Robert E Gerber

INBROKERAGE ACCT #1 (Fidelity Investments):

Columbia Acorn Fund Mutual Fund Shares — Int/Div — Sold (part)

Same — Sold (part) — Applicable

NY State Thruway 5.0%, 2019, Muni Bonds — Interest — Matured — Applicable

Fidelity Municipal Money Mkt Mut Fund Shares — Int/Div — Sold (part) — Applicable

Vanguard Limited Term Tax Exempt Fund Mutual Fund Shares — Int/Div

Fidelity Contrafund Mut Fund Shares — Int/Div

Baron Growth Fund Mut Fund Shares — Int/Div — Sold — Applicable

BBH Core Select Fund Class N Mut Fund Shares — Int/Div

S&P $00 Depository Receipts (“SPDRs") — Int/Div

Baron Growth Fund Instut. Class. Mut Fund Shs — Int/Div — Sold — Applicable

Fidelity Low Price Stock Fund Mut Fund Shs — Int/Div

IN BROKERAGE ACCT #2 (Fidelity Investments):

Fidelity Municipal Money Mkt Mut Fund Shares — Int/Div

Vanguard Limited Term Tax Exempt Mutual Fund — Int/Div

Deutsche Intermed Term Tax Free Instut Class Mut Fund Shares — Int/Div

ROLLOVER IRA #1, FIDELITY INVESTMENTS — Int/Div

Fidelity Cash Reserves Money Mkt Mut Fund Shares

Tweedy Browne Global Value Fund Mut Fund Shs — Sold — Applicable

Fidelity Contrafund Mut Fund Shares

Ivy Asset Strategy Fund Cl Mut Fund Shs — Sold — Applicable

Morgan Stanley Global Long/Short Fund Mut Fund Shs

BlackRock Global Allocation Fund Institut Mut Fund Shs

Pimeo Total Return Fund Instut Mut Fund Shs

BBH Core Select Fund Class N Mut Fund Shares

JP Morgan Large Cap Growth Sel Class Mut Fund Shs

Fidelity Low Price Stock Mut Fund Shs

Vanguard Ltd Term Tax Exempt Fund Mut Fund Shs — Sold — Applicable

S&P 500 Depository Receipts (*SPDRs")

Fidelity Spartan Mkt Index Advantage (FSTVX) Mut Fund Shares

Fidelity Spartan 500 Index Advantage (FUSVX) Mut Fund Shs

Same

Baron Growth Fund Instut Class Mut Fund Shs — Sold — Applicable

BlackRock Strategic Muni Opportunities Fund Mut Fund Shs

BlackRock Equity Dividend Fund-Institut Mut Fund Shs

Deutsche Intermed Tax Free Institut Mut Fund Shs

Glenmede Large Cap Core Institutional Mutual Fund Shs — Buy — Applicable

Deutsche Europe Hedged Equity Mut Fund Shs — Buy — Applicable

Wisdomtree Europe Hedged Equity Mut Fund Shs — Buy — Applicable

IRA (#1), FIDELITY INVESTMENTS — Int/Div

Fidelity Cash Reserves Money Mkt Mut Fund Shares

Fidelity Low Price Stock Fund Mutual Fund Shares

Deutsche Intermed Tax Free Mut Fund Shs

IRA (£2), FIDELITY INVESTMENTS — Int/Div

Tweedy Browne Global Value Fund Mut Fund Shares — Sold — Applicable

Baron Growth Mut Fund Shares — Sold — Applicable

Fidelity Contrafund Mut Fund Shares

Glenmede Large Cap Core Mut Fund Shares — Buy — Applicable

Wisdomtree Europe Hedged Equity Mut Fund Shares — Buy — Applicable

Deutche Europe Hedged Equity Mut Fund Shares — Buy — Applicable

Fidelity Cash Reserves Money Mkt Mut Fund Shares

IN BROKERAGE ACCOUNT #3 (Fidelity Investments)

Fidelity Spartan 500 Index Advantage (FUSVX) Mut Fund Shs — Int/Div

Baron Growth Mutual Fund Shares — Int/Div — Sold — Applicable

Fidelity Municipal Money Mkt Mut Fund Shares — Int/Div

Vanguard Limited Term Tax Exempt Mut Fund Shs — Int/Div

Glenmede Large Cap Core Mut Fund Shs — Buy — Applicable

LIMITED PARTNERSHIP INTERESTS.

