas.

First National Bank

Fairfield

Texas.

First National Bank in Graham

Graham

Texas.

The First State Bank

Granger

Texas.

Prosperity Bank

Houston

Texas.

First Community Credit Union

Houston

Texas.

First National Bank of Huntsville

Huntsville

Texas.

The Laredo National Bank

Laredo

Texas.

First State Bank of Livingston

Livingston

Texas.

The First National Bank of Livingston

Livingston

Texas.

Franklin National Bank

Mt. Vernon

Texas.

First State Bank

New Braunfels

Texas.

Commercial National Bank

Texarkana

Texas.

Texline State Bank

Texline

Texas.

Randolph-Brooks Federal Credit Union

Universal City

Texas.

American Bank, N.A

Waco

Texas.

Union Square Federal Credit Union

Wichita Falls

Texas.

Federal Home Loan Bank of Topeka—District 10

FirstBank of Arvada

Arvada

Colorado.

FirstBank of Aurora

Aurora

Colorado.

FirstBank of Douglas County

Castle Rock

Colorado.

Western National Bank of Colorado

Colorado Springs

Colorado.

FirstBank of Lakewood

Lakewood

Colorado.

FirstBank of Littleton

Littleton

Colorado.

Olathe State Bank

Olathe

Colorado.

FirstBank of Silverthorne

Silverthorne

Colorado.

The First National Bank of Strasburg

Strasburg

Colorado.

First National Bank

Telluride

Colorado.

WestStar Bank

Vail

Colorado.

FirstBank of Wheat Ridge

Wheat Ridge

Colorado.

First National Bank of Yuma

Yuma

Colorado.

The First State Bank of Burlingame

Burlingame

Kansas.

The Farmers State Bank

Circleville

Kansas.

Emporia State and Trust Company

Emporia

Kansas.

Home State Bank

Erie

Kansas.

Union State Bank

Everest

Kansas.

Emprise Bank

Hillsboro

Kansas.

First Community Bank

Kansas City

Kansas.

First National Bank & Trust Co. in Larned

Larned

Kansas.

Gold Bank

Leawood

Kansas.

The Bank

Oberlin

Kansas.

First State Bank and Trust

Tonganoxie

Kansas.

Capital City Bank

Topeka

Kansas.

Commerce Bank and Trust

Topeka

Kansas.

Security Benefit Life Insurance Company

Topeka

Kansas.

Wellsville Bank

Wellsville

Kansas.

Boeing Wichita Credit Union

Wichita

Kansas.

First National Bank & Trust Company

Beatrice

Nebraska.

Exchange Bank

Gibbon

Nebraska.

First State Bank

Gothenburg

Nebraska.

Bank of Nebraska

La Vista

Nebraska.

West Gate Bank

Lincoln

Nebraska.

Home State Bank

Louisville

Nebraska.

Bank of Mead

Mead

Nebraska.

Farmers & Merchants Bank

Milford

Nebraska.

Wells Fargo Bank Nebraska.

Omaha

Nebraska.

First State Bank

Scottsbluff

Nebraska.

The Cattle National Bank

Seward

Nebraska.

First National Bank of Unadilla

Unadilla

Nebraska.

The First National Bank of Valentine

Valentine

Nebraska.

Charter West National Bank

West Point

Nebraska.

Winside State Bank

Winside

Nebraska.

AmeriState Bank

Atoka

Oklahoma.

The First National Bank of Chelsea

Chelsea

Oklahoma.

Alfalfa County Bank

Cherokee

Oklahoma.

First Commercial Bank

Edmond

Oklahoma.

Grand Federal Savings Bank

Grove

Oklahoma.

American Fidelity Assurance

Oklahoma City

Oklahoma.

Weokie Credit Union

Oklahoma City

Oklahoma.

First National Bank & Trust Co. of Weatherford

Weatherford

Oklahoma.

First National Bank in Wewoka

Wewoka

Oklahoma.

