Stuart M. Bernstein

What was filed

211
investments
2
positions
0
gifts
0
agreements
0
debts
0
reimbursements
0
income
1
spouse income

Named parties

Fordham Law Alumni Association
Trust # 1
Defined Benefit Plan

As filed

401K Plan

Vanguard Prime Money Market Instl (401k) — Dividend

T. Rowe Price Personal Strat Balanced (401k) — Dividend

JP Morgan Chase Bank Accounts — Interest

Citibank Accounts — Interest

Citibank Account — Interest

Schwab Value Advantage (5289) — Sold (part)

Keogh (Target) Plan--Plan I — Int./Div. — Distributed (part)

Nassau Life Insurance (Whole Life) — Dividend

Capital "A" Account — Interest — Distributed (part)

Jensen Quality Growth (2588) — Dividend — Buy (add'l)

Jensen Quality Growth (2588) — Buy (add'l)

Schwab US Treasury Money Fund (2588) — Interest — Redeemed

Money Market Sweep (2588) — Interest — Redeemed

Cash (2588) — Interest — Open

T. Rowe Price Capital Appreciation (2588) — Dividend — Buy (add'l)

T. Rowe Price Capital Appreciation (2588) — Sold (part)

SPDR S&P 500 Index (2588) — Dividend — Buy (add'l)

SPDR S&P 500 Index (2588) — Buy (add'l)

SPDR S&P 500 Index (2588) — Sold (part)

American Funds EuroPacific Growth-A (2588) — None — Buy (add'l)

American Funds EuroPacific Growth-A (2588) — Buy (add'l)

American Funds EuroPacific Growth-A (2588) — Sold (part)

American Funds EuroPacific Growth-A (2588) — Sold

Nuveen High Yield Muni Bond Fund C1 A (2588) — Dividend — Buy

Nuveen High Yield Muni Bond Fund C1 A (2588) — Buy (add'l)

Nuveen High Yield Muni Bond Fund C1 A (2588) — Sold (part)

Rydex Inverse S&P 500 Strategy Fund (2588) — None — Sold (part)

Rydex Inverse S&P 500 Strategy Fund (2588) — Sold

Schwab Value Advantage (2588) — Dividend — Buy (add'l)

Schwab Value Advantage (2588) — Sold (part)

Schwab Value Advantage (2588) — Sold

iShares Russell 1000 Value (2588) — Dividend — Buy

Ishares Tr Russell (2588) — Dividend — Buy

Ishares Tr Russell (2588) — Buy (add'l)

Ishares Tr Russell (2588) — Sold (part)

Pacer Trendpilot US (2588) — Dividend — Buy

SPDR Barclays High Yield (2588) — Dividend — Buy

Vanguard FTSE All-World ex-US (2588) — Dividend — Buy

American Century Equity (2588) — Dividend — Buy

Agr Large Cap Defensive (2588) — Dividend — Buy

Prudential High Yield (2588) — None — Buy

T. Rowe Price Capital Appreciation (5289) — Dividend — Buy (add'l)

T. Rowe Price Capital Appreciation (5289) — Sold (part)

Jensen Quality Growth (5289) — Dividend — Buy (add'l)

Jensen Quality Growth (5289) — Buy (add'l)

Jensen Quality Growth (5289) — Sold (part)

Rydex Internet Fund (5289) — None — Buy

Rydex Internet Fund (5289) — Buy (add'l)

Rydex Internet Fund (5289) — Sold (part)

Rydex Internet Fund (5289) — Sold

Schwab Value Advantage (5289) — Dividend — Sold (part)

Schwab Value Advantage (5289) — Buy (add'l)

Schwab Value Advantage (5289) — Sold (part)

Schwab Value Advantage (5289) — Sold

SPDR Gold Shares (5289) — None — Sold

Money Market Sweep (5289) — Interest — Redeemed

Cash (5289) — Interest — Open

Guggenheim S&P 500 Equal (5289) — Dividend — Buy

Guggenheim S&P 500 Equal (5289) — Buy (add'l)

Guggenheim S&P 500 Equal (5289) — Sold (part)

Ishares Gold (5289) — None — Buy

Ishares Msci Emerging Mkt. Fund (5289) — Dividend — Buy

Ishares Russell 1000 Value (5289) — Dividend — Buy

Ishares Russell 1000 Value (5289) — Buy (add'l)

Ishares Russell 1000 Value (5289) — Sold (part)

