Joan A. Lenard

WELLS FARGO BANK#] — Interest

WELLS FARGO BANK #2 — Interest

WELLS FARGO BANK #3 — Interest

WELLS FARGO BANK #4 — Interest

BBT BANK #1 — Interest

BBT BANK #2 — Interest

FIRST SOUTH. BANK — Interest

IST BANK — Interest

MERCANTIL COMMERCEBANK — Interest

AMERICAN EXPRESS BANK. FSB — Interest

CAPITAL ONE(FORMERLY ING DIRECT) — Interest — CHANGE

CITY NATIONAL BANK — Interest

VANGUARDPRIME MONEY MARKET FUND — Int/Div

VANGUARD TAX-EXEMPT MONEY MARKET FUND — Int/Div

VANGUARD FLORIDA INSURED LONG TERM TAX-EXMPT FUND — Int/Div

VANGUARD HIGH YIELD TAX. EXEMPT FUND — Int/Div

NORTHEAST INV. TRUST — Int/Div

STOCKS/SECURITIES

DETROIT EDISONCOMMON — Int/Div

NISOURCE-COMMON — Int/Div

GYRODYNE CO'S. «COMMON — Int/Div

AT&T-COMMON — Int/Div

LSI LOGIC CORP. COMMON — None

AT&T- COMMON — Int/Div

BOEING-COMMON — Int/Div

CMS ENERGY COMMON — Int/Div

CONS. EDISON-COMMON — Int/Div

BANK OF AMERICACOMMON — Int/Div

CHEMTURA CORP. COMMON — None

DYNEGY ENERGY -COMM — None

DUFF & PHELEPS-COMMON — Int/Div

NEXTERA ENERGY-COMMON — Int/Div

INTEL CORP.-COMMON — Int/Div

ALCATEL LUCENT-COMMON — None

NOKIA CORP.-COMMON — None

DREYFUS MUNICIPAL INCOME: COMMON — Int/Div

WESTERN ASSET MANAGED MUNICIPALS FUNDUINC ACOMMONI(X) — Int/Div

MERCK-COMMON — Int/Div

VODAPHONE-COMMON — Int/Div

VERIZON COMM. COMMON — Int/Div

ENTERGY CORP -COMMON — Int/Div

CENTURYLINK,INC — Int/Div

AT&T-COMMON — Int/Div

CISCO-COMMON — Int/Div

ORACLE-COMMON — Int/Div

BBX CAPITAL CORP-COMMON — None

BLACKROCK FL MUNICIPAL FUND — Interest

SPANISH BROADCASTING SYSTEM. COMMON — None

COMCAST CORP. COMMON — Int/Div

BFC FINANCIAL CORP. COMMON — None

EATON VANCE MUNICIPAL MUTUAL FUND — Int/Div

INVESTMENT PROJECTS

PIER ONE IMPT/OCALAFL — Rent

COMM'L DEVLP/LEHMNNORTH MIAMI BEACH. FL — Rent

NMB CMMRC CTR LLCNORTH MIAMI BEACH. FL — Reat

SELECT FUNDING ASSOC.FL — Interest

SELECT ATILEB..OCALA.FL — Rent

RETIREMENT ACCOUNTS

OPPENHEIMER FUNDS: M/MF #1 — Interest

OPPENHEIMER FUNDS:.GNMA 22 — Int/Div

WELLS FARGO FUND/EQUITY — None

WELLS FARGO FUND/VALUE — None

FEDERATED KAUFMANN FUND — None

FIDELITY (IRA) — Interest

THORNBERG MORTGAGE.INC — None — Closed — BANKRLPIT

LADENBURG THALMANN FINANCIAL SERVICES. INC, — None

OPKO HEALTH.INC — None

GENERAL ELECTRICCOMMON — Int/Div

WINDSTREAM CORP COMMON — Int/Div

PVR PARTNERS LP - COMMON — Int/Div

CONOCO PHILLIPS-COMMON — Int/Div

PHILLIPS 66-COMMON — Int/Div

