A. Benjamin Goldgar

What was filed

251
investments
1
positions
0
gifts
0
agreements
0
debts
0
reimbursements
0
income
0
spouse income

Named parties

Trust No. (sce note)

As filed

Fidelity Cash Reserves Money Market Fund — Int/Div

Traditional IRA-Fidelity (4) — Int/Div

Strategic Advisors Small-Mid Cap Fund — Buy (add'l)

Fidelity Short-Term Bond — Sold (part)

Fidelity Total Bond — Buy (add'l)

Fidelity Total Bond — Sold (part)

Pimeco Total Return Administrative Shares

Pimco Short Term Administrative Shares — Sold (part)

Fidelity Strategic Advisors Value Fund

Strategic Advisors International Fund — Buy (add'l)

Strategic Advisors International Fund — Sold (part)

Strategic Advisors International Fund — Buy (add'l)

Strategic Advisors Core Income Fund — Buy (add'l)

Strategic Advisors Core Income Fund — Sold (part)

Strategic Advisors Core Income Fund — Buy (add'l)

Franklin Gold and Precious Metals CL A — Sold

Templeton Global Bond CL A

Strategic Advisors U.S. Opportunity Fund

Strategic Advisors Core Fund — Buy (add'l)

Strategic Advisors Core Fund — Sold (part)

Strategic Advisors Growth Fund — Sold (part)

Strategic Advisors Emergmg Markets

Strategic Advisors Income Opportunity Fund — Sold (part)

FIMM Money Market Port Inst CL — Sold (part)

Strategic Advisors Short Duration Fund — Buy (add'l)

Strategic Advisors Short Duration Fund — Sold (part)

Arden Altemmative Strategies Class

Blackstone Alternative Multimanager — Buy

Traditional IRA-Fidelity (3) — Int/Div

Strategic Advisors Small-Mid Cap Fund

Fidelity Total Bond

Pimeco Total Return Admmistrative Shares

Pimco Short Term Administrative Shares

Strategic Advisors International Fund

Strategic Advisors US. Opp Fund

Fidelity Select Gold — Sold

Metropolitan West Low Duration M — Sold

Templeton Global Bond CL A

Strategic Advisors Value Fund

Strategic Advisors Core Fund

Strategic Advisors Growth Fund

Strategic Advisors Emergmg Markets

Strategic Advisors Core Income Fund — Buy (add'l)

Strategic Advisors Income Opportunity Fund

FIMM Money Market Port Inst CL — Sold (part)

Merger Fund

Strategic Advisors Short Duration Fund

Arden Altemative Strategies Class

Blackstone Alternative Multimanager — Buy

Rollover IRA-Fidelity (3) — Int/Div

Strategic Advisors Small-Mid Cap Fund — Buy (add'l)

Fidelity Total Bond — Sold (part)

Pimco Total Return Administrative Shares

Pimco Short Term Administrative Shares — Sold (part)

Strategic Advisors International Fund — Buy (add'l)

Strategic Advisors US Opportunity Fund

Fidelity Select Gold — Sold (part)

Fidelity Select Gold — Sold

Metropolitan West Low Duration M — Sold (part)

Metropolitan West Low Duration M — Sold

Templeton Global Bond Class A — Buy (add'l)

Fidelity Money Market

Strategic Advisors Value Fund — Sold (part)

Strategic Advisors Core Fund — Sold (part)

Strategic Advisors Core Fund — Buy (add'l)

Strategic Advisors Growth Fund — Sold (part)

Strategic Advisors Emerging Markets — Sold (part)

Strategic Advisors Income Opportunity Fund — Sold (part)

Strategic Advisors Income Opportunity Fund — Buy (add'l)

Strategic Advisors Income Opportunity Fund — Sold (part)

Strategic Advisors Core Income Fund — Buy (add'l)

Strategic Advisors Core Income Fund — Sold (part)

Strategic Advisors Core Income Fund — Buy (add'l)

FIMM Money Market Port Inst CL — Sold (part)

Merger Fund

Strategic Advisors Short Duration Fund — Buy (add'l)

Strategic Advisors Short Duration Fund — Sold (part)

Strategic Advisors Short Duration Fund — Buy (add'l)

Strategic Advisors Short Duration Fund — Sold (part)

Strategic Advisors Short Duration Fund — Buy (add'l)

Arden Alternative Strategies Class — Buy (add'l)

Blackstone Alternative Multimanages — Buy

Blackstone Alternative Multimanages — Buy (add'l)

State of lllinois Deferred Compensation Plan - 401K) — Int/Div

Vanguard Institutional Index Fund Plus

Fidelity Investment Grade Bond Fund (1) — Int/Div — Sold

Fidelity Short Term Bond (1) — Int/Div

Fidelity Core Account - Cash (1) — None — Sold (part)

