A. Benjamin Goldgar

2016Annual

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What was filed

373
investments
1
positions
0
gifts
0
agreements
0
debts
0
reimbursements
0
income
0
spouse income

Named parties

Famuly Trust No.

As filed

Fidelity Cash Reserves Money Market Fund — Int/Div

IRA No.l (H)

Fidelity Strategic Advisors Small-Mid Cap Fund — Int/Div — Sold (part)

Fidelity Short-Term Bond — Sold

Fidelity Strategic Advisors Value Fund — Int/Div — Sold (part)

Fidelity Strategic Advisors Value Fund — Sold (part)

Fidelity Strategic Advisors International Fund — Int/Div — Buy (add'l)

Fidelity Strategic Advisors International Fund — Sold (part)

Fidelity Strategic Advisors International Fund — Buy (add'l)

Fidelity Strategic Advisors International Fund — Sold (part)

Fidelity Strategic Advisors International Fund — Buy (add'l)

Fidelity Strategic Advisors International Fund — Sold (part)

Fidelity Strategic Advisors Core Income Fund — Int/Div — Sold (part)

Fidelity Strategic Advisors Core Income Fund — Buy (add'l)

Templeton Global Bond CL A — Int/Div — Sold (part)

Fidelity Strategic Advisors Core Fund — Int/Div — Buy (add'l)

Fidelity Strategic Advisors Core Fund — Sold (part)

Fidelity Strategic Advisors Growth Fund — Int/Div — Sold (part)

Fidelity Strategic Advisors Growth Fund — Sold (part)

Fidelity Strategic Advisors Growth Fund — Buy (add'l)

Fidelity Strategic Advisors Emerging Markets — Int/Div — Buy (add'l)

Fidelity Strategic Advisors Income Opportunity Fund — Int/Div — Sold (part)

Fidelity Strategic Advisors Income Opportunity Fund — Sold (part)

FIMM Money Market Port Inst CL

Fidelity Strategic Advisors Short Duration Fund — Int/Div — Buy (add'l)

Fidelity Strategic Advisors Short Duration Fund — Buy (add'l)

Arden Altemative Strategies Class — None — Sold (part)

Arden Altemative Strategies Class — Sold

Blackstone Alternative Multimanages — None — Sold (part)

Blackstone Alternative Multimanages — Sold

Fidelity SAI US Large Cap Index — Int/Div — Buy

Fidelity SAI International Index — Int/Div — Buy

Fidelity SAI Emerging Markets Index — Int/Div — Buy

Fidelity SAI Emerging Markets Index — Buy (add'l)

AQR Managed Futures Fund CL N — None — Buy

AQR Managed Futures Fund CL N — Buy (add'l)

Eaton Vance GL Macro Absolute Return Adv — Int/Div — Buy

Eaton Vance GL Macro Absolute Return Adv — Buy (add'l)

Eaton Vance GL Macro Absolute Return Adv — Sold (part)

Pimeo Commodity Real Retum Inst — Int/Div — Buy

Pimeo Commodity Real Retum Inst — Buy (add'l)

IRA No.2 (H)

Fidelity Strategic Advisors Small-Mid Cap Fund — Int/Div

Fudelity Strategic Advisors International Fund — Int/Div — Sold (part)

S10. — Sold (part)

Templeton Global Bond CL A — Int/Div

Fidelity Strategic Advisors Value Fund — Int/Div

Fidelity Strategic Advisors Core Fund — Int/Div

Fidelity Strategic Advisors Growth Fund — Int/Div

Fidelity Strategic Advisors Emerging Markets — Int/Div

Fidelity Strategic Advisors Core Income Fund — Int/Div — Sold (part)

Fidelity Strategic Advisors Core Income Fund — Sold (part)

Fidelity Strategic Advisors Core Income Fund — Buy (add'l)

Fidelity Strategic Advisors Income Opportunity Fund — Int/Div

FIMM Money Market Port Inst CL — Int/Div

Fidelity Merger Fund — None — Sold

Fidelity Strategic Advisors Short Duration Fund — Int/Div

Arden Altemmative Strategies Class — None — Sold

Blackstone Alternative Multimanages — None — Sold

Fidelity SAI US Large Cap Index — Int/Div — Buy

Fidelity SAI Emerging Markets Index — Int/Div — Buy

AQR Managed Futures Fund CL N — Int/Div — Buy

Pimco Commodity Real Retum Inst — Int/Div — Buy

IRA No. 3 (H)

