A. Benjamin Goldgar

2015Annual

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What was filed

270
investments
0
positions
0
gifts
0
agreements
0
debts
0
reimbursements
0
income
0
spouse income

As filed

Fidelity Cash Reserves Money Market Fund — Int/Div

Traditional IRA-Fidelity (4) — Int/Div

Strategic Advisors Small-Mid Cap Fund — Buy (add'l)

Fidelity Short-Term Bond

Fidelity Total Bond — Sold

Pimco Total Return Administrative Shares — Sold

Fidelity Strategic Advisors Value Fund — Sold (part)

Strategic Advisors International Fund — Sold (part)

Strategic Advisors International Fund — Buy (add'l)

Strategic Advisors International Fund — Sold (part)

Strategic Advisors Core Income Fund — Buy (add'l)

Strategic Advisors Core Income Fund — Sold (part)

Strategic Advisors Core Income Fund — Buy (add'l)

Templeton Global Bond CL A

Strategic Advisors Core Fund — Buy (add'l)

Strategic Advisors Growth Fund — Sold (part)

Strategic Advisors Emerging Markets — Buy (add'l)

Strategic Advisors Income Opportunity Fund

FIMM Money Market Port Inst CL

Strategic Advisors Short Duration Fund

Arden Alternative Strategies Class

Blackstone Alternative Multimanages

Traditional IRA-Fidelity (3) — Int/Div

Strategic Advisors Small-Mid Cap Fund

Fidelity Total Bond — Sold (part)

Fidelity Total Bond — Sold

Pimeo Total Return Admmistrative Shares — Sold (part)

Pimeo Total Return Admmistrative Shares — Sold

Strategic Advisors International Fund — Sold (part)

Templeton Global Bond CL A

Strategic Advisors Value Fund

Strategic Advisors Core Fund

Strategic Advisors Growth Fund

Strategic Advisors Emerging Markets — Buy (add'l)

Strategic Advisors Core Income Fund — Buy (add'l)

Strategic Advisors Income Opportunity Fund

FIMM Money Market Port Inst CL

Merger Fund

Strategic Advisors Short Duration Fund — Sold (part)

Arden Altemative Strategies Class

Blackstone Alternative Multimanager

Rollover IRA-Fidelity (3) — Int/Div

Strategic Advisors Small-Mid Cap Fund — Sold (part)

Strategic Advisors Small-Mid Cap Fund — Buy (add'l)

Fidelity Total Bond — Sold (part)

Fidelity Total Bond — Sold

Pimco Total Return Admmistrative Shares — Sold (part)

Pimco Total Return Admmistrative Shares — Sold

Strategic Advisors International Fund — Sold (part)

Strategic Advisors International Fund — Buy (add'l)

Templeton Global Bond Class A

Fidelity Money Market

Strategic Advisors Value Fund — Sold (part)

Strategic Advisors Core Fund — Buy (add'l)

Strategic Advisors Core Fund — Sold (part)

Strategic Advisors Growth Fund — Sold (part)

Strategic Advisors Emerging Markets — Buy (add'l)

Strategic Advisors Income Opportunity Fund — Buy (add'l)

Strategic Advisors Core Income Fund — Buy (add'l)

Strategic Advisors Core Income Fund — Sold (part)

Strategic Advisors Core Income Fund — Buy (add'l)

FIMM Money Market Port Inst CL — Sold (part)

Merger Fund — Buy (add'l)

Strategic Advisors Short Duration Fund — Buy (add'l)

Strategic Advisors Short Duration Fund — Sold (part)

Strategic Advisors Short Duration Fund — Buy (add'l)

Strategic Advisors Short Duration Fund — Sold (part)

Arden Altemative Strategies Class — Sold (part)

Blackstone Alternative Multimanager

State of Illinois Deferred Compensation Plan — 01K) — Int/Div

Vanguard Institutional Index Fund Plus

Fidelity Short Term Bond (2) — Int/Div

Adirondack Trust Co. stock — Int/Div

Bank of America Growth Money Market Savings — Interest

Fidelity Deferred Annuity

Fidelity VIP Investment Grade Bond Fund — None

Fidelity VIP Strategic Income Fund — None

Vanguard IRA (4) — Int/Div

Vanguard Total Bond Market Index Fund — Buy (add'l)

Vanguard Total Bond Market Index Fund — Sold (part)

Vanguard Total International Stock Index Fund — Sold (part)

Vanguard Stock Market Index Fund — Sold (part)

Vanguard Stock Market Index Fund — Buy (add'l)

Fidelity Cash Reserves (1)(Y)

Strategic Advisors International Fund (2) — Int/Div — Sold (part)

Strategic Advisors International Fund (2) — Sold (part)

Strategic Advisors International Fund (2) — Buy (add'l)

Strategic Advisors Value Fund (2) — Int/Div — Sold (part)

Strategic Advisors Value Fund (2) — Buy (add'l)

Strategic Advisors Small-Mid Cap Fund (2) — Int/Div — Buy (add'l)

