Roger L. Efremsky

401k (no contro — Int/Div

Liability — Wells Fargo — Credit Card

Liability — Wells Fargo — Creadt Card

Liability — Cabfornm Direct Loan Servicing — Student Loan

Liability — US. Department of Education — Student Loan

Reimbursement — Southwestern Bankruptcy Law Institute — 3/21/12 - 324/12 — Atlanta, GA — Lecturer — transportanon, lodging and meals

Reimbursement — The Rutter Group — S112 5212 — San Francisco, CA and Los Angeles, CA — Lecturer — transportation, lodgimg and meals

Reimbursement — Advanced Consumer Bankruptcy Practice Institute — W712 - HW 12 — Pittsburg, PA — Instructor — transportation, lodgmg and meals

Income — 5/112 — Rutter Group - panclist at seminar — $500.00

Income — 502

2/12 — Rutter Group panelist at semmar — SS500.00

Spouse's income — 2012 — Self-employed attorney

Spouse's income — 2012 — Novartis Settlement / Wage and Hour Litigation Settlement