Broadway 72 Assocs, Ltd Partnership Interest — Distribution

FFHS&K Investment Assocs. 1983-1, Lud Partmership Interest — None

ROLLOVER IRA #2, FIDELITY INVESTMENTS — Int/Div

Fidelity Cash Reserves Money Market Mut Fund Shares

Fidelity Contrafund Mut Fund Shares — Buy (add'l)

Blackrock Global Allocat Fund-Institut'l Mut Fund Shares

Ivy Asset Strategy Fund Class Mut Fund Shares — Sold — Applicable

BBH Core Select Fund Class N Mut Fund Shares

Fidelity Low Price Stock Mut Fund Shares — Buy (add'l) — Applicable

Fidelity Spartan Total Market Index (FSTVX) — Buy (add'l) — Applicable

Standard & Poors 500 Depository Receipts ("SPDR")

BlackRock Strategic Muni Opportunities Fund Mut Fund Shs

Fidelity Sptn 500 Index Advantage (FUSVX) Mut Fund Shs — Sold — Applicable

S&P 400 (SPDR) Midcap Mut Fund Shares — Buy — Applicable

Blackrock Strategic Muni Opportunities Fund Mut Fund Shares — Buy — Applicable

Same — Sold (part) — Applicable

Glenmede Large Cap Core Institutional Mut Fund Shares — Buy — Applicable

S29 PLAN. FIDELITY INVESTMENTS — None

Fidelity UNIQUE 2015 Portfolio

INSURANCE POLICIES

Northwestern Mutual Whole Life Policy #1 — Int/Div

Northwestern Mutual Whole Life Policy 0D — Int/Div

Northwestern Mutual Whole Life Policy W3 — Int/Div

Northwestern Mutual Whole Life Policy Wd — Int/Div

Northwestern Mutual Whole Life Policy 0s — Int/Div

ROLLOVER IRA #3 (Morgan Stanley Smith Bamey) — Interest

WI Clean Water 4.391% 2019 Muni Bonds

NY Environmental Facilities 4.469% 2019 Muni Bonds

NY City NY 4.899% 2020 Muni Bonds

Timpanogos UT 4.69% 2018 Muni Bonds

San Luis Obispo Cnty CA 7.45% 2019 Muni Bonds

FL St Board of Ed 4.941% 2018 Muni Bonds

Kauai Cty H1 4.556% 2021 Muni Bonds

New Mexico Finance Auth 3.4% Muni Bonds

Morgan Stanley Liquid Asset Fund

NH Highway 4.334% 2022 Muni Bonds

King & Snohomish Counties WA 4.821% Muni Bonds

Durham NC 2.90% 2026 Muni Bonds — Buy — Applicable

Harper Creek MI 2.743% 2021 Muni Bonds — Buy — Applicable

IN BROKERAGE ACCT #4 (Fidelity Investments)

Fidelity Treasury Money Mkt Fund — Int/Div — Buy — Applicable

Director, American College of Bankruptcy

Director, American Bankruptcy Institute

Liability — Northwestern Mutual Life — Policy Loans

Reimbursement — American Bankruptcy Law Forum — 3172015-3/1820158 — Dayton, OH — Speaker at Program — Transportation, Lodging, Food

Reimbursement — Oro icebhaainianaanis, Ly J Institute — aaa hadaad Sebel — Mectings, Speaker at Program — NN TRE

Reimbursement — Associanon of Insolvency & Restructuring Advisors — &32015-6//52015 — Philadelphia, PA — Speaker at Program — Transportation, Lodging, Food

Reimbursement — American Bankruptcy Institute — 79/2015-7/12/2015 — N. Falmouth, MA — Speaker at Program — Transportation, Lodging, Food

Reimbursement — Midwest Regional Bankruptcy Seminar — 8/26/2015-8/2820158 — Cwcmnman, OH — Speaker at Program — Transportation, Lodging, Food