Strategic Advisors Emerging Markets (2) — Int/Div — Buy

Strategic Advisors Core Fund (2) — Int/Div — Sold (part)

Strategic Advisors Core Fund (2) — Buy (add'l)

Strategic Advisors Growth Fund (2) — Int/Div — Sold (part)

Strategic Advisors Growth Fund (2) — Buy (add'l)

Fidelity Total Bond (2) — Int/Div — Sold

Strategic Advisors Income Opportunities (2) — Int/Div — Sold (part)

Strategic Advisors Income Opportunities (2) — Buy (add'l)

Strategic Advisors Core Income Fund (2) — Int/Div — Buy (add'l)

Strategic Advisors Core Income Fund (2) — Sold (part)

Pimco Total Return Administrative Shares i} — Int/Div — Sold

Pimco Short Term Administrative Shares (2) — Int/Div — Sold (part)

Pimco Short Term Administrative Shares (2) — Sold

Templeton Global Bond Class A (2) (Y)

Fidelity Real Estate Income (2) — Int/Div — Sold

AQR Diversified Arbitrage Class (2) — None — Sold

FIMM Mmkt Port Inst CL (2) (Y)

Fidelity GNMA Fund (2) — Int/Div — Sold (part)

Fidelity GNMA Fund (2) — Buy (add'l)

Strategic Advisors Short Duration Fund (2) — Int/Div — Sold (part)

Fidelity SAI Int'l Min. Volatility Index (2) — None — Buy

Fidelity SAI Int'l Min. Volatility Index (2) — Buy (add'l)

Fidelity SAI Int'l Min. Volatility Index (2) — Sold

Fidelity SAI US Min. Volatility Index (2) — None — Buy

Fidelity SAI US Min. Volatility Index (2) — Sold

Spartan Ln-Tm Treasury Bond FID (2) — Int/Div — Buy

Spartan Ln-Tm Treasury Bond FID (2) — Buy (add'l)

Spartan Ln-Tm Treasury Bond FID (2) — Sold

Doubleline Total Rt Bond Fund (2) — Int/Div — Buy

Doubleline Total Rt Bond Fund (2) — Buy (add'l)

Doubleline Total Rt Bond Fund (2) — Sold

Merger Fund (2) — Int/Div — Buy

Pimco Long Term US Gov't Inst (2) — Int/Div — Buy

Pimco Long Term US Gov't Inst (2) — Sold

SEI US Managed Volatility Fund FD (2) — Int/Div — Buy

SEI US Managed Volatility Fund FD (2) — Buy (add'l)

SEI US Managed Volatility Fund FD (2) — Sold

Fidelity Diversified International — Int/Div

Fidelity Emerging Markets — Int/Div — Buy (add'l)

Fidelity Emerging Markets — Sold

Fidelity Limited Term Muni Income — Int/Div — Sold (part)

Fidelity Municipal Money Market — Int/Div

Deutsche Managed Muni Bond CD S NAC — Int/Div — Sold (part)

Harbor Capital Appreciation Adm CL — Int/Div

Hotchkis & Wiley Mid Cap Value CL A — Int/Div

T Rowe Tax Free Inc. Fund Adv. Class — Int/Div

SSOA Emergmg Markets — None — Sold

Oakmark Fund — Int/Div

T Rowe Price Real Estate Fund Adv CL — Int/Div

Fidelity Municipal Income — Int/Div

Franklin Federal Tax-free CL A — Int/Div — Sold (part)

Franklin Federal Tax-free CL A — Sold (part)

Templeton Global Bond CL A — Int/Div — Sold (part)

Templeton Global Bond CL A — Buy (add'l)

Templeton Global Bond CL A — Sold (part)

Templeton Global Bond CL A — Buy (add'l)

IShares TR S&P 100 Index Fund — Int/Div

MFS International Diversification FD A Conf — Int/Div

Fidelity Tax-free Bond — Int/Div — Sold (part)

Fidelity Tax-free Bond — Buy (add'l)

Causeway Intemational Value Investor — Int/Div

Janus Enterprise Fund Class T Shares — Int/Div — Buy (add'l)

Fidelity Advisor Growth Oppty CL — Int/Div

Fidelity Low Priced Stock — Int/Div — Sold (part)

Fidelity Low Priced Stock — Sold

Fidelity Small Cap Value — Int/Div

JP Morgan Mid-Cap Value Fund Select CL — Int/Div

IShares TR Russell Mid-Cap Index Fund Avg Price — Int/Div — Sold (part)

IShares TR Russell 1000 Growth Index Fund — Int/Div — Buy (add'l)

IShares TR Russell 1000 Growth Index Fund — Sold (part)

IShares TR Russell 1000 Index Fund — Int/Div — Buy (add'l)

IShares TR Russell 1000 Index Fund — Sold (part)

IShares TR Russell 2000 Index Fund — Int/Div

Vanguard Index FDS Vanguard Value Vipers — Int/Div — Buy (add'l)

MFS International Value Fund CL A — Int/Div — Sold (part)

