Stuart M. Bernstein

PIMCO Foreign Bond (Hedged)-D mmm — Sold (part)

401K Plan

Vanguard Prime Money Market Instl (401K) — Int/Div

T. Rowe Price Personal Strat Balanced (401K) — Int/Div

JP Morgan Chase Bank Accounts — Interest

Citibank Accounts — Interest

Citibank Account — Interest

Citibank Account — Interest

Keogh (Target) Plan--Plan — Int/Div — Sold (part)

Phoenix Life Insurance (Whole Life) — Int/Div

Defined Benefit Trust--Qualified Plan 11 — None — Sold (part)

Non-Deductible Contribution Plan 111 {Capital "C" Account) — None — Sold (part)

Capital "A" Account — None — Sold (part)

Schwab US Treasury Money Fund mm — Interest

PIMCO Foreign Bond (Hedged)-D mmm — Int/Div — Buy (add'l)

Metropolitan West Total Return Bond Fund [ — Int/Div — Sold (part)

Metropolitan West Total Return Bond Fund [ — Sold

Ivy Municipal High Income Fund mmm — Int/Div — Sold (part)

Ivy Municipal High Income Fund mmm — Sold (part)

Ivy Municipal High Income Fund mmm — Sold

T. Rowe Price Capital Appreciation — Int/Div — Buy (add'l)

T. Rowe Price Capital Appreciation — Sold (part)

FPA Crescent mom — None — Sold

American Century Equity Income Fund [] — Int/Div — Buy (add'l)

Voya Corporate Leaders 100 Fund Class A [ — None — Sold (part)

Voya Corporate Leaders 100 Fund Class A [ — Sold

AQR Managed Funds Strategy Fund CL N [ — None — Sold

Invesco Diversified Dividend - A pom — Int/Div — Buy

Invesco Diversified Dividend - A pom — Buy (add'l)

Permanent Portfolio mom — Int/Div — Buy

Vanguard Div Appreciation mm — Int/Div — Buy

Vanguard Div Appreciation mm — Buy (add'l)

iShares Russell 2000 Index pom — None — Buy

Black Rock Floating Rate Income Inv A [ — Int/Div — Buy

Black Rock Floating Rate Income Inv A [ — Buy (add'l)

Lord Abbett Floating Rate Fund C1 A [] — Int/Div — Buy

Black Rock High Yield Bond mo — Int/Div — Buy

Black Rock High Yield Bond mo — Buy (add'l)

T. Rowe Price Capital Appreciation mom — Int/Div — Buy (add'l)

SPDR Sector-Industrials pum — Int/Div — Buy

SPDR Sector-Industrials pum — Buy (add'l)

Schwab Government Money Fund po — Interest

Rydex Consumer Products pmo — None — Sold (part)

Rydex Consumer Products pmo — Sold (part)

Rydex Consumer Products pmo — Sold

Fidelity Puritan pom — Int/Div — Buy (add'l)

Fidelity Puritan pom — Sold (part)

SPDR Sector-Technology mm — None — Sold (part)

SPDR Sector-Technology mm — Sold

SPDR Trust S&P 500 Index mm — Int/Div — Sold (part)

SPDR Trust S&P 500 Index mm — Sold (part)

SPDR Trust S&P 500 Index mm — Sold

SPDR Trust S&P 500 Index mm — Buy

American Century Equity Income pum — Int/Div — Buy

American Century Equity Income pum — Buy (add'l)

American Century Equity Income pum — Buy (add'l)

American Century Equity Income pum — Sold (part)

Rydex Series Trust S&P 500 Fund Class H [ — Int/Div — Buy

Rydex Series Trust S&P 500 Fund Class H [ — Buy (add'l)

Tortoise MLP & Pipeline Fund pumm — Int/Div — Buy

Guggenheim S&P S00 Pure Value pus — Int/Div — Buy

Guggenheim S&P S00 Pure Value pus — Buy (add'l)

Guggenheim S&P S00 Pure Value pus — Sold (part)

SPDR Select Sector-Consumer Discretionary fmm — Int/Div — Buy

iShares Core S&P Small-cAP pom — Int/Div — Buy

iShares Russell 2000 Index mmm — Int/Div — Buy

iShares Russell 2000 Index mmm — Buy (add'l)

iShares U.S. Telecommunications ETF [ — Int/Div — Buy

iShares U.S. Telecommunications ETF [ — Sold

Deutsche Global Infrastructure Fund C18 [ — Int/Div — Buy

Deutsche Global Infrastructure Fund C18 [ — Sold

BlackRock Health Sciences Opportunities [ — None — Buy

BlackRock Health Sciences Opportunities [ — Sold

American Century Equity Income Fund (IRA mm — Int/Div — Sold

American Century Equity Income Fund (IRA mm — Buy

American Century Equity Income Fund (IRA mm — Buy (add'l)

Schwab U.S. Treasury Money Funds (IRA mm — Interest

Metropolitan West Total Return Bond Fund (IRA — Int/Div — Sold (part)

Metropolitan West Total Return Bond Fund (IRA — Sold

PIMCO Foreign Bond (Hedged)-D (IRA py — Int/Div — Buy (add'l)

PIMCO Foreign Bond (Hedged)-D (IRA py — Sold (part)

T. Rowe Price Capital Appreciation (IRA — None — Sold

Rydex Consumer Products (IRA mom — None — Buy (add'l)

Rydex Consumer Products (IRA mom — Sold (part)

Rydex Consumer Products (IRA mom — Sold (part)

Rydex Consumer Products (IRA mom — Sold

DoubleLine Total Return Bond (IRA mm — Int/Div — Sold (part)