Fidelity Strategic Advisors Small-Mid Cap Fund — Int/Div — Buy (add'l)

Fidelity Strategic Advisors Small-Mid Cap Fund — Sold (part)

Fidelity Strategic Advisors International Fund — Int/Div — Buy (add'l)

Fidelity Strategic Advisors International Fund — Sold (part)

Fidelity Strategic Advisors International Fund — Buy (add'l)

Fidelity Strategic Advisors International Fund — Sold (part)

Fidelity Strategic Advisors International Fund — Buy (add'l)

Janus Enterprise Fund Class T Shares — Int/Div

Fidelity Strategic Advisors International Fund — Sold (part)

Templeton Global Bond Class A — Int/Div — Sold (part)

Fidelity Money Market (Y)

Fidelity Strategic Advisors Value Fund — Int/Div — Sold (part)

Fidelity Strategic Advisors Value Fund — Sold (part)

Fidelity Strategic Advisors Core Fund — Int/Div — Buy (add'l)

Fidelity Strategic Advisors Core Fund — Buy (add'l)

Fidelity Strategic Advisors Core Fund — Sold (part)

Fidelity Strategic Advisors Growth Fund — Int/Div — Buy (add'l)

Fidelity Strategic Advisors Growth Fund — Sold (part)

Fidelity Strategic Advisors Growth Fund — Buy (add'l)

Fidelity Strategic Advisors Emerging Markets — Int/Div — Sold (part)

Fidelity Strategic Advisors Income Opportunity Fund — Int/Div — Sold (part)

Fidelity Strategic Advisors Income Opportunity Fund — Sold (part)

Fidelity Strategic Advisors Core Income Fund — Int/Div — Sold (part)

Fidelity Strategic Advisors Core Income Fund — Sold (part)

Fidelity Strategic Advisors Core Income Fund — Buy (add'l)

Fidelity Strategic Advisors Core Income Fund — Sold (part)

Fidelity Strategic Advisors Core Income Fund — Buy (add'l)

FIMM Money Market Port Inst CL — None — Sold

Fidelity Merger Fund — None — Sold (part)

Fidelity Merger Fund — Sold (part)

Fidelity Merger Fund — Sold

Fidelity Strategic Advisors Short Duration Fund — Int/Div — Sold (part)

Fidelity Strategic Advisors Short Duration Fund — Sold (part)

Fidelity Strategic Advisors Short Duration Fund — Buy (add'l)

Fidelity Strategic Advisors Short Duration Fund — Sold (part)

Arden Alternative Strategies Class — None — Sold (part)

Arden Alternative Strategies Class — Sold

Blackstone Alternative Multimanager — None — Sold (part)

Blackstone Alternative Multimanager — Sold (part)

Blackstone Alternative Multimanager — Sold

Fidelity SAI US Large Cap Index — Int/Div — Buy

Fidelity SAI US Large Cap Index — Sold (part)

Fidelity SAI Emerging Markets Index — Int/Div — Buy

Fidelity SAI Emerging Markets Index — Buy (add'l)

Fidelity SAI Emerging Markets Index — Sold (part)

AQR Multi Strategy Alternative Class N — Int/Div — Buy

AQR Managed Futures Fund CL N — Int/Div — Buy

AQR Managed Futures Fund CL N — Buy (add'l)

Eaton Vance Global Marco Absolute RT CL — Int/Div — Buy

Pimeco Commodity Real Return Inst — Int/Div — Buy

Pimeco Commodity Real Return Inst — Buy (add'l)

FIMM Government Portfolio: Inst] C1 — Int/Div — Buy

FIMM Government Portfolio: Inst] C1 — Buy (add'l)

FIMM Government Portfolio: Inst] C1 — Sold (part)

401k) (H)

Vanguard Institutional Index Fund Plus — Int/Div

Fidelity Short Term Bond (2) — Int/Div — Sold

Adirondack Trust Co. stock — Int/Div

Bank of America Growth Money Market Savings — Interest

Deferred Annuity (H)

Fidelity VIP Investment Grade Bond Fund — None

Fidelity VIP Strategic Income Fund — None

IRA No. 4(H)

Vanguard Total Bond Market Index Fund — Int/Div

Vanguard Total International Stock Index Fund — Int/Div

Vanguard Total Stock Market Index Fund — Int/Div

Strategic Advisors International Fund (2) 1Y) (see note)