Reimbursement — Tumaround Munggement Association — 1WS2015-1007/215 — Scottsdale, AZ — Speaker at Program — Transportation, Lodging, Food

Reimbursement — Institute — Meetings, Speaker at Program

Income — 2015 — Matthew Bender & Co. (LexisNexis), compensation for chapters written as contributing author to Collier on Bankruptcy — $3,120.00

Income — 2005 — Columbia Law School - Teaching — S6.000 00

Income — 2016 — Columbia Law School - Teaching — S600 00

Spouse's income — 2015 — Self-employed writer

Spouse's income — 2016 — Self-emploved wniter

Part VII: The dividends shown for mutual funds, as in the past, include capital gains dividends.

As in the past, routine deposits or withdrawals (i.e., purchases or sales) of money market funds have not been deemed to be reportable transactions, and have not

been shown, but again as in the past, the income from the money market funds during the Reporting Period has been shown, However, when 1 have made final

sales, and initial purchases, of such money market funds, or have transferred money market funds from one account to another, I have shown such sales, and

mitial purchases, us reportable “Sell” and “Buy” transactions.

Transactions involving the reinvestment of mutual fund dividends and capital gains distributions are not shown as reportable transactions; however, the income

from them is shown,

In 2006 and prior years, in the case of the whole life insurance policies shown on Lines #78 through #82 of this report, the "Income" shown had been the mcrease

in cash value in each policy. In 2007, | began to apply dividends on the policies to reduce policy loans, and since then the increase in cash value is no longer

the same as the dividend on each policy. As in my reports for 2007 and thereafter, the "Income" shown is the dividend on each policy, and not the cash value

increase, as the former is a better indication of the income on exch policy. The value shown for each policy is its net cash value, after subtracting outstanding

loans from the gross cash value.

Twelve equal monthly purchases of less than $1,000 each were made of shares of the Fidelity UNIQUE 2015 Portfolio in the 529 Plan. They are not individually

shown, since investments that do not exceed $1,000 are not to be individually reported. The aggregate value of the plan at the end of the year, which is to be

reported, reflects those purchases, and investment results with respect to them.

With respect to Rollover IRA #3, at Morgan Stanley Smith Bumey, the income shown, us in past years, is before subtraction of account maintenance and advisory

fees.

The Brazoria County TX, Dallas TX, Anchorage AK and Los Angeles CA muni bonds shown on lines #80, #83, #84 and #85 of my amended report for 2014 were

sold in 2013, and their sales were shown as such on my report for 2013. But they were not dropped when the reports for 2014 were filed, as explained in Part VIII

of my Amended Report for 2014, in the paragraph beginning "Re fourth comment paragraph mm Comment Letter." The correction is made in this report, and they

are thus deleted here.

The New York State Thruway bonds shown on line #4 in Brokerage Account #1 were called before maturity, As the FDR software does not provide for separate

transaction descriptions for bonds that were called before maturity, I have described them as “matured,” the closest substitute.

My holding of Deutsche Intermed Term Tax Free Instut Class Mut Fund Shares shown on Line #16 in Brokerage Acct. #2 in this year's report is shown, properly,

at the L level, Those shares were shown on each of my original and amended reports for 2014 as being held (and as bought on 9/23/14) at the M level. But the

2014 report erroneously showed them as having been purchased at the M level when it should have shown them as having been held, and acquired, at the L level

The limited partnership shown on Line #52 made material distributions to me in 2015 und (after the close of the Reporting Period) 2016. 1t is obvious that un

investment that could generate distributions at the "E" level has more than minimal value. But it is not publicly traded or otherwise valued. and, as in past years,

only the book value of that investment is known, Thus the "J" Code, based on that book value, continues to be shown for my departure date, January 22, 2016,

On June 18, 2015, a partial withdrawal of Fidelity Municipal Money Market shares shown on Line #4 was withdrawn from Brokerage Acct #1 and transferred to

fund a newly created brokerage account, Brokerage Acct #4, where it was then invested in the Fidelity Treasury Money Market Fund mutual fund shares shown

on Line #98,

For ease of entry, and review, account name headers appear for accounts that are not aggregate ownership accounts.