DoubleLine Total Return Bond (IRA mm — Sold (part)

DoubleLine Total Return Bond (IRA mm — Sold

James Balanced Golden Rainbow Fund (IRA mm — Int/Div — Buy (add'l)

James Balanced Golden Rainbow Fund (IRA mm — Sold (part)

Fidelity Puritan (IR zum — Int/Div — Buy

MFS Value Fund A (IR mm — Int/Div — Buy

MFS Value Fund A (IR mm — Buy (add'l)

Permanent Portfolio (IRA om — Int/Div — Buy

Schwab US Small-Cap ETF (IRA pom — None — Buy

Eaton Vance Income Fund of Boston (IRA — Int/Div — Buy

Eaton Vance Income Fund of Boston (IRA — Buy (add'l)

Lord Abbett Floating Rate Fund CI A (IRA. py — Int/Div — Buy

Voya Floating Rate Fund C1 A (IRA mm — Int/Div — Buy

Voya Floating Rate Fund C1 A (IRA mm — Buy (add'l)

Deutsche Global Infrastructure Fund C1 S (IRA{mm — Int/Div — Buy

Deutsche Global Infrastructure Fund C1 S (IRA{mm — Sold

Longboard Managed Futures Strategy Fund (IRA — None — Sold

T. Rowe Price Capital Appreciation (IRA mm — Int/Div — Buy (add'l)

T. Rowe Price Capital Appreciation (IRA mm — Sold (part)

T. Rowe Price Capital Appreciation (IRA mm — Sold (part)

ICON Industrials Fund Class S (IRA pom — None — Buy

Schwab Government Money Fund (IRA mm — Interest

Fidelity Puritan (IRA zm — Int/Div — Sold

Fidelity Puritan (IRA zm — Buy

Rydex S&P 500 Pure Growth (IRA zum — None — Sold

Rydex Consumer Products (IRA zo — None — Sold (part)

Rydex Consumer Products (IRA zo — Sold

Guggenheim S&P S00 Equal Wet Technology (TRA mm — Int/Div — Sold (part)

Guggenheim S&P S00 Equal Wet Technology (TRA mm — Sold

Guggenheim S&P S00 Equal Wet Technology (TRA mm — Buy

Schwab U.S. Large-Cap E17 (IRA mm — None — Sold

American Century Equity Incme (IRA — Int/Div — Buy

American Century Equity Incme (IRA — Buy (add'l)

Columbia Small Cap Index-Class A (IRA mm — None — Buy

Income Fund of America-F (IRA pom — Int/Div — Buy

Income Fund of America-F (IRA pom — Buy (add'l)

Rydex S&P 500 Pure Value Fund (IRA — Int/Div — Buy

Rydex S&P 500 Pure Value Fund (IRA — Buy (add'l)

Rydex S&P 500 Pure Value Fund (IRA — Sold (part)

ProFunds Consumer Services Ultra Sector (IRA mm — None — Buy

Rydex Telecommunications (IRA pom — Int/Div — Buy

Tortoise MLP & Pipeline Fund (IRA mom — Int/Div — Buy

Guggenheim Equal Weight-Industrials (IRA — Int/Div — Buy

iShares Russell 2000 Index (IRA pom — Int/Div — Buy

iShares Russell 2000 Index (IRA pom — Buy (add'l)

BlackRock Health Sciences Opportunities (IRA — None — Buy

BlackRock Health Sciences Opportunities (IRA — Sold

Deutsche Global Infrastructure Fund C18 (IRA =m — Int/Div — Buy

Deutsche Global Infrastructure Fund C18 (IRA =m — Sold

Trust#1

JP MorganChase Bank Account — Interest

John Hancock Life Insurance Policy — Interest

Director

Reimbursement — Institute — -*2016 Caribbean Insolvency Symposium’

Spouse's income — 2016 — Pension

All information and explanations relate to Part VII:

Lines 8: As a retiree, [000 receives monthly distributions from the Keogh (Target) Plan. The aggregate amount of the monthly distributions in 2016 is listed

in column "IN3)" as having been made on December 31, 2016.

Line 10: This entry relates to a Defined Benefit Trust-Qualified Plan 11. Upon vesting, there will be a right to an annuity, but the present value of annuity

fluctuates annually based on my and 00000 ages and the interest rate and mortality assumptions prescribed by the IRS. No contributions were made to this

plan in 2016. As 4 retiree, II receives monthly distributions from this plan. The aggregate amount of the monthly distributions in 2016 is listed in column

IX3) as having been made on December 31, 2016.

Line 11: Asa retiree, [1 receives monthly distributions from her Capital "C." The aggregate amount of the monthly distributions in 2016 is listed in

column "D(3)" as having been made on December 31, 2016.

Line 17: No contributions were made to the Capital "A" account in 2015.

lines 13-136: 1 maintain two IRA brokerage accounts and [00 and | maintain two brokerage accounts held as tenants in common with Charles Schwab, The

report identifies the security that is the subject of the reported transaction with a parenthetical reference that identifies the last four digits of the account number

and whether the account is an TRA account. Where multiple purchases or sales were made during the year, the aggregate amount of the income, if any, and the

value of the asset (if held at the end of the reporting period) are reported on the first line on which the asset is listed.

line 140: The John Hancock Life Insurance Policy is a Flexible Premium Survivorship Universal Life ("Second to Die”) policy that [0000 and 1 maintain for

the benefit of [0 Tam not aware of any investment options and have never directed any investments. In addition, the value listed in column ¢{2) is the gross

value and does not reflect the substantial "surrender charge" in the event that the policy is cancelled.