Federal Home Loan Bank of San Francisco—District 11

Salt River Project Credit Union

Phoenix

Arizona.

Omni Bank, N.A

Alhambra

California.

Western Sierra Bank

Cameron Park

California.

Bay Federal Credit Union

Capitola

California.

Privest Bank

Costa Mesa

California.

First Coastal Bank, N.A

El Segundo

California.

Lake Community Bank

Lakeport

California.

Farmers & Merchants Bank of Central California.

Lodi

California.

Nara Bank, National Association

Los Angeles

California.

Wilshire State Bank

Los Angeles

California.

Center Bank

Los Angeles

California.

County Bank

Merced

California.

Bank of Madera County

Oakhurst

California.

Coast Commercial Bank

Palo Alto

California.

Bay Area Bank

Palo Alto

California.

Valley Community Bank

Pleasanton

California.

Central Sierra Bank

San Andreas

California.

Sequoia National Bank

San Francisco

California.

Alliance Credit Union

San Jose

California.

Silver State Bank

Henderson

Nevada.

Security State Savings Bank

Las Vegas

Nevada.

Silver State Schools Family Credit Union

Las Vegas

Nevada.

Federal Home Loan Bank of Seattle—District 12

Honolulu City & County Employees FCU

Honolulu

Hawaii.

Valley Bank of Belgrade

Belgrade

Montana.

Rocky Mountain Bank

Billings

Montana.

Native American National Bank

Browning

Montana.

Mountain West Bank

Helena

Montana.

Three Rivers Bank of Montana.

Kalispell

Montana.

First National Bank of Lewistown

Lewistown

Montana.

Bitterroot Valley Bank

Lolo

Montana.

Missoula Federal Credit Union

Missoula

Montana.

Ronan State Bank

Ronan

Montana.

Western Bank of Wolf Point

Wolf Point

Montana.

Klamath First FS & LA

Klamath Falls

Oregon.

Rogue Federal Credit Union

Medford

Oregon.

First National Bank of Layton

Layton

Utah.

Capital Community Bank

Orem

Utah.

Deseret First Credit Union

Salt Lake City

Utah.

Anchor Savings Bank

Aberdeen

Washington.

The Bank of The Pacific

Aberdeen

Washington.

Bank NorthWest

Bellingham

Washington.

Whatcom Educational Credit Union

Bellingham

Washington.

Security State Bank

Centralia

Washington.

North Cascades National Bank

Chelan

Washington.

Bank of Whitman

Colfax

Washington.

Islanders Bank

Friday Harbor

Washington.

Community First Bank

Kennewick

Washington.

Washington's Credit Union

Mountlake Terrace

Washington.

NorthStar Bank

Seattle

Washington.

Sound Community Bank

Seattle

Washington.

Yakima Valley Credit Union

Yakima

Washington.

Yakima National Bank

Yakima

Washington.

First National Bank of Wyoming.

Laramie

Wyoming.

Bank of Lovell

Lovell

Wyoming.

The Rawlins National Bank

Rawlins

Wyoming.

First State Bank

Wheatland

Wyoming.

II. Public Comments

To encourage the submission of public comments on the community support performance of Bank members, on or before July 28, 2003, each Bank will notify its Advisory Council and nonprofit housing developers, community groups, and other interested parties in its district of the members selected for community support review in the 2002-03 sixth quarter review cycle. 12 CFR 944.2(b)(2)(ii). In reviewing a member for community support compliance, the Finance Board will consider any public comments it has received concerning the member. 12 CFR 944.2(d). To ensure consideration by the Finance Board, comments concerning the community support performance of members selected for the 2002-03 sixth quarter review cycle must be delivered to the Finance Board on or before the August 25, 2003 deadline for submission of Community Support Statements.

Dated: July 2, 2003.

Arnold Intrater,

General Counsel.

[FR Doc. 03-17214 Filed 7-11-03; 8:45 am]

BILLING CODE 6725-01-P