Ishares Tr Russell (5289) — Dividend — Buy

Ishares Tr Russell (5289) — Buy (add'l)

Ishares Tr Russell (5289) — Sold (part)

Ishares Tr Russell (5289) — Sold

PowerShares S&P 500 Low Volatility (5289) — Dividend — Buy

PowerShares S&P 500 Low Volatility (5289) — Buy (add'l)

PowerShares Qqq Trust (5289) — Dividend — Buy

Schwab US Broad Mkt (5289) — Dividend — Buy

Schwab US Broad Mkt (5289) — Buy (add'l)

SPDR S&P 500 (5289) — None — Buy

Vaneck Vectors Gold (5289) — None — Buy

Vaneck Vectors Gold (5289) — Sold

Vanguard Growth (5289) — Dividend — Buy

Vanguard Growth (5289) — Buy (add'l)

Vanguard Growth (5289) — Sold (part)

JPMorgan Emerging Mkts (5289) — None — Buy

JPMorgan Emerging Mkts (5289) — Sold

Rydex Health Care Fund (5289) — None — Buy

Rydex Health Care Fund (5289) — Sold

Rydex Nova Fund (5289) — None — Buy

Rydex Nova Fund (5289) — Sold

Rydex Technology Fund (5289) — None — Buy

Rydex Technology Fund (5289) — Buy (add'l)

Rydex Technology Fund (5289) — Sold (part)

Rydex Technology Fund (5289) — Sold

Schwab Value Advantage (IRA-1410) — Dividend — Sold (part)

Schwab Value Advantage (IRA-1410) — Sold (part)

Schwab Value Advantage (IRA-1410) — Buy (add'l)

Schwab Value Advantage (IRA-1410) — Sold

Schwab U.S. Treasury Money Funds (IRA-1410) — Interest — Sold

Cash (IRA-1410) — Interest — Open

Money Market Sweep (IRA-1410) — Interest — Redeemed

Rydex Inverse S&P 500 Strategy Fund (IRA-1410) — None — Sold (part)

Rydex Inverse S&P 500 Strategy Fund (IRA-1410) — Sold

T. Rowe Price Capital Appreciation (IRA-1410) — Dividend — Buy (add'l)

T. Rowe Price Capital Appreciation (IRA-1410) — Sold (part)

Ishares Iboxx High Yield (IRA-1410) — Dividend — Buy

Ishares Russell 1000 Value (IRA-1410) — Dividend — Buy

Ishares Tr Russell (IRA-1410) — Dividend — Buy

Ishares Tr Russell (IRA-1410) — Buy (add'l)

Ishares Tr Russell (IRA-1410) — Sold (part)

Spdr S&P 500 (IRA-1410) — Dividend — Buy

Spdr S&P 500 (IRA-1410) — Buy (add'l)

Spdr S&P 500 (IRA-1410) — Sold (part)

American Century Equity (IRA-1410) — Dividend — Buy

American Fund Growth (IRA-1410) — None — Buy

American Fund Growth (IRA-1410) — Buy (add'l)

American Fund Growth (IRA-1410) — Sold (part)

American Fund Growth (IRA-1410) — Sold

American Fund High Income (IRA-1410) — Dividend — Buy

Aqr Large Cap Defensive (IRA-1410) — Dividend — Buy

Doubleline Total Return (IRA-1410) — Dividend — Buy

Doubleline Total Return (IRA-1410) — Buy (add'l)

Doubleline Total Return (IRA-1410) — Sold (part)

Jensen Quality Growth Fund (IRA-1410) — Dividend — Buy (add'l)

Jhancock International Growth (IRA-1410) — Dividend — Buy

Parnassus Core Equity Fund (IRA-1410) — Dividend — Buy

T. Rowe Price Capital Appreciation (IRA-5055) — Dividend — Buy (add'l)

T. Rowe Price Capital Appreciation (IRA-5055) — Sold (part)

Jensen Quality Growth (IRA-5055) — Dividend — Buy (add'l)

Jensen Quality Growth (IRA-5055) — Buy (add'l)

Jensen Quality Growth (IRA-5055) — Sold (part)

Guggenheim S&P 500 Equal (IRA-5055) — Dividend — Buy

Guggenheim S&P 500 Equal (IRA-5055) — Buy (add'l)

Ishares Gold (IRA-5055) — None — Buy

Rydex Inverse S&P 500 Strategy Fund (IRA-5055) — None — Sold (part)

Rydex Inverse S&P 500 Strategy Fund (IRA-5055) — Sold

Schwab Value Advantage (IRA-5055) — Dividend — Sold (part)