Strategic Advisors Value Fund (2) (Y) (see noe)

Strategic Advisors Small-Mid Cap Fund (2) 1Y) (see note)

Strategic Advisors Emerging Markets (2) 1Y) (see note)

Strategic Advisors Core Fund (2) (Y) (see note)

Strategic Advisors Growth Fund (2) (Y) (see noe)

Strategic Advisors Income Opportunities (2) 1Y) (see note)

Strategic Advisors Core Income Fund (2) {Y) (see note)

Fidelity GNMA Fund (2) (Y) (see note)

Strategic Advisors Short Duration Fund (2) (Y) (see note)

Merger Fund (2) (Y) (see note)

Jomt Managed Account (H) (see note)

Fidelity Diversified International — Int/Div — Sold (part)

Fidelity Limited Term Mum Income — Int/Div

Fidelity Municipal Money Market — Int/Div

Deutsche Managed Muni Bond CD S N/C — Int/Div

Harbor Capital Appreciation Adm CL — None

Hotchkis & Wiley Mid Cap Value CL A — None

T Rowe Tax Free Inc. Fund Adv. Class — Int/Div

Oakmark Fund — None

T Rowe Price Real Estate Fund Ady CL — Int/Div

Fidelity Municipal Income — Int/Div

Franklin Federal Tax-free CL A — Int/Div — Sold (part)

Franklin Federal Tax-free CL A — Sold (part)

Templeton Global Bond CL A — Int/Div — Sold (part)

Templeton Global Bond CL A — Sold (part)

Templeton Global Bond CL A — Buy (add'l)

Templeton Global Bond CL A — Sold (part)

IShares TR S&P 100 Index Fund — Int/Div

MFS International Diversification FD A Conf — None

Fidelity Tax-free Bond — Int/Div

Causeway International Value Investor — None — Buy (add'l)

Causeway International Value Investor — Sold (part)

Junus Enterprise Fund Class T Shares — None — Sold (part)

Fidelity Advisor Growth Oppty CL 1 — None — Sold (part)

Fidelity Small Cap Value — None — Sold

JP Morgan Mid-Cap Value Fund Select CL — None — Sold (part)

Shares TR Russell Mid-Cap Index Fund Avg Price — Int/Div — Sold (part)

IShares TR Russell 1000 Growth Index Fund — Int/Div — Buy (add'l)

IShares TR Russell 1000 Growth Index Fund — Sold (part)

IShares TR Russell 1000 Index Fund — Int/Div — Buy (add'l)

IShares TR Russell 1000 Index Fund — Sold (part)

IShares TR Russell 2000 Index Fund — Int/Div

Vanguard Index FDS Vanguard Value Vipers — Int/Div — Sold (part)

MFS International Value Fund CL A — None — Sold (part)

T. Rowe Price International Stock — None — Buy (add'l)

Templeton Frontier Mkts Fund — None — Sold (part)

Templeton Frontier Mkts Fund — Sold

Wells Fargo Short Term Muni Inc.-Instit Conf — Int/Div — Sold (part)

Wells Fargo Short Term Muni Inc.-Instit Conf — Buy (add'l)

Franklin International Sm Cap Growth Advisor — None — Sold (part)

Sector Spdr Tr Shs Ben Int Financial — Int/Div — Sold (part)

Sector Spdr Tr Shs Ben Int Financial — Sold (part)

Fidelity Advisor International Discovery CL — None — Sold

Fidelity Value Strategies — None — Sold

Transamerica Intl Equity CL — None — Sold

Transamerica Int'l Small Cap Value — None — Sold

Oppenheimer International Growth CL — None — Sold

RS Small Cap Growth CL Y — None — Sold

Acadian Emerging Markets — None — Sold

Columbia Contrarian Core FD — None — Sold

Franklin Convertible Securities Advisor — None — Sold

Morgan Stanley Inst Inc Int'l Equity — None — Sold

T Rowe Price Emerging Markets Stock — None — Sold

Wasatch Frontier Emerging Small Companies — None — Buy (add'l)