Fidelity Core Account - Cash (1) — Sold

Fidelity Investment Grade Bond Fund (2) — Int/Div — Sold

Fidelity Short Term Bond (2) — Int/Div — Sold (part)

Fidelity Short Term Bond (2) — Sold (part)

Adirondack Trust Co. stock — Int/Div

Bank of America Growth Money Market Savings — Interest

Fidelity Deferred Annuity

Fidelity VIP Investment Grade Bond Fund — None

Fidelity VIP Strategic Income Fund — None

Vanguard IRA (4) — Int/Div

Vanguard Total Bond Market Index Fund

Vanguard Total International Stock Index Fund

Vanguard Stock Market Index Fund

Fidelity Cash Reserves (1) — Int/Div — Sold (part)

Strategic Advisors International Fund (2) — Int/Div

Strategic Advisors Value Fund (2) — Int/Div

Strategic Advisors Small-Mid Cap Fund (2) — Int/Div

Strategic Advisors LS. Opportunity Fund 2) — Int/Div

Strategic Advisors Core Fund (2) — Int/Div

Strategic Advisors Growth Fund (2) — Int/Div

Fidelity Total Bond (2) — Int/Div

Strategic Advisors Income Opportunities (2) — Int/Div

Strategic Advisors Core Income Fund (2) — Int/Div — Buy (add'l)

Metropolitan West Low Duration (2) — Int/Div — Sold

Pimco Total Return Administrative Shares 2 — Int/Div

Pimco Short Term Administrative Shares (2) — Int/Div

Templeton Global Bond Class A (2) — Int/Div

Fidelity Real Estate Income (2) — Int/Div

AQR Diversified Arbitrage Class (2) — Int/Div

FIMM Mmkt Port Inst CL (2) — Int/Div

Fidelity GNMA Fund (2) — Int/Div

Strategic Advisors Short Duration Fund (2) — Int/Div

Blackstone Alternative Multimanager (2) — Int/Div — Buy

Fidelity Diversified Intemational — Int/Div

Fidelity Emerging Markets — Int/Div — Buy

Fidelity Emerging Markets — Sold (part)

Fidelity Emerging Markets — Buy (add'l)

Fidelity Limited Term Muni Income (see note) — Int/Div — Sold (part)

Fidelity Limited Term Muni Income (see note) — Sold (part)

Fidelity Municipal Money Market — Int/Div

DWS Managed Municipal Bond CL S — Int/Div — Buy (add'l)

DWS Managed Municipal Bond CL S — Buy (add'l)

DWS Managed Municipal Bond CL S — Sold (part)

Harbor Capital Appreciation Adm CL — Int/Div

Hotchkis & Wiley Mid Cap Value CL A — Int/Div

T Rowe Tax Free Inc. Fund Adv. Class — Int/Div

Rovce Value Plus Service Class — Int/Div

SSGA Emergmg Markets — Int/Div

Oakmark Fund — Int/Div

T Rowe Price Equity Income Advisor CL — Int/Div

T Rowe Price Real Estate Fund Adv CL — Int/Div

Thomburg International Value CL A — Int/Div — Sold (part)

Fidelity Municipal Income — Int/Div — Sold (part)

Fidelity Municipal Income — Sold (part)

Black Rock High Yield Bond CL A — Int/Div — Sold

Franklin Federal Tax-free CL A — Int/Div — Buy (add'l)

Franklin Federal Tax-free CL A — Buy (add'l)

Pimco Commodity Real Return Strat Adm CL — Int/Div — Sold (part)

Pimco Commodity Real Return Strat Adm CL — Sold

Templeton Global Bond CL A — Int/Div — Buy (add'l)

Templeton Global Bond CL A — Buy (add'l)

IShares TR S&P 100 Index Fund — Int/Div

MFS International Diversification FD A Conf — Int/Div

Fidelity Dividend Growth — Int/Div — Sold (part)

Fidelity Dividend Growth — Sold (part)

Fidelity Tax-free Bond — Int/Div — Buy (add'l)

Causeway International Value Investor — Int/Div

Janus Enterprise Fund Class T Shares — Int/Div — Sold (part)

Fidelity Advisor Growth Oppty CL — None

Fidelity Low Priced Stock — Int/Div

Fidelity Small Cap Value — Int/Div

Credit Suisse Commd Return Strategy Inst Sh — None — Sold (part)

Credit Suisse Commd Return Strategy Inst Sh — Sold

JP Morgan Mid-Cap Value Fund Select CL — Int/Div — Sold (part)