DOMINION RESOURCES BLACK WARRIOR TRUST-COMMON(X) — Int/Div

FL-DEF. BEN. PNSNUAVESTED) — None

FL-DEFFERR.COMP.PLN — Interest

ICMA-457 DEF.COMP — Interest

FIDELITY ANNUITY — None

OPPENHEIMER FDS: M/MF #1 — Interest

OPPENHEIMER FDS: GMMA #2 — Int/Div

FIDELITY CASH RES. — Interest

CHEMTURA-COMMON — None

ENTERGY CORP.-COMMON — Int/Div

ALCATEL LUCENT-COMMON — None

EDISON INT COMMON — Int/Div

UNS ENERGY CORP. COMMON — Int/Div

CISCOLCOMMON — Int/Div

HEWLETT-PACKARD- COMMON — Int/Div

GENERAL ELECTRICLCOMMON — Int/Div

OTHER ACCOUNTS

CONEDISONCOMMON — Int/Div

WENDY'S ARBY GROUP.INC — Int/Div

TIM HORTONS — Int/Div

US SAVINGS BONDS — Interest

ISRAEL SAVINGS BONDS — Interest

FL PREPAID TUITION PLAN — None — Redeemed

CHEMTURA CORP -COMMON — None

COCACOLA ENT. «COMMON — Int/Div

BBX CAPITAL CORP. COMMON — None

VIACOM-COMMON — Int/Div

CBS-COMMON — Int/Div

DELL INC-COMMON — None

SEMPRA ENERGY COMMON — Int/Div

DISNEY CORP COMMON — Int/Div

BP AMOCO «COMMON — Int/Div

FRONTIER COMM COMMON — Int/Div

DAIMLER AG-COMMON — Int/Div

EXELON CORP. COMMON — Int/Div

NORTHEAST UTILITIES-COMMON — Int/Div

PG&E CORP.-COMMON — Int/Div

CISCO COMMON — Int/Div

COMCAST-COMMON — Int/Div

PFIZER-COMMON — Int/Div

CITIGROUP-COMMON — Int/Div

ENERPLUS RESOURCE FUND — Int/Div

BCEINC.-COMMON — Int/Div

WASTE MANAGEMENT COMMON — Int/Div

DUKE ENERGY COMMON — Int/Div

ENTERPRISE PRODUCTS PARTNERS. COMMON — Int/Div

CENTERPOINT ENERGY -COMMON — Int/Div

GLAXOSMITHKLEINS-COMMON — Int/Div

NCR CORP-LCOMMON — Int/Div

TERADATA CORP.-COMMON — Int/Div

MICROSOFT CORP «COMMON — Int/Div

NUVEEN ADVANTAGE MUNICIPAL FUND — Int/Div

CELLCOM ISRAEL LTD. COMMON — Int/Div

PV PARTNERS LP-COMMON — Int/Div

TEEKAY TANKERS.INC «COMMON — Int/Div

NEW YORK COMMUNITY BANK CORP. COMMON — Int/Div

VALERO ENERGY CORP «COMMON — Int/Div

BERKSHIRE HATHAWAY /B-COMMON — None

ANNALY CAPITAL MANAGEMENT INC. COMMMONIX) — Int/Div

FREEPORT McMORAN COOPER&GOLDINC-COMMONI(X) — Int/Div

ARCOS DORADOS HOLDINGS, INC COMMON — Int/Div

PROCTOR&GAMBLE CORP -COMMON — Int/Div

CHESAPEAKE ENERGY CORP COMMON — Int/Div

KRAFT FOODS INC «COMMON — Int/Div

KRAFT FOOD GROUPINC COMMON — Int/Div

MONDELEZ INTL_INC «COMMON — Int/Div

FIRST ENERGY CORP-COMMON(X) — Int/Div — Buy

ZOETLS.INC.-COMMON(X) — Int/Div — Buy

COLGATE-PALMOLIVE CO. COMMONIX) — Int/Div — Buy

Liability — FIRSTSOUTHERN BANK, CITY NATIONAL BANK — WAREHOUSE PROPERTIES