Eaton Vance Inc Fund of Boston — Int/Div — Sold

Vanguard Index FDS Large Cap — None — Sold

Vanguard Index FDS Growth — None — Sold

Fidelity International Capital Appreciation Fund — None — Buy

Blackrock High Yield Bd Port CL K — Int/Div — Buy

Oakmark International CL — None — Buy

IShares Russell Midcap Growth — Int/Div — Buy

IShares Russell 1000 Value ETF — Int/Div — Buy

IShares Russell 1000 Value ETF — put)

IShares S&P Small Cap 600 Value — Int/Div — Buy

IShares S&P Small Cap 600 Value — Sold (part)

IShares S&P Small Cap Growth ET¥ — Int/Div — Buy

IShres Inc Core MSC1 Emerging Markets — Int/Div — Buy

Lazard Emerging Markets Equity Open CL — None — Buy

Mainstay Tax Free Bond Class A — Int/Div — Buy

Oppenheimer International Bond Fund CL 1 — Int/Div — Buy

Oppenheimer Developing Markets Fund Class — None — Buy

T Rowe Price Overseas Stock Fund — None — Buy

SPDR SER TR Barclays Conv Secs ETF — Int/Div — Buy

Wells Fargo Special Midcap Adm — None — Buy

Fidelity Govt Cash Reserves — Int/Div — Buy

Family Trust No. 1 (H) {see note)

Fidelity Advisor Growth Opp CL — Int/Div

Fidelity Diversified International — Int/Div

Fidelity International Cap Appreciation Fund — Int/Div

Causeway International Value Investor — Int/Div

Harbor Capital Appreciation Adm CL — Int/Div

Oakmark Fund — Int/Div

Oakmark International CL — Int/Div

Hotchkiss & Wiley Midcap Value CL A — Int/Div

Lazard Emerging Markets Equity Open CL Shares — Int/Div

MFS International Value Fund CL A — Int/Div

MFS International Diversification FD A — Int/Div

MS Frontier Emerging Markets Fund CL 1 — Int/Div — Buy

Oppenheimer Dev Markets Class — Int/Div

T Rowe Price Intemational Discovery Fund CL — Int/Div — Buy

T Rowe Price Overseas Stock 1 CL — Int/Div

T Rowe Price International Stk — Int/Div

T Rowe Price Real Estate Fund Ady CL — Int/Div

Wasatch Frontier Emerging Small Cos — None — Sold (part)

Wells Fargo Special Midcap Adm — Int/Div

Fidelity Municipal Income — Int/Div

Fidelity Tax-free Bond — Int/Div — Sold (part)

Fidelity Limited Term Muni Income FD — Int/Div

Blackrock High Yield Bd — Int/Div

Deutsche Managed Muni Bond Fd S — Int/Div — Buy (add'l)

Franklin Federal Tax Free Class A — Int/Div

Oppenheimer International Bond Fund CL 1 — Int/Div

T Rowe Price Tax Free High Yield Ady — Int/Div — Buy

T Rowe Price Tax Free Income Ady CL — Int/Div

Templeton Global Bond Class A — Int/Div

Wells Fargo Ultra Sht Muni Inc Adm — Int/Div — a

Fidelity Govt Cash Reserves — Int/Div

IShares S&P 100 ETF — Int/Div

IShares Russell Midcap Growth — Int/Div

IShares TR Russell Midcap ETF — Int/Div

IShares Russell 1000 Value ETF — Int/Div

IShares Russell 1000 Growth ETF — Int/Div — Sold (part)

IShares Russell 1000 Growth ETF — Sold (part)

IShares Russell 1000 ETF — Int/Div — Sold (part)

IShares Russell 1000 ETF — Sold (part)

IShares Russell 2000 ETF — Int/Div

IShares S&P Small Cap 600 Value — Int/Div

IShares S&P Small Cap Growth ETF — Int/Div

IShares Inc Core MSCI Emerging Markets — Int/Div

Sector Spdr Tr Shares Ben Int Financial — Int/Div

Vanguard Index FDS Vanguard Value — Int/Div

Spdr Series Trust Bloomberg BR( OCNVRT (see note) — Int/Div

Deutsche Strategic High Y1d Tax Free — Int/Div — Buy

Deutsche Strategic High Y1d Tax Free — Sold

JP Morgan Midcap Value Fund Select — None — Sold

Franklin Intl Small Cap Growth Advisor — None — Sold

Mamnstay Tax Free Bond Class A — None — Sold

Family Trust No. 2 (H) {see note)