Schwab Value Advantage (IRA-5055) — Sold (part)

Schwab Value Advantage (IRA-5055) — Buy (add'l)

Schwab Value Advantage (IRA-5055) — Sold

SPDR Gold Shares (IRA-5055) — None — Sold

Money Market Sweep (IRA-5055) — Interest — Redeemed

Cash (IRA-5055) — Interest — Open

Ishares Tr Russell (IRA-5055) — Dividend — Buy

Ishares Tr Russell (IRA-5055) — Buy (add'l)

Ishares Tr Russell (IRA-5055) — Sold (part)

Ishares Tr Russell (IRA-5055) — Sold

PowerShares S&P 500 Low Volatility (IRA-5055) — Dividend — Buy

PowerShares S&P 500 Low Volatility (IRA-5055) — Buy (add'l)

Schwab US Broad Market (IRA-5055) — Dividend — Buy

Schwab US Broad Market (IRA-5055) — Buy (add'l)

Schwab US Broad Market (IRA-5055) — Sold (part)

Spdr S&P 500 (IRA-5055) — None — Buy

Vaneck Vectors Gold (IRA-5055) — None — Buy

Vaneck Vectors Gold (IRA-5055) — Sold

Vanguard Growth (IRA-5055) — Dividend — Buy

Vanguard Growth (IRA-5055) — Buy (add'l)

Vanguard Growth (IRA-5055) — Sold (part)

Invesco Comstock Y (IRA-5055) — Dividend — Buy

Invesco Comstock Y (IRA-5055) — Buy (add'l)

Invesco Comstock Y (IRA-5055) — Sold (part)

JPmorgan Emerging Markets Equity (IRA-5055) — Dividend — Buy

JPmorgan Emerging Markets Equity (IRA-5055) — Buy (add'l)

JPmorgan Emerging Markets Equity (IRA-5055) — Sold (part)

Rydex Health Care Fund (IRA-5055) — None — Buy

Rydex Health Care Fund (IRA-5055) — Sold

Rydex Internet Fund (IRA-5055) — None — Buy

Rydex Internet Fund (IRA-5055) — Buy (add'l)

Rydex Internet Fund (IRA-5055) — Sold (part)

Rydex Internet Fund (IRA-5055) — Sold

Rydex Nova Fund (IRA-5055) — None — Buy

Rydex Nova Fund (IRA-5055) — Buy (add'l)

Rydex Technology Fund (IRA-5055) — None — Buy

Rydex Technology Fund (IRA-5055) — Buy (add'l)

Rydex Technology Fund (IRA-5055) — Sold (part)

Rydex Technology Fund (IRA-5055) — Sold

Trust # 1

JP MorganChase Bank Account — Interest

John Hancock Life Insurance Policy — Interest

Director, Fordham Law Alumni Association

Trustee, Trust # 1

Spouse's income — 2019 — Defined Benefit Plan

All information and explanations relate to Part VII:

Lines 8: As a retiree, my spouse receives monthly distributions from the Keogh (Target) Plan. The aggregate amount of the monthly distributions in 2018 is listed

in column "D(3)" as having been made on December 31, 2019

Line 9: The name of Phoenix Life Insurance Company was changed to Nassau Life Insurance Company, effective October 10, 2018.

Line 10: No contributions were made to the Capital "A" account in 2019.

Line 13-15, 73-74, 118-20; 171-72: On September 13, 2019, the "Money Sweep" was transferred to "Cash." The "Schwab US Treasury Money Fund," "Money

Sweep" and "Cash" are cash accounts that were used throughout 2019 to receive cash from sales and fund new purchases.

lines 11-208: I maintain two IRA brokerage accounts and my spouse and I maintain two brokerage accounts held as tenants in common with Charles Schwab. The

report identifies the security that is the subject of the reported transaction with a parenthetical reference that identifies the last four digits of the account number

and whether the account is an IRA account. Where multiple purchases or sales were made during the year, the aggregate amount of the income, if any, and the

value of the asset (if held at the end of the reporting period) are reported on the first line on which the asset is listed.

line 211: The John Hancock Life Insurance Policy is a Flexible Premium Survivorship Universal Life ("Second to Die") policy that my spouse and I maintain for

the benefit of our son. I am not aware of any investment options and have never directed any investments. In addition, the value listed in column c(2) is the gross

value and does not reflect the substantial "surrender charge" in the event that the policy is cancelled.