MFS International Value Fund CL A — Buy (add'l)

T. Rowe Price International Stock — Int/Div

Templeton Frontier Mkts Fund — Int/Div — Buy (add'l)

Templeton Frontier Mkts Fund — Sold (part)

Templeton Frontier Mkts Fund — Buy (add'l)

Templeton Frontier Mkts Fund — Sold (part)

Wells Fargo Short Term Muni Inc.-Instit Conf — Int/Div — Buy (add'l)

Wells Fargo Short Term Muni Inc.-Instit Conf — Sold (part)

Franklin International Sm Cap Growth Advisor — Int/Div — Buy (add'l)

Spector Spdr Tr Shs Ben Int Financial — Int/Div

Fidelity Advisor International Discovery CL 1 — Int/Div — Buy (add'l)

Fidelity Advisor International Discovery CL 1 — Buy (add'l)

Fidelity Value Strategies — Int/Div — Sold (part)

Fidelity Value Strategies — Sold (part)

Champlain Small Co Fund Adv CL — None — Sold

Transamerica Int'l Equity CL 1 — Int/Div — Sold (part)

Transamerica Int'l Equity CL 1 — Buy (add'l)

Transamerica Int'l Small Cap Value — Int/Div

Oppenheimer International Growth CL 1 — Int/Div — Buy (add'l)

RS Small Cap Growth CL Y — Int/Div — Sold (part)

Spdr Ser Tr Barclays Conv Secs ETF — Int/Div — Buy (add'l)

Spdr Ser Tr Barclays Conv Secs ETF — prt)

Spdr Ser Tr Barclays Conv Secs ETF — Sold

Nuveen Intermediate Duration Muni Bond Fund — Int/Div — Sold

Shares MSC1 EAFE ETF — Int/Div — Sold

IShares Russell Midcap Growth — None — Sold

IShares Russell 1000 Value ETF — Int/Div — Buy (add'l)

IShares Russell 1000 Value ETF — Buy (add'l)

IShares Russell 1000 Value ETF — Sold

IShares S&P Small Cap 600 Value — Int/Div — Sold

Acadian Emerging Markets — Int/Div — Buy

Columbia Contrarian Core FD — Int/Div — Buy

Franklin Convertible Securities Advisor — Int/Div — Buy

Franklin Convertible Securities Advisor — Buy (add'l)

Morgan Stanley Inst Inc Int'l Equity — Int/Div — Buy

Morgan Stanley Inst Inc Int'l Equity — Buy (add'l)

T Rowe Price Emerging Markets Stock — Int/Div — Buy

T Rowe Price Emerging Markets Stock — Buy (add'l)

Wasatch Frontier Emerging Small Companies — Int/Div — Buy

Eaton Vance Inc Fund of Boston — Int/Div — Buy

Eaton Vance Inc Fund of Boston — Sold (part)

Eaton Vance Inc Fund of Boston — Buy (add'l)

Vanguard Index FDS Large Cap — Int/Div — Buy

Vanguard Index FDS Growth — Int/Div — Buy

Invesco Convertible Securities — Int/Div — Buy

Invesco Convertible Securities — Sold

Blackrock High YLD BD Port — Int/Div — Buy

Blackrock High YLD BD Port — Sold (part)

Blackrock High YLD BD Port — Buy (add'l)

Blackrock High YLD BD Port — Sold

Causeway Emerging Markets — None — Buy

Causeway Emerging Markets — Buy (add'l)

Causeway Emerging Markets — Sold

Oppenheimer International Bond — Int/Div — Buy

Oppenheimer International Bond — Sold

Inherited IRA -- T. Rowe Price — Int/Div

Dividend Growth (see note) — Sold (part)

Spectrum Income

Inhented IRA « TIAA-CREF (see note)

TIAA Traditional — Sold (part)

CREF Stock — Sold (part)

CREF Global Equities

TIAA Real Estate

CREF Bond Market

CREF Inflation Linked Bond

Bank of America checking — Interest

Bank of America checking (4) — None

Bunk of America checking (2) — None

Bank of America money market (2) — Interest

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Lime 54. The investment in Strategic Advisors US Opportunity Fund, shown on line 73 of last year's report, does not appear on this year's report because it was

sold on 8/8/14, Last year's report mistakenly omitted the full sale. Had the full sale been reported, the value code would have been "K* and the gain code "D."

Line 229. The "redemption" is a portion of 4 required distribution from this inherited IRA. 1 have reported this as a "redemption" beciuse that is the term T Rowe

Price uses on its statement.

Line 231. This is an inherited IRA. Column B is not completed because it cannot be. The TIAA-CREF statements disclose no information about income, and

TIAA-CREF personnel have told me that the information is unavailable because the investments are "annuity-hased,” Similarly, information about gain or loss

from “sales” (the distributions I am required to take) is not reported in Column D because TIAA-CREF personnel have told me that information about gains or

losses is unavailable.

This is a copy of a public record, reproduced as it was published. It is not legal advice, and it may not be the version a court would rely on. Check the official source before you cite it.