Richard Gibson Andrews

Manulife Financial common — Dividend

Sun Life Financial common — Dividend

ViacomCBS common — Dividend

CREF Growth Stock — None

CREF Stock — None

Fidelity Blue Chip Value Fund — Dividend

Fidelity Freedom 2020 — Dividend

John Hancock Cash Management IRA — Dividend

TIAA Traditional — Interest

T. Rowe Price Growth & Income IRA — Dividend

T. Rowe Price Growth & Income IRA — Distribution — Sold (part)

T. Rowe Price Health Sciences — Dividend

T. Rowe Price New Income Fund IRA — Dividend

T. Rowe Price New Income Fund IRA — Distribution — Sold (part)

T. Rowe Price GNMA — Dividend

Invesco American Franchise Fund -- Class A — Dividend

Vanguard Capital Value Fund — Dividend — Merged (with line 18)

Vanguard Windsor Admiral Fund — Dividend — Open

Vanguard Emerging Markets Admiral — Dividend

Vanguard High Yield Corporate Admiral — Dividend

Vanguard High Yield Tax Exempt Admiral #1 — Dividend

Vanguard Intermediate Term Bond Index Admiral — Dividend

Vanguard Intermediate Term Tax Exempt Adm #1 — Dividend

Vanguard Limited Term Tax Exempt Adm — Dividend

Vanguard Long-Term Investment Grade Adm — Dividend

Vanguard Long-Term Tax Exempt Fund Admiral — Dividend

Vanguard Explorer Fund Admiral — Dividend

Vanguard Total Intl Stock Index Inst — Dividend

Vanguard Prime Money Market #1 — Dividend

Vanguard Prime Money Market #2 — Dividend

Vanguard REIT Inst — Dividend

Vanguard Extended Market Index Inst — Dividend

Vanguard Total Stock Index Inst — Dividend

Vanguard Target 2020 Fund IRA — Dividend

Vanguard Target 2020 Fund IRA — Distribution — Sold (part)

Vanguard Target 2025 Fund IRA — Dividend

Vanguard Target 2025 Fund IRA — Distribution — Sold (part)

Vanguard Tax-Managed Capital Appreciation Adm — Dividend

Vanguard Developed Markets Index Admiral — Dividend

Vanguard Tax-Managed Small Cap Adm — Dividend

Vanguard U.S. Growth Admiral IRA — Dividend

Vanguard Wellington Admiral — Dividend

Vanguard Windsor II Fund Admiral — Dividend

M&T Bank Checking Accounts — None

John Hancock whole life ins. #1 — Dividend

John Hancock whole life ins. #2 — Dividend

Sun Life whole life ins. #1 — Int./Div.

Exxon Mobil common #1 (Trust #1) — Dividend

American Century Equity Income (Trust #1) — Dividend

American Century Disciplined Core Value (Trust #1) — Dividend

DWS Strategic High Yield Tax Free Fund (Trust #1) — Dividend

DWS Intermediate Tax/AMT Free Fund (Trust #1) — Dividend

DWS Managed Municipal Bond Fund (Trust #1) — Dividend

Franklin Templeton Class Z (Trust #1) — Dividend

Hennessy Cornerstone (Trust #1) — Dividend

RBC Enterprise Fund Class I (Trust #1) — Dividend

Fidelity Gov't MM #1 (Trust #1) — Dividend

Fidelity Gov't MM #2 — Dividend

Anglogold Ashanti LTD stock (Trust #1) — Dividend

BAE Systems stock (Trust #1) — Dividend

BP Ord stock (Trust #1) — Dividend

BP PLC ADR stock (Trust #1) — Dividend

BT Group Ord stock (Trust #1) — Dividend

Columbia Govt MM Fund-I (Trust #1) — Dividend

Columbia Acorn Intl Fund-Z (Trust #1) — Dividend

Diageo Ord stock (Trust #1) — Dividend

Exxon Mobil common #2 — Dividend

Fidelity Intl Discovery — Dividend

Fidelity New Markets Income — Dividend

Fidelity Real Estate Inv (Trust #1) — Dividend

Fidelity Select Biotech — Dividend

Fidelity Select Health Care — Dividend

Fidelity Strategic Inc (Trust #1) — Dividend

Fidelity Tax-Free Bond (Trust #1) — Dividend

Fidelity Value — Dividend

Freeport McMoran Inc stock (Trust #1) — Dividend

Gabelli Equity — Dividend

HSBC Holdings PLC ADR stock (Trust #1) — Dividend

Janus Overseas Fund Class T — Dividend

Mercantile Investment Trust PLC (Trust #1) — Dividend

News Corp.stock (Trust #1) — Dividend

Oakmark Equity & Income Fund — Dividend

Public Service Enterprise Gp Inc stock (Trust #1) — Dividend

Schlumberger Ltd Com stock (Trust #1) — Dividend — Buy (add'l)

Templeton Dragon Fund Inc (Trust #1) — Dividend — Buy (add'l)

T. Rowe Price Corporate Income — Dividend

T. Rowe Price High Yield Fund — Dividend

Fox common stock (Trust #1) — Dividend

Walt Disney common stock (Trust #1) — Dividend

Unilever PLC stock (Trust #1) — Dividend

United Parcel Service common (Trust #1) — Dividend

Vanguard European Stock Ind F Adm — Dividend

Vanguard High Yield Tax-exempt # 2 — Dividend

Vanguard Intermediate-Term Tax Exempt Adm #2 — Dividend

Vanguard Pacific Stock Index F Adm — Dividend

Trustee, Trust #1

Reimbursement — Conner Inn of Court — Feb. 5-6, 2020 — NYC, NY — Panel Presentation — meals, travel, and lodging

Spouse's income — 2020 — Villanova University School of Law, salary

Re: Investments and Trusts, lines 17 & 18, on July 24, 2020, the Vanguard Capital Value Fund merged into the Vanguard Windsor Fund.

Re: Investments and Trusts, line 16, the "Van Kampen" dropped out of the name of the Invesco American Franchise Fund in about 2012.

Re: Investments and Trusts, line 50, the American Century fund formerly known as "Income & Growth" changed its name to "Disciplined Core Value" at some

time in 2020. The fund's ticker symbol did not change.

Re: Investments and Trusts, line 41, the Vanguard U.S. Growth (an IRA) converted to Vanguard U.S. Growth Admiral (still an IRA) on about Sept. 1, 2020.