Fidelity Advisor Growth Opportunity CL 1 — Int/Div

Fidelity Diversified International — Int/Div

Fidelity International Cap Appreciation Fund — Int/Div

Causeway International Value Investor — Int/Div

Harbor Capital Appreciation Adm CL — Int/Div

Oakmark Fund — Int/Div

Oakmark International CL — Int/Div

Hotchkiss & Wiley Midcap Value CL A — Int/Div

Janus Enterprise Fund Class T Shares — Int/Div

Lazard bmerging Markets bquity Open CL Shares — Int/Div

MFS International Value Fund CL A — Int/Div

MFS International Diversification FD A — Int/Div

Oppenheimer Dev Markets Class — Int/Div

T Rowe Price Overseas Stock 1 CL — Int/Div

TT Rowe Price International Stk — Int/Div

Wasatch Frontier Emerging Small Cos. — None

Wells Fargo Special Midcap Adm — Int/Div

Fidelity Municipal Income — Int/Div

Fidelity Tax-free Bond — Int/Div

Fidelity Limited Term Mum Income FD — Int/Div

Blackrock High Yield Bd Port CL K — Int/Div

Deutsche Managed Muni Bond Fd S — Int/Div

Franklin Federal Tax Free Class A — Int/Div

Oppenheimer International Bond Fund CL — Int/Div — Sold (part)

T Rowe Price Tax Free High Yield Ady — Int/Div — Buy

T Rowe Price Tax Free Income Ady CL — Int/Div

Wells Fargo Ultra Sht Muni Inc Adm — Int/Div — Buy (add'l)

Fidelity Govt Cash Reserves — Int/Div

Flexshares Trust Mormingstar Global — Int/Div — Buy

Flexshares Trust Mormingstar Global — Sold (part)

Flexshares Trust Mormingstar Global — Buy (add'l)

IShares S&P 100 ETF — Int/Div

IShares Russell Midcap Growth — Int/Div

IShares TR Russell Midcap ETF — Int/Div

IShares Russell 1000 Value ETF — Int/Div

IShares Russell 1000 Growth ETF — Int/Div

IShares Russell 1000 ETF — Int/Div

IShares Russell 2000 ETF — Int/Div

IShares S&P Small Cap 600 Value — Int/Div

IShares S&P Small Cap Growth ETF — Int/Div

IShares TR EAFA Small Cap ETF — Int/Div — Buy

IShares Inc Core MSCI Emerging Markets — Int/Div

Sector Spdr Tr Shares Ben Int Financial — Int/Div — Sold (part)

Vanguard Index FDS Vanguard Value — Int/Div

Spdr Series Trust Bloomberg BR( OCNVRT (see note) — Int/Div

Deutsche Strategic High Y1d Tax Free 8 — Int/Div — Buy

Deutsche Strategic High Y1d Tax Free 8 — Sold

JP Morgan Midcap Value Fund Select — None — Sold

Franklin Int'l Small Cap Growth Advisor — None — Sold

Mainstay Tax Free Bond Class A — Int/Div — Buy (add'l)

Mainstay Tax Free Bond Class A — Sold

T Rowe Price Real Estate Fund Ady CL — Int/Div — Sold

Templeton Global Bond Class A — Int/Div — Sold

Inherited IRA No. 1 (H) (see note)

1. Rowe Price Dividend Growth (see note) — Int/Div — Sold (part)

T. Rowe Price Spectrum Income (see note) — Int/Div — Sold (part)

Inherited IRA No. 2 (H) (see note)

TIAA Traditional (see note) — Interest — Sold (part)

TIAA Traditional (see note) — Sold (part)

CREF Stock (see note) — Sold (part)

CREF Global Equities (see note)

TIAA Real Estate (see note)

CREF Bond Market (see note)

CREF Inflanon Linked Bond (see note)

Bank of America checking — Interest

Bunk of America checking (4) — None

Bank of America checking (2) — None

Bank of America money market (2) — Interest

ARO.

assy

Trustee, Famuly Trust No.

* FRARFATE RR ARAL NLAALs RINE VFEVIYELR BR RAFLN AAA AE BARNA EL RRL Te (Hoe TY 4 Ye)

Line 2. On last year's report, this was listed on line 2 as "Traditional IRA - Fidelity (4)."

Line 47. On last year's report, this was listed on line 30 as "Traditional IRA - Fidelity (3)."

Line 70. On lust year's report, this was listed on line 54 as "Rollover IRA - Fidelity (3)."

