Roger L. Efremsky

Hk (no control — Int/Div

Liability — Wells Fargo — Credit Card

Liability — Wells Fargo — Credit Card

Liability — Calformiu Direct Loan Servicing — Student Loan

Liability — US. Department of Education — Studem Loan

Reimbursement — Advanced Consumer Bankruptcy Practice Institute — 8/1/11 -83/11 — Anaheim, CA — ACBPI Instructor — transportanon, lodging and meals

Reimbursement — Nanonal Assocution of Chapter Thirteen Trustees — SA - 85/1) — Anaheim, CA — Panelist at conference — transportation, lodgimg and meals

Reimbursement — Capital Region Bankruptcy Bar Association — TUS = 111201 — Albany, NY — Panelist at conference — transportation, lodgmg and meals

Reimbursement — Umted Trustee Association — 1/1411 - 11/1501 — Las Vegas, NV — Panelist at conference — transportation, lodging and meals

Reimbursement — The Rutter Group — 3/14/01 - 3/15/11 — San Francisco, CA und Los Angeles, CA — Panelist at seminar — transportation, mileage, lodging and meals

Income — 3/142011 — Rutter Group - panclist at seminar — $500.00

Income — 3/152011 — Rutter Group - panelist at seminar — SS500.00