Nancy H. Lord

Neuberger Berman Large Cap Value Fund Investor — Dividend

Neuberger Berman Focus Fund Investor Class — None

MetLife, Inc common stock (MetLife Policy Holder Trust) — Dividend

MetLife "Whole Life" Policy — Dividend

Prudential (H&R, P.C. 401K) Loomis Sayles Gbl Alloc Y — Int./Div. — Redeemed (part)

Prudential (H&R, P.C. 401K) Invesco Comstock A — Int./Div. — Redeemed (part)

Prudential (H&R, P.C. 401K) ClearBridge Intl Gro 1 — Int./Div. — Redeemed (part)

Prudential (H&R, P.C. 401K) MFS Intl Intrinsic Val R4 — Int./Div. — Redeemed (part)

Key Bank (Cash Account; MM Checking) — None

Key Bank (Cash Account; Hassle Free Checking) — None

Prudential (H&R, P.C. 401K) Invesco Oppenheim Int'l Growth Fund ClassY — None — Closed

Prudential (H&R., P.C. 401K) Pru Stable Value — Int./Div. — Redeemed (part)

Agreement — 2/28/12 — Pension - New York State Employees' Retirement System - Monthly Pension Check (no control)

Liability — Key Bank — Unsecured Preferred Credit Line Account

Liability — MetLife — Loan against Own "Whole Life" Life Insurance Proceeds

Income — 2020 — Income Derived from Monthly Payment from NYS Retirement System (NYS & Local Employees Retirement System) — $21,463.08

Income — 2020 — Income Derived from Monthly Payment from NYS Teachers Retirement System (as Surviving Spouse of Pensioner) — $48,202.12

Part VII. Investments and Trusts

Re - Prudential / Herzfeld & Rubin, P.C. Employees' 401(k) Plan. Nothing is being contributed by Herzfeld & Rubin, P.C. or has been contributed by Herzfeld

& Rubin, P.C. (a former employer) since I left the firm's employ in 1999. I do not make contributions. I made monthly withdrawals/partial redemptions of

$2,000 each month in 2020. Prudential allocated each withdrawal against all of my Fund holdings in the same percentage basis as each holding represents to

the total dollar amount of all the investments in my plan. In column D(3) I listed the total amount redeemed for the year. With the exception of Loomis, each

monthly withdrawal/partial redemption and the total amount for the year fell within category J. With respect to Loomis Sayles, each monthly withdrawal fell

within category J but for the year totalled an amount within category K. Lastly, on March 26, 2020, the plan switched out Invesco Oppenheimer Int'l Growth for

Clearbridge Int'l.; there were monthly withdrawal/parital redemptions for Invesco Oppenheimer Int'l Growth for January, February and March 2020 and beginning

in April, monthly withdrawals from Clearbridge Int'l (after it was added to the fund's portfolio).

Part VII. Investments and Trusts/

Item 4 - A dividend is earned each year on the anniversary of this whole-life policy which automatically results in the acquisition of additional insurance coverage.

Since the anniversary date is in June each year, I have included the dividend amount for 2020, (the dividend amount would fall within category "C" but the amount

of additional insurance that the dividend purchased falls within category "D", so I used category ("D"). For "gross value" at end of the reporting period, I have

provided the cash surrender value information which falls within category "K".