Line 147. On last year's report, this was listed ou line 96 as "State of Hlinois Deferred Compensation Plan - 401(k)."

Line 152, On last year's report, this was listed on line 101 as "Fidelity Deferred Annuity.”

Lime 155. On last year's report, this was listed on line 104 as "Vanguard IRA (4)."

Lines 159-69, These funds are listed with a "Y" and no information is provided because of the emancipation of a dependent child.

Line 170, 249, 302. The funds listed in lines 171-247 were owned jointly until July 10, 2016. {On last year's report, these funds appeared on lines 155 to 252.)

Ownership was divided on July 11, 2016, and the funds apportioned between two newly-created trusts, Family Trust No. 1 and Family Trust No. 2. On this report,

lines 171-247 show the funds and their activity from January 1, 2016, to July 10, 2016, the period during which they were ointly owned. Lines 249-300 show

the funds in Family Trust No. | and their activity from July 11, 2016, through December 31, 2016, Lines 302-354 show the funds in Family Trust No, 2 and their

activity from July 11, 2016, through December 31, 2016,

No sales or purchases took place on July 11, 2016; there was simply a change in ownership. Because there were neither sules nor purchases, the transfers are not

reported as "Sold" at the end of the jointly-owned period or as “Bought” at the beginning of the trust-owned period. Because the funds were not jointly owned

at the end of the reporting period, the “gross value at the end of the reporting period” is provided only for the trust-owned period, since the end of the "reporting

period” fulls within the trust-owned-period.

Line 239. On the mitial report, the words "Growth ETF” were inadvertently omitted from the name of the fund. That has been corrected.

Line 248, This investment was not in last year's report. The investment was purchased in 2016 before the division of property into the two Family Trusts, was

involved in the division, and so also appears on lines 281 and 330 of this report.

PLEASE NOTE: The addition of the mvestment on line 248 of this amended report has changed by one the line numbers on which every subsequent investment is

reported. So, for example, the investments that appeared in the initial report on lines 279 and 328 now appear oun lines 280 and 329.

Lines 280, 329. This investment (on the initial report at lines 279 and 328) appeared in last year’s report on line 204 as "Wells Fargo Short Term Muni Ine - Tnstit,

Conf" The name of the fund changed.

Lines 284, 336. This investment (on the initial report at lines 283 and 335) appeared in last year's report on line 188 as "IShares TR Russell Mid-Cap Index Fund

Avg Price.” The name of the fund changed.

Lines 286, 338. This investment (on the initial report at lines 285 and 337) appeared in last year’s report on line 189 as "Shares TR Russell 1000 Growth Index

Fund." The name of the fund changed.

Lines 288, 339, This investment (on the initial report at lines 287 and 338) appeared in last year's report on line 191 as "IShares TR Russell 1000 Index Fund.”

The name of the fund changed.

Lines 290, 340. This investment (on the initial report at lines 289 and 339) appeared in last year’s report on line 193 as "IShares TR Russell 2000 Index Fund.”

The name of the fund changed.

Lines 292, 342. This investment wis purchased in 2016 before the division of property into the two Family Trusts and so also appears on line 239. On the initial

report, the words "Growth ETF" were inadvertently omitted from the name of the fund. That has been corrected in this amended report.

Lines 296, 347, During the pintly-owned period, this fund was called "SPDR SER TR Barclays Conv Secs ETF."

Line 356, On last year's report, this was shown on line 253 as "Inherited IRA -- T. Rowe Price."

Lines 357-58. The “redemption” is a portion of a required distribution from this inherited IRA. | have reported this as & “redemption” because that is the term T

Rowe Price uses on its statement.

Line 359. On last year's report, this was shown on line 256 as "Inherited IRA ~~ TIAA-CREF.”

Lines 360-67. This is an mhented IRA. Except for line 359, Column B 1s not completed because it cannot be. The TIAA-CREF statements disclose no

information about income (other than for the “TIAA Traditional” fund), and TIAA-CREF personnel have told me that the information is unavailable because the

investments are “annuity-based.” Similarly, information about gain or loss from “sales” (the distributions 1 am required to take) is not reported in Column D for

any portion of the IRA because TIAA-CREF personnel have told me that information about gains or losses is univailable.

This is a copy of a public record, reproduced as it was published. It is not legal advice, and it may not be the version a court would rely on. Check the official source before you cite it.