Scott W. Dales

What was filed

55
investments
1
positions
0
gifts
0
agreements
0
debts
2
reimbursements
0
income
1
spouse income

Named parties

Chief Lake Property Owners Assn
American Bankruptcy Institute (ABI)
Federal Bar Assocation (WD Mich)
Kalamazoo Community Foundation (Wages)

As filed

Comcast Corp Class A Common — Dividend

AT&T — Dividend

Vodafone Group PLC — Dividend

Verizon Communications Common Stock — Dividend

CenturyLink, Inc. Common (fka Qwest Communications Int'll) — Dividend

Frontier Communications Corp. — None

Trustco Bank Corp. NY Common (UTMA) — Dividend

Met Life Policy Holders Trust — Dividend

Principal Funds TOD (H)

SAM Flexible Income Portfolio (A) — Dividend

SAM Flexible Income Portfolio (A) — Buy (add'l)

SAM Flexible Income Portfolio (A) — Sold (part)

Money Market (A) — Dividend

Money Market (A) — Sold (part)

Money Market (A) — Buy (add'l)

Money Market (A) — Buy

Kalamazoo Community Foundation 401(k) and 403(b) (JDD) (H) — Dividend

T Rowe Price Retirement I 2030 I — Dividend

TIAA-CREF 403(b) Retirement Fund (JDD) — Dividend

American Funds - College Enrollment Fund-529A — Dividend

American Funds - College Enrollment Fund-529A — Redeemed (part)

American Funds - College Enrollment Fund-529A — Redeemed

American Funds - College Enrollment Fund-529A — Redeemed (part)

Principal Financial Group Variable Universal Life (SWD) (H)

LifeTime 2030 (Life Insurance) — Dividend

Principal Financial Group Variable Universal Life (JDD) (H)

LifeTime 2030 (Life Insurance) — Dividend

CB&T IRA Beneficiary - American Funds TOD (H)

CB&T IRA Beneficiary - American Funds (Inherited - Douglas) — Dividend

CB&T IRA Beneficiary - American Funds (Inherited - Douglas) — Buy

CB&T IRA Beneficiary - American Funds (Inherited - RaeDene) — Dividend

CB&T IRA Beneficiary - American Funds (Inherited - RaeDene) — Redeemed (part)

CB&T IRA Beneficiary - American Funds (Inherited - RaeDene) — Buy

Lake Michigan Federal Credit Union (Deposit Accounts) — Interest

PNC Bank (Deposit Accounts) — Interest

Wells Fargo Clearing Services LLC (Inherited) — Interest

Wells Fargo Clearing Services LLC (Inherited) — Dividend

Secretary, Chief Lake Property Owners Assn

Reimbursement — American Bankruptcy Institute (ABI) — 11/11/2019 — Troy, MI — Panelist at legal education seminar — Mileage/Hotel

Reimbursement — Federal Bar Assocation (WD Mich) — July 26-28, 2019 — Thompsonville, MI — Panelist at legal education seminar — Mileage/Hotel

Spouse's income — 2019 — Kalamazoo Community Foundation (Wages)

Part VII, lines 1-6: The stock interests in the "Baby Bells" and their successors are the product of a gift These

"Baby Bell" assets on Lines 1-6 are disclosed though below the reporting threshhold.

Part VII, lines 13 & 21: These two transactions represent the ititial funding of the Money Market (A) account via funds from my preexisting S A M Flexible

Income Porfolio (A).

Part VII, line 22: The Kalamazoo Community Foundation retirement plan reported "gains" which I assume take the form of reinvested tax-deferred dividends or

other return on investment. This is retirement account.

Part VII, line 24: The TIAA-CREF reported "gains" which I assume take the form of reinvested tax-deferred dividends or other return on investment. This is

retirement account.

Part VII, lines 25-31: The 529A account listed on these lines is part of the American Funds College Enrollment plan, which is a college savings account. This

account comprises three sub-accounts , as well as one Uniform Transfers to Minors Act (UTMA) account. We took seven distributions from

these accounts to fund college tuition/room and board expenses . One of these distributions cleared out the UTMA account. With respect to the

reported gains and dividends, the American Funds 529A accounts historically declare and distribute capital gains and dividends at year end (in this case December

2019) based on balances at that time. The gains and dividends in our college savings account are automatically reinvested, again at year end.

Part VII, lines 36-52: These CB&T IRA Beneficiary accounts were created from assets received These

funds were temporarily held in the Wells Fargo account referenced in lines 55-56.

Part VII, lines 55-56: This Wells Fargo account was briefly utilized . As

of 12/31/2019 the account is closed.