Shares TR Russell Mid-Cap Index Fund Avg Price — Int/Div

IShares TR Russell 1000 Growth Index Fund — Int/Div — Sold (part)

IShares TR Russell 1000 Growth Index Fund — Sold (part)

IShares TR Russell 1000 Index Fund — Int/Div

IShares TR Russell 2000 Index Fund — Int/Div

Vanguard Index FDS Vanguard Value Vipers — Int/Div

MFS International Value Fund CL A — Int/Div — Sold (part)

T. Rowe Price International Stock — Int/Div

Templeton Frontier Mkts Fund — Int/Div — Buy (add'l)

Wells Fargo Short Term Muni Inc.-Instit Conf — Int/Div — Buy (add'l)

Wells Fargo Short Term Muni Inc.-Instit Conf — Sold (part)

Franklin International Sm Cap Growth Advisor — Int/Div — Buy

Spector Spdr Tr Shs Ben Int Financial — Int/Div — Buy

Aberdeen Emerging Mkts FD Inst] SV — None — Buy

Aberdeen Emerging Mkts FD Inst] SV — Sold

Trust No. (see note)

Chase Bank account No. 2 — Interest — Sold

BMO Harris Bank account — Interest — Sold

Wells Fargo Advisors trust account

Wells Fargo bank deposit sweep — Int/Div — Buy (add'l)

Wells Fargo bank deposit sweep — Buy (add'l)

Wells Fargo bank deposit sweep — Sold (part)

Wells Fargo bank deposit sweep — Buy (add'l)

Wells Fargo bank deposit sweep — Sold (part)

Wells Fargo bank deposit sweep — Sold

Wells Fargo bank deposit sweep (3) (X) (see note) — Interest — Buy

Wells Fargo bank deposit sweep (3) (X) (see note) — Sold (part)

Wells Fargo bank deposit sweep (3) (X) (see note) — Buy (add'l)

Wells Fargo bank deposit sweep (3) (X) (see note) — Sold (part)

Wells Fargo bank deposit sweep (3) (X) (see note) — Buy (add'l)

Inherited IRA -- T. Rowe Price (X) (see note) — Int/Div

Dividend Growth

Spectrum Income

Inhented IRA « TIAACREF (X) (see note)

TIAA Traditional — Sold (part)

CREF Stock — Sold (part)

CREF Global Equities

TIAA Real Estate

CREF Bond Market

CREF Inflation Linked Bond

Bank of America checking (see note) — Interest

Bank of America checking (4) — None

Bank of America checking (2) — None

Bank of America money market (2) — Interest

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Trustee, Trust No. (sce note)

Note to Parts [and VIII,

On December 23, 2012,

died. As a result, | became successor trustee of two trusts.

and 1 are beneficiaries of the trusts.

Both trusts were reported on last year's report.

At the end of 2012, all of the assets of Trust No. 2 were transferred to the Wells Fargo Advisors bank deposit sweep account that is part of the res of Trust No, 1.

(The transfer is shown on last year’s report. That report unfortunately makes it appear that there are two Wells Fargo Advisors bank deposit sweep accounts, one

for each trust. In fact, there is only one such account, the account in Trust No. 1.) With the transfer of the res of Trust No. 2 to Trust No. 1, Trust No. 2 ceased to

exist, and | ceased to be trustee.

During 2013, all remaining assets in Trust No. | listed on last year's report, as well as some additional funds that arrived during the year, were transferred to the

Wells Fargo Advisors bank deposit sweep account in Trust No. 1. Those deposits are shown on this year’s report, On December 24, 2013, the funds in the Wells

Fargo account -- in other words, the entire remaining res of Trust No. | -- were distributed to the trust beneficiaries. With the distributions, Trust No. | ceased to

exist, and | ceased to be trustee.

Notes to Part VIIT only

Line 161 -— The name of this fund has been changed. The fund was listed on last year's report as "Fidelity Short-Intermediate Muni Income."

Line 228 -- This fund is an inheritance and was funded with my portion of the distributions from Trust No. | described above.

Lines 234, 237 -- These IRAs were inherited. Column B has not been completed for the TIAA-CREF Inherited IRA because it could not be. The TIAA-CREF

stutements do not show any information about income, and TIAA-CREF personnel told me over the telephone that the information is not availuble because the

investments are “annuity-based.” Similarly, information about gain or loss from "sales" (the distributions | am required to take from the IRA) 1s not reported in

Column D because TIAA-CREF personnel told me during the same telephone call that information about gains or losses is not available,

Lines 246-49 — These bank accounts should have been disclosed in reports for past years. They were not disclosed because | misunderstood the instructions about

reporting bank accounts.